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Damage Appraiser Jobs in Iowa (NOW HIRING)

Vspec

Physical Damage Specialist

Cedar Rapids, IA · On-site

Essential Duties & Responsibilities The writing of virtual damage appraisals from photos, utilizing electronic estimating software Audit collision repair estimates to ensure proper method of repairs ...

Vspec

Physical Damage Specialist

Cedar Rapids, IA · On-site

Essential Duties & Responsibilities The writing of virtual damage appraisals from photos, utilizing electronic estimating software Audit collision repair estimates to ensure proper method of repairs ...

M&K Truck Centers

Body Shop Manager

Waukee, IA · On-site

$70K - $85K/yr

Communicate with appraisers for supplemental repair amounts * Manage deadlines and budgets of ... Estimate repair times of fiberglass, sheet metal, chassis frames, and structural damage to cabs and ...

Progressive

Claims Adjuster Trainee, Iowa

Long Grove, IA

$25.96 - $27.64/hr

We'll also teach you the insurance stuff - providing in-depth training on property damage and ... Partner with appraisers/estimators to manage vehicle repairs * Negotiate with customers and other ...

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All JobsDamage Appraiser JobsDamage Appraiser Jobs in Iowa

Damage Appraiser information

See Iowa salary details

$10.3K

$66.5K

$86.9K

How much do damage appraiser jobs pay per year?

As of Aug 8, 2026, the average yearly pay for damage appraiser in Iowa is $66,469.00, according to ZipRecruiter salary data. Most workers in this role earn between $66,700.00 and $66,700.00 per year, depending on experience, location, and employer.

How does a damage appraiser typically collaborate with insurance adjusters and repair technicians during the claims process?

Damage Appraisers work closely with both insurance adjusters and repair technicians to accurately assess the extent of damage to vehicles or property. They often conduct on-site inspections, document findings, and prepare detailed reports with repair estimates. Effective communication is crucial, as appraisers must clarify their assessments to adjusters and sometimes negotiate with repair shops to ensure recommended repairs are feasible and in line with policy guidelines. This collaborative effort ensures that claims are processed efficiently and fairly for all parties involved.

What is the difference between Damage Appraiser vs Insurance Adjuster?

AspectDamage AppraiserInsurance Adjuster
CertificationsOften requires state-specific licenses or certificationsRequires adjuster licenses, such as state licensing or certifications like AIC
Work EnvironmentPrimarily in the field inspecting damaged property or vehiclesField and office work, assessing claims and negotiating with clients
Industry UsageCommonly employed by insurance companies, repair shops, or independent firmsEmployed by insurance companies, public adjusting firms, or as independent adjusters

Damage Appraisers and Insurance Adjusters both evaluate property damage, often requiring similar certifications and working within the insurance industry. Damage Appraisers typically focus on inspecting and estimating repair costs for damaged property or vehicles, often working in the field. Insurance Adjusters assess claims, negotiate settlements, and may work both in the field and office. While their roles overlap, Damage Appraisers concentrate more on damage estimation, whereas Adjusters handle broader claim management.

What skills and qualifications are needed to thrive as a damage appraiser?

To thrive as a Damage Appraiser, you need expertise in vehicle repair processes, attention to detail, and typically a high school diploma or relevant certification in automotive estimation. Familiarity with estimating software like CCC ONE or Audatex, as well as knowledge of insurance industry standards, is essential. Strong communication, negotiation skills, and customer service abilities help build trust and resolve claims efficiently. These skills ensure accurate assessments, fair settlements, and customer satisfaction in a fast-paced environment.

What is a damage appraiser?

As a damage appraiser, you assess vehicle damage for applicants who are making insurance claims. After the appraisal process, you estimate the cost of the work needed to repair the vehicle to its pre-damage condition. Your job duties may also include determining whether it would be more cost-effective to pay off the value of the damaged vehicle rather than paying for body shop repairs. Other responsibilities include performing administrative work, such as filing and processing forms with the insurance provider and client.

More about Damage Appraiser jobs
What are popular job titles related to Damage Appraiser jobs in Iowa? For Damage Appraiser jobs in Iowa, the most frequently searched job titles are:
What job categories do people searching Damage Appraiser jobs in Iowa look for? The top searched job categories for Damage Appraiser jobs in Iowa are:
What are popular job titles related to Damage Appraiser jobs in IA? For Damage Appraiser jobs in IA, the most frequently searched job titles are:
Damage Appraiser jobs near you
Infographic showing various Damage Appraiser job openings in Iowa as of July 2026, with employment types broken down into 74% Full Time, 6% Part Time, 1% Contract, and 19% Nights. Highlights an 84% Physical, 4% Hybrid, and 12% Remote job distribution, with an average salary of $66,469 per year, or $32 per hour.

Inside Physical Damage Appraiser

Auto Owners Insurance Company

West Des Moines, IA • On-site

Full-time

Retirement, PTO

Re-posted 6 days ago

Job description

A career at Auto-Owners is challenging and rewarding. Our group of caring associates create financial security by helping individuals and businesses make a new start when a loss occurs.

Job Description

We offer a merit-based work-from-home program based on job responsibilities. After initial training in-person, this specific role could have the flexibility to work from home up to 3 days per week.

Auto-Owners Insurance, a top-rated insurance carrier, is seeking an experienced and motivated Claims professional to join our team. The position requires the following, but is not limited to:

  • Inspect damaged automobiles, develop information regarding repair costs, negotiate repair cost agreements, and evaluate practicality of repair and options for settlement of claims.
  • Maintains an understanding of current automobile construction and repair techniques, assuring compliance with statutory requirements including but not limited to appropriate use of after-market parts, and repairs to automobiles with concern for safety and industry standards.
  • Communicate with claim associates, agents, insured's repair facilities and others regarding inspections and conclusions; develop and participate in required communication to vehicle owner regarding repairs, participate as necessary in negotiations, follow-up and problem resolution on claims.
  • Works towards the resolution of claims, and may attend arbitrations, mediations, depositions, or trials as necessary.
  • Handle investigations by phone, mail and on-site investigations.
  • Willing to travel and be temporarily reassigned for catastrophe duty upon request.

Desired Skills & Experience

  • Bachelor's degree or equivalent experience
  • A minimum of 3 years working as a physical damage appraiser .
  • Knowledge of CCC software is preferred but not required
  • Above average communication skills (written and verbal)
  • Ability to resolve complex issues
  • Organize and interpret data
  • Ability to handle multiple assignments
  • Possess a valid driver's license

Benefits

Auto-Owners offers a wide range of career opportunities, and we are seeking talent that will help us continue our long tradition of success. We offer a friendly work environment, structured training program, employee mentoring and an excellent compensation/benefits package. Along with a competitive base salary, matched 401(k), fully-funded pension plan (once vested), and bonus programs, Auto-Owners also provides generous paid time off including holidays, vacation days, personal time, and sick leave. If you're looking to do rewarding work alongside great people, Auto-Owners is the place for you!

Equal Employment Opportunity

Auto-Owners Insurance is an equal opportunity employer. The Company hires, transfers, and promotes on the basis of ability, without consideration of disability, age, sex, race, color, religion, height, weight, marital status, sexual orientation, gender identity or national origin, or any factor contrary to federal, state or local law.

*Please note that the ability to work in the U.S. without current or future sponsorship is a requirement.

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