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Credit Risk Jobs in Portland, OR (NOW HIRING)

COMMERCIAL LOAN OFFICER

Gresham, OR ยท On-site

$125K - $145K/yr

Review delinquency reports and ensure proper collection efforts are being utilized to manage the credit risk of the portfolio * Acquire a thorough knowledge of the bank's products and services

COMMERCIAL LOAN OFFICER

Gresham, OR ยท On-site

$125K - $145K/yr

Review delinquency reports and ensure proper collection efforts are being utilized to manage the credit risk of the portfolio * Acquire a thorough knowledge of the bank's products and services

If relevant, performs ongoing credit risk management for assigned portfolio. Coaches and/or reviews the work of other underwriters and fills in for manager as required. * Contacts internal/external ...

Actively identifies and mitigates different types of risk, such as regulatory, reputational, operational and credit risks. * Manages effective network of senior internal and external relationships ...

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Credit Risk information

See Portland, OR salary details

$53K

$115.9K

$194.1K

How much do credit risk jobs pay per year?

As of Jul 14, 2026, the average yearly pay for credit risk in Portland, OR is $115,928.00, according to ZipRecruiter salary data. Most workers in this role earn between $79,500.00 and $150,600.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Credit Risk Analyst, and why are they important?

To thrive as a Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial statements, and a background in finance, economics, or a related field, often supported by a relevant degree or certification (such as FRM or CFA). Familiarity with risk assessment tools, financial modeling software, and credit rating systems is typically required. Attention to detail, critical thinking, and effective communication are essential soft skills for interpreting data and presenting risk assessments to stakeholders. These skills and qualities are crucial for making informed decisions that minimize financial losses and ensure sound lending practices.

What is the difference between Credit Risk vs Credit Analyst?

AspectCredit RiskCredit Analyst
Primary FocusAssessing the likelihood of borrower default to manage overall credit riskAnalyzing credit data to determine creditworthiness of individual applicants
Work EnvironmentRisk management teams, financial institutions, credit departmentsBanking, lending institutions, financial services
Required CredentialsOften requires risk management certifications, finance degreesFinance or accounting degrees, certifications like CFA or credit-specific courses

While both roles involve understanding credit, Credit Risk focuses on managing the overall risk exposure of an organization, whereas a Credit Analyst evaluates individual credit applications to determine approval. Both roles are essential in the lending process but differ in scope and responsibilities.

What is credit risk and what does a credit risk professional do?

Credit risk refers to the possibility that a borrower or counterparty will fail to meet their financial obligations, such as repaying a loan or making payments on time. Credit risk professionals analyze financial data, assess the creditworthiness of individuals or companies, and help set lending policies to minimize potential losses for banks or financial institutions. They use various models and tools to evaluate risk, monitor existing loans, and recommend strategies to mitigate exposure. Their work is essential for maintaining the financial health and stability of lending organizations.

What are some typical challenges faced by professionals in credit risk roles, and how can they be addressed?

Credit risk professionals often encounter challenges such as assessing the creditworthiness of new and existing clients, keeping up with rapidly changing market conditions, and managing large volumes of data to make informed decisions. To address these, it's important to stay updated on industry trends, develop strong analytical and communication skills, and leverage advanced risk assessment tools. Collaborating closely with colleagues in underwriting, sales, and compliance teams also helps ensure well-rounded risk evaluations and consistent application of policies.
What are the most commonly searched types of Credit Risk jobs in Portland, OR? The most popular types of Credit Risk jobs in Portland, OR are:
What job categories do people searching Credit Risk jobs in Portland, OR look for? The top searched job categories for Credit Risk jobs in Portland, OR are:
What cities near Portland, OR are hiring for Credit Risk jobs? Cities near Portland, OR with the most Credit Risk job openings:
Infographic showing various Credit Risk job openings in Portland, OR as of July 2026, with employment types broken down into 97% Full Time, and 3% Part Time. Highlights an 82% In-person, 9% Hybrid, and 9% Remote job distribution, with an average salary of $115,928 per year, or $55.7 per hour.
Commercial Portfolio Analyst II (HYBRID)

Commercial Portfolio Analyst II (HYBRID)

First Technology Federal Credit Union

Hillsboro, OR โ€ข Hybrid

$81K - $93K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Re-posted 15 days ago


Job description

Description

Theย Commercial Portfolio Analyst II managesย anย existing commercial loan portfolio by effectively liaising with internal and external business partners.

Job Duties:
  • Analyze existing complex business and commercial loans and evaluate ongoing performance levels, and ensure compliance to specific performance requirements due to repair, replacement reserve, violations, etc.
  • Complete financial and repayment analysis with a focus on cash flow, liquidity, and leverage analysis ย 
  • Partner with borrowers, lenders, legal counsel, commercial loan officers, and servicing regarding commercial real estate finance and loan administrationย 
  • Request, collect, and review quarterly and annual review documentationย 
  • Create and present relevant loan portfolio reports as required, and provide insights and strategic business recommendationsย 
  • Maintain compliance monitoring database that tracks credit approval requirements and receipt of member's financial reporting requirementsย 
  • Research as required to maintain and up-to-date knowledge of products, rates and compliance with regulatory requirementsย 
  • Manage and process requests relating to various areas of Commercial Lending Servicingย 
  • Participate in training and orientation of Analysts
Essential Skills:ย 
  • Minimum Education:ย  Bachelorโ€™s degree in Finance or other related fields of study is preferred
  • Minimum 3 yearsโ€™ experience in an analyst role supporting commercial and/or business lending portfolio analysis; experience evaluating and analyzing complex tax returnsย 
  • Strong knowledge of accounting principles and financial analysis methodologies
  • Demonstrated ability to present complex commercial lending and credit risk related informationย 
  • Strong analytical and problem solving skills; ability to resolve complex issues with minimal directionย 
  • Ability to work autonomously to manage time effectively and prioritize work appropriately to meet deadlines
  • Strong business communication skills; able to write/speak clearly and professionally for a variety of stakeholders
  • Demonstrated ability to establish credibility and rapport with internal and external stakeholders
  • Proven ability to maintain confidentiality and professionally handle sensitive documentsย 
  • Intermediate knowledge of Microsoft Office Suite
ย 
Location: ย Hillsboro Corporate Office โ€“ Hillsboro OR 97124
ย 
Target Compensation in Hillsboro, OR: ย $81,375 to $93,625 annually + annual bonus
ย ย 
Benefits options include:ย 
  • Traditional medical, dental, and vision coverage
  • 401K matching up to 5% per pay period
  • Paid Time Off: Youโ€™ll accrue up to 15 vacation days in your first year. In addition, youโ€™ll receive 40 hours of sick time and 3 personal days, which refresh annually
  • 11 paid federal holidays
  • Special employee pricing on lending products such as mortgage, auto, and personal loans (eligibility for special employee pricing is subject to standard account requirements and underwriting criteria)
What makes First Tech different? Clickย hereย to learn more!ย ย ย ย ย ย 
ย 
First Tech is not currently offering Visa sponsorship or transfer for this position