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Credit Risk Jobs in Portland, OR (NOW HIRING)

Concora Credit Inc.

Data Scientist

Beaverton, OR · On-site

The impact you'll have at Concora Credit: As a Data Scientist, your primary role will be to develop custom fraud detection, credit risk, marketing, and account management models to drive higher ...

Concora Credit Inc.

Data Scientist

Beaverton, OR

The impact you'll have at Concora Credit: As a Data Scientist, your primary role will be to develop custom fraud detection, credit risk, marketing, and account management models to drive higher ...

Concora Credit Inc.

Data Scientist

Beaverton, OR

The impact you'll have at Concora Credit: As a Data Scientist, your primary role will be to develop custom fraud detection, credit risk, marketing, and account management models to drive higher ...

Concora Credit Inc.

Data Scientist

Beaverton, OR

The impact you'll have at Concora Credit: As a Data Scientist, your primary role will be to develop custom fraud detection, credit risk, marketing, and account management models to drive higher ...

Emerald Staffing

Corporate Credit Analyst

Clackamas, OR · On-site

$28/hr

Corporate Credit Analyst Pay: $28.00/hour Schedule: Monday - Friday Hours: 7:00am - 4:00pm (1-Hour ... Monitor existing accounts for risk exposure, delinquencies, and payment trends * Partner with ...

Dext Capital LLC

Senior Credit Analyst

Lake Oswego, OR · On-site

$110K - $130K/yr

Develop comprehensive credit recommendations and structures that appropriately balance growth objectives with risk mitigation and credit policy adherence. * Prepare clear, well-reasoned credit write ...

US Bank

Credit Analyst (Multiple Levels)

Gresham, OR · On-site

$75K - $89K/yr

Reviews customer accounts and portfolios to identify, evaluate and determine the appropriate course of action on potential credit quality issues in order to maximize credit quality and minimize risk ...

US Bank

Credit Review Specialist 2

Vancouver, WA · Hybrid

$25.77 - $34.33/hr

Support risk management efforts by proactively identifying potential credit exposure and minimizing loss. * Build, maintain, and utilize databases and analytical tools to support portfolio analysis ...

US Bank

Credit Review Specialist 2

Gresham, OR · Hybrid

$25.77 - $34.33/hr

Support risk management efforts by proactively identifying potential credit exposure and minimizing loss. * Build, maintain, and utilize databases and analytical tools to support portfolio analysis ...

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Showing results 1-20

All JobsCredit Risk JobsCredit Risk Jobs in Portland, OR

Credit Risk information

See Portland, OR salary details

$53K

$115.9K

$194.1K

How much do credit risk jobs pay per year?

As of Jul 14, 2026, the average yearly pay for credit risk in Portland, OR is $115,928.00, according to ZipRecruiter salary data. Most workers in this role earn between $79,500.00 and $150,600.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Credit Risk Analyst, and why are they important?

To thrive as a Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial statements, and a background in finance, economics, or a related field, often supported by a relevant degree or certification (such as FRM or CFA). Familiarity with risk assessment tools, financial modeling software, and credit rating systems is typically required. Attention to detail, critical thinking, and effective communication are essential soft skills for interpreting data and presenting risk assessments to stakeholders. These skills and qualities are crucial for making informed decisions that minimize financial losses and ensure sound lending practices.

What is the difference between Credit Risk vs Credit Analyst?

AspectCredit RiskCredit Analyst
Primary FocusAssessing the likelihood of borrower default to manage overall credit riskAnalyzing credit data to determine creditworthiness of individual applicants
Work EnvironmentRisk management teams, financial institutions, credit departmentsBanking, lending institutions, financial services
Required CredentialsOften requires risk management certifications, finance degreesFinance or accounting degrees, certifications like CFA or credit-specific courses

While both roles involve understanding credit, Credit Risk focuses on managing the overall risk exposure of an organization, whereas a Credit Analyst evaluates individual credit applications to determine approval. Both roles are essential in the lending process but differ in scope and responsibilities.

What is credit risk and what does a credit risk professional do?

Credit risk refers to the possibility that a borrower or counterparty will fail to meet their financial obligations, such as repaying a loan or making payments on time. Credit risk professionals analyze financial data, assess the creditworthiness of individuals or companies, and help set lending policies to minimize potential losses for banks or financial institutions. They use various models and tools to evaluate risk, monitor existing loans, and recommend strategies to mitigate exposure. Their work is essential for maintaining the financial health and stability of lending organizations.

What are some typical challenges faced by professionals in credit risk roles, and how can they be addressed?

Credit risk professionals often encounter challenges such as assessing the creditworthiness of new and existing clients, keeping up with rapidly changing market conditions, and managing large volumes of data to make informed decisions. To address these, it's important to stay updated on industry trends, develop strong analytical and communication skills, and leverage advanced risk assessment tools. Collaborating closely with colleagues in underwriting, sales, and compliance teams also helps ensure well-rounded risk evaluations and consistent application of policies.
What are the most commonly searched types of Credit Risk jobs in Portland, OR? The most popular types of Credit Risk jobs in Portland, OR are:
What job categories do people searching Credit Risk jobs in Portland, OR look for? The top searched job categories for Credit Risk jobs in Portland, OR are:
What cities near Portland, OR are hiring for Credit Risk jobs? Cities near Portland, OR with the most Credit Risk job openings:
Credit Risk jobs near you
Infographic showing various Credit Risk job openings in Portland, OR as of July 2026, with employment types broken down into 97% Full Time, and 3% Part Time. Highlights an 82% In-person, 9% Hybrid, and 9% Remote job distribution, with an average salary of $115,928 per year, or $55.7 per hour.
Data Scientist

Data Scientist

Concora Credit Inc.

Beaverton, OR • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 11 days ago

Job description

Overview
As our Data Scientist, you'll help drive Concora Credit's Mission to enable customers to Do More with Credit - every single day.
The impact you'll have at Concora Credit:
As a Data Scientist, your primary role will be to develop custom fraud detection, credit risk, marketing, and account management models to drive higher approval rates and lower losses. You will leverage the latest machine learning techniques, and technology to optimize underwriting, marketing, and fraud strategies, understand business performance, and identify improvement opportunities. This position offers growth opportunities for someone who is passionate about analyzing business performance, making data-driven decisions, and testing and optimizing strategy.
We hire people, not positions. That's because, at Concora Credit, we put people first, including our customers, partners, and Team Members. Concora Credit is guided by a single purpose: to help non-prime customers do more with credit. Today, we have helped millions of customers access credit. Our industry leadership, resilience, and willingness to adapt ensure we can help our partners responsibly say yes to millions more. As a company grounded in entrepreneurship, we're looking to expand our team and are looking for people who foster innovation, strive to make an impact, and want to Do More! We're an established company with over 20 years of experience, but now we're taking things to the next level. We're seeking someone who wants to impact the business and play a pivotal role in leading the charge for change.
Responsibilities
As our Data Scientist, you will:
  • Partner with Credit Risk to build production machine learning models; your models will determine who we lend to and how we interact with existing customers
  • Assess the quality and risk of various model methodologies, algorithms, outputs, and business processes
  • Develop our understanding of new data sources and how they may improve our existing processes and credit decisions
  • Design, develop, and deploy infrastructure for the training, testing, and serving of models at scale
  • Develop benchmark and challenger models to effectively challenge critical modeling decisions
  • Develop explainability and monitoring tools to enable the responsible use of statistical machine learning models and adhere to regulatory guidelines
  • Develop and maintain high quality and transparent model documentation.
  • Communicate your insights and solutions at all levels of the organization through effective presentations and technical reports
  • Leverage multiple tools such as R, Python, and SQL on the Databricks platform to develop cutting edge models. Use latest statistical and coding techniques on structured and un-structured data
  • Identify business challenges and opportunities, using modeling and analytics to deliver strategic or tactical recommendations
  • Expand Concora Credit's capabilities in risk, marketing and operational analytics
  • Partner with leaders to develop an enterprise modeling long term road map across the enterprise. Be focused on execution, and ensure that models are implemented successfully and timely in production
  • As a data scientist leader, be a mentor, lead junior analysts, offer guidance and provide training opportunities

These duties must be performed with or without reasonable accommodation.
We know experience comes in many forms and that many skills are transferable. If your experience is close to what we're looking for, consider applying. Diversity has made us the entrepreneurial and innovative company that we are today.
Qualifications
Requirements:
  • M.S. in statistics, mathematics, computer science, or other analytical field with 2-4 years of industry experience in statistical modeling and analytics, preferably in the Finance industry, or Ph.D in field mentioned above with 1-3 years of relevant experience
  • 2+ years in data science, data analytics, applied machine learning, or related experience in a business setting; ability to convert ideas into testable hypotheses and/or next steps
  • Deep understanding and experience with data analysis, and statistical and machine learning models
  • Strong foundation in machine learning with experience implementing and optimizing machine learning models
  • Knowledgeable in applied statistics (e.g., hypothesis testing, regression techniques, probability, structured and un-structured learning algorithms, time series analytics, forecasting)
  • Hands on experience with Python, Spark SQL, XGBoost, and Databricks a plus
  • Strong Programming skills in Python and/or R (Python preferred)
  • Predictive modeling experience with a quantitative background is preferred
  • Experience working with consumer or business lending data is preferred
  • Excellent problem solver, disciplined attention to detail, great communicator
  • Strong ability to work proactively and collaboratively in a cross-functional team to drive results
  • Strong quantitative skills and communication skills - verbal and written

What's In It For You:
  • Medical, Dental and Vision insurance for you and your family
  • Relax and recharge with Paid Time Off (PTO)
  • 6 company-observed paid holidays, plus 3 paid floating holidays
  • 401k (after 90 days) plus employer match up to 4%
  • Pet Insurance for your furry family members
  • Wellness perks including onsite fitness equipment at both locations, EAP, and access to the Headspace App
  • We invest in your future through Tuition Reimbursement
  • Save on taxes with Flexible Spending Accounts
  • Peace of mind with Life and AD&D Insurance
  • Protect yourself with company-paid Long-Term Disability and voluntary Short-Term Disability

Concora Credit provides equal employment opportunities to all Team Members and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.
Employment-based visa sponsorship is not available for this role.
Concora Credit is an equal opportunity employer (EEO).
Please see the Concora Credit Privacy Policy for more information on how Concora Credit processes your personal information during the recruitment process and, if applicable, based on your location, how you can exercise your privacy rights. If you have questions about this privacy notice or need to contact us in connection with your personal data, including any requests to exercise your legal rights referred to at the end of this notice, please contact caprivacynotice@concoracredit.com.

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