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Credit Risk Jobs in Rhode Island (NOW HIRING)

Citizens

ETS Risk Analyst II

Johnston, RI · Hybrid

... initial credit, motor vehicle record, public record, prior employment verification, and criminal background checks. Results of the background check are individually reviewed based upon legal ...

Citizens Bank

ETS Risk Analyst II

Johnston, RI · On-site

... initial credit, motor vehicle record, public record, prior employment verification, and criminal background checks. Results of the background check are individually reviewed based upon legal ...

Citizens

ETS Risk Analyst II

Johnston, RI · Hybrid

Description ETS Risk Analyst II - Monitoring and Testing Role Overview The Enterprise Technology & Security (ETS) Risk Analyst II plays a critical role in the identification, assessment, and ...

Citizens

ETS Risk Analyst II

Johnston, RI · Hybrid

Description ETS Risk Analyst II - Monitoring and Testing Role Overview The Enterprise Technology & Security (ETS) Risk Analyst II plays a critical role in the identification, assessment, and ...

BankNewport

Regional Manager

Middletown, RI · On-site

Risk management includes but is not limited to compliance risk, credit risk, liquidity risk, market risk, operations risk and systems risk as well as attention to physical building safety and ...

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Showing results 1-20

All JobsCredit Risk JobsCredit Risk Jobs in Rhode Island

Credit Risk information

See Rhode Island salary details

$49K

$107.1K

$179.2K

How much do credit risk jobs pay per year?

As of Jul 14, 2026, the average yearly pay for credit risk in Rhode Island is $107,053.00, according to ZipRecruiter salary data. Most workers in this role earn between $73,400.00 and $139,100.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Credit Risk Analyst, and why are they important?

To thrive as a Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial statements, and a background in finance, economics, or a related field, often supported by a relevant degree or certification (such as FRM or CFA). Familiarity with risk assessment tools, financial modeling software, and credit rating systems is typically required. Attention to detail, critical thinking, and effective communication are essential soft skills for interpreting data and presenting risk assessments to stakeholders. These skills and qualities are crucial for making informed decisions that minimize financial losses and ensure sound lending practices.

What is the difference between Credit Risk vs Credit Analyst?

AspectCredit RiskCredit Analyst
Primary FocusAssessing the likelihood of borrower default to manage overall credit riskAnalyzing credit data to determine creditworthiness of individual applicants
Work EnvironmentRisk management teams, financial institutions, credit departmentsBanking, lending institutions, financial services
Required CredentialsOften requires risk management certifications, finance degreesFinance or accounting degrees, certifications like CFA or credit-specific courses

While both roles involve understanding credit, Credit Risk focuses on managing the overall risk exposure of an organization, whereas a Credit Analyst evaluates individual credit applications to determine approval. Both roles are essential in the lending process but differ in scope and responsibilities.

What is credit risk and what does a credit risk professional do?

Credit risk refers to the possibility that a borrower or counterparty will fail to meet their financial obligations, such as repaying a loan or making payments on time. Credit risk professionals analyze financial data, assess the creditworthiness of individuals or companies, and help set lending policies to minimize potential losses for banks or financial institutions. They use various models and tools to evaluate risk, monitor existing loans, and recommend strategies to mitigate exposure. Their work is essential for maintaining the financial health and stability of lending organizations.

What are some typical challenges faced by professionals in credit risk roles, and how can they be addressed?

Credit risk professionals often encounter challenges such as assessing the creditworthiness of new and existing clients, keeping up with rapidly changing market conditions, and managing large volumes of data to make informed decisions. To address these, it's important to stay updated on industry trends, develop strong analytical and communication skills, and leverage advanced risk assessment tools. Collaborating closely with colleagues in underwriting, sales, and compliance teams also helps ensure well-rounded risk evaluations and consistent application of policies.
What are the most commonly searched types of Credit Risk jobs in Rhode Island? The most popular types of Credit Risk jobs in Rhode Island are:
What are popular job titles related to Credit Risk jobs in Rhode Island? For Credit Risk jobs in Rhode Island, the most frequently searched job titles are:
What job categories do people searching Credit Risk jobs in Rhode Island look for? The top searched job categories for Credit Risk jobs in Rhode Island are:
Credit Risk jobs near you
Infographic showing various Credit Risk job openings in Rhode Island as of July 2026, with employment types broken down into 80% Full Time, 19% Part Time, and 1% Contract. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $107,053 per year, or $51.5 per hour.
Credit Officer - Leasing/Asset Based Finance

Credit Officer - Leasing/Asset Based Finance

Bank of America

Providence, RI • On-site

$68K - $135K/yr

Full-time

PTO

Posted 12 days ago

Bank Of America rating

8.2

Company rating: 8.2 out of 10

Based on 520 frontline employees who took The Breakroom Quiz

44th of 149 rated banks

Job description

Job Description:
At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.
Being a Great Place to Work and providing a culture of caring is core to how we drive Responsible Growth. We are intentional about fostering an inclusive workplace where every teammate has the opportunity to succeed, build a career and contribute to our shared success. This includes attracting and developing exceptional talent, recognizing and rewarding performance, and supporting our teammates' physical, emotional, and financial wellness through affordable, competitive and flexible benefits.
We value the unique perspectives individuals bring from all backgrounds and career paths - whether shaped by military service, community college education, or a wide range of work and life experiences. These journeys foster resilience, leadership and innovation, strengthening our workforce and positively impact the communities we serve.
Bank of America is committed to an in-office culture that supports collaboration, engagement, and career development. Our approach includes clear in-office expectations, while providing an appropriate level of flexibility based on role-specific responsibilities and business needs.
At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!
Job Description:
This job is responsible for assisting in the delivery of integrated credit solutions to clients as well as on-going portfolio management. Job expectations include providing on-going monitoring of client portfolios, ensuring accurate and timely analysis of financial statements, assignment of risk ratings, and required client reviews. Support the end-to-end credit management process for the Leasing portfolio, partnering with Credit Underwriters and Portfolio Management officers to provide on-going monitoring of Leasing portfolios. Ensure adherence to Credit Policy, process, procedures and regulatory guidelines. Focus on compliance with Credit monitoring metrics.
Internal employees who are currently working from home are still eligible to apply. However, if selected for the role, you may be required to work onsite in accordance with the workplace excellence policy this has been added to stay in compliance with posting guidelines.
Responsibilities:
  • Data verification of new deals on source systems
  • Monitoring credit compliance and past-due exceptions; ensuring data integrity; and sourcing of financial statements and covenant compliance certificates
  • Proactively ensures timely follow-up of credit monitoring activities to facilitate a sound credit portfolio

Required Qualifications:
  • 1 + years of Commercial and/or Leasing credit related experience
  • Computer proficiency including Excel, Word, Outlook and other applications
  • Ability to accomplish objectives in a specified timeframe
  • Exhibit professional maturity
  • Works effectively, both as a team member and independently

Desired Qualifications:
  • Undergraduate and or business degree

Skills:
  • Analytical Thinking
  • Credit and Risk Assessment
  • Financial Analysis
  • Research Analysis
  • Underwriting
  • Attention to Detail
  • Business Acumen
  • Financial Forecasting and Modeling
  • Loan Structuring
  • Written Communications
  • Business Development
  • Collaboration
  • Critical Thinking
  • Portfolio Analysis
  • Stakeholder Management

Shift:
1st shift (United States of America)
Hours Per Week:
40
Pay Transparency details
US - RI - Providence - 1 Financial Plz - 1 Financial Plaza (RI1537)
Pay and benefits information
Pay range
$68,000.00 - $135,000.00 annualized salary, offers to be determined based on experience, education and skill set.
Discretionary incentive eligible
This role is eligible to participate in the annual discretionary plan. Employees are eligible for an annual discretionary award based on their overall individual performance results and behaviors, the performance and contributions of their line of business and/or group; and the overall success of the Company.
Benefits
This role is currently benefits eligible. We provide industry-leading benefits, access to paid time off, resources and support to our employees so they can make a genuine impact and contribute to the sustainable growth of our business and the communities we serve.

What Bank Of America employees say

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About Bank Of America

Sourced by ZipRecruiter

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day. One of the keys to driving Responsible Growth is being a great place to work for our teammates around the world. We're devoted to being a diverse and inclusive workplace for everyone. We hire individuals with a broad range of backgrounds and experiences and invest heavily in our teammates and their families by offering competitive benefits to support their physical, emotional, and financial well-being.

Industry

Finance and insurance

Company size

10,000+ Employees

Headquarters location

Charlotte, NC, US

Year founded

1998

Social media

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