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Credit Risk Jobs in Rochester, NY (NOW HIRING)

Northwest

Sr. Middle Market Banker

Webster, NY · On-site

$180K - $210K/yr

The Sr. Middle Market Banker is also responsible for managing a portfolio of relationships, ensuring an exceptional client experience, while appropriately managing risk, credit quality, servicing ...

Manning & Napier

SENIOR CORPORATE COUNSEL

Fairport, NY · On-site

$145/hr

Provide practical legal guidance to senior leadership, identifying and managing legal risk and ... Analyze change-of-control, consent, and notice provisions across advisory, credit, and commercial ...

King's Daughters

Attorney

Pavilion, NY

Assists Risk Management and Human Resources on litigation and benefits administration. Supports ... Volunteer work and internships for academic credit are not counted. Certifications & Licensures ...

ESL Federal Credit Union

Project Manager

Rochester, NY · Hybrid

$78K - $113K/yr

Prepare project plans, charters, risk logs, and status updates for various stakeholders Partner with Stakeholders * Build strong relationships with internal departments, vendors, and consultants

M&T Bank

Mortgage Originator

Rochester, NY

... risk; obtains and analyzes pertinent financial and credit data. * Independently assesses applicant's credit worthiness. Has authority to issue pre-qualification statement of borrowers' eligibility.

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Showing results 1-20

All JobsCredit Risk JobsCredit Risk Jobs in Rochester, NY

Credit Risk information

See Rochester, NY salary details

$49.3K

$107.9K

$180.6K

How much do credit risk jobs pay per year?

As of Jun 14, 2026, the average yearly pay for credit risk in Rochester, NY is $107,857.00, according to ZipRecruiter salary data. Most workers in this role earn between $74,000.00 and $140,100.00 per year, depending on experience, location, and employer.

What is the highest paying risk management job?

In risk management, senior roles such as Chief Risk Officer (CRO) or Director of Risk typically have the highest salaries, often exceeding six figures annually. These positions require extensive experience, advanced certifications like FRM or CFA, and strong leadership skills within financial institutions or large corporations.

What are the key skills and qualifications needed to thrive as a Credit Risk Analyst, and why are they important?

To thrive as a Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial statements, and a background in finance, economics, or a related field, often supported by a relevant degree or certification (such as FRM or CFA). Familiarity with risk assessment tools, financial modeling software, and credit rating systems is typically required. Attention to detail, critical thinking, and effective communication are essential soft skills for interpreting data and presenting risk assessments to stakeholders. These skills and qualities are crucial for making informed decisions that minimize financial losses and ensure sound lending practices.

What is the salary of Credit Risk Analyst?

The average salary for a Credit Risk Analyst at JP Morgan typically ranges from $70,000 to $100,000 annually, depending on experience, location, and education. Entry-level positions may start lower, while experienced analysts or those with specialized skills can earn higher compensation, often supplemented with bonuses and benefits.

Will a credit analyst be replaced by AI?

Credit analysts evaluate financial data and assess credit risk, a role that involves complex judgment and interpretation. While AI tools can automate data analysis and streamline processes, human expertise remains essential for nuanced decision-making and understanding context, making full replacement unlikely in the near term.

What is the difference between Credit Risk vs Credit Analyst?

AspectCredit RiskCredit Analyst
Primary FocusAssessing the likelihood of borrower default to manage overall credit riskAnalyzing credit data to determine creditworthiness of individual applicants
Work EnvironmentRisk management teams, financial institutions, credit departmentsBanking, lending institutions, financial services
Required CredentialsOften requires risk management certifications, finance degreesFinance or accounting degrees, certifications like CFA or credit-specific courses

While both roles involve understanding credit, Credit Risk focuses on managing the overall risk exposure of an organization, whereas a Credit Analyst evaluates individual credit applications to determine approval. Both roles are essential in the lending process but differ in scope and responsibilities.

What is credit risk and what does a credit risk professional do?

Credit risk refers to the possibility that a borrower or counterparty will fail to meet their financial obligations, such as repaying a loan or making payments on time. Credit risk professionals analyze financial data, assess the creditworthiness of individuals or companies, and help set lending policies to minimize potential losses for banks or financial institutions. They use various models and tools to evaluate risk, monitor existing loans, and recommend strategies to mitigate exposure. Their work is essential for maintaining the financial health and stability of lending organizations.

What are some typical challenges faced by professionals in credit risk roles, and how can they be addressed?

Credit risk professionals often encounter challenges such as assessing the creditworthiness of new and existing clients, keeping up with rapidly changing market conditions, and managing large volumes of data to make informed decisions. To address these, it's important to stay updated on industry trends, develop strong analytical and communication skills, and leverage advanced risk assessment tools. Collaborating closely with colleagues in underwriting, sales, and compliance teams also helps ensure well-rounded risk evaluations and consistent application of policies.

What is credit risk as a job?

A credit risk professional assesses the likelihood that borrowers will default on their loans or credit obligations. They analyze financial data, credit reports, and economic factors to help organizations manage potential losses and make informed lending decisions, often using risk modeling tools and adhering to regulatory standards.
What are popular job titles related to Credit Risk jobs in Rochester, NY? For Credit Risk jobs in Rochester, NY, the most frequently searched job titles are:
What job categories do people searching Credit Risk jobs in Rochester, NY look for? The top searched job categories for Credit Risk jobs in Rochester, NY are:
What cities near Rochester, NY are hiring for Credit Risk jobs? Cities near Rochester, NY with the most Credit Risk job openings:
Credit Risk jobs near you
Infographic showing various Credit Risk job openings in Rochester, NY as of June 2026, with employment types broken down into 1% As Needed, 81% Full Time, 15% Part Time, 1% Temporary, and 2% Contract. Highlights an 93% Physical, 1% Hybrid, and 6% Remote job distribution, with an average salary of $107,857 per year, or $51.9 per hour.
Sr. Middle Market Banker

Sr. Middle Market Banker

Northwest

Webster, NY • On-site

$180K - $210K/yr

Full-time

Posted 4 days ago

Job description

NY0341 Webster, NY0705 NY Region Business Office

Job Description

The Sr. Middle Market Banker is responsible for serving as a trusted business advisor to clients and providing a full breadth of banking solutions to meeting their financial objectives and needs while establishing a network of referral sources and Centers of Influence with regular calling efforts to generate new business opportunities. The Sr. Middle Market Banker is also responsible for managing a portfolio of relationships, ensuring an exceptional client experience, while appropriately managing risk, credit quality, servicing, etc. in accordance with Northwest standards and in partnership with a portfolio management team.

Essential Functions

  • Develop and expand existing commercial banking relationships

  • Prospect actively and successfully bring in new relationships to Northwest

  • Engage with the various product partners on a regular basis to discuss cross-selling opportunities and referrals to expand and deepen client relationships

  • Meet or exceed budgeted goals

  • Actively participate in community and professional networking events

  • Develop meaningful "Centers of Influence" relationships

  • Establish and maintain an ongoing prospect list, and a set calling and meeting schedule for prospects, existing clients, and COIs

  • Encourage existing clients to provide ongoing referrals for all types of products and services, and clients and their employees to maintain their personal banking at Northwest

  • Manage a commercial loan portfolio of both credit and non-credit clients

  • Make loan presentations and recommendations to Credit, team leaders, and senior line of business managers as required

  • Partner with credit and portfolio management to ensure annual reviews and line of credit renewals are completed on a timely basis

  • Ensure non-credit clients have appropriate treasury management and other related commercial services, and risk ratings are appropriate

  • As required, collect on delinquent accounts

  • Analyze financial statements and related credit material to stay apprised of client performance and assess risk on a continuous basis in conjunction with Portfolio Management

  • Complete loan closings in partnership with Portfolio Management & the Loan Closers

  • Ensure all credit files include current financial statements, agency reports, etc. in partnership with Portfolio Management

  • Participate in continued sales, product and credit training

  • Ensure compliance with Northwest's policies and procedures, and Federal/State regulations

  • Navigate Microsoft Office Software, computer applications, and software specific to the department to maximize technology tools and gain efficiency

  • Work as part of a team

  • Work with on-site equipment

Education and Experience preferred

  • Bachelor's Degree Business, Accounting, Finance, Economics, or Marketing

  • 6 - 8 years of account relationship management experience

  • 6 - 8 years of experience consistently delivering strong sales performance

  • Comprehensive knowledge and understanding of C & I lending, loan servicing, and credit and non-credit products

  • Strong negotiating skills in terms, loan structure, and pricing

  • Knowledge and understanding of risk management

  • Excellent verbal, written, and interpersonal communication skills

  • Ability to multitask and effectively prioritize responsibilities

The pay range for this position is generally $180,000 - $210,000 annually. Actual pay is based on various factors including but not limited to the successful candidate's experience, skills, and knowledge. Additional bonus earning opportunities and benefits are also available.

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Northwest is an equal opportunity employer. We are committed to creating an inclusive environment for all employees.

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