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Credit Risk Analyst Jobs in Quebec (NOW HIRING)

National Bank

Senior Director Data Risk

Montreal, QC · Hybrid

... credit risk data. With your expertise in data management, analytics and decision-making tools, you can have a concrete impact on the field's transformation. Your job * Mobilize and develop a ...

National Bank

Senior Director Data Risk

Montreal, QC · Hybrid

... credit risk data. With your expertise in data management, analytics and decision-making tools, you can have a concrete impact on the field's transformation. Your job * Mobilize and develop a ...

National Bank

Senior Director Data Risk

Montreal, QC · Hybrid

... credit risk data. With your expertise in data management, analytics and decision-making tools, you can have a concrete impact on the field's transformation. Your job Mobilize and develop a ...

Td

Credit Analyst I

Montreal, QC

CA$69K - CA$98K/yr

The Credit Analyst is primarily responsible for structuring credit, with focus on assessing credit ... Assess credit risk in compliance with applicable internal and external requirements (e.g. financial ...

Td

Credit Analyst II

Montreal, QC

CA$115/hr

Lead all aspects of analysis for assigned portfolios * Utilize sales platform to build a robust ... Assess credit risk in compliance with applicable internal and external requirements (e.g. financial ...

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All JobsCredit Risk Analyst JobsCredit Risk Analyst Jobs in Quebec

Credit Risk Analyst information

See Quebec salary details

$16

$38

$66

How much do credit risk analyst jobs pay per hour?

As of Jun 21, 2026, the average hourly pay for credit risk analyst in Quebec is $38.23, according to ZipRecruiter salary data. Most workers in this role earn between $25.96 and $41.83 per hour, depending on experience, location, and employer.

What are some common challenges faced by Credit Risk Analysts when assessing new clients or loan applications?

Credit Risk Analysts often encounter challenges such as limited financial data, rapidly changing market conditions, and the need to balance risk with business growth objectives. They must carefully analyze incomplete or inconsistent client information while ensuring compliance with regulatory requirements. Collaborating with relationship managers and other departments is essential to gather additional insights and make informed recommendations, making strong communication and analytical skills crucial in overcoming these challenges.

What does a Credit Risk Analyst do?

A Credit Risk Analyst assesses the creditworthiness of individuals or organizations by analyzing financial data, credit reports, and economic conditions. Their main goal is to determine the likelihood that a borrower will default on their financial obligations. They use statistical models, risk assessment tools, and industry knowledge to evaluate risk and help lenders make informed lending decisions. Credit Risk Analysts often prepare reports, recommend risk mitigation strategies, and monitor existing credit portfolios for potential risks.

What are the key skills and qualifications needed to thrive as a Credit Risk Analyst, and why are they important?

To thrive as a Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial principles, and typically a degree in finance, economics, or a related field. Familiarity with risk assessment tools, statistical software (such as SAS or R), and financial modeling systems is often required, along with relevant certifications like FRM or CFA being advantageous. Attention to detail, effective communication, and sound judgment are essential soft skills for presenting findings and collaborating with stakeholders. These competencies are crucial for accurately assessing creditworthiness, minimizing financial risk, and supporting informed lending decisions.

How much does a Credit Risk Analyst make?

The average salary for a Credit Risk Analyst at Goldman Sachs is typically between $70,000 and $120,000 annually, depending on experience, location, and level of seniority. Compensation may also include bonuses and benefits, with higher salaries often associated with advanced certifications and specialized skills in risk assessment and financial analysis.

What Does a Credit Risk Analyst Do?

A credit risk analyst evaluates the creditworthiness of individuals or businesses seeking loans or credit cards. As a credit risk analyst, you must be systematic and thorough in examining each applicant’s financial information to provide a recommendation of whether or not your employer should grant credit to the applicant. Essentially, you are evaluating the risk to reward ratio of each loan applicant. Your job duties include the analysis of credit scores and credit reports, payment history, bank statements, and other financial statements. Depending on the scope of your job, you may collect this information directly from clients and inform them if the institution can approve or deny their credit or loan application.

Will a credit analyst be replaced by AI?

Credit risk analysts perform tasks such as evaluating financial data and assessing creditworthiness, which involve judgment and interpretation that AI currently cannot fully replicate. While AI tools can automate data analysis and streamline processes, human analysts are still essential for complex decision-making and risk assessment. The role is evolving to include working alongside AI technologies to improve efficiency and accuracy.

How much do risk analysts get paid?

Risk analysts, including credit risk analysts, typically earn a median annual salary of around $70,000 to $90,000, depending on experience, location, and industry. Entry-level positions may start lower, while experienced analysts with certifications like CFA or FRM can earn higher salaries and bonuses.

What is the difference between Credit Risk Analyst vs Credit Analyst?

AspectCredit Risk AnalystCredit Analyst
Primary FocusAssessing the risk of default on loans and credit productsEvaluating creditworthiness of individual or business applicants
Required CredentialsTypically a degree in finance, economics, or related field; certifications like CFA or credit-specific coursesSimilar credentials; often the same certifications or degrees
Work EnvironmentFinancial institutions, risk management departmentsBanks, lending institutions, credit departments
Industry UsageCommonly used in risk assessment and managementPrimarily in lending and credit evaluation

While both roles involve evaluating credit, a Credit Risk Analyst focuses on assessing the overall risk associated with credit portfolios, whereas a Credit Analyst evaluates individual credit applications. The roles often overlap in credentials and work environment, but their specific focus differs within the credit industry.

What do credit risk analysts do?

Credit risk analysts evaluate the creditworthiness of individuals or organizations to determine the likelihood of default on loans or credit agreements. They analyze financial data, credit reports, and economic trends, often using specialized software, to assess risk levels and recommend credit limits or approval decisions. Their work helps financial institutions manage potential losses and ensure sound lending practices.
More about Credit Risk Analyst jobs
What are the most commonly searched types of Credit Risk Analyst jobs in Quebec? The most popular types of Credit Risk Analyst jobs in Quebec are:
What are popular job titles related to Credit Risk Analyst jobs in Quebec? For Credit Risk Analyst jobs in Quebec, the most frequently searched job titles are:
What job categories do people searching Credit Risk Analyst jobs in Quebec look for? The top searched job categories for Credit Risk Analyst jobs in Quebec are:
What are popular job titles related to Credit Risk Analyst jobs in QC? For Credit Risk Analyst jobs in QC, the most frequently searched job titles are:
Credit Risk Analyst jobs near you
Infographic showing various Credit Risk Analyst job openings in Quebec as of June 2026, with employment types broken down into 87% Full Time, 11% Part Time, and 2% Contract. Highlights an 80% Physical, 7% Hybrid, and 13% Remote job distribution, with an average salary of $79,512 per year, or $38.2 per hour.

Senior Director Data Risk

National Bank

Montreal, QC • Hybrid

Full-time

Medical, Retirement

Posted 20 days ago

Job description

A career as a Manager or Senior Manager - Data and Decision-making Tools, Credit risk, in the modelling and risk strategies team at National Bank, means acting as a leader in the governance and valuation of credit risk data. With your expertise in data management, analytics and decision-making tools, you can have a concrete impact on the field's transformation.

Your job

  • Mobilize and develop a multidisciplinary team specialised in credit risk data and decision-making tools
  • Lead and contribute to strategic transformation initiatives in the field, by acting as the person in charge or key contributor
  • Data owner in the Credit risk domain and apply data governance and management best practises.
  • Governance of credit risk data by applying best practises in terms of quality, traceability and management
  • Oversee the evolution and performance of Credit decision-making tools, including the management of business requirements and deliveries
  • Optimize model and strategy delivery processes by simplifying data infrastructures and integrating innovative approaches, including artificial intelligence
  • Influence the sector's orientations by representing your team to decision-making bodies

Your team

In the modelling and risk strategies sector, you are part of a large team of around 40 colleagues and report to the Senior Manager. Our team's mandate is to implement solutions to optimise credit decision models and strategies for the Bank's Personal Banking, Credit Card and SME Portfolios and monitor the overall performance of the Credit risk Portfolio and Collection and Recovery. Our goal is to offer you maximum flexibility to promote your quality of life. This includes a hybrid work environment and a flexible, adaptable schedule.

The Bank values continuous development and internal mobility. Our personalised training programs, based on on on-the-job learning, help you master your profession and develop new fields of expertise. Tools such as the Data Academy, Language Training, the Harvard Learning Centre and coaching and mentoring support are available to you at any time.

Prerequisites

  • A bachelor’s or master’s degree in a relevant field and 8 to 10 years of experience in data, analytics or credit risk
  • Master data governance principles (quality, lineage, mapping)
  • Excellent knowledge of decision-making platforms and architecture concepts
  • Experience implementing analytical solutions (required, development, testing)
  • Experience in modelling or credit decision strategies (an asset)

Your benefits

In addition to competitive compensation, upon hiring you’ll be eligible for a wide range of flexible benefits to help promote your wellbeing and that of your family such as:


* Health and wellness program, including many options

* Flexible group insurance

* Generous pension plan

* Employee Share Ownership Plan

* Employee and family assistance program

* Preferential banking services

* Involvement in community initiatives

* Telemedicine service

* Virtual sleep clinic


We have an offer that keeps up with trends as well as your needs and those of your family.


Our dynamic work environments and cutting-edge collaboration tools foster a positive employee experience. We value employees’ ideas. Whether through our surveys or programs, regular feedback and ongoing communication are encouraged.


Making a bold move in a people-first environment

We’re a bank on a human scale that stands out for its courage, entrepreneurial culture, and passion for people. Our mission is to have a positive impact on people’s lives. Our core values of partnership, agility, and empowerment inspire us, and inclusion is central to our commitments. We aim, wherever possible, to provide a barrier-free and accessible environment to all employees.


We strive to provide accessibility measures throughout the recruitment process within the limits of our available resources. If you require accommodations, feel free to let us know during our initial conversations. We welcome all candidates! What can you bring to our team?


Join us!

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