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Credit Risk Analyst Jobs in Quebec (NOW HIRING)

Credit knowledge & Analysis - Knowledge and experience in Credit Analysis and Credit Risk. Expertise of loan/security documentation, compliance, audit and control requirements. Familiarity of ...

Credit knowledge & Analysis - Knowledge and experience in Credit Analysis and Credit Risk. Expertise of loan/security documentation, compliance, audit and control requirements. Familiarity of ...

By providing expertise to the daily activities related to the credit risk function, the analyst will evaluate, analyze, and monitor credit risk in an energy trading and origination environment while ...

By providing expertise to the daily activities related to the credit risk function, the analyst will evaluate, analyze, and monitor credit risk in an energy trading and origination environment while ...

Conducting risk assessments, including financial analysis, industry research, and market trends, to identify emerging risks and opportunities within the credit lifecycle process (eg: Credit ...

Conducting risk assessments, including financial analysis, industry research, and market trends, to identify emerging risks and opportunities within the credit lifecycle process (eg: Credit ...

... Credit Analyst (Vice President) to be based in Societe Generale's Montreal office. The role is ... The position focuses on postclosing credit risk management, including transaction monitoring ...

Research and analyze financial data on the client to prepare high quality analysis in credit applications that address client credit risk and transaction risk. * Conduct economic and insurance sector ...

Research and analyze financial data on the client to prepare high quality analysis in credit applications that address client credit risk and transaction risk. * Conduct sector research covering ...

Your role • Analyze, approve, and recommend financing requests for SMEs in Quebec and across Canada, in accordance with National Bank's credit policies and risk appetite. • Work closely with ...

Research and analyze financial data on the client to prepare concise assessments in credit applications that address client credit and transaction risk. Conduct sector research to support the ...

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Credit Risk Analyst information

See Quebec salary details

$16

$38

$66

How much do credit risk analyst jobs pay per hour?

As of Aug 1, 2026, the average hourly pay for credit risk analyst in Quebec is $38.23, according to ZipRecruiter salary data. Most workers in this role earn between $25.96 and $41.83 per hour, depending on experience, location, and employer.

What are some common challenges faced by Credit Risk Analysts when assessing new clients or loan applications?

Credit Risk Analysts often encounter challenges such as limited financial data, rapidly changing market conditions, and the need to balance risk with business growth objectives. They must carefully analyze incomplete or inconsistent client information while ensuring compliance with regulatory requirements. Collaborating with relationship managers and other departments is essential to gather additional insights and make informed recommendations, making strong communication and analytical skills crucial in overcoming these challenges.

What does a Credit Risk Analyst do?

A Credit Risk Analyst assesses the creditworthiness of individuals or organizations by analyzing financial data, credit reports, and economic conditions. Their main goal is to determine the likelihood that a borrower will default on their financial obligations. They use statistical models, risk assessment tools, and industry knowledge to evaluate risk and help lenders make informed lending decisions. Credit Risk Analysts often prepare reports, recommend risk mitigation strategies, and monitor existing credit portfolios for potential risks.

What are the key skills and qualifications needed to thrive as a Credit Risk Analyst, and why are they important?

To thrive as a Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial principles, and typically a degree in finance, economics, or a related field. Familiarity with risk assessment tools, statistical software (such as SAS or R), and financial modeling systems is often required, along with relevant certifications like FRM or CFA being advantageous. Attention to detail, effective communication, and sound judgment are essential soft skills for presenting findings and collaborating with stakeholders. These competencies are crucial for accurately assessing creditworthiness, minimizing financial risk, and supporting informed lending decisions.

How much does a Credit Risk Analyst make?

The average salary for a Credit Risk Analyst is approximately $70,000 to $90,000 annually, depending on experience, location, and the company's size. Entry-level positions may start lower, while experienced analysts or those with specialized skills can earn higher compensation, often supplemented with bonuses and benefits.

What Does a Credit Risk Analyst Do?

A credit risk analyst evaluates the creditworthiness of individuals or businesses seeking loans or credit cards. As a credit risk analyst, you must be systematic and thorough in examining each applicant’s financial information to provide a recommendation of whether or not your employer should grant credit to the applicant. Essentially, you are evaluating the risk to reward ratio of each loan applicant. Your job duties include the analysis of credit scores and credit reports, payment history, bank statements, and other financial statements. Depending on the scope of your job, you may collect this information directly from clients and inform them if the institution can approve or deny their credit or loan application.

Will a credit analyst be replaced by AI?

Credit risk analysts perform tasks such as evaluating creditworthiness and analyzing financial data, which involve judgment and interpretation that AI currently cannot fully replicate. While AI tools can assist with data processing and risk modeling, human analysts are still essential for complex decision-making and nuanced assessments. The role is evolving to include managing AI outputs and maintaining oversight of automated systems.

Does credit risk pay well?

Credit risk analysts typically earn competitive salaries that vary by experience, location, and industry. Entry-level positions may start lower, but with experience and certifications like CFA or FRM, salaries can increase significantly, often reaching above the national average for financial roles.

What is the difference between Credit Risk Analyst vs Credit Analyst?

AspectCredit Risk AnalystCredit Analyst
Primary FocusAssessing the risk of default on loans and credit productsEvaluating creditworthiness of individual or business applicants
Required CredentialsTypically a degree in finance, economics, or related field; certifications like CFA or credit-specific coursesSimilar credentials; often the same certifications or degrees
Work EnvironmentFinancial institutions, risk management departmentsBanks, lending institutions, credit departments
Industry UsageCommonly used in risk assessment and managementPrimarily in lending and credit evaluation

While both roles involve evaluating credit, a Credit Risk Analyst focuses on assessing the overall risk associated with credit portfolios, whereas a Credit Analyst evaluates individual credit applications. The roles often overlap in credentials and work environment, but their specific focus differs within the credit industry.

What do credit risk analysts do?

Credit risk analysts evaluate the creditworthiness of individuals or organizations to determine the likelihood of default on loans or credit agreements. They analyze financial data, credit reports, and market conditions using tools like spreadsheets and credit scoring models to assess risk and support lending decisions.
What are the most commonly searched types of Credit Risk Analyst jobs in Quebec? The most popular types of Credit Risk Analyst jobs in Quebec are:
What are popular job titles related to Credit Risk Analyst jobs in Quebec? For Credit Risk Analyst jobs in Quebec, the most frequently searched job titles are:
What job categories do people searching Credit Risk Analyst jobs in Quebec look for? The top searched job categories for Credit Risk Analyst jobs in Quebec are:
What are popular job titles related to Credit Risk Analyst jobs in QC? For Credit Risk Analyst jobs in QC, the most frequently searched job titles are:
Infographic showing various Credit Risk Analyst job openings in Quebec as of July 2026, with employment types broken down into 58% Full Time, and 42% Part Time. Highlights an 49% In-person, and 51% Hybrid job distribution, with an average salary of $79,512 per year, or $38.2 per hour.

Credit Risk Analyst - Bilingual

CIBC

Montreal, QC • Hybrid

Full-time

Retirement

This job post has expired today. Applications are no longer accepted.


Job description

We're building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what's right for our clients.

At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute.

To learn more about CIBC, please visit CIBC.com

What You'll Be Doing

You'll be accountable for performing a range of complex credit management functions for a variety of credit accounts applying experience and knowledge of basic accounting principles. Work with high-level general routines and detailed work procedures but required to apply considerable judgment and discretion when determining appropriate course of action. Responsible for the fulfillment, servicing and management of authorized credit process including ensuring loan documentation is completely and accurately maintained in accordance with credit facilities.

At CIBC we enable the work environment most optimal for you to thrive in your role. You can effectively perform all work activities remotely, and will only be required to be on-site on an occasional basis.

How You'll Succeed

  • Credit knowledge & Analysis - Knowledge and experience in Credit Analysis and Credit Risk. Expertise of loan/security documentation, compliance, audit and control requirements. Familiarity of internal CIBC systems and applications (e.g. COINS/COLT, LAS, Content Manager, ICAP/e-diary)

  • Collaboration - Maintain open lines of communication with assigned Credit Specialist. Regular contact with internal CIBC employees, teams and departments (e.g. Risk Management, Credit Specialists) at peer and management level to provide and receive information and escalate issues as required. Regular contact with external Solicitors and Canadian Securities Registration System (CSRS) to obtain and clarify information related to loans.

  • Compliance - Compliance with all CIBC regulatory training and ensure these programs and policies are applied consistently across the business. The incumbent is personally responsible for compliance with all such regulatory and governance programs.

Who You Are

  • You give meaning to data. You enjoy investigating complex problems and making sense of information. You communicate detailed information in a meaningful way.

  • You know that details matter. You notice things that others don't. Your critical thinking skills help to inform your decision making.

  • You're motivated by collective success. You know that teamwork can transform a good idea into a great one. You know that an inclusive team that enjoys working together can bring a vision to life.

  • You love to learn. You're passionate about growing your knowledge. You have a strong sense of curiosity.

  • Values matter to you. You bring your real self to work and you live our values - trust, teamwork, and accountability.

  • You're fluent in French and English to serve our clients in the community.

What CIBC Offers

At CIBC, your goals are a priority. We start with your strengths and ambitions as an employee and strive to create opportunities to tap into your potential. We aspire to give you a career, rather than just a paycheck.

  • We work to recognize you in meaningful, personalized ways including a competitive salary, incentive pay, banking benefits, a benefits program*, defined benefit pension plan*, an employee share purchase plan, a vacation offering, wellbeing support, and MomentMakers, our social, points-based recognition program.

  • Our spaces and technological toolkit will make it simple to bring together great minds to create innovative solutions that make a difference for our clients.

  • We cultivate a culture where you can express your ambition through initiatives like Purpose Day; a paid day off dedicated for you to use to invest in your growth and development.

*Subject to plan and program terms and conditions

What you need to know

  • CIBC is committed to creating an inclusive environment where all team members and clients feel like they belong. We seek applicants with a wide range of abilities and we provide an accessible candidate experience. If you need accommodation, please contact Mailbox.careers-carrieres@cibc.com

  • CIBC is committed to clarity in our hiring process. All roles posted are opportunities we're actively recruiting for, unless stated otherwise.

  • You need to be legally eligible to work at the location(s) specified above and, where applicable, must have a valid work or study permit.

  • We may ask you to complete an attribute-based assessment and other skills test (such as simulation, coding, French proficiency).

  • We use artificial intelligence tools during the recruitment process. Our goal for the application process is to get to know more about you, all that you have to offer, and give you the opportunity to learn more about us.

Job Location

Mont-1155 Rene-Levesque O. Centre Bancaire Principal

Employment Type

Regular

Weekly Hours

37.5

Skills

Communication, Credit Processes, Individual Development Planning, Investigating, Loan, Microsoft Excel