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Debt Analyst Jobs (NOW HIRING)

National Debt Relief, LLC.

Provisioning Analyst

$24 - $26.75/hr

Overview National Debt Relief is seeking an IT Provisioning Analyst to join the Information Technology team. The IT Provisioning Analyst primary role is account creation, user audits and maintaining ...

IFAS LLC

Debt Management Analyst (OPU)

Charleston, SC · On-site

Department of State (DoS), The Bureau of the Comptroller and Global Financial Services, Charleston has a requirement for a Debt Management Analyst in the Office of Global Compensation. The Analyst ...

TrueML

Debt Collections Supervisor (Inbound)

Lenexa, KS · On-site

$65K - $75K/yr

After 30 years in the debt resolutions space, Sentry Credit began our most exciting chapter yet by ... You won't just track metrics; you'll analyze trends and take immediate action to improve them.

Bray International

Credit Analyst

Houston, TX · On-site

Manage customer accounts to ensure appropriate credit limit based on volume and reduce exposure. Assist with bad debt analysis and help process lien letters. Perform other duties assigned.

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Debt Analyst information

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$31K

$73.3K

$130K

How much do debt analyst jobs pay per year?

As of Jun 19, 2026, the average yearly pay for debt analyst in the United States is $73,261.00, according to ZipRecruiter salary data. Most workers in this role earn between $52,500.00 and $87,000.00 per year, depending on experience, location, and employer.

How to become a collections analyst?

To become a collections analyst, candidates typically need a high school diploma or equivalent, with some roles preferring an associate's or bachelor's degree in finance, accounting, or a related field. Relevant skills include strong communication, negotiation, and analytical abilities, and familiarity with debt collection software or customer relationship management (CRM) tools is beneficial. Gaining experience through entry-level finance or customer service positions can also help build the necessary expertise for this role.

What is the difference between Debt Analyst vs Credit Analyst?

AspectDebt AnalystCredit Analyst
Required CredentialsBachelor's degree in finance, accounting, or related field; certifications like CFA or CPA are a plusBachelor's degree in finance, economics, or related field; certifications like CFA or credit-specific credentials are common
Work EnvironmentFinancial institutions, investment firms, or corporate finance departmentsBanks, lending institutions, or credit agencies
Employer & Industry UsageUsed in debt management, loan analysis, and debt restructuringUsed in assessing creditworthiness, loan approvals, and risk analysis

Both roles require similar educational backgrounds and certifications, often working within financial institutions. While Debt Analysts focus on managing and analyzing debt portfolios, Credit Analysts evaluate the credit risk of potential borrowers. Understanding these differences helps professionals choose the right career path or employers seek the appropriate expertise.

What are some common challenges Debt Analysts face when reviewing complex financial portfolios?

Debt Analysts often encounter challenges such as deciphering incomplete or inconsistent financial data, evaluating the creditworthiness of entities with limited credit history, and staying current with changing regulations that impact debt instruments. Additionally, they may need to balance multiple client portfolios with tight deadlines, requiring strong organizational skills and attention to detail. Successful analysts collaborate closely with finance teams, risk managers, and external stakeholders to ensure thorough analysis and informed recommendations.

Can I be a credit analyst without a degree?

While a degree is often preferred for a credit analyst position, some employers may consider candidates with relevant experience, strong analytical skills, and industry certifications such as the CFA or credit-specific training. However, having a degree in finance, economics, or a related field generally improves job prospects and advancement opportunities.

What are the key skills and qualifications needed to thrive as a Debt Analyst, and why are they important?

To thrive as a Debt Analyst, you need strong analytical abilities, financial modeling skills, and a background in finance or accounting, often supported by a bachelor’s degree in a related field. Familiarity with financial analysis software, spreadsheets (Excel), and sometimes certifications like CFA or FRM are typically required. Attention to detail, critical thinking, and effective communication are crucial soft skills that set top performers apart. These competencies enable accurate debt assessment, informed decision-making, and clear reporting, which are vital for managing financial risk and supporting organizational growth.

Will AI replace credit analyst?

AI can automate certain tasks performed by credit analysts, such as data analysis and risk assessment, but it is unlikely to fully replace the role. Credit analysts rely on judgment, industry knowledge, and interpersonal skills that are difficult for AI to replicate, making human oversight essential in the decision-making process.

What does a debt analyst do?

A debt analyst evaluates the creditworthiness of individuals or organizations by analyzing financial statements, credit reports, and payment histories. They identify risks, assess debt repayment ability, and often use financial modeling tools to inform lending decisions or debt management strategies.
More about Debt Analyst jobs
What cities are hiring for Debt Analyst jobs? Cities with the most Debt Analyst job openings:
What states have the most Debt Analyst jobs? States with the most job openings for Debt Analyst jobs include:
What job categories do people searching Debt Analyst jobs look for? The top searched job categories for Debt Analyst jobs are:
Debt Analyst jobs near you
Infographic showing various Debt Analyst job openings in the United States as of June 2026, with employment types broken down into 67% Full Time, 11% Part Time, 11% Temporary, and 11% Contract. Highlights an 78% In-person, 11% Hybrid, and 11% Remote job distribution, with an average salary of $73,261 per year, or $35.2 per hour.

Debt Settlement Specialist / Sales Rep

National Debt Cure

Staten Island, NY • On-site

$16 - $35/hr

Full-time

Retirement

Posted 10 days ago

Job description

DEBT SPECIALIST


Are you looking for a Debt Specialist opportunity that offers:

  • a competitive compensation plan
  • uncapped earning potential reaching over $100K to upwards of $200K or more
  • a successful and rewarding career with a company that offers growth and ongoing training?

Come join us at National Debt Cure, we are looking for Debt Specialists who will take a consultative approach to assisting our customers with their unsecured debt. Our mission is to help them achieve financial freedom and meet their goals. In this role you will be helping them to get there. The Ideal candidate will have a strong personality, sense of individuality, and a fervent drive and determination to help others.

Responsibilities:

As a Debt Specialist with National Debt Cure you will…

  • Successfully acquire new customers through prospecting efforts and by fielding new inbound inquiries
  • Engage customers from our existing database through various channels (phone, email, SMS, etc.)
  • Work and collaborate with members of cross-department team to manage active, in-process business and provide exceptional, responsive customer service
  • Analyze client portfolios to determine the best strategy to help clients achieve financial freedom as quickly as possible


We offer…

  • Hourly wage starting at 15.00 + a generous tiered commission. (On average, a first-year sales representative can expect to earn $55,000 or more. Experienced sales reps can make $100k+)
  • Remote (work-from-home) position for applicants who have prior debt settlement or related sales experience only
  • In office position with paid training for those without prior debt settlement or related sales experience
    Uncapped Income Potential
  • Competitive compensation package
  • Awards for reaching production targets
  • Ongoing sales training
  • Accelerated Growth Opportunity
  • 401K with Company Match
  • 7 Days PTO
  • Paid Holidays
  • An Unmatched Company Culture
  • Employee Referral Bonuses

Qualifications & Skills

  • 1+ years experience as a Debt Specialist/Debt Resolution Specialist
  • Strong business acumen and professionalism
  • Excellent verbal and written communication
  • High energy, competitive, passionate, and motivated to be #1
  • Ability to thrive in a fast-paced environment
  • Effective communicator & listener
  • Enjoys talking to people on the phone
  • Displays empathy, understanding & relatability
  • Strong problem-solving skills and detail oriented
  • Can work independently and with a team

Company Description

Well established, owner operated, company operating successfully since 2006, having helped well over 100,000 consumers nationwide. Majority of our employees, affiliates and vendors have been with the company for well over 8 years and counting. We offer the right candidates opportunities across multiple verticals to increase earning potential.