The role will support the analysis, development and optimization of credit policies and strategies , with a focus on underwriting, credit line / loan amount assignment, and risk-based pricing . The ...
The role will support the analysis, development and optimization of credit policies and strategies , with a focus on underwriting, credit line / loan amount assignment, and risk-based pricing . The ...
The Opportunity As a dedicated Bank Credit Risk Analyst Lead, you will have a strong background in credit risk strategy development for card, consumer and deposits credit portfolios to optimize ...
The Opportunity As a dedicated Bank Credit Risk Analyst Lead, you will have a strong background in credit risk strategy development for card, consumer and deposits credit portfolios to optimize ...
The Opportunity As a dedicated Bank Credit Risk Analyst Lead, you will have a strong background in credit risk strategy development for card, consumer and deposits credit portfolios to optimize ...
The Opportunity As a dedicated Bank Credit Risk Analyst Lead, you will have a strong background in credit risk strategy development for card, consumer and deposits credit portfolios to optimize ...
The Opportunity As a dedicated Bank Credit Risk Analyst Lead, you will have a strong background in credit risk strategy development forcard, consumer and deposits credit portfoliosto optimize ...
The Opportunity As a dedicated Bank Credit Risk Analyst Lead, you will have a strong background in credit risk strategy development forcard, consumer and deposits credit portfoliosto optimize ...
The Opportunity As a dedicated Bank Credit Risk Analyst Lead, you will have a strong background in credit risk strategy development for card, consumer and deposits credit portfolios to optimize ...
The Opportunity As a dedicated Bank Credit Risk Analyst Lead, you will have a strong background in credit risk strategy development for card, consumer and deposits credit portfolios to optimize ...
The Opportunity As a dedicated Bank Credit Risk Analyst Lead, you will have a strong background in credit risk strategy development for card, consumer and deposits credit portfolios to optimize ...
The Opportunity As a dedicated Bank Credit Risk Analyst Lead, you will have a strong background in credit risk strategy development for card, consumer and deposits credit portfolios to optimize ...
The Opportunity As a dedicated Bank Credit Risk Analyst Lead, you will have a strong background in credit risk strategy development forcard, consumer and deposits credit portfoliosto optimize ...
The Opportunity As a dedicated Bank Credit Risk Analyst Lead, you will have a strong background in credit risk strategy development forcard, consumer and deposits credit portfoliosto optimize ...
The Opportunity As a dedicated Bank Credit Risk Analyst Lead, you will have a strong background in credit risk strategy development for card, consumer and deposits credit portfolios to optimize ...
The Opportunity As a dedicated Bank Credit Risk Analyst Lead, you will have a strong background in credit risk strategy development for card, consumer and deposits credit portfolios to optimize ...
The Opportunity As a dedicated Bank Credit Risk Analyst Lead, you will have a strong background in credit risk strategy development for card, consumer and deposits credit portfolios to optimize ...
The Opportunity As a dedicated Bank Credit Risk Analyst Lead, you will have a strong background in credit risk strategy development for card, consumer and deposits credit portfolios to optimize ...
The Opportunity As a dedicated Bank Credit Risk Analyst Lead, you will have a strong background in credit risk strategy development forcard, consumer and deposits credit portfoliosto optimize ...
The Opportunity As a dedicated Bank Credit Risk Analyst Lead, you will have a strong background in credit risk strategy development forcard, consumer and deposits credit portfoliosto optimize ...
The Opportunity As a dedicated Bank Credit Risk Analyst Lead, you will have a strong background in credit risk strategy development forcard, consumer and deposits credit portfoliosto optimize ...
The Opportunity As a dedicated Bank Credit Risk Analyst Lead, you will have a strong background in credit risk strategy development forcard, consumer and deposits credit portfoliosto optimize ...
The Opportunity As a dedicated Bank Credit Risk Analyst Lead, you will have a strong background in credit risk strategy development forcard, consumer and deposits credit portfoliosto optimize ...
The Opportunity As a dedicated Bank Credit Risk Analyst Lead, you will have a strong background in credit risk strategy development forcard, consumer and deposits credit portfoliosto optimize ...
The Opportunity As a dedicated Bank Credit Risk Analyst Lead, you will have a strong background in credit risk strategy development forcard, consumer and deposits credit portfoliosto optimize ...
The Opportunity As a dedicated Bank Credit Risk Analyst Lead, you will have a strong background in credit risk strategy development forcard, consumer and deposits credit portfoliosto optimize ...
The Opportunity As a dedicated Bank Credit Risk Analyst Lead, you will have a strong background in credit risk strategy development for card, consumer and deposits credit portfolios to optimize ...
The Opportunity As a dedicated Bank Credit Risk Analyst Lead, you will have a strong background in credit risk strategy development for card, consumer and deposits credit portfolios to optimize ...
Manager, Credit Risk
$120K - $160K/yr
Design, implement, and continuously enhance credit risk strategies for assigned loan portfolios to reduce defaults, grow receivables, and improve revenue performance * Conduct granular portfolio ...
Manager, Credit Risk
$120K - $160K/yr
Design, implement, and continuously enhance credit risk strategies for assigned loan portfolios to reduce defaults, grow receivables, and improve revenue performance * Conduct granular portfolio ...
Credit Risk Analyst
Harrisburg, PA · On-site
Analyzes effectiveness of credit risk models and strategies and provides insights and recommendations to leadership. Participates in projects impacting Credit Risk Management. Identifies and ...
Credit Risk Analyst
Harrisburg, PA · On-site
Analyzes effectiveness of credit risk models and strategies and provides insights and recommendations to leadership. Participates in projects impacting Credit Risk Management. Identifies and ...
Credit Risk Analyst
Harrisburg, PA · On-site
Analyzes effectiveness of credit risk models and strategies and provides insights and recommendations to leadership. Participates in projects impacting Credit Risk Management. Identifies and ...
Credit Risk Analyst
Harrisburg, PA · On-site
Analyzes effectiveness of credit risk models and strategies and provides insights and recommendations to leadership. Participates in projects impacting Credit Risk Management. Identifies and ...
We are looking for experienced Credit Risk Analyst to join its credit risk strategy team. This role will focus on credit card portfolio management, credit line strategies, and developing data-driven ...
We are looking for experienced Credit Risk Analyst to join its credit risk strategy team. This role will focus on credit card portfolio management, credit line strategies, and developing data-driven ...
We are looking for experienced Credit Risk Analyst to join its credit risk strategy team. This role will focus on credit card portfolio management, credit line strategies, and developing data-driven ...
We are looking for experienced Credit Risk Analyst to join its credit risk strategy team. This role will focus on credit card portfolio management, credit line strategies, and developing data-driven ...
We are looking for experienced Credit Risk Analyst to join its credit risk strategy team. This role will focus on credit card portfolio management, credit line strategies, and developing data-driven ...
Quick apply
We are looking for experienced Credit Risk Analyst to join its credit risk strategy team. This role will focus on credit card portfolio management, credit line strategies, and developing data-driven ...
Credit Risk Strategist information
See salary details
$45K - $57K
2% of jobs
$57K - $69.1K
5% of jobs
$69.1K - $81.1K
6% of jobs
$81.1K - $93.2K
4% of jobs
$93.2K - $105.2K
3% of jobs
$105.2K - $117.3K
2% of jobs
$125.3K is the 25th percentile. Wages below this are outliers.
$117.3K - $129.3K
3% of jobs
$129.3K - $141.4K
3% of jobs
$141.4K - $153.4K
1% of jobs
The median wage is $156.9K / yr.
$153.4K - $165.5K
69% of jobs
$165.5K - $177.5K
1% of jobs
$45K
$139.9K
$177.5K
How much do credit risk strategist jobs pay per year?
As of Sep 9, 2026, the average yearly pay for credit risk strategist in the United States is $139,867.00, according to ZipRecruiter salary data. Most workers in this role earn between $121,500.00 and $157,000.00 per year, depending on experience, location, and employer.
What is a credit risk strategist?
Credit Risk Strategists are financial professionals who analyze, assess, and manage the credit risk exposure of an organization, typically within banks or financial institutions. They develop models and strategies to minimize potential losses from borrowers defaulting on loans or other credit products. Their work involves using quantitative analysis, market research, and regulatory guidelines to inform lending decisions, set credit policies, and optimize risk-return profiles. By proactively identifying and mitigating credit risks, they help ensure the financial stability and profitability of their organization.
What are the key skills and qualifications needed to thrive as a credit risk strategist?
To thrive as a Credit Risk Strategist, you need strong analytical abilities, a background in finance or economics, and experience in credit risk modeling and assessment. Familiarity with risk management software, statistical tools like SAS or R, and regulatory frameworks such as Basel III is typically expected. Strong communication, problem-solving, and decision-making skills help you effectively collaborate with stakeholders and present complex risk findings clearly. These skills and qualities are crucial for accurately assessing credit risk, ensuring regulatory compliance, and supporting sound lending decisions.
How does a credit risk strategist typically collaborate with other departments to manage and mitigate financial risk?
Credit Risk Strategists work closely with teams such as data analytics, underwriting, compliance, and business development to create holistic risk management solutions. They analyze credit portfolios, communicate findings, and develop risk models that inform lending policies. Regular cross-functional meetings and collaborative projects are common, ensuring that the organization's credit risk strategy aligns with regulatory requirements and business objectives. This teamwork not only enhances risk mitigation efforts but also provides strategists with a broader understanding of the company's operations.
What is the difference between Credit Risk Strategist vs Credit Analyst?
| Aspect | Credit Risk Strategist | Credit Analyst |
|---|---|---|
| Required credentials | Bachelor's degree, financial certifications (e.g., CFA) | Bachelor's degree, financial certifications (e.g., CFA) |
| Work environment | Strategic planning, risk assessment teams | Credit evaluation, loan processing teams |
| Employer & industry usage | Financial institutions, banks, credit agencies | Banks, lending institutions, credit departments |
The main difference is that Credit Risk Strategists focus on developing risk mitigation strategies and long-term risk policies, while Credit Analysts primarily evaluate individual creditworthiness and analyze financial data to approve or deny credit applications. Both roles require similar credentials and often work within the same industry, but their responsibilities differ in scope and focus.
What cities are hiring for Credit Risk Strategist jobs?
Cities with the most Credit Risk Strategist job openings:
What states have the most Credit Risk Strategist jobs?
States with the most job openings for Credit Risk Strategist jobs include:
What are popular job titles related to Credit Risk Strategist jobs?
For Credit Risk Strategist jobs, the most frequently searched job titles are:
Credit Risk Strategy Manager
San Francisco, CA • On-site
ExlService Holdings, Inc. •
IT Services • 10K+ employees10,000+ employees
Full-time
This job post has expired 1 day ago. Applications are no longer accepted.
ExlService Holdings rating
7.8
Based on 8 frontline employees who took The Breakroom Quiz
140th of 501 rated business services
Job description
The role will support the analysis, development and optimization of credit policies and strategies, with a focus on underwriting, credit line / loan amount assignment, and risk-based pricing. The individual will use analytical tools and data-driven insights to identify opportunities for profitable portfolio growth while effectively managing credit risk across the customer lifecycle.
Responsibilities
- Assist in the analysis, development and monitoring of credit policies, including underwriting, line assignment and pricing strategies.
- Analyze credit and portfolio data to identify opportunities for risk-adjusted growth and recommend policy changes.
- Develop and optimize underwriting criteria, credit line assignment and risk-based pricing strategies.
- Evaluate the impact of credit policy changes through portfolio analysis, scenario testing and experiments.
- Translate credit policies and strategies into business rules using SQL and Python.
- Monitor key credit risk and business performance metrics and proactively identify emerging trends.
- Collaborate with Risk, Product, Technology and Operations teams to implement credit policy changes.
Qualifications
- Strong analytical skills with hands-on experience in SQL; working knowledge of Python preferred.
- Experience in credit risk strategy, credit policy, underwriting or portfolio analytics within Banking / Financial Services.
- Good understanding of credit underwriting, line assignment / credit limit strategies and risk-based pricing.
- Ability to analyze customer, application, bureau and portfolio data to identify trends and develop credit policy recommendations.
- Experience in evaluating the impact of policy changes on approval rates, credit losses, profitability and portfolio growth.
- Understanding of credit risk concepts such as eligibility criteria, risk segmentation, cut-offs, affordability, exposure management and pricing.
- Ability to define and monitor relevant risk and business KPIs to measure strategy performance.
- Experience with strategy testing, scenario analysis and A/B testing is preferred.
- Knowledge of external credit data sources such as credit bureaus, FICO or similar third-party data is preferred.
- Strong problem-solving skills with the ability to translate analytical findings into actionable business recommendations.
- Ability to communicate and present analyses and recommendations effectively to business and risk stakeholders.
- Knowledge of coding best practices, data manipulation and development of reusable analytical frameworks.
What ExlService Holdings employees say
Pay
Hours and flexibility
Workplace
Get the full story on Breakroom
About ExlService Holdings
Sourced by ZipRecruiter
Industry
It services
Company size
10,000+ Employees
Headquarters location
New York, NY, US
Year founded
1999