Credit Risk Jobs in Quebec (NOW HIRING)

Application Deadline: June 19, 2026

Join the EDC Team!

At EDC, we support Canadian businesses to succeed globally. We provide the financial tools and expertise they need to explore new markets, reduce risks, all towards the goal of making Canada and the world better through trade.

Position: Financing Manager, Corporate Lending

Employment Type: Permanent

Compensation Details:

• Underwriter 18 : Salaries typically range from $96,557 to $128, 743 annually, based on qualifications and experiences, plus a performance-based incentive.
• Underwriter 19 : Salaries typically range from $112,006 to $149, 341 annually, based on qualifications and experiences, plus a performance-based incentive.

Location:

• Export Development Canada operates in a hybrid work environment with a current requirement of two in-office days per week, increasing to three days per week in September 2026 (subject to change)
• This role can be performed from EDC’s headquarters in Ottawa or from our Community Hubs located in Toronto, Montreal, Calgary, Vancouver or Halifax.
• Relocation assistance is available for candidates who meet the eligibility criteria.

Internal Employees, please consult the ServiceNow article entitled Internal movements – what you need to know.

About EDC:

At Export Development Canada (EDC), we empower Canadian businesses to succeed globally. As a financial Crown corporation, we offer innovative financial solutions and expert insights to help businesses explore new markets, mitigate risks, and achieve growth.

Why Join EDC?

• Collaborate with a diverse, experienced team – Work alongside talented professionals who bring a wealth of knowledge and expertise to drive success.
• Thrive in a supportive, teamwork-driven environment – Flourish in a workplace where collaboration and mutual support are paramount.
• Impact global communities through sustainable growth in emerging markets – Make a meaningful difference by fostering sustainable development in key sectors around the world.
• Recognized as one of Canada’s Top 100 Employers, Best Diversity Employers, and a Top 100 Family-Friendly Employers – Join a company that is celebrated for its commitment to excellence, diversity, and work-life balance.
• Enjoy a comprehensive Total Rewards package:
• Flexible benefits – Our program lets you choose coverage that suits your unique needs, including Medical, Dental, Life, and more. Plus, we offer additional Flex credits to tailor your plan even further.
• Defined Contribution Pension Plan – Secure your future with our generous matching program that helps you save for retirement.
• Competitive vacation program – Enjoy a work-life balance with our competitive vacation program, starting with 4 weeks of vacation and 2 floater days each year for permanent employees.
• Comprehensive wellness programs – Stay healthy and happy with access to wellness initiatives, mental health support, and fitness programs.
• Professional Development – Advance your career with our support for growth and development through conferences, language training, and educational opportunities.

Team Overview:

EDC’s Corporate Lending Team provides financing solutions in support of Canadian exports and foreign investments to:

• Canadian exporters and their foreign customers; and
• Canadian investors and their foreign affiliates.

Within this group, the Corporate Lending practice is seeking financing professionals with experience in corporate loans credit analysis, projection building, structuring, documentation and portfolio management. With the customer’s needs always in view and in close collaboration with EDC’s Business Development, Legal Services, Corporate Sustainability & Responsibility Group, plus our external banking partners both domestically and internationally. The successful candidate will be relied upon to understand the customer’s needs, structure a solution which addresses those needs, assess the credit risk and recommend risk mitigation strategies as appropriate to achieve the optimal balance between customer-centricity and EDC’s business requirements. They will be responsible for managing risks for a loan portfolio in a specific sector. One specific sector with an opening is the Aerospace sector, where EDC has a long tradition of supporting both the Canadian Airline and Aerospace sector. .

We are currently recruiting for a permanent role. This poster may also be used to fulfil future hiring needs over the next 12 months.

Discipline Summary

• Main focus is refining financing and portfolio management expertise, developing customer skills, increasing engagement across EDC and leading Corporate Lending initiatives.
• Works in collaboration with business customers, foreign buyers, financial institutions and internal stakeholders (including Global Business Development, Credit Risk Management, Corporate Sustainability Group, Legal) to underwrite, structure and negotiate lending solutions
• Structures and delivers financing solutions (defined broadly to include: direct loans, syndicated loan participation’s, guarantee structures, leasing, etc.) that support the needs of customers across all industry sectors
• Responsible and accountable for accurate and timely completion of all Annual Reviews in portfolio, often with participation from Associates or Senior Associates.
• Manages the financial performance of a portfolio of loans both at the transaction and portfolio levels and acts as the primary point of contact for loan/guarantee customers post-signing.
• Proactively manages risks in their portfolio by ensuring they are knowledgeable and informed on their primary sector
• Conducts regular risk analysis and credit reviews of a portfolio of loans and guarantees
• Conducts due diligence and assesses company credit, industry, country, CSR, and other applicable risks, negotiates mitigants and financial terms and conditions as required, and establishes or validates appropriate transaction pricing compliant with market window or consensus pricing guidelines as applicable
• Reviews or develops financial models, including appropriate assumptions, drivers and methodology
• Leads the credit recommendation process and obtains all required approvals
• Aids in drafting and/or review of credit documentation as required in collaboration with legal counsel

What you will be doing:

• Proactively manages risks in their portfolio and becomes knowledgeable of risks and market trends in their sector
• Independently leads/or advises on proportionate share of transactions/customer portfolios, with complexity aligned to skill set
• May independently lead or advise junior team members on the delivery of financing solutions
• Assesses / mitigates transaction risks
• Determines financial eligibility of customers, borrowers and other counter parties and along with counsel, proposes and negotiates loan documentation
• Formulates pricing/term/ structure reflective of risk, strategy and market conditions
• Recommends transactions to the appropriate Delegation of Authority within specified parameters, policies and guidelines
• Guides customer engagement and negotiations
• Collaborates with business development colleagues on account and sector strategies
• Shows engagement and collaboration with internal partner teams on strategy and risk management in order to deliver on customer solutions

What we are looking for:

• Undergraduate degree in Business Administration with a specialization in Finance/Accounting, or in a related field
• Minimum of 7-10 years of relevant work experience in lending, underwriting and credit analysis in commercial or corporate banking
• Familiarity with credit loan documentation
• Effective communication, influencing and negotiation skills (written, verbal, presentation)
• Comfortable working in and developing projections and using Excel based financial models

What will make you stand out:

• MBA
• Completion of a professional designation (CFA, CA, CPA, CGA)
• Bilingual in both official languages (French and English)

Eligibility:

EDC is committed to Fair Employment Practices and preference will be given to a candidate who is able to work legally in Canada at the time of application (Canadian Citizens or Permanent Residents). Candidates must meet the requisite government security screening requirements. The position is open to those who meet all of the essential requirements stated above and whose applications are received by the closing date.

This position is open to individuals who meet all the essential criteria outlined above and submit their applications by the closing date. Ready to make a difference? This is your chance to join a dynamic, growing team and leave your mark on our organization, development finance, and the world.

Eligibility:

EDC is committed to Fair Employment Practices and preference will be given to a candidate who is able to work legally in Canada at the time of application (Canadian Citizens or Permanent Residents). Candidates must meet the requisite government security screening requirements. The position is open to those who meet all of the essential requirements stated above and whose applications are received by the closing date.

This position is open to individuals who meet all the essential criteria outlined above and submit their applications by the closing date. Ready to make a difference? This is your chance to join a dynamic, growing team and leave your mark on our organization, development finance, and the world.

Apply today!

Want to learn more about EDC? Check our website at https://www.edc.ca

EDC's Commitment to Employment Equity

Export Development Canada (EDC) is dedicated to fostering employment equity and building a diverse workforce. We are committed to creating a safe and inclusive environment that respects people from all cultures, backgrounds, and abilities. At EDC, we nurture a culture of inclusion and belonging where everyone has equal opportunity to grow, develop, succeed, and be their truest selves.

We actively encourage applications from women, Indigenous peoples, visible minorities, persons with disabilities, and members of the 2SLGBTQI+ community.

Your application must clearly demonstrate how you meet all the requirements. We thank all applicants' interest in a career at EDC; however, only those selected for an interview will be contacted. Please note that qualified candidates may be considered for similar roles at this level within EDC.

EDC recognizes that disclosing the need for accommodations can be a personal matter. Please know that as an organization, we are committed to maintaining confidentiality and ensuring that any accommodations provided are tailored to support your needs. Our aim is to ensure you have a comfortable and positive experience throughout the recruitment process, so please do not hesitate to contact us directly for any accommodation requests at accessibility@edc.ca. We are here to support you every step of the way.

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