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Credit Underwriter Jobs in Delaware (NOW HIRING)

M&T Bank

Business Banking Underwriter I

Wilmington, DE · On-site

$24.87 - $41.45/hr

Prepare credit analysis for commercial loan applications and enter credit applications into the credit system for underwriter review. Conduct credit investigations, and prepare loan packages for ...

M&T Bank

Business Banking Underwriter I

Wilmington, DE · On-site

$24.87 - $41.45/hr

Prepare credit analysis for commercial loan applications and enter credit applications into the credit system for underwriter review. Conduct credit investigations, and prepare loan packages for ...

Best Egg

Credit Forecasting Manager I

Wilmington, DE · On-site

$90 - $120/hr

You will partner closely with Credit Strategy, Capital Markets, and Data teams to ensure forecasts ... Influence major underwriting and pricing strategy changes * Support highly complex, cross ...

Best Egg

Credit Forecasting Manager I

Wilmington, DE · On-site

$160K - $175K/yr

You will partner closely with Credit Strategy, Capital Markets, and Data teams to ensure forecasts ... Influence major underwriting and pricing strategy changes * Support highly complex, cross ...

Best Egg

Credit Forecasting Manager I

Wilmington, DE · On-site

$160K - $175K/yr

You will partner closely with Credit Strategy, Capital Markets, and Data teams to ensure forecasts ... Influence major underwriting and pricing strategy changes * Support highly complex, cross ...

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Credit Underwriter information

See Delaware salary details

$46.5K

$87.4K

$148.6K

How much do credit underwriter jobs pay per year?

As of Sep 3, 2026, the average yearly pay for credit underwriter in Delaware is $87,365.00, according to ZipRecruiter salary data. Most workers in this role earn between $70,100.00 and $101,600.00 per year, depending on experience, location, and employer.

What is a credit underwriter?

A credit underwriter reviews credit applications and helps decide whether someone should get a loan. As a credit underwriter, your job is to review loan applications and sometimes check a loan applicant’s credit history. You may also be asked to verify income and debt information. Financial experience helps in this career. In addition, you must determine whether the loan applicant has collateral, something the applicant will give up if they cannot repay the loan. The credit underwriter may note a house or car as collateral. Credit underwriters must have strong analytical skills and ethical values. It is important to maintain client privacy in all aspects of this career.

What does a credit underwriter do?

A Credit Underwriter is responsible for evaluating the creditworthiness of individuals or businesses applying for loans or credit. They review financial statements, credit reports, and other relevant information to assess the risk of lending money. Based on their analysis, they make recommendations or decisions regarding loan approvals, terms, and conditions, ensuring that lending policies and regulatory requirements are met. Credit Underwriters play a critical role in helping financial institutions minimize risk while supporting responsible lending. Their work helps ensure that borrowers have the ability to repay the loans they receive.

What are the key skills and qualifications needed to thrive as a credit underwriter, and why are they important?

To thrive as a Credit Underwriter, you need strong analytical skills, attention to detail, and a background in finance or accounting, often supported by a relevant degree. Familiarity with credit scoring models, financial statement analysis, and underwriting software such as Moody’s or FICO systems is typically required. Excellent judgment, communication, and decision-making abilities are critical soft skills for effectively assessing risk and collaborating with stakeholders. These competencies ensure accurate credit evaluations, minimize financial risk, and support sound lending decisions for the organization.

How does a credit underwriter typically collaborate with sales and risk teams during the loan approval process?

Credit Underwriters work closely with both sales representatives and risk management teams to ensure a thorough evaluation of loan applications. While underwriters assess the creditworthiness of applicants by analyzing financial statements and credit reports, they often consult with sales teams to clarify client backgrounds or business needs. Collaboration with risk teams is essential to establish appropriate lending terms and mitigate potential losses. This cross-functional teamwork helps ensure that lending decisions align with both the institution's risk appetite and client expectations.

What is the difference between Credit Underwriter vs Loan Processor?

AspectCredit UnderwriterLoan Processor
CredentialsTypically requires a bachelor's degree; certifications like CU (Credit Underwriter) are commonUsually requires a high school diploma or equivalent; some roles prefer associate degrees
Work EnvironmentAnalyzes credit data, reviews financial documents, and assesses riskPrepares loan files, verifies information, and facilitates loan approval process
Industry UsageCommonly employed in banking, mortgage, and financial servicesFound in mortgage companies, banks, and lending institutions

While both roles are integral to the lending process, Credit Underwriters focus on assessing credit risk and making approval decisions, whereas Loan Processors handle the administrative tasks to prepare and submit loan applications. Understanding these differences helps in choosing the right career path or job search focus within the lending industry.

More about Credit Underwriter jobs

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For Credit Underwriter jobs in Delaware, the most frequently searched job titles are:

What job categories do people searching Credit Underwriter jobs in Delaware look for?

The top searched job categories for Credit Underwriter jobs in Delaware are:

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Credit Underwriter jobs near you
Infographic showing various Credit Underwriter job openings in Delaware as of August 2026, with employment types broken down into 1% Internship, 83% Full Time, and 16% Part Time. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution, with an average salary of $87,365 per year, or $42 per hour.

Credit Review Vice President

JPMorgan Chase & Co.

Wilmington, DE • On-site

$120 - $180/hr

Other

Posted 14 days ago

JPMorgan Chase & Co. rating

7.9

Company rating: 7.9 out of 10

Based on 500 frontline employees who took The Breakroom Quiz

72nd of 174 rated banks

Job description

Join our Credit Review team and make a meaningful impact by helping us maintain strong credit quality across Consumer and Community Banking, International Consumer, and Wealth Management portfolios. You'll work with talented colleagues and business partners, gaining visibility to management while advancing your expertise in credit risk.

As a Credit Review Vice President within our Internal Audit Team, you will lead and execute periodic credit reviews, guide team members in evaluating retail loan transactions, and provide independent opinions on underwriting analysis and credit management processes. You'll monitor credit risk trends, attend key meetings, and build relationships with stakeholders responsible for credit approval. This role offers the opportunity to shape credit quality and support firmwide standards.

Job Responsibilities
  • Lead credit review teams as reviewer-in-charge, chairing planning, kick-off, findings presentation, and closing meetings
  • Coordinate team assignments, define project scope, evaluate credit risk controls, and communicate with management
  • Review and assess findings, recommend corrective actions, write reports, and archive documents
  • Participate in credit review assignments by preparing financial analyses and risk assessments
  • Evaluate credit underwriting quality, record findings, and engage in review meetings
  • Perform continuous monitoring of assigned portfolios and participate in portfolio review meetings
  • Serve as an information resource on retail credit risk and policy
  • Partner with Business and Credit Risk Management stakeholders to establish strong working relationships while maintaining independence
  • Ensure consistent application of firmwide Risk Policy and Credit Review Policies and Procedures
  • Advance the use of data analytics within the Credit Review function
  • Complete special projects and research as assigned by the Credit Review Director
Required Qualifications, Capabilities, and Skills
  • Experienced credit professional with minimum 10 years of credit experience
  • Bachelor's degree in Accounting, Finance, Economics, or related discipline
  • Demonstrated understanding of retail credit principles and strong analytical skills
  • Excellent verbal and written communication and interpersonal skills, with ability to present complex and sensitive issues to management
  • Enthusiastic, self-motivated, effective in a dynamic fast-paced environment, and willing to demonstrate personal responsibility and accountability
  • Proven ability and desire to learn quickly, be adaptable, and think strategically
  • Ability to manage multiple tasks concurrently, with a high sense of urgency
  • Works well individually and in teams, shares information, supports colleagues, and encourages participation
  • Ability to travel as required
Preferred Qualifications, Capabilities, and Skills
  • Background in retail credit underwriting and credit risk management
  • Successful completion of formal credit training program
  • Previous credit review experience
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