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Vice President Credit Risk Jobs in Rhode Island (NOW HIRING)

Brownhealth

VP Med Affairs Chief Med Ofcr

Riverside, RI · On-site

Summary Reporting to the President, the VP Chief Medical Officer at Bradley is responsible for the ... Regulatory / Accreditation / Risk * Participates in development and coordinates implementation of ...

COASTAL1 CREDIT UNION

Mortgage Underwriter I

Pawtucket, RI · On-site

$48K - $63K/yr

The Mortgage Underwriter I, under the direction of the VP Real Estate Lending, will be responsible ... Ability to maintain a positive and upbeat Credit Union image. * Ability to handle confidential ...

UNFI

Vice President Procurement Natural

Providence, RI · On-site +1

Execute assigned projects utilizing project plan development, including due diligence, project team creation and coordination, risk management, and goal accomplishment. * Interface with customers to ...

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All JobsVice President Credit Risk JobsVice President Credit Risk Jobs in Rhode Island

Vice President Credit Risk information

See Rhode Island salary details

$42.6K

$154.3K

$271.8K

How much do vice president credit risk jobs pay per year?

As of Aug 4, 2026, the average yearly pay for vice president credit risk in Rhode Island is $154,273.00, according to ZipRecruiter salary data. Most workers in this role earn between $112,600.00 and $186,100.00 per year, depending on experience, location, and employer.

What are the typical daily responsibilities of a vice president credit risk?

A Vice President Credit Risk typically reviews and approves large lending proposals, monitors the organization’s credit risk exposure, and leads the development of risk assessment frameworks. They collaborate closely with teams in underwriting, portfolio management, and regulatory compliance to ensure policies align with business objectives and industry standards. The role also involves mentoring junior risk professionals, presenting risk findings to executive leadership, and staying up-to-date with changes in market conditions and regulations. This dynamic environment requires both strategic oversight and hands-on analysis, balancing risk and opportunity to support the organization’s growth.

What are the key skills and qualifications needed to thrive in the vice president credit risk position?

To thrive as a Vice President Credit Risk, you need extensive experience in credit risk management, strong analytical abilities, and a solid understanding of financial regulations, typically supported by a relevant degree (such as finance or economics). Familiarity with credit risk modeling tools, risk assessment software, and industry certifications like FRM or CFA is highly valued. Exceptional leadership, strategic thinking, and communication skills help you manage teams and collaborate effectively across departments. These competencies are crucial for identifying, assessing, and mitigating credit risks to ensure the organization’s long-term financial stability.

What is a vice president credit risk?

A Vice President Credit Risk is a senior leader responsible for assessing, managing, and mitigating credit risk within a financial institution. They develop risk policies, oversee credit analysis, and ensure compliance with regulatory requirements. This role involves working closely with lending teams, risk analysts, and senior executives to establish risk appetite and optimize portfolio performance. Strong analytical skills, financial acumen, and industry knowledge are essential for success in this position.

What are the most commonly searched types of Credit Risk jobs in Rhode Island? The most popular types of Credit Risk jobs in Rhode Island are:
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What cities in Rhode Island are hiring for Vice President Credit Risk jobs? Cities in Rhode Island with the most Vice President Credit Risk job openings:
Vice President Credit Risk jobs near you

Commercial Credit Underwriting Manager

BankNewport

Middletown, RI • On-site

Other

Posted 18 days ago

Job description

Overview
BankNewport celebrates being a community bank since 1819. Yes, that's 200 years, and still growing. Offering new and exciting career opportunities, BankNewport is committed to providing our employees the resource and guidance to develop careers that are challenging and rewarding.
So, if you're looking for a great professional opportunity, know that BankNewport will empower and invest in you.
Under the direction of the SVP Chief Credit Risk Officer, the Commercial Credit Underwriting Manager oversees the day-to-day operations of the Commercial Credit Underwriting team.
The Commercial Credit Underwriting Manager supervises a team of credit analysts who are responsible for analyzing and interpreting financial and credit information of prospective commercial new money loan requests, material loan modifications, renewals and annual relationship reviews. A credit approval memorandum will be prepared by the credit analyst, which is used to make credit decisions by required approval authorities. The Manager will review this memorandum for accuracy and completeness along with any associated information such as industry data, appraisals and environmental reports before releasing them to the credit approvers.
This position requires strong; commercial credit and underwriting skills (CRE & C&I), writing skills, oral communication skills, organizational skills, and managerial experience. The Commercial Credit Underwriting Manager also ensures compliance with all applicable laws, regulations and BankNewport policies and procedures. Will work collaboratively in conjunction with Credit Administration team.
This is a hybrid position with some travel to other RI locations as needed for training/meetings.
Responsibilities
  • Assign loans to credit analysts and manages the daily workflow of the commercial credit underwriting pipeline, meeting deadlines. Ensures high quality analysis results and timely completion of all credit approval memorandums.
  • Reviews and analyzes commercial credit approval memorandums for accuracy. A solid understanding of commercial lending and credit underwriting principles will help ensure the highest loan quality to the Bank.
  • Assign risk ratings as appropriate.
  • Accurately identify loan policy exceptions and any red flags during the underwriting process.
  • Underwrites, from time to time, complex commercial loan requests.
  • Serves as a resource for credit policy and procedure interpretation for commercial lending officers and business bankers.
  • Partners with direct reports, providing training and coaching as needed.
  • Collaborate with commercial loan officers and business bankers on loan requests; assists in structuring, terms and conditions, need for information, offering assistance and resolution.
  • Ensures adherence to banking regulations (State and Federal), Bank policy and procedures. Advises management of compliance issues in a pro-active manner.
  • Establishes, promotes and practices strong collaboration efforts within the department and with the various lending business lines as well as other employees and customers of the Bank, to further grow and enhance the quality of the loan portfolio.
  • Hosts weekly pipeline call with commercial lending team.
  • Recommend improvements to Bank policies and procedures. Ensures that any changes meet regulatory guidelines and are successfully implemented.
  • Knowledge of Microsoft Office programs required. Familiarity with nCino or other loan platform software helpful.
  • Maintains a growth mindset by offering innovative solutions in deploying team resources and technology.
  • Other duties or responsibilities, as assigned.

OTHER ACCOUNTABILITIES / RESPONSIBILITIES:
Performs related and unrelated duties as may be required.
Qualifications
Extensive commercial credit experience: Bachelor's degree in a related field or relevant work experience with 7 to 10 years of credit underwriting, and credit and portfolio management experience in the Banking industry. Must have managerial or team lead experience. Formal Commercial Credit trained preferred. Excellent analytical, managerial, planning, organizational, communication (written & oral), decision making skills, and technological skills including experience using Microsoft Office programs and nCino.
PHYSICAL REQUIREMENTS
Any physical demands or work conditions described below are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable Accommodation may be made to enable individuals with disabilities to perform the essential functions. Employees need to have the ability to:
  • Travel independently to the position's primary work location, other bank properties and work-related activities or events at locations outside the Bank.
  • Effectively communicate and exchange accurate information and ideas so others will understand.
  • Independently 0perate a computer and other office machinery, such as a calculator, copy machine, printer and software programs related to the position needed to complete the primary functions.
  • Sit or stand at a workspace and use a computer or other equipment for prolonged periods of time.
  • Meet the hybrid work schedule requirements for physically working in the office during normal business hours on Mondays and Wednesdays and another day of choice to effectively meet business needs.
  • Move office items weighing up to 35 pounds.
  • Work in an environment with low to moderate noise levels.

SUPERVISORY SCOPE:
Deadlines
Structure loans with loan officers
Regulations
Training and coaching
5 direct reports
INDEPENDENT ACTION:
Establishes short range plans and objectives within scope of bankwide policies and goals. Consults with manager regarding policy interpretations or exceptions.
BANKNEWPORT CORE VALUES:
  • We celebrate individuality
  • We empower employees to be creative problem solvers
  • We invest and take the time to really get to know our customers
  • We commit to serving the financial needs of Rhode Islanders

Any physical demands or work conditions described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
BankNewport is committed to a policy of Equal Employment Opportunity and will not discriminate against an applicant or employee on the basis of race, color, religion, creed, national origin or ancestry, sex, age, physical or mental disability, veteran or military status, genetic information, sexual orientation, gender identity or expression, pregnancy, childbirth or related medical conditions, military service, marital status, or any other legally recognized protected basis under federal, state or local laws, regulations or ordinances.

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