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Credit Risk Jobs in Alberta (NOW HIRING)

Peoples Group

Sr Manager, Commercial Sales

Calgary, AB · On-site

Collaborate with Sales, Credit, Funding, Risk, and other stakeholders. * Lead change management and maintain underwriting procedures and documentation. * Support recruitment, workforce planning ...

CIBC

Sr. Manager, Business Banking

Edmonton, AB · Hybrid

Credit risk management - Ensure appropriate due diligence and management of credit quality and risk within existing segment thresholds and provide early detection of deteriorating files. Manage all ...

CIBC US

Sr. Manager, Business Banking

Edmonton, AB · Hybrid

Credit risk management - Ensure appropriate due diligence and management of credit quality and risk within existing segment thresholds and provide early detection of deteriorating files. Manage all ...

Scotiabank

Private Banker, Edmonton

Edmonton, AB · On-site

Manage Credit Risk management by: * Fulfilling all retail credit requests through retail adjudication processes or working with the Wealth Credit Solutions team to develop commercial/customized ...

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Showing results 41-60

All JobsCredit Risk JobsCredit Risk Jobs in Alberta

Credit Risk information

See Alberta salary details

$27.5K

$99.9K

$187K

How much do credit risk jobs pay per year?

As of Sep 7, 2026, the average yearly pay for credit risk in Alberta is $99,870.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,500.00 and $128,000.00 per year, depending on experience, location, and employer.

What is credit risk and what does a credit risk professional do?

Credit risk refers to the possibility that a borrower or counterparty will fail to meet their financial obligations, such as repaying a loan or making payments on time. Credit risk professionals analyze financial data, assess the creditworthiness of individuals or companies, and help set lending policies to minimize potential losses for banks or financial institutions. They use various models and tools to evaluate risk, monitor existing loans, and recommend strategies to mitigate exposure. Their work is essential for maintaining the financial health and stability of lending organizations.

What are the key skills and qualifications needed to thrive as a credit risk analyst, and why are they important?

To thrive as a Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial statements, and a background in finance, economics, or a related field, often supported by a relevant degree or certification (such as FRM or CFA). Familiarity with risk assessment tools, financial modeling software, and credit rating systems is typically required. Attention to detail, critical thinking, and effective communication are essential soft skills for interpreting data and presenting risk assessments to stakeholders. These skills and qualities are crucial for making informed decisions that minimize financial losses and ensure sound lending practices.

What are some typical challenges faced by professionals in credit risk roles, and how can they be addressed?

Credit risk professionals often encounter challenges such as assessing the creditworthiness of new and existing clients, keeping up with rapidly changing market conditions, and managing large volumes of data to make informed decisions. To address these, it's important to stay updated on industry trends, develop strong analytical and communication skills, and leverage advanced risk assessment tools. Collaborating closely with colleagues in underwriting, sales, and compliance teams also helps ensure well-rounded risk evaluations and consistent application of policies.

What is the difference between Credit Risk vs Credit Analyst?

AspectCredit RiskCredit Analyst
Primary FocusAssessing the likelihood of borrower default to manage overall credit riskAnalyzing credit data to determine creditworthiness of individual applicants
Work EnvironmentRisk management teams, financial institutions, credit departmentsBanking, lending institutions, financial services
Required CredentialsOften requires risk management certifications, finance degreesFinance or accounting degrees, certifications like CFA or credit-specific courses

While both roles involve understanding credit, Credit Risk focuses on managing the overall risk exposure of an organization, whereas a Credit Analyst evaluates individual credit applications to determine approval. Both roles are essential in the lending process but differ in scope and responsibilities.

Do you need a degree to be a credit risk analyst?

A degree is often preferred for credit risk analyst positions, with many employers seeking candidates with a bachelor's degree in finance, economics, or related fields. However, some roles may accept relevant work experience or certifications like the Financial Risk Manager (FRM) in lieu of a degree. Strong analytical skills and knowledge of credit analysis tools are also important for this role.

How to start a career in credit risk?

To start a career in credit risk, obtain a bachelor's degree in finance, economics, or a related field, and develop strong analytical and quantitative skills. Gaining experience through internships or entry-level roles in banking, finance, or risk management helps build relevant expertise, and earning certifications like the Financial Risk Manager (FRM) can enhance job prospects.

What is the average salary of a credit risk analyst?

The average salary of a credit risk analyst typically ranges from $60,000 to $85,000 per year, depending on experience, location, and industry. Professionals in this role often require strong analytical skills and knowledge of financial modeling tools.

What are the most commonly searched types of Credit Risk jobs in Alberta?

The most popular types of Credit Risk jobs in Alberta are:

What are popular job titles related to Credit Risk jobs in Alberta?

For Credit Risk jobs in Alberta, the most frequently searched job titles are:

What job categories do people searching Credit Risk jobs in Alberta look for?

The top searched job categories for Credit Risk jobs in Alberta are:

Credit Risk jobs near you
Infographic showing various Credit Risk job openings in Alberta as of August 2026, with employment types broken down into 84% Full Time, and 16% Part Time. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $99,870 per year, or $48 per hour.

Director, High Risk Portfolio Management Team

BMO Capital Markets

Calgary, AB • On-site

CA$85K - CA$185K/yr

Full-time

Medical, Life, Retirement

Re-posted 23 days ago

Job description

Application Deadline:

09/20/2026

Address:

595 Burrard Street

Job Family Group:

Commercial Sales & Service

Overview

The HighRisk Portfolio Management Team (HRPMT) enhances CCB's overall risk oversight capabilities by providing specialized expertise, advisory support, and strategic guidance for accounts exhibiting deteriorating financial performance, emerging risk indicators, or complex credit concerns. Unlike traditional credit roles, HRPMT operates in a consulting and advisory capacity, supporting the commercial banking lines of business with expert insights to strengthen the management of highrisk, watchlist, and impaired accounts.

The team works closely with relationship managers, credit partners, and leadership to ensure early identification of risk, informed decisionmaking, and strong discipline around the oversight of vulnerable segments of the portfolio.

Key Responsibilities

Specialized Risk Assessment & Advisory Support

  • Conducts advanced financial analysis and risk assessments of clients demonstrating signs of weakness or deterioration, providing the LOB with actionable insights and recommended riskmitigation strategies.
  • Offers guidance on appropriate structures, terms, and risk controls for highrisk accounts, ensuring alignment with bank policies, risk appetite, and regulatory expectations.
  • Advises on complex or distressed credit situations, including covenant breaches, liquidity concerns, operational challenges, and industrydriven pressures.
  • Supports LOB teams with strategies for managing watchlist, impaired, and emergingrisk accounts, including exit strategies, recovery pathways, and restructuring options.

HighRisk Portfolio Oversight

  • Performs enhanced portfolio monitoring to detect earlywarning signals, covenant noncompliance, or deteriorating credit trends.
  • Evaluates portfoliolevel performance indicators and risk concentrations, escalating concerns where appropriate and recommending corrective actions.
  • Assesses the overall quality of risk management practices across the highrisk portfolio, identifying gaps and recommending improvements.

Subject Matter Expertise & Consultancy

  • Operates as a specialist resource to senior leaders and frontline teams, supporting decisionmaking on complex or ambiguous credit scenarios.
  • Provides expertise for the review of highrisk transactions, challenging underlying assumptions, and advising on riskaligned alternatives.
  • Engages with internal stakeholders to ensure consistency in the management of highrisk exposures across the enterprise.

Governance, Reporting & Continuous Improvement

  • Strengthens discipline and transparency around watchlist and impaired account management procedures.
  • Implements adjustments to risk oversight strategies in response to shifting market, economic, or clientspecific conditions.
  • Contributes to enterprise initiatives that enhance risk governance, improve monitoring capabilities, and support proactive portfolio management.

Stakeholder Engagement

  • Partners closely with Commercial banking stakeholders to support their management of deteriorating clients while maintaining LOB ownership of BAU underwriting and client relationships.
  • Supports senior leadership with insights, analysis, and recommendations to inform capital allocation decisions and risk appetite considerations.
  • Engages with industry peers and internal networks to stay informed on emerging risks, competitive trends, and evolving best practices.

Qualifications

  • 7+ years of experience in credit, lending, restructuring, portfolio management, or financial analysis within a corporate or banking environment.
  • Strong credit qualifications, including deep knowledge of commercial credit structures, deterioratingcredit dynamics, and highrisk portfolio management practices.
  • Bachelor's degree required; master's degree preferred (Business Administration, Finance, Accounting, or related field).
  • Demonstrated ability to assess complex financial situations, identify risks, and recommend solutions aligned with risk appetite and enterprise policies.
  • Proven capability to operate in an advisory role, influence stakeholders, and provide expertise in nonroutine, ambiguous, or sensitive credit situations.
  • Strong analytical, communication, and problemsolving skills with the ability to apply sound judgment under pressure.

Salary:

$85,500.00 - $185,000.00

Pay Type:

Salaried

The above represents BMO Financial Group's pay range and type.

Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group's expected target for the first year in this position.

BMO Financial Group's total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit:https://jobs.bmo.com/global/en/Total-Rewards

About Us

At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world.

As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one - for yourself and our customers. We'll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we'll help you gain valuable experience, and broaden your skillset.

To find out more visit us at https://jobs.bmo.com/ca/en.

BMO is committed to an inclusive, equitable and accessible workplace. By learning from each other's differences, we gain strength through our people and our perspectives. Accommodations are available on request for candidates taking part in all aspects of the selection process. To request accommodation, please contact your recruiter.

Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.

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