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Debt Collection Jobs in Silver Spring, MD (NOW HIRING)

Payroll Specialist - Mid-Level

Washington, DC · On-site

$26.50 - $36.25/hr

Apply working knowledge of federal payroll policies and procedures, NFC directives, OMB guidance, the Code of Federal Regulations (CFR), the CFO Act, and the Debt Collection Improvement Act, when ...

Analyze debtor's ability to pay a debt based upon Government collection standards and asset and liability information provided by third party information searches. Based on analysis, make ...

Analyze debtor's ability to pay a debt based upon Government collection standards and asset and liability information provided by third party information searches. Based on analysis, make ...

Analyze debtor's ability to pay a debt based upon Government collection standards and asset and liability information provided by third party information searches. Based on analysis, make ...

Attorney - Associate

Tysons Corner, VA · On-site

$125K - $145K/yr

... Fair Debt Collection Practices Act compliance, district court, and post-judgment enforcement • Strong analytical skills. • Strong written and oral communication skills • Legal project ...

Attorney - Associate

Tysons Corner, VA · On-site

$125K - $145K/yr

... Fair Debt Collection Practices Act compliance, district court, and post-judgment enforcement • Strong analytical skills. • Strong written and oral communication skills • Legal project ...

Collections Paralegal

Bethesda, MD · On-site

$70 - $85K/hr

Familiarity with Maryland collections procedures and applicable debt collection laws and regulations , including liens, judgments, and garnishments * Experience tracking accounts, payments, and ...

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Debt Collection information

See Silver Spring, MD salary details

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How much do debt collection jobs pay per hour?

As of Jun 28, 2026, the average hourly pay for debt collection in Silver Spring, MD is $23.82, according to ZipRecruiter salary data. Most workers in this role earn between $18.65 and $29.62 per hour, depending on experience, location, and employer.

What is a simple definition of debt?

Debt is money owed by an individual or organization to another party, typically resulting from borrowing funds or receiving credit. In debt collection jobs, understanding the nature of debt helps in communicating with debtors and managing repayment processes effectively.

What are the key skills and qualifications needed to thrive as a Debt Collector, and why are they important?

To thrive as a Debt Collector, you need strong negotiation abilities, knowledge of financial regulations, and typically a high school diploma or equivalent. Familiarity with collections management software, customer relationship management (CRM) systems, and sometimes certification in debt collection practices is beneficial. Excellent communication, resilience, and problem-solving skills help build rapport and handle difficult conversations with debtors. These skills are crucial for maximizing successful collections while maintaining compliance and positive client relationships.

What is the difference between Debt Collection vs Credit Analyst?

AspectDebt CollectionCredit Analyst
Required CredentialsHigh school diploma, sometimes certifications in collectionsBachelor's degree in finance, economics, or related field
Work EnvironmentCollections agencies, banks, or credit firms; often fast-paced and target-drivenBanking institutions, corporations; analytical and office-based
Employer & Industry UsageUsed by debt collection agencies, financial institutionsUsed by banks, credit companies, and financial services

Debt Collection and Credit Analyst roles share some financial knowledge but differ in focus. Debt collectors primarily recover overdue payments, often working in high-pressure environments, while credit analysts evaluate creditworthiness to inform lending decisions. Both roles require financial understanding but serve different functions within the credit industry.

What happens after 7 years of not paying debt?

In debt collection, unpaid debts typically become time-barred after seven years, meaning creditors can no longer sue to collect the debt. However, the debt may still appear on your credit report for up to seven to ten years, potentially affecting your credit score. As a debt collector, understanding statutes of limitations and credit reporting rules is essential for advising clients or managing collections effectively.

How to pay off $50,000 in debt in 1 year?

A debt collection professional can assist by negotiating payment plans or settlements with creditors to reduce the debt amount. Managing such a large debt within a year requires disciplined budgeting, increasing income through additional work or sales, and possibly consolidating debt to lower interest rates. Strong organizational skills and financial knowledge are essential for developing effective repayment strategies.

What are some common challenges faced by debt collectors and how can they be managed effectively?

Debt collectors often encounter challenges such as dealing with uncooperative or distressed customers, managing high call volumes, and adhering to strict regulatory requirements. Effective communication skills, empathy, and resilience are crucial for handling difficult conversations and finding solutions that work for both the debtor and the organization. Many companies provide ongoing training, team support, and access to compliance resources to help collectors navigate these challenges and maintain high ethical standards.

What is debt collection?

Debt collection is the process of pursuing payments of debts owed by individuals or businesses. Collection agencies or internal company departments contact debtors to recover outstanding amounts, often after the original creditor has been unsuccessful in collecting the debt. The process may involve phone calls, written notices, and in some cases, legal action. Debt collectors must follow regulations that protect consumers, such as the Fair Debt Collection Practices Act (FDCPA) in the United States. The goal is to recover as much of the owed amount as possible while complying with legal and ethical standards.

Is $20,000 a lot of debt?

In debt collection, $20,000 is considered a significant amount of debt that may require specialized negotiation skills and understanding of debt laws. Collectors often prioritize larger debts and may use various tools to recover the amount owed. The severity of the debt can influence the collection process and strategies used by professionals in the field.
What are popular job titles related to Debt Collection jobs in Silver Spring, MD? For Debt Collection jobs in Silver Spring, MD, the most frequently searched job titles are:
What job categories do people searching Debt Collection jobs in Silver Spring, MD look for? The top searched job categories for Debt Collection jobs in Silver Spring, MD are:
What cities near Silver Spring, MD are hiring for Debt Collection jobs? Cities near Silver Spring, MD with the most Debt Collection job openings:
Payroll Specialist - Mid-Level with Security Clearance

Payroll Specialist - Mid-Level with Security Clearance

OBXtek, Inc

Washington, DC • On-site

$26.50 - $36/hr

Other

Medical, Dental, Vision, Retirement, PTO

Posted 14 days ago


Job description

Responsibilities OBXtek is seeking several Payroll Specialists (Mid-Level) to support the administration of federal payroll operations for employees under various hiring mechanisms. Personnel utilize automated payroll and personnel systems to execute routine and complex payroll functions in accordance with federal laws, regulations, and Agency policies. The role performs accurate and timely payroll processing while providing responsive customer service in a high-volume, time-sensitive environment.

Key Responsibilities: • Perform multiple processes such as leave audits, payroll adjustments, allotments, pay differentials, lump-sum payments, state tax resolution, and liaise with the National Finance Center (NFC). • Support the processing of retirement-related payroll actions, including retirement deductions, allotments, and coordination of retirement and survivor benefit applications. • Assist in processing payroll disbursement activities, including prior service costing actions based on determinations from HCTM, recalculation of payroll deductions associated with retirement code changes, and processing payroll components of retirement and survivor benefit forms (e.g., DS-765, DS-2896, DS-3100).

• Research, analyze, and resolve payroll discrepancies, including suspense items, manual salary payments, adjustment reports, and system-generated errors. • Resolve payroll issues related to incentive programs, separation benefits, tax withholding, direct deposit, benefit premium contributions, bills of collection and refunds, and paid leave accruals. • Maintain and reconcile payroll records and reports, including retirement-related data for employees, ensuring accurate posting of payroll and retirement transactions.

• Apply working knowledge of federal payroll policies and procedures, NFC directives, OMB guidance, the Code of Federal Regulations (CFR), the CFO Act, and the Debt Collection Improvement Act, when executing payroll actions. • Utilize federal payroll systems, NFC and associated tools such as PowerTerm, SPPS, EPIC, and GovTA, to process, research, and correct payroll transactions. • Analyze payroll data to identify inconsistencies, research root causes, and apply established procedures to support accurate resolution of payroll issues.

• Respond to employee and Agency payroll inquiries and provide professional customer service through the Agency's payroll ServiceNow ticketing system. • Assist with payroll reporting, documentation, and record retention in compliance with federal requirements and internal controls. • Perform duties in a high-volume, time-sensitive environment while managing multiple tasks and deadlines.

• Follow established procedures and internal controls while maintaining confidentiality of payroll and personnel data. Qualifications • A Bachelor's degree in Human Resources, Business Administration, or a related field is required. • Personnel shall possess at least 5 years of direct experience supporting federal payroll operations at a USG department or agency.

Personnel must demonstrate familiarity with federal payroll policies and procedures, NFC management directives, OMB guidance, the Code of Federal Regulations, the CFO Act, and the Debt Collection Improvement Act and possess knowledge of federal payroll systems. • Contract requires candidates with no USAID experience. • Demonstrated understanding of federal payroll policies and procedures.

Skills: • High-level of accuracy and attention to detail. • Ability to work independently in a high-volume environment. • Strong communications and problem-solving skills, with proficiency in Microsoft Office applications.

Security Clearance Public Trust Company Information Headquartered in McLean, Virginia and founded in 2009, OBXtek is a fast-growing leader in the government contracting field. Our mission is Our People...Our Reputation. Our people are trained professionals who enhance our customers' knowledge and innovation using technology, collaboration, and education.

We offer a robust suite of benefits including comprehensive medical, dental and vision plans, Flexible Spending Accounts, matching 401K, paid time off, tuition reimbursement plans and much more. As a government contractor, OBXtek pairs lessons learned across disciplines with industry standard quality practices such as CMMC Level 2, CMMI-Dev Level III, ITIL, 6Sigma, PMI, and ISO. Our rapid growth has been recognized by INC500, the Washington Business Journal, and Washington Technology magazine.

OBXtek is an Equal Opportunity Employer and does not discriminate based on race, color, religion, sex, age, national origin, gender identity, disability, veteran status, sexual orientation or any other classification protected by federal, state or local law.