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Credit Risk Jobs in Rochester, NY (NOW HIRING)

M&T Bank

Commercial Credit Analyst

Rochester, NY · On-site

Responsible for performing supporting analysis, identifying risk issues, and completing sections of credit analysis, as needed, to assess the creditworthiness of commercial clients. Primary ...

M&T Bank

Commercial Credit Analyst

Rochester, NY · On-site

Responsible for performing supporting analysis, identifying risk issues, and completing sections of credit analysis, as needed, to assess the creditworthiness of commercial clients. Primary ...

M&T Bank

Commercial Credit Analyst

Rochester, NY · On-site

Responsible for performing supporting analysis, identifying risk issues, and completing sections of credit analysis, as needed, to assess the creditworthiness of commercial clients. Primary ...

M&T Bank

Commercial Credit Analyst, C&I

Rochester, NY · On-site

Responsible for performing supporting analysis, identifying risk issues, and completing sections of credit analysis, as needed, to assess the creditworthiness of commercial clients. Primary ...

Farm Credit East

Credit Analyst Associate

Batavia, NY · Hybrid

$55K - $80K/yr

Create operational efficiency by effectively and efficiently analyzing credit requests, assessing risk, and making recommendations. * Fuels organizational synergy through consistent processes and ...

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All JobsCredit Risk JobsCredit Risk Jobs in Rochester, NY

Credit Risk information

See Rochester, NY salary details

$49.3K

$107.9K

$180.6K

How much do credit risk jobs pay per year?

As of Aug 28, 2026, the average yearly pay for credit risk in Rochester, NY is $107,857.00, according to ZipRecruiter salary data. Most workers in this role earn between $74,000.00 and $140,100.00 per year, depending on experience, location, and employer.

What is credit risk and what does a credit risk professional do?

Credit risk refers to the possibility that a borrower or counterparty will fail to meet their financial obligations, such as repaying a loan or making payments on time. Credit risk professionals analyze financial data, assess the creditworthiness of individuals or companies, and help set lending policies to minimize potential losses for banks or financial institutions. They use various models and tools to evaluate risk, monitor existing loans, and recommend strategies to mitigate exposure. Their work is essential for maintaining the financial health and stability of lending organizations.

What are the key skills and qualifications needed to thrive as a credit risk analyst, and why are they important?

To thrive as a Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial statements, and a background in finance, economics, or a related field, often supported by a relevant degree or certification (such as FRM or CFA). Familiarity with risk assessment tools, financial modeling software, and credit rating systems is typically required. Attention to detail, critical thinking, and effective communication are essential soft skills for interpreting data and presenting risk assessments to stakeholders. These skills and qualities are crucial for making informed decisions that minimize financial losses and ensure sound lending practices.

What are some typical challenges faced by professionals in credit risk roles, and how can they be addressed?

Credit risk professionals often encounter challenges such as assessing the creditworthiness of new and existing clients, keeping up with rapidly changing market conditions, and managing large volumes of data to make informed decisions. To address these, it's important to stay updated on industry trends, develop strong analytical and communication skills, and leverage advanced risk assessment tools. Collaborating closely with colleagues in underwriting, sales, and compliance teams also helps ensure well-rounded risk evaluations and consistent application of policies.

What is the difference between Credit Risk vs Credit Analyst?

AspectCredit RiskCredit Analyst
Primary FocusAssessing the likelihood of borrower default to manage overall credit riskAnalyzing credit data to determine creditworthiness of individual applicants
Work EnvironmentRisk management teams, financial institutions, credit departmentsBanking, lending institutions, financial services
Required CredentialsOften requires risk management certifications, finance degreesFinance or accounting degrees, certifications like CFA or credit-specific courses

While both roles involve understanding credit, Credit Risk focuses on managing the overall risk exposure of an organization, whereas a Credit Analyst evaluates individual credit applications to determine approval. Both roles are essential in the lending process but differ in scope and responsibilities.

Do you need a degree to be a credit risk analyst?

A degree is often preferred for credit risk analyst positions, with many employers seeking candidates with a bachelor's degree in finance, economics, or related fields. However, some roles may accept relevant work experience or certifications like the Financial Risk Manager (FRM) in lieu of a degree. Strong analytical skills and knowledge of credit analysis tools are also important for this role.

How to start a career in credit risk?

To start a career in credit risk, obtain a bachelor's degree in finance, economics, or a related field, and develop strong analytical and quantitative skills. Gaining experience through internships or entry-level roles in banking, finance, or risk management helps build relevant expertise, and earning certifications like the Financial Risk Manager (FRM) can enhance job prospects.

What is the average salary of a credit risk analyst?

The average salary of a credit risk analyst typically ranges from $60,000 to $85,000 per year, depending on experience, location, and industry. Professionals in this role often require strong analytical skills and knowledge of financial modeling tools.

What are the most commonly searched types of Credit Risk jobs in Rochester, NY?

The most popular types of Credit Risk jobs in Rochester, NY are:

What are popular job titles related to Credit Risk jobs in Rochester, NY?

For Credit Risk jobs in Rochester, NY, the most frequently searched job titles are:

What job categories do people searching Credit Risk jobs in Rochester, NY look for?

The top searched job categories for Credit Risk jobs in Rochester, NY are:

What cities near Rochester, NY are hiring for Credit Risk jobs?

Cities near Rochester, NY with the most Credit Risk job openings:

Credit Risk jobs near you
Infographic showing various Credit Risk job openings in Rochester, NY as of August 2026, with employment types broken down into 80% Full Time, 17% Part Time, and 3% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $107,857 per year, or $51.9 per hour.

Credit Risk Project Manager - New York, NY/On-Site

STI

York, NY • On-site

Full-time

Re-posted 21 days ago

Job description

Job Title; Project Manager - Credit Risk Technology
Location: New York NY
Long term
Job Description:
We are seeking a strong Project Manager to lead and deliver initiatives within the Credit Risk technology landscape. The ideal candidate will have a proven track record of successfully executing projects in Credit Risk environments, while bringing strong project delivery, functional understanding, and IT coordination skills.
This role places greater emphasis on project management excellence, functional understanding, and technology delivery, rather than deep subject matter expertise in Credit Risk. The successful candidate will work closely with business stakeholders, technology teams, and external vendors to ensure timely, high-quality delivery of risk-related platforms, tools, and enhancements.
Key Responsibilities
Project Delivery
• Lead end-to-end delivery of Credit Risk technology initiatives from planning through implementation.
• Define project scope, objectives, timelines, and success criteria in collaboration with stakeholders.
• Develop and manage project plans, milestones, and deliverables across business and IT teams.
• Ensure projects are delivered on time, within scope, and within budget.
Stakeholder & Team Management
• Act as the primary interface between business stakeholders, technology teams, and vendors.
• Facilitate communication across risk, IT, data, and reporting teams.
• Conduct steering committee meetings, status reporting, and stakeholder updates.
Functional & Technology Coordination
• Translate business requirements into functional and technical deliverables.
• Coordinate with architects, developers, QA teams, and data engineers to ensure alignment.
• Oversee integration of risk systems, data platforms, and reporting tools.
Governance & Risk Management
• Establish project governance, reporting frameworks, and escalation processes.
• Identify project risks, dependencies, and mitigation strategies.
• Ensure adherence to internal controls, regulatory expectations, and organizational standards.
Delivery Excellence
• Drive Agile, Waterfall, or hybrid delivery frameworks as appropriate.
• Track KPIs, manage resource allocation, and maintain delivery transparency.
• Promote best practices in project management, documentation, and release planning.
Required Qualifications
• Bachelor's or Master's degree in Business, Finance, Information Technology, or related field.
• 8-12+ years of experience in project management within financial services or banking.
• Demonstrated experience delivering projects in Credit Risk or Risk Technology environments.
• Strong understanding of functional workflows and IT systems used in risk platforms.
• Proven ability to manage cross-functional teams across business and technology units.
• Experience managing complex, multi-stakeholder technology projects.
Preferred Skills
• Experience with risk systems, data platforms, or regulatory reporting solutions.
• Familiarity with Agile/Scrum and traditional project management methodologies.
• Knowledge of data integration, reporting tools, and enterprise architecture environments.
• Certifications such as PMP, PRINCE2, or Agile certifications are advantageous.

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