Knowledge and understanding of RBC Private Banking financing products, credit/risk procedures, guidelines, and standards * Experience working with high net worth clients * Experience in Commercial ...
Knowledge and understanding of RBC Private Banking financing products, credit/risk procedures, guidelines, and standards * Experience working with high net worth clients * Experience in Commercial ...
The Americas Risk and Scarce Resources Counterparty Credit Risk team (RSR/CCR) acts as the 1st Line of Defense CCR risk team within MARK. The Risk Advisor covers: * Agency Scope: Prime Services ...
The Americas Risk and Scarce Resources Counterparty Credit Risk team (RSR/CCR) acts as the 1st Line of Defense CCR risk team within MARK. The Risk Advisor covers: * Agency Scope: Prime Services ...
In this key role, you will be responsible for proactively managing customer accounts, assessing credit risk, and optimizing collection processes to support the organization's financial health. Key ...
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In this key role, you will be responsible for proactively managing customer accounts, assessing credit risk, and optimizing collection processes to support the organization's financial health. Key ...
... risk. You will be responsible for contacting customers to confirm overdue payments, obtain payment commitments, and recommend solutions to remove obstacles to future payments within agreed timelines.
... risk. You will be responsible for contacting customers to confirm overdue payments, obtain payment commitments, and recommend solutions to remove obstacles to future payments within agreed timelines.
Credit Risk & Decision Governance * Empower underwriters while holding them accountable for sound, consistent, and risk-aligned decision-making. * Provides strategic leadership to fulfillment ...
Credit Risk & Decision Governance * Empower underwriters while holding them accountable for sound, consistent, and risk-aligned decision-making. * Provides strategic leadership to fulfillment ...
Summit Readiness Associate, Commercial Development Programs (Relationship Manager Stream) Montreal
Montreal, QC · On-site
Participants in each stream engage in hands-on assignments across credit, risk, and business development disciplines, cultivating expertise, leadership confidence, and professional judgment. Upon ...
Summit Readiness Associate, Commercial Development Programs (Relationship Manager Stream) Montreal
Montreal, QC · On-site
Participants in each stream engage in hands-on assignments across credit, risk, and business development disciplines, cultivating expertise, leadership confidence, and professional judgment. Upon ...
Summit Readiness Associate, Commercial Development Program (Relationship Manager Stream) Gatineau
Gatineau, QC · On-site
Participants in each stream engage in hands-on assignments across credit, risk, and business development disciplines, cultivating expertise, leadership confidence, and professional judgment. Upon ...
Summit Readiness Associate, Commercial Development Program (Relationship Manager Stream) Gatineau
Gatineau, QC · On-site
Participants in each stream engage in hands-on assignments across credit, risk, and business development disciplines, cultivating expertise, leadership confidence, and professional judgment. Upon ...
Summit Readiness Associate, Commercial Development Programs (Global Transaction Banking ) Montreal
Montreal, QC · On-site
Participants in each stream engage in hands-on assignments across credit, risk, and business development disciplines, cultivating expertise, leadership confidence, and professional judgment. Upon ...
Summit Readiness Associate, Commercial Development Programs (Global Transaction Banking ) Montreal
Montreal, QC · On-site
Participants in each stream engage in hands-on assignments across credit, risk, and business development disciplines, cultivating expertise, leadership confidence, and professional judgment. Upon ...
C++ Developer (Hybrid)
Montreal, QC · Hybrid
Front-office Credit Risk management technology group is seeking a C++ developer for pricingmodel implementation projects required to support and enhance mission critical Credit Risk data ...
C++ Developer (Hybrid)
Montreal, QC · Hybrid
Front-office Credit Risk management technology group is seeking a C++ developer for pricingmodel implementation projects required to support and enhance mission critical Credit Risk data ...
Hybrid work options ~ Howyou'llmake an impact Leverage yourexpertisein complexcommercialand industrial appraisals to help mitigate credit risk by estimating security values that support lending and ...
Hybrid work options ~ Howyou'llmake an impact Leverage yourexpertisein complexcommercialand industrial appraisals to help mitigate credit risk by estimating security values that support lending and ...
SENIOR MANAGER, UNDERWRITING
Montreal, QC · Hybrid
Strong credit judgment with a clear understanding of credit risk management principles, policies, and practices. * Ability to negotiate deal structures with internal partners and stakeholders.
SENIOR MANAGER, UNDERWRITING
Montreal, QC · Hybrid
Strong credit judgment with a clear understanding of credit risk management principles, policies, and practices. * Ability to negotiate deal structures with internal partners and stakeholders.
Associate, Financial Restructure Group
CA$96.90K - CA$136.80K/yr
Make sure credit risk is properly assessed by performing independent risk analysis and by rationalizing any exceptions to the policies and lending guidelines of the Bank. * Develop creative solutions ...
Associate, Financial Restructure Group
CA$96.90K - CA$136.80K/yr
Make sure credit risk is properly assessed by performing independent risk analysis and by rationalizing any exceptions to the policies and lending guidelines of the Bank. * Develop creative solutions ...
Advancedexpertisein credit risk analysis and portfolio management * Strong negotiation,influenceand relationship-building skills * In-depth knowledge of agribusiness and agri-food industries
Advancedexpertisein credit risk analysis and portfolio management * Strong negotiation,influenceand relationship-building skills * In-depth knowledge of agribusiness and agri-food industries
Bilingual Credit Analyst
Boucherville, QC · Hybrid
CA$72.92K - CA$86.59K/yr
Negotiate terms and conditions on credit with dealers to ensure an acceptable level of risk. Provide Dealer support by answering inquiries related to consumer applications, programs, rate programs ...
Bilingual Credit Analyst
Boucherville, QC · Hybrid
CA$72.92K - CA$86.59K/yr
Negotiate terms and conditions on credit with dealers to ensure an acceptable level of risk. Provide Dealer support by answering inquiries related to consumer applications, programs, rate programs ...
Senior Director, Credit Structuring
Montreal, QC · On-site
CA$86K/yr
Provide expert guidance on credit structuring, risk mitigation, and regulatory compliance across diverse industries * Serve as a subject matter expert on ABL credit policy, documentation standards ...
Senior Director, Credit Structuring
Montreal, QC · On-site
CA$86K/yr
Provide expert guidance on credit structuring, risk mitigation, and regulatory compliance across diverse industries * Serve as a subject matter expert on ABL credit policy, documentation standards ...
The Manager, Credit Documentation plays a key role in the centralized Credit Documentation Team ... Quality Assurance & Risk Management * Conduct advanced quality checks and contribute to the ...
The Manager, Credit Documentation plays a key role in the centralized Credit Documentation Team ... Quality Assurance & Risk Management * Conduct advanced quality checks and contribute to the ...
Risk Awareness * Understand and apply the Bank's risk appetite and compliance frameworks in daily work. * Maintain awareness of regulatory changes impacting credit documentation. * Uses his/her in ...
Risk Awareness * Understand and apply the Bank's risk appetite and compliance frameworks in daily work. * Maintain awareness of regulatory changes impacting credit documentation. * Uses his/her in ...
The department oversees the enterprise, strategic, credit, market, liquidity, operational, model, and other risks of the corporate and investment banking business activities. The Enterprise Risk ...
The department oversees the enterprise, strategic, credit, market, liquidity, operational, model, and other risks of the corporate and investment banking business activities. The Enterprise Risk ...
Director, High Risk Portfolio Management Team
CA$86K - CA$160K/yr
... risk indicators, or complex credit concerns ... Unlike traditional credit roles, HRPMT operates in a consulting and advisory capacity , supporting ...
Director, High Risk Portfolio Management Team
CA$86K - CA$160K/yr
... risk indicators, or complex credit concerns ... Unlike traditional credit roles, HRPMT operates in a consulting and advisory capacity , supporting ...
Analyst - Credit Portfolio & Capital Analytics
Montreal, QC · On-site
CA$70K - CA$85K/yr
... manage and optimize credit risk, capital, and financial resources to support strong business ... As a Junior Analyst, you will play a key role in supporting portfolio analytics, risk monitoring ...
Analyst - Credit Portfolio & Capital Analytics
Montreal, QC · On-site
CA$70K - CA$85K/yr
... manage and optimize credit risk, capital, and financial resources to support strong business ... As a Junior Analyst, you will play a key role in supporting portfolio analytics, risk monitoring ...
Credit Risk information
See Quebec salary details
$27.5K - $42K
12% of jobs
$42K - $56.5K
12% of jobs
$59K is the 25th percentile. Wages below this are outliers.
$56.5K - $71K
11% of jobs
$71K - $85.5K
13% of jobs
The median wage is $90.1K / yr.
$85.5K - $100K
12% of jobs
$100K - $114.5K
13% of jobs
$120.7K is the 75th percentile. Wages above this are outliers.
$114.5K - $129K
11% of jobs
$129K - $143.5K
7% of jobs
$143.5K - $158K
5% of jobs
$158K - $172.5K
3% of jobs
$172.5K - $187K
3% of jobs
$27.5K
$99.9K
$187K
How much do credit risk jobs pay per year?
What are the key skills and qualifications needed to thrive as a Credit Risk Analyst, and why are they important?
What are some typical challenges faced by professionals in credit risk roles, and how can they be addressed?
What is credit risk and what does a credit risk professional do?
What is the difference between Credit Risk vs Credit Analyst?
| Aspect | Credit Risk | Credit Analyst |
|---|---|---|
| Primary Focus | Assessing the likelihood of borrower default to manage overall credit risk | Analyzing credit data to determine creditworthiness of individual applicants |
| Work Environment | Risk management teams, financial institutions, credit departments | Banking, lending institutions, financial services |
| Required Credentials | Often requires risk management certifications, finance degrees | Finance or accounting degrees, certifications like CFA or credit-specific courses |
While both roles involve understanding credit, Credit Risk focuses on managing the overall risk exposure of an organization, whereas a Credit Analyst evaluates individual credit applications to determine approval. Both roles are essential in the lending process but differ in scope and responsibilities.
Full-time
Posted 16 days ago
Job description
Job Description
What is the opportunity?
As Manager, Credit Structures, you will be a credit professional providing innovative credit solutions, professional value-added advice, and credit expertise to Private Banking clients. You will be responsible for Private Banking client credit relationships and focused on winning as One RBC by introducing clients to the right solutions, partners, and capabilities at the right time.
What will you do?
Provide high-end relationship management and credit advice to high net worth Canadians following all five principles of the Black Card Experience
Deliver a superior, professional, best-in-class credit experience through excellence in completing deep-discovery conversations with clients regarding their credit needs, analyzing the various options while leveraging the tools at your disposal, and presenting solutions centered on credit advice
Provide proactive credit advice to all Private Banking clients and develop innovative and creative credit solutions
Prepare and submit comprehensive and accurate credit proposals for approval with a sense of urgency, supported by required due diligence and analysis of financial statements
Lead the discussion with clients around mortgage renewals and process client requests
Proactively manage credit renewals by submitting files within deadlines
What do you need to succeed?
Must-have
A minimum of 5 years of experience in credit granting to personal and/or business clients
Proven ability to analyze financial statements
Excellent written and verbal communication skills in both English and French
Superior client relationship management skills
Nice-to-have
Knowledge and understanding of RBC Private Banking financing products, credit/risk procedures, guidelines, and standards
Experience working with high net worth clients
Experience in Commercial and/or Capital Markets
What's in it for you?
We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.
A comprehensive Total Rewards Program including bonuses, flexible benefits, and competitive compensation
Leaders who support your development through coaching and managing opportunities
Ability to make a difference and lasting impact
Work in a dynamic, collaborative, progressive, and high-performing team
Job Skills
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Our Employment Opportunities
At RBC, we are guided by living shared values of Client First, Integrity, Collaboration, Respect and Excellence and winning together as One RBC. We believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.
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RBC is presently inviting candidates to apply for this existing vacancy. Applying to this posting allows you to express your interest in this current career opportunity at RBC. Qualified applicants may be contacted to review their resume in more detail.
Employment Type: FULL_TIMEAbout Royal Bank of Canada
Sourced by ZipRecruiter
Industry
Banking and credit intermediation
Company size
10,000+ Employees
Headquarters location
Toronto, Ontario, CA