Custody Manager Jobs (NOW HIRING)

Description

Job Summary

The Mortgage Document Custody Manager is responsible for the oversight, control, and compliance of mortgage collateral documents for loans serviced and/or owned by the bank. This role ensures adherence to Government-Sponsored Enterprises (GSE's) investor requirements, internal policies, and regulatory standards across document custody operations, including collateral intake, certification, transfers of servicing and custody, lien releases, and audit readiness. The ideal candidate brings deep expertise in Mortgage Document Custody, GSE guidelines, servicing operations, and risk management, with a strong focus on control execution and operational excellence.

Key Responsibilities

Document Custody & Investor Compliance

• Oversee daytoday Mortgage Document Custody operations, including receipt, certification, storage, tracking, and release of original Notes, Mortgages, Assignments, and ancillary documents.
• Ensure compliance with Freddie Mac, Fannie Mae, and Ginnie Mae document custody and servicing requirements, including Seller/Servicer Guides and custody handbooks.
• Manage processes related to Transfers of Servicing and Transfers of Custody, including execution and certification of required investor forms (e.g., custodial certifications).
• Partner with Investor Relations, Legal, Servicing, and external Document Custodians to resolve documentation gaps and compliance issues.

Audit, Risk & Quality Control

• Lead preparation for GSE, internal audit, and regulatory exams, including onsite and remote custodial audits.
• Ensure timely remediation of audit findings, exceptions, and control gaps, partner with Risk Management on issue tracking and closure.
• Maintain and enhance Quality Control (QC) programs for document custody activities, including periodic file reviews and control testing.
• Own and maintain custodyrelated procedures, controls, and documentation to support Business Line Controls, RCSA, and audit readiness.

Operational Leadership

• Manage and develop a team of Document Custody professionals, providing coaching, performance feedback, and crosstraining to ensure sustainability and coverage.
• Establish clear ownership, accountability, and escalation paths for custodyrelated functions.
• Analyze operational trends, exception data, and audit results to identify risks and drive continuous improvement.

Qualifications, Education, Certifications and/or Other Professional Credentials

• Prior experience supporting or leading GSE custodial audits with minimal or no findings.
• Experience with eVault or digital mortgage initiatives preferred.

• Prior leadership experience preferred.

Hours & Work Schedule

• Hours per Week: 40
• Work Schedule: Mon - Fri 8:30am - 5pm fully on site

Some job boards have started using jobseeker-reported data to estimate salary ranges for roles. If you apply and qualify for this role, a recruiter will discuss accurate pay guidance.

Equal Employment Opportunity

Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague's or a dependent's reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws. At Citizens, we are committed to fostering an inclusive culture that enables all colleagues to bring their best selves to work every day and everyone is expected to be treated with respect and professionalism. Employment decisions are based solely on merit, qualifications, performance and capability.