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Credit Risk Analyst Jobs in Quebec (NOW HIRING)

Td

Associate, Financial Restructure Group

Montreal, QC

CA$96.90K - CA$136.80K/yr

Make sure credit risk is properly assessed by performing independent risk analysis and by rationalizing any exceptions to the policies and lending guidelines of the Bank. * Develop creative solutions ...

Societe Generale

Programmer Analyst

Montreal, QC

The Counterparty Credit Risk (CCR) team belongs to the XRM (Cross Risk Metrics) department that ... Collaborate with risk analysts, and other stakeholders to understand data requirements and deliver ...

Morgan Stanley

C++ Developer (Hybrid)

Montreal, QC · Hybrid

Counterparty Risk Systems calculate the Risk Analytics based on the current Positions held by the Firm and the Market Data. This includes the Firm's Potential Exposure i.e. the potential credit risk ...

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Credit Risk Analyst information

See Quebec salary details

$16

$38

$66

How much do credit risk analyst jobs pay per hour?

As of May 31, 2026, the average hourly pay for credit risk analyst in Quebec is $38.23, according to ZipRecruiter salary data. Most workers in this role earn between $25.96 and $41.83 per hour, depending on experience, location, and employer.

What Does a Credit Risk Analyst Do?

A credit risk analyst evaluates the creditworthiness of individuals or businesses seeking loans or credit cards. As a credit risk analyst, you must be systematic and thorough in examining each applicant’s financial information to provide a recommendation of whether or not your employer should grant credit to the applicant. Essentially, you are evaluating the risk to reward ratio of each loan applicant. Your job duties include the analysis of credit scores and credit reports, payment history, bank statements, and other financial statements. Depending on the scope of your job, you may collect this information directly from clients and inform them if the institution can approve or deny their credit or loan application.

What are the key skills and qualifications needed to thrive as a Credit Risk Analyst, and why are they important?

To thrive as a Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial principles, and typically a degree in finance, economics, or a related field. Familiarity with risk assessment tools, statistical software (such as SAS or R), and financial modeling systems is often required, along with relevant certifications like FRM or CFA being advantageous. Attention to detail, effective communication, and sound judgment are essential soft skills for presenting findings and collaborating with stakeholders. These competencies are crucial for accurately assessing creditworthiness, minimizing financial risk, and supporting informed lending decisions.

What are some common challenges faced by Credit Risk Analysts when assessing new clients or loan applications?

Credit Risk Analysts often encounter challenges such as limited financial data, rapidly changing market conditions, and the need to balance risk with business growth objectives. They must carefully analyze incomplete or inconsistent client information while ensuring compliance with regulatory requirements. Collaborating with relationship managers and other departments is essential to gather additional insights and make informed recommendations, making strong communication and analytical skills crucial in overcoming these challenges.

What is the difference between Credit Risk Analyst vs Credit Analyst?

AspectCredit Risk AnalystCredit Analyst
Primary FocusAssessing the risk of default on loans and credit productsEvaluating creditworthiness of individual or business applicants
Required CredentialsTypically a degree in finance, economics, or related field; certifications like CFA or credit-specific coursesSimilar credentials; often the same certifications or degrees
Work EnvironmentFinancial institutions, risk management departmentsBanks, lending institutions, credit departments
Industry UsageCommonly used in risk assessment and managementPrimarily in lending and credit evaluation

While both roles involve evaluating credit, a Credit Risk Analyst focuses on assessing the overall risk associated with credit portfolios, whereas a Credit Analyst evaluates individual credit applications. The roles often overlap in credentials and work environment, but their specific focus differs within the credit industry.

More about Credit Risk Analyst jobs
What are the most commonly searched types of Credit Risk Analyst jobs in Quebec? The most popular types of Credit Risk Analyst jobs in Quebec are:
What are popular job titles related to Credit Risk Analyst jobs in Quebec? For Credit Risk Analyst jobs in Quebec, the most frequently searched job titles are:
What job categories do people searching Credit Risk Analyst jobs in Quebec look for? The top searched job categories for Credit Risk Analyst jobs in Quebec are:
What are popular job titles related to Credit Risk Analyst jobs in QC? For Credit Risk Analyst jobs in QC, the most frequently searched job titles are:
Credit Risk Analyst jobs near you
Infographic showing various Credit Risk Analyst job openings in Quebec as of May 2026, with employment types broken down into 1% As Needed, 84% Full Time, 11% Part Time, 1% Temporary, and 3% Contract. Highlights an 74% Physical, 5% Hybrid, and 21% Remote job distribution, with an average salary of $79,512 per year, or $38.2 per hour.

Analyste Crdit et Recouvrement (SO)

Fuze HR Solutions Inc.

Montreal, QC

Full-time

Posted 4 days ago

Job description

Nous sommes à la recherche d’un(e) Analyste Crédit et Recouvrement expérimenté(e) pour rejoindre notre équipe financière. Dans ce rôle clé, vous serez responsable de la gestion proactive des comptes clients, de l’évaluation du risque de crédit et de l’optimisation des processus de recouvrement afin de soutenir la santé financière de l’organisation.

Responsabilités principals:
· Gérer de façon proactive un portefeuille de comptes clients afin d’assurer le recouvrement rapide des créances.
· Effectuer des suivis rigoureux et professionnels par téléphone, courriel et communications écrites pour résoudre les enjeux de paiement.
· Négocier des ententes de paiement et escalader les comptes en souffrance lorsque nécessaire, avec fermeté et professionnalisme.
· Évaluer la solvabilité des clients en analysant leurs états financiers et leurs tendances de paiement.
· Recommander des limites de crédit appropriées et soutenir le processus d’approbation en collaboration avec l’équipe crédit.
· Fournir des analyses permettant de minimiser l’exposition au risque et d’optimiser la gestion du crédit.
· Préparer et maintenir les rapports d’ancienneté des comptes clients ainsi que les prévisions d’encaissement.
· Collaborer avec les opérations financières pour évaluer les provisions pour créances douteuses et identifier les comptes irrécouvrables.
· Effectuer la réconciliation des comptes clients et résoudre les écarts avec les équipes concernées.
· Travailler en partenariat avec les équipes des ventes, du service à la clientèle, des opérations et de la finance pour résoudre les litiges.
· Coordonner avec les agences de recouvrement externes ou les partenaires juridiques en cas d’escalade.
· Identifier des opportunités d’amélioration des processus de recouvrement et du cycle crédit-encaissement.
· Participer à la mise en place et à l’optimisation des politiques liées au cycle complet « crédit à encaissement ».

Exigences:
· Minimum de 5 ans d’expérience en comptes clients, crédit ou recouvrement.
· Excellente compréhension des principes de gestion du risque de crédit et des stratégies de recouvrement.
· Maîtrise des systèmes ERP (D365 un atout) et compétences avancées en Excel.
· Expérience en grande entreprise, un atout.
· Excellentes compétences en communication, négociation et résolution de problèmes analytiques.
· Capacité à évoluer dans un environnement dynamique et à gérer plusieurs priorités de façon autonome.
· Expérience en recouvrement international.
· Connaissance des outils de BI et de visualisation de données.
· Bilinguisme (français et anglais).

Ce poste requiert l’utilisation quotidienne d’un anglais avancé pour des interactions à l’international

Postulez dès aujourd’hui !

We are seeking an experienced Credit & Collections Analyst to join our finance team. In this key role, you will be responsible for proactively managing customer accounts, assessing credit risk, and optimizing collection processes to support the organization’s financial health.

Key Responsibilities
· Proactively manage a portfolio of customer accounts to ensure timely collection of outstanding receivables.
· Conduct professional and persistent follow-ups via phone, email, and written communication to resolve payment issues.
· Negotiate payment plans and escalate overdue accounts when necessary, maintaining firmness and professionalism.
· Assess customer creditworthiness by analyzing financial statements and payment trends.
· Recommend appropriate credit limits and support the approval process in collaboration with the credit team.
· Provide insights to minimize credit exposure and optimize risk management.
· Prepare and maintain aging reports and cash collection forecasts.
· Work with finance operations to evaluate bad debt provisions and identify unrecoverable accounts.
· Reconcile customer accounts and resolve discrepancies in collaboration with internal teams.
· Partner with sales, customer service, operations, and finance to resolve disputes and improve customer satisfaction.
· Coordinate with external collection agencies or legal partners when escalation is required.
· Identify opportunities to streamline collection workflows and strengthen credit-to-cash processes.
· Participate in designing and implementing policies to optimize the full credit-to-cash cycle.

Requirements
· 5+ years of experience in accounts receivable, credit, or collections.
· Strong understanding of credit risk principles and effective collection strategies.
· Proficiency with ERP systems (D365 is an asset) and advanced Excel skills.
· Experience in large-scale corporations is preferred.
· Excellent communication, negotiation, and analytical problem-solving skills.
· Ability to thrive in a fast-paced environment while managing multiple priorities independently.
· Experience managing international collections.
· Familiarity with BI and data visualization tools.
· Bilingual in English and French.
This position requires daily use of fluent English for international interactions

Apply today!