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Credit Risk Strategist Jobs (NOW HIRING)

Credit Risk Analyst

Chicago, IL · Hybrid

$100K - $130K/yr

Develop and implement credit risk strategies to enhance portfolio performance while ensuring alignment with risk appetite and business objectives; * Drive continuous improvement of our global and US ...

Credit Risk Manager

New York, NY · Remote

$100K - $110K/yr

Define and optimize credit strategies for new account approvals, ensuring robust risk controls while enabling growth. Deploy test and learn mechanisms. Have complete ownership of implementation of ...

Credit Risk Manager

New York, NY · On-site

$100K - $110K/yr

Define and optimize credit strategies for new account approvals, ensuring robust risk controls while enabling growth. Deploy test and learn mechanisms. Have complete ownership of implementation of ...

Own end-to-end credit strategy initiatives - from framework design through implementation and ongoing monitoring * Build, review, and refine consumer and commercial credit card risk and pricing ...

$200 - $250/hr

The ideal candidate will oversee delivery across multiple strategic client accounts, where our teams work across credit risk strategy, fraud, collections, and model development. The individual needs ...

The ideal candidate will oversee delivery across multiple strategic client accounts, where our teams work across credit risk strategy, fraud, collections, and model development. The individual needs ...

As Marqeta's Credit Risk Manager you will lead credit underwriting and account management for our ... The Impact You'll Have Credit Strategy & Policy * Own end-to-end manual underwriting for new SMB ...

Develop credit risk strategies and enhancements for the assigned loan portfolio to improve performance (reduced defaults, increased receivables and/or revenue) * Provide design and monitoring for ...

Perform credit risk analysis to support targeting, offer strategy, and campaign decisioning. * Monitor campaign performance, including response, approval, and early credit indicators. * Identify ...

Showing results 41-60

Credit Risk Strategist information

See salary details

$45K

$139.9K

$177.5K

How much do credit risk strategist jobs pay per year?

As of Sep 9, 2026, the average yearly pay for credit risk strategist in the United States is $139,867.00, according to ZipRecruiter salary data. Most workers in this role earn between $121,500.00 and $157,000.00 per year, depending on experience, location, and employer.

What is a credit risk strategist?

Credit Risk Strategists are financial professionals who analyze, assess, and manage the credit risk exposure of an organization, typically within banks or financial institutions. They develop models and strategies to minimize potential losses from borrowers defaulting on loans or other credit products. Their work involves using quantitative analysis, market research, and regulatory guidelines to inform lending decisions, set credit policies, and optimize risk-return profiles. By proactively identifying and mitigating credit risks, they help ensure the financial stability and profitability of their organization.

What are the key skills and qualifications needed to thrive as a credit risk strategist?

To thrive as a Credit Risk Strategist, you need strong analytical abilities, a background in finance or economics, and experience in credit risk modeling and assessment. Familiarity with risk management software, statistical tools like SAS or R, and regulatory frameworks such as Basel III is typically expected. Strong communication, problem-solving, and decision-making skills help you effectively collaborate with stakeholders and present complex risk findings clearly. These skills and qualities are crucial for accurately assessing credit risk, ensuring regulatory compliance, and supporting sound lending decisions.

How does a credit risk strategist typically collaborate with other departments to manage and mitigate financial risk?

Credit Risk Strategists work closely with teams such as data analytics, underwriting, compliance, and business development to create holistic risk management solutions. They analyze credit portfolios, communicate findings, and develop risk models that inform lending policies. Regular cross-functional meetings and collaborative projects are common, ensuring that the organization's credit risk strategy aligns with regulatory requirements and business objectives. This teamwork not only enhances risk mitigation efforts but also provides strategists with a broader understanding of the company's operations.

What is the difference between Credit Risk Strategist vs Credit Analyst?

AspectCredit Risk StrategistCredit Analyst
Required credentialsBachelor's degree, financial certifications (e.g., CFA)Bachelor's degree, financial certifications (e.g., CFA)
Work environmentStrategic planning, risk assessment teamsCredit evaluation, loan processing teams
Employer & industry usageFinancial institutions, banks, credit agenciesBanks, lending institutions, credit departments

The main difference is that Credit Risk Strategists focus on developing risk mitigation strategies and long-term risk policies, while Credit Analysts primarily evaluate individual creditworthiness and analyze financial data to approve or deny credit applications. Both roles require similar credentials and often work within the same industry, but their responsibilities differ in scope and focus.

What cities are hiring for Credit Risk Strategist jobs?

Cities with the most Credit Risk Strategist job openings:

What states have the most Credit Risk Strategist jobs?

States with the most job openings for Credit Risk Strategist jobs include:

What are popular job titles related to Credit Risk Strategist jobs?

For Credit Risk Strategist jobs, the most frequently searched job titles are:

Infographic showing various Credit Risk Strategist job openings in the United States as of August 2026, with employment types broken down into 87% Full Time, and 13% Part Time. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $139,867 per year, or $67.2 per hour.

Credit Risk Strategy-Engagement Manager

Manhattan, NY • On-site

ExlService Holdings, Inc.
IT Services • 10K+ employees

$150 - $200/hr

Other

Posted 7 days ago


ExlService Holdings rating

7.8

Company rating: 7.8 out of 10

Based on 8 frontline employees who took The Breakroom Quiz

139th of 500 rated business services


Job description

Key Responsibilities
  • Design, implement, and validate credit risk strategies across the lifecycle (acquisition, underwriting, account management, exposure management, and collections).
  • Perform detailed portfolio analysis using internal data, bureau attributes, and alternative data to identify opportunities for growth, loss mitigation, and risk optimization.
  • Develop and enhance credit risk models and decision frameworks using advanced statistical and analytical techniques.
  • Deliver MIS reports, dashboards, and performance reviews to monitor portfolio trends, assess strategy effectiveness, and inform business decisions.
  • Collaborate with client stakeholders and cross‑functional teams (Product, Finance, Operations, Compliance, Technology) to align credit strategies with business objectives.
  • Monitor regulatory and governance requirements, ensuring all strategies adhere to compliance and audit standards.
  • Drive innovation by leveraging new data sources, advanced analytics, and automation to strengthen credit risk capabilities.
  • Provide insights and recommendations to senior leadership on portfolio performance, emerging risks, and forward‑looking strategies.
  • Build and nurture long‑term client relationships by understanding business needs and positioning EXL’s credit risk solutions effectively.
  • Identify opportunities to expand engagements through cross‑sell/up‑sell of analytics, modeling, and risk consulting services.
  • Partner with business development teams to support proposal creation, client pitches, and delivery of value‑driven outcomes.
  • Leadership skills are required.
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