Montreal, QC · Hybrid
CA$73.40K - CA$122.40K/yr
Solid understanding and knowledge of credit risk processes, credit risk analytics, risk rating methodologies, risk managementpoliciesand risk management organization structures * Significant ...
Montreal, QC · Hybrid
CA$73.40K - CA$122.40K/yr
Solid understanding and knowledge of credit risk processes, credit risk analytics, risk rating methodologies, risk managementpoliciesand risk management organization structures * Significant ...
Ensure the analysis demonstrates an appropriate risk/reward trade-off with appropriate mitigation as needed. * Exercise discretionary lending limits as delegated to approve and decision credit ...
Ensure the analysis demonstrates an appropriate risk/reward trade-off with appropriate mitigation as needed. * Exercise discretionary lending limits as delegated to approve and decision credit ...
As Senior Director, Loan Writing - Credit Risk Management, you are responsible for credit due diligence, risk analysis, and authorization of loan proposals of moderate to high complexity. You produce ...
As Senior Director, Loan Writing - Credit Risk Management, you are responsible for credit due diligence, risk analysis, and authorization of loan proposals of moderate to high complexity. You produce ...
Montreal, QC · On-site
Collaborating with the 2LOD (Credit Risk and Asset Recovery teams) and 3LOD (Internal Audit ... Solid credit analysis skills with the ability to evaluate credit risk and financial conditions ...
Montreal, QC · On-site
Collaborating with the 2LOD (Credit Risk and Asset Recovery teams) and 3LOD (Internal Audit ... Solid credit analysis skills with the ability to evaluate credit risk and financial conditions ...
Montreal, QC · On-site
... Credit Analyst (Vice President) to be based in Societe Generale's Montreal office. The role is ... The position focuses on postclosing credit risk management, including transaction monitoring ...
Montreal, QC · On-site
... Credit Analyst (Vice President) to be based in Societe Generale's Montreal office. The role is ... The position focuses on postclosing credit risk management, including transaction monitoring ...
This role is critical in supporting credit risk mitigation and regulatory compliance through the ... along with strong analytical and organizational skills. Key Responsibilities 1. Credit ...
This role is critical in supporting credit risk mitigation and regulatory compliance through the ... along with strong analytical and organizational skills. Key Responsibilities 1. Credit ...
CA$96.90K - CA$136.80K/yr
Assess complex credit risk in compliance with applicable internal and external requirements (e.g ... Uses sophisticated analytical thought to exercise judgement and identify solutions * Work is guided ...
CA$96.90K - CA$136.80K/yr
Assess complex credit risk in compliance with applicable internal and external requirements (e.g ... Uses sophisticated analytical thought to exercise judgement and identify solutions * Work is guided ...
Your strong analytical judgment and deep knowledge of credit policy will enable you to adjudicate credit, assess risk and ensure consistent application of credit principles that support a healthy ...
Your strong analytical judgment and deep knowledge of credit policy will enable you to adjudicate credit, assess risk and ensure consistent application of credit principles that support a healthy ...
Your strong analytical judgment and deep knowledge of credit policy will enable you to adjudicate credit, assess risk and ensure consistent application of credit principles that support a healthy ...
Your strong analytical judgment and deep knowledge of credit policy will enable you to adjudicate credit, assess risk and ensure consistent application of credit principles that support a healthy ...
Montreal, QC · Hybrid
... credit risk data. With your expertise in data management, analytics and decision-making tools, you can have a concrete impact on the field's transformation. Your job * Mobilize and develop a ...
Montreal, QC · Hybrid
... credit risk data. With your expertise in data management, analytics and decision-making tools, you can have a concrete impact on the field's transformation. Your job * Mobilize and develop a ...
Montreal, QC · Hybrid
... credit risk data. With your expertise in data management, analytics and decision-making tools, you can have a concrete impact on the field's transformation. Your job Mobilize and develop a ...
Montreal, QC · Hybrid
... credit risk data. With your expertise in data management, analytics and decision-making tools, you can have a concrete impact on the field's transformation. Your job Mobilize and develop a ...
Review and analyze credit proposals, source documents, administrationrequestsand policy exceptions * Assess risk and consistently apply corporate and credit risk policies
Review and analyze credit proposals, source documents, administrationrequestsand policy exceptions * Assess risk and consistently apply corporate and credit risk policies
Review and analyze credit proposals, source documents, administrationrequestsand policy exceptions * Assess risk and consistently apply corporate and credit risk policies
Review and analyze credit proposals, source documents, administrationrequestsand policy exceptions * Assess risk and consistently apply corporate and credit risk policies
... analyse de conception et les tests. * Excellentes competences en documentation et communication ... SME for CRMFR in the Murex implementation project, focusing on Credit Risk, Collateral Management ...
... analyse de conception et les tests. * Excellentes competences en documentation et communication ... SME for CRMFR in the Murex implementation project, focusing on Credit Risk, Collateral Management ...
The Americas Risk and Scarce Resources Counterparty Credit Risk team (RSR/CCR) acts as the 1st Line ... Portfolio Analysis Limit Recommendations Client Margining Risk Reporting & Monitoring Limit ...
The Americas Risk and Scarce Resources Counterparty Credit Risk team (RSR/CCR) acts as the 1st Line ... Portfolio Analysis Limit Recommendations Client Margining Risk Reporting & Monitoring Limit ...
Strong Knowledge of Financial Statements and credit analysis, preliminary assessment of risk, and drawing conclusions. * Strong Knowledge of credit structures and applicable risk management * Good ...
Strong Knowledge of Financial Statements and credit analysis, preliminary assessment of risk, and drawing conclusions. * Strong Knowledge of credit structures and applicable risk management * Good ...
... analysis, complex credit structures, and risk mitigation strategies Experience in budget management, performance measurement, and operational planning Demonstrated ability to exercise sound judgment ...
... analysis, complex credit structures, and risk mitigation strategies Experience in budget management, performance measurement, and operational planning Demonstrated ability to exercise sound judgment ...
Strong expertise in financial statement analysis, complex credit structures, and risk mitigation strategies * Experience in budget management, performance measurement, and operational planning
Strong expertise in financial statement analysis, complex credit structures, and risk mitigation strategies * Experience in budget management, performance measurement, and operational planning
... market, credit, liquidity and regulatory investment risk models and reports covering General and ... Analyze risk metrics and provide insights to the team and our partners. * Contribute to a variety ...
... market, credit, liquidity and regulatory investment risk models and reports covering General and ... Analyze risk metrics and provide insights to the team and our partners. * Contribute to a variety ...
... market, credit, liquidity and regulatory investment risk models and reports covering General and ... Analyze risk metrics and provide insights to the team and our partners. * Contribute to a variety ...
... market, credit, liquidity and regulatory investment risk models and reports covering General and ... Analyze risk metrics and provide insights to the team and our partners. * Contribute to a variety ...
$16.59 - $21.15
17% of jobs
$25.44 is the 25th percentile. Wages below this are outliers.
$21.15 - $25.72
9% of jobs
$25.72 - $30.29
13% of jobs
The median wage is $32.68 / hr.
$30.29 - $34.86
22% of jobs
$34.86 - $39.42
13% of jobs
$40.18 is the 75th percentile. Wages above this are outliers.
$39.42 - $43.99
10% of jobs
$43.99 - $48.56
4% of jobs
$48.56 - $53.13
2% of jobs
$53.13 - $57.69
5% of jobs
$57.69 - $62.26
3% of jobs
$62.26 - $66.83
2% of jobs
$16
$38
$66
A credit risk analyst evaluates the creditworthiness of individuals or businesses seeking loans or credit cards. As a credit risk analyst, you must be systematic and thorough in examining each applicant’s financial information to provide a recommendation of whether or not your employer should grant credit to the applicant. Essentially, you are evaluating the risk to reward ratio of each loan applicant. Your job duties include the analysis of credit scores and credit reports, payment history, bank statements, and other financial statements. Depending on the scope of your job, you may collect this information directly from clients and inform them if the institution can approve or deny their credit or loan application.
| Aspect | Credit Risk Analyst | Credit Analyst |
|---|---|---|
| Primary Focus | Assessing the risk of default on loans and credit products | Evaluating creditworthiness of individual or business applicants |
| Required Credentials | Typically a degree in finance, economics, or related field; certifications like CFA or credit-specific courses | Similar credentials; often the same certifications or degrees |
| Work Environment | Financial institutions, risk management departments | Banks, lending institutions, credit departments |
| Industry Usage | Commonly used in risk assessment and management | Primarily in lending and credit evaluation |
While both roles involve evaluating credit, a Credit Risk Analyst focuses on assessing the overall risk associated with credit portfolios, whereas a Credit Analyst evaluates individual credit applications. The roles often overlap in credentials and work environment, but their specific focus differs within the credit industry.
CA$73.40K - CA$122.40K/yr
Full-time
Posted 6 days ago
8.3
Based on 73 frontline employees who took The Breakroom Quiz
20th of 57 rated business consultants
Line of Service
AssuranceIndustry/Sector
Not ApplicableSpecialism
Financial RiskManagement Level
Senior AssociateJob Description & Summary
A career in our Financial Services Risk and Regulatory (FS R&R) Credit Risk Modelling practice will provide you with the opportunity to help financial institutions rethink their approach to risk by developing a distinctive strategy and creating capabilities and performance. We play an important part in helping our clients assess, design and develop solutions that not only help them manage risk but also transform risk and complexity into a sustainable advantage.Meaningful workyou'llbe part of
As a Credit Risk Modelling Senior Associate,you'llwork as part of a team of problem solvers, helping to solve complex business issues from strategy to execution. Responsibilities include but are not limited to:
Model development, validation and implementation of Retail and Wholesale credit risk methodologies including obligor and facility risk rating, Basel regulatory capital and economic capital models, allowance for loan and lease loss models (e.g., IFRS9).Assistassurance teams with reviews of clients' model development and validation processes
AI and machine learning model development and validation
Model risk governance and controls related activities supporting clients in managing model risk across multiple asset classes
Collaborate with the team members at various levels to lead and develop compelling client proposals, white papers, thought leadership and points of view, describing the business challenge and proposed business solution on the topics such as GenAI, cloud, climate risk modeling etc.
Build andmaintaineffective,trustingand collaborative client relationships
Experiences and skillsyou'lluse to solve
Sufficient experience and exposure to financial services risk practices, credit risk modeling including retail and wholesale credit modeling techniques for adjudication, capital management, and allowance modeling/ or calculations (e.g.IFRS9)
Development,implementationand assessment of quantitative credit risk measurement methodologies
Solid understanding and knowledge of credit risk processes, credit risk analytics, risk rating methodologies, risk managementpoliciesand risk management organization structures
Significant experienceand proven ability in at least one of the following programming languages/softwares: Python, R, SQL, SAS, C++, etc.
Master's degree in Economics, Statistics, Mathematics, Physics, Engineering, Financial Engineering, DataScience orother relevant fields would bean asset
PRM, FRM or CFA designation would be an asset
Proven abilities, especially creative problem-solving, toutilizecredit risk management software,dataandmethodologyin the completion of client engagements, including leveraging related technology vendors and their application
Communicationsskillsdemonstratedthrough the ability to write proposals, reports, presentations, etc.
Demonstrated ability to manage and prioritize multiple projects
A demonstrated commitment to valuing differences and working alongside diverse people and perspectives
The successful candidaterequiresfluency in English, in addition to French as they willbe requiredto support or collaborate with English-speaking clients, colleagues and/or stakeholdersduring the course oftheir employment with PwC Canada
PwC Canada is committed to cultivating an inclusive, hybrid work environment. Exact expectations for your team can be discussed with your interviewer
This position ensures continuity and upholds our standards of excellence following the departure of a valued team member.
The salary range for this position is $73,400 - $122,400. The posted salary range represents the expected hiring range for PwC locations in major city centres. Given our national recruiting approach, ranges may vary for positions in other locations. At PwC Canada, base salary is determined by your skills, experience, qualifications and work location. In addition to base salary, eligible employees may have opportunities to participate in variable incentive pay programs which are designed to reward individual and firm-wide achievements. We are committed to offering competitive compensation and adhere to all relevant pay transparency legislation. During the hiring process, our Talent Acquisition team will provide details about our comprehensive total rewards package.
Whyyou'lllove PwC
We'reinspiring and empowering our people to change the world. Powered by the latest technology,you'llbe a part of diverse teams helping public and private clients build trust and deliver sustained outcomes. This meaningful work, and our continuous development environment, will take your career to the next level. We reward your impact, and support your wellbeing, through a competitive compensation package, inclusive benefits and flexibility programs that will help you thrive in work and life. Learn more about our Application Process and Total Rewards Package at:https://jobs-ca.pwc.com/ca/en/life-at-pwc
PwC Canada acknowledges that we work and live across Turtle Island, on the land that is now known as Canada, which are the lands of the ancestral, treaty and unceded territories of the First Nations,Metisand Inuit Peoples. We recognize the systemic racism,colonialismand oppression that Indigenous Peoples have experienced and still go through, and we commit to allyship and solidarity.
Education (if blank, degree and/or field of study not specified)
Degrees/Field of Study required:Degrees/Field of Study preferred:Certifications (if blank, certifications not specified)
Required Skills
Optional Skills
Accepting Feedback, Accepting Feedback, Active Listening, Actuarial Science, Analytical Thinking, Communication, Complex Data Analysis, Creativity, Embracing Change, Emotional Regulation, Empathy, Financial Data Mining, Financial Modeling, Financial Risk Analysis, Financial Risk Management, Inclusion, Intellectual Curiosity, Learning Agility, Optimism, Presenting Financial Reports, Risk Analysis, Risk Model Implementation, Self-Awareness, Statistical Analysis Software, Statistical Consulting {+ 3 more}Desired Languages (If blank, desired languages not specified)
Travel Requirements
Not SpecifiedAvailable for Work Visa Sponsorship?
NoGovernment Clearance Required?
NoJob Posting End Date
We're committed to providing accommodation throughout the application, interview, and employment process. If you require accommodation to be at your best, please let us know during the application process.The use of artificial intelligence (AI) in recruiting is just getting started, so we know you have questions about how and why we use it. At certain points during our recruiting process, we rely on AI to improve your experience. This could be during resume review or curating personalized job recommendations, asking you clarifying questions via a chatbot or during our interview scheduling to improve your experience. Our use of AI helps ensure we combat bias by evaluating candidates equally and fairly, without seeing identity information, such as your name, or gender for example). AI also helps us better predict successful hires by reviewing all applicants for a role and the relationship between your skills, experience and likely success at PwC Canada. While AI supports parts of our recruitment process, final hiring decisions always involve human review. For more information about our use and protection of your data, please refer to our Privacy Policy (https://www.pwc.com/ca/en/privacy-policy.html).Nous tenons a repondre a vos besoins tout au long du processus de demande d'emploi, d'entrevue et d'embauche. Si vous avez besoin de mesures d'adaptation pour etre parfaitement a l'aise, faites-le-nous savoir a l'etape de la demande d'emploi.L'utilisation de l'intelligence artificielle (IA) dans le domaine du recrutement en est a ses balbutiements. Nous savons que vous pourriez vous demander comment et pourquoi nous y avons recours. A certains stades de notre processus de recrutement, nous comptons sur l'IA pour ameliorer votre experience. Par exemple, pendant l'examen du curriculum vit ou l'elaboration d'une liste de recommandations personnalisees, un agent conversationnel pourrait vous demander des precisions ou fixer avec vous un rendez-vous pour l'entrevue. L'IA nous aide a mieux lutter contre les prejuges, car l'evaluation des candidats se fait de facon juste et equitable, sans que les informations d'identification comme le nom ou le sexe soient connues. Elle nous permet egalement de mieux reperer les bons candidats pour un poste et d'evaluer le lien entre leurs competences, leur experience et leurs chances de reussir chez PwC Canada. Bien que l'IA facilite certaines etapes de notre processus de recrutement, les decisions finales d'embauche sont toujours prises par des personnes. Pour en savoir plus sur l'utilisation et la protection de vos donnees personnelles, consultez notre politique sur la protection des renseignements confidentiels (https://www.pwc.com/ca/fr/privacy-policy.html).
