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Debt Collection Jobs in Georgia (NOW HIRING)

You may process all correspondences with adherence to the Fair Debt Collection Practices Act (FDCPA) You will maintain knowledge of functional area and company policies and procedures. You will ...

Legal Clerk ATL

Atlanta, GA · On-site

$17 - $19/hr

Hayt Hayt & Landau is a law firm and a debt collector with over 25 years of experience specializing in debt collection matters. Our offices are located in both Florida and Georgia, representing major ...

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Call Center Representative

Atlanta, GA · On-site

$17 - $25/hr

Service Gurus is seeking to hire 10 experienced Debt Collection in Atlanta GA with proven track record. Must possess current successful third-party collection experience. Hourly Rate: $15-$25/hr ...

Manage relationships with Debt Collection Agencies (DCAs), ensuring service levels, compliance requirements, and recovery KPIs are achieved. * Monitor post write-off recovery performance and take ...

Manage relationships with Debt Collection Agencies (DCAs), ensuring service levels, compliance requirements, and recovery KPIs are achieved. * Monitor post write-off recovery performance and take ...

Eligible for remote work within 60 days At Sequium Asset Solutions , we're redefining what it means to be a leader in the debt collection industry. Through innovation, technology, and a people-first ...

Collector

Columbus, GA

$15.25 - $20.50/hr

Basic understanding of the Fair Debt Collection Practices Act and state and federal laws pertaining to collection activities. * Excellent organizational skills with great attention to detail.

Collections Specialist

Augusta, GA · On-site

$13 - $17/hr

Adhere to all legal and regulatory requirements governing debt collection practices. * Collaborate with team members and supervisors to identify and implement strategies for improving collection ...

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Debt Collection information

See Georgia salary details

$6

$19

$30

How much do debt collection jobs pay per hour?

As of Jun 16, 2026, the average hourly pay for debt collection in Georgia is $19.42, according to ZipRecruiter salary data. Most workers in this role earn between $15.24 and $24.13 per hour, depending on experience, location, and employer.

What is a simple definition of debt?

Debt is money owed by an individual or organization to another party, typically resulting from borrowing funds or receiving credit. In debt collection jobs, understanding the nature of debt helps in communicating with debtors and managing repayment processes effectively.

What are the key skills and qualifications needed to thrive as a Debt Collector, and why are they important?

To thrive as a Debt Collector, you need strong negotiation abilities, knowledge of financial regulations, and typically a high school diploma or equivalent. Familiarity with collections management software, customer relationship management (CRM) systems, and sometimes certification in debt collection practices is beneficial. Excellent communication, resilience, and problem-solving skills help build rapport and handle difficult conversations with debtors. These skills are crucial for maximizing successful collections while maintaining compliance and positive client relationships.

What is the difference between Debt Collection vs Credit Analyst?

AspectDebt CollectionCredit Analyst
Required CredentialsHigh school diploma, sometimes certifications in collectionsBachelor's degree in finance, economics, or related field
Work EnvironmentCollections agencies, banks, or credit firms; often fast-paced and target-drivenBanking institutions, corporations; analytical and office-based
Employer & Industry UsageUsed by debt collection agencies, financial institutionsUsed by banks, credit companies, and financial services

Debt Collection and Credit Analyst roles share some financial knowledge but differ in focus. Debt collectors primarily recover overdue payments, often working in high-pressure environments, while credit analysts evaluate creditworthiness to inform lending decisions. Both roles require financial understanding but serve different functions within the credit industry.

What happens after 7 years of not paying debt?

In debt collection, unpaid debts typically become time-barred after seven years, meaning creditors can no longer sue to collect the debt. However, the debt may still appear on your credit report for up to seven to ten years, potentially affecting your credit score. As a debt collector, understanding statutes of limitations and credit reporting rules is essential for advising clients or managing collections effectively.

How to pay off $50,000 in debt in 1 year?

A debt collection professional can assist by negotiating payment plans or settlements with creditors to reduce the debt amount. Managing such a large debt within a year requires disciplined budgeting, increasing income through additional work or sales, and possibly consolidating debt to lower interest rates. Strong organizational skills and financial knowledge are essential for developing effective repayment strategies.

What are some common challenges faced by debt collectors and how can they be managed effectively?

Debt collectors often encounter challenges such as dealing with uncooperative or distressed customers, managing high call volumes, and adhering to strict regulatory requirements. Effective communication skills, empathy, and resilience are crucial for handling difficult conversations and finding solutions that work for both the debtor and the organization. Many companies provide ongoing training, team support, and access to compliance resources to help collectors navigate these challenges and maintain high ethical standards.

What is debt collection?

Debt collection is the process of pursuing payments of debts owed by individuals or businesses. Collection agencies or internal company departments contact debtors to recover outstanding amounts, often after the original creditor has been unsuccessful in collecting the debt. The process may involve phone calls, written notices, and in some cases, legal action. Debt collectors must follow regulations that protect consumers, such as the Fair Debt Collection Practices Act (FDCPA) in the United States. The goal is to recover as much of the owed amount as possible while complying with legal and ethical standards.

Is $20,000 a lot of debt?

In debt collection, $20,000 is considered a significant amount of debt that may require specialized negotiation skills and understanding of debt laws. Collectors often prioritize larger debts and may use various tools to recover the amount owed. The severity of the debt can influence the collection process and strategies used by professionals in the field.
What are the most commonly searched types of Debt Collection jobs in Georgia? The most popular types of Debt Collection jobs in Georgia are:
What cities in Georgia are hiring for Debt Collection jobs? Cities in Georgia with the most Debt Collection job openings:
Infographic showing various Debt Collection job openings in Georgia as of June 2026, with employment types broken down into 1% Locum Tenens, 2% As Needed, 57% Full Time, 37% Part Time, 1% Temporary, and 2% Contract. Highlights an 93% Physical, 3% Hybrid, and 4% Remote job distribution, with an average salary of $40,388 per year, or $19.4 per hour.

Full-time

Posted 21 days ago


Job description

Virtual Collections Specialist
Credit Wise Recovery Solutions is currently seeking virtual agents that have 1+ years of 3rd party collections experience to work from home! At CWR, your earning potential is up to you. You can make as much as you put into using our provided software, training, and management support.
Agents rave about our integrated collections engine database and softphone communicator. All of these are provided to you at no additional cost! All that is needed from qualified applicants is the ambition to write your own paycheck.
Virtual Collections Specialist Overview:
Are you a self-starter with some free time on your hands to make some money? Working as a virtual collections and recovery specialist you will be required to communicate with patients, clients, and consumers to attempt to bring resolution to unpaid accounts. You will provide thorough, efficient, and accurate updates on computer files for each call made. You may process all correspondences with adherence to the Fair Debt Collection Practices Act (FDCPA) You will maintain knowledge of functional area and company policies and procedures.
You will provide feedback to management concerning possible problems or areas of improvement. You will provide valuable insight and recommendations to improve processes and efficiency. You will perform other duties upon request of management. Virtual Agents are set up on an incredibly lucrative bonus structure that is paid bi-weekly! The earning potential is limitless!
Qualifications for Virtual Collections Specialist:
  • High school diploma or General Educational Development (GED) Certificate
  • Knowledge and understanding of company policies and procedures
  • Knowledge and understanding of Fair Debt Collection Practices Act (FDCPA)
  • Ability to maintain the highest level of confidentiality
  • Proficient personal computer skills
  • Excellent interpersonal, written, and oral communication skills
  • Ability to work in a team-fostered environment
  • Ability to work in a multi-tasked environment
  • Ability to prioritize and organize work
  • Ability to adapt to flexible work scheduling