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Credit Risk Jobs in Portland, OR (NOW HIRING)

corpay

VP, Partner Product Solutions

Beaverton, OR · Remote

Partner with Credit/Risk to define approval rules, credit thresholds, graduation/increase logic, bad debt assumptions, and monitoring requirements apply to each partner program. * Partner with ...

PNC Bank

Underwriter IV- Tax Credit

Portland, OR

$91K - $202K/yr

If relevant, performs ongoing credit risk management for assigned portfolio. Coaches and/or reviews the work of other underwriters and fills in for manager as required. * Contacts internal/external ...

Verstela

Temporary Accounts Receivable

Wilsonville, OR

$28 - $35/hr

Review customer credit applications, assess creditworthiness, and make recommendations regarding credit risk and account setup. * Partner with Sales and internal stakeholders to resolve payment ...

Dext Capital LLC

Senior Credit Analyst

Lake Oswego, OR · On-site

$110K - $130K/yr

Develop comprehensive credit recommendations and structures that appropriately balance growth objectives with risk mitigation and credit policy adherence. * Prepare clear, well-reasoned credit write ...

Clackamas County Bank

COMMERCIAL LOAN OFFICER

Gresham, OR · On-site

$125K - $145K/yr

Review delinquency reports and ensure proper collection efforts are being utilized to manage the credit risk of the portfolio * Acquire a thorough knowledge of the bank's products and services

Clackamas County Bank

COMMERCIAL LOAN OFFICER

Gresham, OR · On-site

$125K - $145K/yr

Review delinquency reports and ensure proper collection efforts are being utilized to manage the credit risk of the portfolio * Acquire a thorough knowledge of the bank's products and services

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All JobsCredit Risk JobsCredit Risk Jobs in Portland, OR

Credit Risk information

See Portland, OR salary details

$51.1K

$111.7K

$187K

How much do credit risk jobs pay per year?

As of Jun 15, 2026, the average yearly pay for credit risk in Portland, OR is $111,706.00, according to ZipRecruiter salary data. Most workers in this role earn between $76,600.00 and $145,100.00 per year, depending on experience, location, and employer.

What is the highest paying risk management job?

In risk management, senior roles such as Chief Risk Officer (CRO) or Director of Risk typically have the highest salaries, often exceeding six figures annually. These positions require extensive experience, advanced certifications like FRM or CFA, and strong leadership skills within financial institutions or large corporations.

What are the key skills and qualifications needed to thrive as a Credit Risk Analyst, and why are they important?

To thrive as a Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial statements, and a background in finance, economics, or a related field, often supported by a relevant degree or certification (such as FRM or CFA). Familiarity with risk assessment tools, financial modeling software, and credit rating systems is typically required. Attention to detail, critical thinking, and effective communication are essential soft skills for interpreting data and presenting risk assessments to stakeholders. These skills and qualities are crucial for making informed decisions that minimize financial losses and ensure sound lending practices.

What is the salary of Credit Risk Analyst?

The average salary for a Credit Risk Analyst at JP Morgan typically ranges from $70,000 to $100,000 annually, depending on experience, location, and education. Entry-level positions may start lower, while experienced analysts or those with specialized skills can earn higher compensation, often supplemented with bonuses and benefits.

Will a credit analyst be replaced by AI?

Credit analysts evaluate financial data and assess credit risk, a role that involves complex judgment and interpretation. While AI tools can automate data analysis and streamline processes, human expertise remains essential for nuanced decision-making and understanding context, making full replacement unlikely in the near term.

What is the difference between Credit Risk vs Credit Analyst?

AspectCredit RiskCredit Analyst
Primary FocusAssessing the likelihood of borrower default to manage overall credit riskAnalyzing credit data to determine creditworthiness of individual applicants
Work EnvironmentRisk management teams, financial institutions, credit departmentsBanking, lending institutions, financial services
Required CredentialsOften requires risk management certifications, finance degreesFinance or accounting degrees, certifications like CFA or credit-specific courses

While both roles involve understanding credit, Credit Risk focuses on managing the overall risk exposure of an organization, whereas a Credit Analyst evaluates individual credit applications to determine approval. Both roles are essential in the lending process but differ in scope and responsibilities.

What is credit risk and what does a credit risk professional do?

Credit risk refers to the possibility that a borrower or counterparty will fail to meet their financial obligations, such as repaying a loan or making payments on time. Credit risk professionals analyze financial data, assess the creditworthiness of individuals or companies, and help set lending policies to minimize potential losses for banks or financial institutions. They use various models and tools to evaluate risk, monitor existing loans, and recommend strategies to mitigate exposure. Their work is essential for maintaining the financial health and stability of lending organizations.

What are some typical challenges faced by professionals in credit risk roles, and how can they be addressed?

Credit risk professionals often encounter challenges such as assessing the creditworthiness of new and existing clients, keeping up with rapidly changing market conditions, and managing large volumes of data to make informed decisions. To address these, it's important to stay updated on industry trends, develop strong analytical and communication skills, and leverage advanced risk assessment tools. Collaborating closely with colleagues in underwriting, sales, and compliance teams also helps ensure well-rounded risk evaluations and consistent application of policies.

What is credit risk as a job?

A credit risk professional assesses the likelihood that borrowers will default on their loans or credit obligations. They analyze financial data, credit reports, and economic factors to help organizations manage potential losses and make informed lending decisions, often using risk modeling tools and adhering to regulatory standards.
What are the most commonly searched types of Credit Risk jobs in Portland, OR? The most popular types of Credit Risk jobs in Portland, OR are:
What job categories do people searching Credit Risk jobs in Portland, OR look for? The top searched job categories for Credit Risk jobs in Portland, OR are:
What cities near Portland, OR are hiring for Credit Risk jobs? Cities near Portland, OR with the most Credit Risk job openings:
Credit Risk jobs near you
Director, Enterprise Risk & Regulatory Analytics, Marlborough, MA, Hillsboro, OR, Hybrid

Director, Enterprise Risk & Regulatory Analytics, Marlborough, MA, Hillsboro, OR, Hybrid

Digital Federal Credit Union

Hillsboro, OR

Full-time

Posted 18 days ago

Digital Federal Credit Union rating

8.4

Company rating: 8.4 out of 10

Based on 13 frontline employees who took The Breakroom Quiz

Job description

Schedule

Mon - Fri: 8 AM - 5 PM (40 Hours)

What You’ll Do

Job Summary: 

The Director of Enterprise Risk & Regulatory Analytics leads the delivery of data and analytics capabilities that enable enterprise risk management, regulatory compliance, and risk-informed decision-making through trusted, governed single source of truth data and actionable insights. The role partners closely with the Chief Risk Officer (CRO) organization and provides thought leadership at the intersection of business and technology to enable scalable analytics that support regulatory compliance needs, continuous risk monitoring, and proactive decision-making with actionable insights. Through a federated analytics model, this role enables the CRO organization to leverage governed enterprise data, tools, and analytics assets while maintaining consistency and trust in key metrics and insights. 

Essential Functions: 

Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions.  

  • Partner with the CRO organization to design and deliver data and analytics capabilities supporting Enterprise Risk Management (ERM), regulatory compliance (e.g., NCUA), and internal audit and exam readiness by enabling trusted insights and strategic decision-making. 
  • Partner with the Business Analysts and Data Stewards from the CRO organization to support a federated analytics model that enables business to leverage governed enterprise risk data and analytics assets to deliver consistent and scalable insights. 
  • Ensure governed and trusted data across key risk domains that includes credit risk (loan portfolios, delinquencies, charge-offs), interest rate and liquidity risk, operational and fraud risk, and cybersecurity risk, enabling consistent interpretation of high-quality risk metrics and enterprise-wide trust in risk analytics. 
  • Develop advanced analytics capabilities (e.g., predictive analytics) supporting regulatory reporting and board risk reporting packages, early-warning risk detection, capital stress testing, forecasting, and scenario modeling to strengthen enterprise risk management and resilience. 
  • Lead the development of enterprise dashboards that provide standardized metrics and actionable insights related to risk and regulatory functions (CRO Lens), enabling anytime, anywhere decision support for leadership. 
  • Partner with the CRO organization to implement enterprise data and AI governance policies, ensuring alignment with risk and compliance controls, audit readiness, and regulatory reporting requirements. 
  • Partner with Compliance, Finance, and Internal Audit to ensure analytics align with regulatory expectations and audit controls. 
  • Coordinate with enterprise data and analytics teams to ensure alignment with architecture, governance, and data standards. 
  • Enable risk stakeholders to effectively leverage analytics tools and insights for day-to-day monitoring and strategic risk decisions. 
  • Lead, mentor, and develop analytics professionals while fostering a culture focused on collaboration, trusted data, reusable capabilities, and measurable business outcomes. 

What You’ll Need

 Education & Experience:  

  • Required Education: Bachelor's degree in field relevant to role (or 4 additional years of relevant experience in lieu of a degree), advanced degree preferred. 
  • Required Experience: 8+ years of relevant experience, 4+ years as a People Leader. 

Qualifications & Skills:  

  • 10+ years of experience in risk analytics, regulatory analytics, or enterprise data analytics within financial services or regulated industries. 
  • Deep knowledge of enterprise risk management disciplines (credit, operational, cyber, financial risk). 
  • Demonstrated experience delivering risk and regulatory analytics solutions that support executive decision-making and operational oversight. 
  • Experience with regulatory reporting, stress testing, and scenario modeling. 
  • Experience developing predictive analytics, forecasting models, stress testing frameworks, or scenario modeling in support of risk management. 
  • Strong background in data governance, data quality, and data management with risk lens.  
  • Experience implementing data governance frameworks, including data quality monitoring, lineage tracking, access controls, and standardized metric definitions. 
  • Deep experience delivering enterprise dashboards and actionable insights using modern business intelligence platforms. 
  • Strong knowledge of modern BI and analytics tools (e.g., Power BI, Tableau, Looker, ThoughtSpot). 
  • Experience working with enterprise data platforms and cloud-based analytics environments (e.g., Snowflake, Databricks, AWS, Azure, or GCP). 
  • Familiarity with AI-enabled analytics and predictive modeling techniques used in risk detection, performance optimization, and strategic decision support. 
  • Ability to translate complex analytical findings into clear, actionable insights for executive leadership and business stakeholders. 
  • Strong executive communication and cross-functional stakeholder management skills, with the ability to influence across Risk, Product, and Technology organizations. 
  • Proven ability to build and lead high-performing analytics teams within complex enterprise environments. 

What We Do

DCU is the largest credit union headquartered in New England – serving more than one million members in all 50 states. With over 1,700 team members, we strive to make DCU a great place to work with an excellent work-life balance, and a community that cares.

DCU is an equal opportunity employer, and we value diversity, inclusion, and equity at our company. We evaluate qualified applicants without regard to race, color, religion, age, sex, sexual orientation, gender identity, national origin, disability, veteran status, and other legally protected characteristics. 

If you’re applying for a job and need a reasonable accommodation for any part of the employment process, please send an email to careers@dcu.org and let us know the nature of your request and contact information. Please note that only those inquiries concerning a request for reasonable accommodation will be responded to from this email address.

DCU is not currently offering Visa transfer/ sponsorship for this position.

Expected Pay Range

$164,000 - $199,000

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