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Credit Risk Jobs in Quebec (NOW HIRING)

BMO Capital Markets

Associate

Montreal, QC · On-site

CA$69K - CA$129K/yr

Minimizes BMO's risk exposure by adhering to credit policies, regulatory standards, and operational guidelines. * Serves as a point of contact for service requests, ensuring expectations are ...

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Credit Risk information

What are the key skills and qualifications needed to thrive as a Credit Risk Analyst, and why are they important?

To thrive as a Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial statements, and a background in finance, economics, or a related field, often supported by a relevant degree or certification (such as FRM or CFA). Familiarity with risk assessment tools, financial modeling software, and credit rating systems is typically required. Attention to detail, critical thinking, and effective communication are essential soft skills for interpreting data and presenting risk assessments to stakeholders. These skills and qualities are crucial for making informed decisions that minimize financial losses and ensure sound lending practices.

What is the difference between Credit Risk vs Credit Analyst?

AspectCredit RiskCredit Analyst
Primary FocusAssessing the likelihood of borrower default to manage overall credit riskAnalyzing credit data to determine creditworthiness of individual applicants
Work EnvironmentRisk management teams, financial institutions, credit departmentsBanking, lending institutions, financial services
Required CredentialsOften requires risk management certifications, finance degreesFinance or accounting degrees, certifications like CFA or credit-specific courses

While both roles involve understanding credit, Credit Risk focuses on managing the overall risk exposure of an organization, whereas a Credit Analyst evaluates individual credit applications to determine approval. Both roles are essential in the lending process but differ in scope and responsibilities.

What is credit risk and what does a credit risk professional do?

Credit risk refers to the possibility that a borrower or counterparty will fail to meet their financial obligations, such as repaying a loan or making payments on time. Credit risk professionals analyze financial data, assess the creditworthiness of individuals or companies, and help set lending policies to minimize potential losses for banks or financial institutions. They use various models and tools to evaluate risk, monitor existing loans, and recommend strategies to mitigate exposure. Their work is essential for maintaining the financial health and stability of lending organizations.

What are some typical challenges faced by professionals in credit risk roles, and how can they be addressed?

Credit risk professionals often encounter challenges such as assessing the creditworthiness of new and existing clients, keeping up with rapidly changing market conditions, and managing large volumes of data to make informed decisions. To address these, it's important to stay updated on industry trends, develop strong analytical and communication skills, and leverage advanced risk assessment tools. Collaborating closely with colleagues in underwriting, sales, and compliance teams also helps ensure well-rounded risk evaluations and consistent application of policies.
What are the most commonly searched types of Credit Risk jobs in Quebec? The most popular types of Credit Risk jobs in Quebec are:
What are popular job titles related to Credit Risk jobs in Quebec? For Credit Risk jobs in Quebec, the most frequently searched job titles are:
What job categories do people searching Credit Risk jobs in Quebec look for? The top searched job categories for Credit Risk jobs in Quebec are:
Credit Risk jobs near you
Infographic showing various Credit Risk job openings in Quebec as of July 2026, with employment types broken down into 85% Full Time, and 15% Part Time. Highlights an 90% Physical, 2% Hybrid, and 8% Remote job distribution.

Risk Control & Credit Analyst (4 - 6 month contract)

Journey Capital

Montreal, QC • On-site, Remote

CA$1.5K/wk

Contractor

Posted 20 days ago

Job description

The career you've always wanted starts here.

This is your chance to work in a place that is making a positive difference for SMBs across Canada. Where teamwork, flexibility, and professional growth are encouraged every step of the way. Ready to take your career to a whole new level? Journey Capital is here to get you there.

Not your average fintech company

As Canada's leading online lender, Journey Capital is dedicated to helping clients with a collaborative, adaptive, and customer-centric approach. We are setting new benchmarks in the industry by embracing innovation, transparency, and ethical lending standards.


About the opportunity

You will prepare, review and analyze the due diligence and documentation involved in the Loan and Merchant Advance adjudication process to ensure they are complete and comply with established credit policies.


Responsibilities

  • Review loan documentation for completeness and compliance with established credit policies.
  • Verify/validate all required loan/client information.
  • Obtain commercial and consumer credit reports and lien searches and conduct research on commercial companies.
  • Review and attach required documents to the Salesforce application processing system.
  • Proficient in using Excel functions to sort, add, remove, and reconcile bank statements, as well as to categorize and analyze the daily transactions.
  • Analyze and ensure bank statement information matches expected standards of the business applying and identify any fraudulent activity.
  • Clearly communicate important details pertinent to the reviews and explain any additional requirements requested from the customer.
  • Perform a detailed analysis of the completed application to help prepare the file for thorough underwriting review.
  • Provide reasonable and thoughtfulsolutions to challenges uncovered during the analysis process.
  • Perform other duties and responsibilities as needed.


What you're bringing to the table

Alongside unwavering ethical principles, you showcase:

  • Strong attention to detail.
  • Self-motivation with the ability to prioritize daily workload.
  • Ability to work in a fast-paced environment.
  • Excellent communication skills in English and French, both verbal and written.
  • Knowledge of a language other than French is required for this position due to the nature of the duties, which involve regular communication with clients, partners, or stakeholders who do not speak French
  • Tech-savviness.
  • Salesforce and payment processing experience.
  • A DEC or university degree.

The Perks :

  • Competitive compensation
  • Flexible work schedule
  • Remote or in-office work
  • $1,500 for professional training and classes
  • Free English or French tutoring classes
  • Free gym access
  • Free coffee & snacks
  • Regular events & team building activities

Empowering Canadian entrepreneurs

We deliver a seamless remote experience that gives our clients the peace of mind to move their business forward. Our aim is to equip underserved Canadian entrepreneurs with the right credit, tools and experience to help them reach their financial objectives fast.

Sound like something you'd be interested in? Let's talk.

Journey Capital
Here to get you there.

Apply