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Remote Credit Risk Jobs in Rhode Island (NOW HIRING)

All JobsRemote Credit Risk JobsRemote Credit Risk Jobs in Rhode Island

Remote Credit Risk information

See Rhode Island salary details

$49K

$107.1K

$179.2K

How much do remote credit risk jobs pay per year?

As of Jun 23, 2026, the average yearly pay for remote credit risk in Rhode Island is $107,053.00, according to ZipRecruiter salary data. Most workers in this role earn between $73,400.00 and $139,100.00 per year, depending on experience, location, and employer.

What are some common challenges faced by professionals in remote credit risk roles, and how can they be addressed?

Remote credit risk professionals often face challenges such as limited direct access to clients and colleagues, which can make it harder to gather nuanced information and collaborate efficiently. To address these, it's important to leverage digital communication tools and maintain proactive communication with both internal teams and external stakeholders. Building strong documentation and adopting clear workflows also help ensure consistency in risk evaluation while working remotely. Regular virtual meetings and continuous professional development can further support success and connection in a remote setting.

What is a Remote Credit Risk job?

A Remote Credit Risk job involves analyzing and assessing the financial risk associated with lending or extending credit to individuals or businesses, all while working from a remote location. Professionals in this field evaluate credit applications, monitor existing accounts, and help develop policies to minimize financial losses for their employer. They typically use data analysis, financial modeling, and risk assessment tools to make informed decisions. Remote roles in credit risk allow for flexible work arrangements, but still require strong analytical skills and attention to detail.

What is the difference between Remote Credit Risk vs Remote Credit Analyst?

AspectRemote Credit RiskRemote Credit Analyst
Primary FocusAssessing overall credit risk for portfolios and lending strategiesAnalyzing individual credit applications and financial data
Required CredentialsOften requires risk management certifications, finance degreesTypically requires finance or accounting degrees, certifications like CFA or CPA
Work EnvironmentCollaborates with risk management teams, uses risk modeling toolsWorks with loan officers, reviews financial statements, uses credit scoring software
Industry UsageCommon in banking, financial services, lending institutionsUsed in banks, credit unions, lending agencies

Remote Credit Risk professionals focus on evaluating overall credit portfolios and developing risk mitigation strategies, while Remote Credit Analysts analyze individual credit applications to determine creditworthiness. Both roles require financial expertise and often similar certifications, but their scope and daily tasks differ significantly.

What are the key skills and qualifications needed to thrive as a Remote Credit Risk Analyst, and why are they important?

To thrive as a Remote Credit Risk Analyst, you need strong analytical abilities, knowledge of financial principles, and typically a degree in finance, economics, or a related field. Familiarity with risk assessment software, statistical tools like SAS or R, and credit reporting systems is essential. Excellent communication, attention to detail, and problem-solving skills help you interpret data and collaborate effectively from a distance. These skills and qualifications are crucial to accurately assess creditworthiness, minimize risk, and support sound financial decisions in a remote environment.
What are the most commonly searched types of Credit Risk jobs in Rhode Island? The most popular types of Credit Risk jobs in Rhode Island are:
What are popular job titles related to Remote Credit Risk jobs in Rhode Island? For Remote Credit Risk jobs in Rhode Island, the most frequently searched job titles are:
What job categories do people searching Remote Credit Risk jobs in Rhode Island look for? The top searched job categories for Remote Credit Risk jobs in Rhode Island are:
What cities in Rhode Island are hiring for Remote Credit Risk jobs? Cities in Rhode Island with the most Remote Credit Risk job openings:
Remote Credit Risk jobs near you
Infographic showing various Remote Credit Risk job openings in Rhode Island as of June 2026, with employment types broken down into 81% Full Time, 10% Part Time, 2% Temporary, and 7% Contract. Highlights an 100% Remote job distribution, with an average salary of $107,053 per year, or $51.5 per hour.
Commercial Underwriter I

Commercial Underwriter I

First Citizens Bank

Carolina, RI • On-site, Remote

Full-time

Posted 7 days ago

First Citizens Bank rating

7.6

Company rating: 7.6 out of 10

Based on 103 frontline employees who took The Breakroom Quiz

79th of 141 rated banks

Job description

Overview

This is a remote role that will be hired in North Carolina or Utah; with a preference for those located within commuting distance of Salt Lake City, Utah.

This Commercial Underwriter I will support the underwriting and portfolio management of our cash management product portfolio, which includes small business and corporate credit cards, ACH, letters of credit.  We are looking for the right individual to contribute to this exciting opportunity by supporting some of the most influential entrepreneurs and investors to launch and grow their business.We support companies in the innovation space including technology, software, fintech, life science, as well as premium wine clients. You will underwrite and prepare detailed credit presentations on cash management products based on established bank credit policies and procedures.They will work and collaborate closely with bankers, relationship managers, underwriting managers, and senior credit officers to underwrite, prepare, and present credit action recommendations on new and existing accounts.They may also manage and monitor an assigned portfolio of cash management accounts to ensure all documentation is up to date, and if necessary, any potential risk mitigation action is promptly taken. 

Industry knowledge and subject matter expertise are required to effectively perform the following: 

  • Independently conduct and/or assist with underwriting due diligence, structuring, and documenting credit recommendations on new and existing case requests for standard credits  
  • Independently monitor assigned cash management product portfolio’s credit quality to ensure proactive and timely risk mitigation action when necessary 
  • Prepare thorough and clearly articulated credit presentations with thoughtful and appropriate recommendations following established credit policies and procedures 
  • Effectively communicate and collaborate with bankers, relationship managers, underwriting managers, and senior credit officers 
  • Ensure compliance with relevant banking regulations including but not limited to Regulation B, Regulation O, Regulation W, and other fair lending regulations 

Responsibilities
  • Underwriting - Underwrites commercial credit actions according to applicable regulations, procedures, and guidelines. Reviews financial statements, communicates with clients or prospects, and performs analysis to recommend credit grades and appropriate loan structuring. Ensures all involved parties are updated on underwriting progress and outcome.
  • Analysis - Sources, compiles, and interprets financial data to support structuring and approval of loans. Reviews industry information and comparisons, key risks and mitigants, and collateral to form a general business overview of the borrower. Utilizes results of analysis to underwrite commercial loans.
  • Risk Management - Identifies risks through reviews, analysis, and research of new and existing commercial loans. Communicates identified risks, review schedule, and potential changes in the commercial portfolio. Assists in coordinating review and renewal schedules for existing credits, facilitating ongoing risk identification and management.
  • Business Support - May assist in the identification of cross-sales opportunities and servicing information. Prepares credit analysis documentation. Partners with associates and clients to determine needs and structuring of new requests, participating in client and prospect calls as needed.

Qualifications

Bachelor's Degree and 2 years of experience in Credit Analysis and General Commercial Banking

OR

High School Diploma or GED and 6 years of experience in Credit Analysis and General Commercial Banking

Preferred Qualifications: 

  • BS/BA Degree in related fields such as Finance, Accounting, Statistics, Math or Economics 
  • Experience in underwriting and portfolio management Cards, ACH, or letters of credit 
  • Working knowledge of commercial financial statement analysis, portfolio management, banking cash management products 
  • Knowledge and understanding of relevant banking regulations including but not limited to Regulation B, Regulation O, Regulation W, ECOA and other fair lending regulations 
  • Strong business writing skills 
  • Strong professional communication and collaboration skills 
  • Ability to multi-task, manage and track numerous cases at a time 
  • Ability to learn and quickly digest new information in a continuously changing fast paced environment 
  • Demonstrated proficiency working with computers and standard Microsoft Office applications (Outlook, Excel, Word, and PowerPoint) 
  • Knowledge of Power BI, Tableau, SAS, SQL or other data management applications or computer language

Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at https://jobs.firstcitizens.com/benefits.

Qualifications:

Bachelor's Degree and 2 years of experience in Credit Analysis and General Commercial Banking

OR

High School Diploma or GED and 6 years of experience in Credit Analysis and General Commercial Banking

Preferred Qualifications: 

  • BS/BA Degree in related fields such as Finance, Accounting, Statistics, Math or Economics 
  • Experience in underwriting and portfolio management Cards, ACH, or letters of credit 
  • Working knowledge of commercial financial statement analysis, portfolio management, banking cash management products 
  • Knowledge and understanding of relevant banking regulations including but not limited to Regulation B, Regulation O, Regulation W, ECOA and other fair lending regulations 
  • Strong business writing skills 
  • Strong professional communication and collaboration skills 
  • Ability to multi-task, manage and track numerous cases at a time 
  • Ability to learn and quickly digest new information in a continuously changing fast paced environment 
  • Demonstrated proficiency working with computers and standard Microsoft Office applications (Outlook, Excel, Word, and PowerPoint) 
  • Knowledge of Power BI, Tableau, SAS, SQL or other data management applications or computer language

Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at https://jobs.firstcitizens.com/benefits.

Education:UNAVAILABLEEmployment Type: FULL_TIME

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