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Credit Risk Strategist Jobs in Pennsylvania (NOW HIRING)

Analyzes effectiveness of credit risk models and strategies and provides insights and recommendations to leadership. Participates in projects impacting Credit Risk Management. Identifies and ...

Analyzes effectiveness of credit risk models and strategies and provides insights and recommendations to leadership. Participates in projects impacting Credit Risk Management. Identifies and ...

PA · On-site

... strategic, operational, financial, market, regulatory, cyber and reputational risks, and advises ... The CRO will account for assessing and mitigating credit and payment default risk to PJM ...

Key Responsibilities: * Assist the Quantitative Risk Manager in constructing a Credit Decision Scorecards and statistically based credit risk modeling strategies based on quantitative modeling ...

Key Responsibilities: * Assist the Quantitative Risk Manager in constructing a Credit Decision Scorecards and statistically based credit risk modeling strategies based on quantitative modeling ...

Key Responsibilities: * Assist the Quantitative Risk Manager in constructing a Credit Decision Scorecards and statistically based credit risk modeling strategies based on quantitative modeling ...

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Credit Risk Strategist information

What is a credit risk strategist?

Credit Risk Strategists are financial professionals who analyze, assess, and manage the credit risk exposure of an organization, typically within banks or financial institutions. They develop models and strategies to minimize potential losses from borrowers defaulting on loans or other credit products. Their work involves using quantitative analysis, market research, and regulatory guidelines to inform lending decisions, set credit policies, and optimize risk-return profiles. By proactively identifying and mitigating credit risks, they help ensure the financial stability and profitability of their organization.

What are the key skills and qualifications needed to thrive as a credit risk strategist?

To thrive as a Credit Risk Strategist, you need strong analytical abilities, a background in finance or economics, and experience in credit risk modeling and assessment. Familiarity with risk management software, statistical tools like SAS or R, and regulatory frameworks such as Basel III is typically expected. Strong communication, problem-solving, and decision-making skills help you effectively collaborate with stakeholders and present complex risk findings clearly. These skills and qualities are crucial for accurately assessing credit risk, ensuring regulatory compliance, and supporting sound lending decisions.

How does a credit risk strategist typically collaborate with other departments to manage and mitigate financial risk?

Credit Risk Strategists work closely with teams such as data analytics, underwriting, compliance, and business development to create holistic risk management solutions. They analyze credit portfolios, communicate findings, and develop risk models that inform lending policies. Regular cross-functional meetings and collaborative projects are common, ensuring that the organization's credit risk strategy aligns with regulatory requirements and business objectives. This teamwork not only enhances risk mitigation efforts but also provides strategists with a broader understanding of the company's operations.

What is the difference between Credit Risk Strategist vs Credit Analyst?

AspectCredit Risk StrategistCredit Analyst
Required credentialsBachelor's degree, financial certifications (e.g., CFA)Bachelor's degree, financial certifications (e.g., CFA)
Work environmentStrategic planning, risk assessment teamsCredit evaluation, loan processing teams
Employer & industry usageFinancial institutions, banks, credit agenciesBanks, lending institutions, credit departments

The main difference is that Credit Risk Strategists focus on developing risk mitigation strategies and long-term risk policies, while Credit Analysts primarily evaluate individual creditworthiness and analyze financial data to approve or deny credit applications. Both roles require similar credentials and often work within the same industry, but their responsibilities differ in scope and focus.

What cities in Pennsylvania are hiring for Credit Risk Strategist jobs?

Cities in Pennsylvania with the most Credit Risk Strategist job openings:

Infographic showing various Credit Risk Strategist job openings in Pennsylvania as of August 2026, with employment types broken down into 90% Full Time, and 10% Part Time. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution.

Credit Risk Analyst

Harrisburg, PA

PSECU
Commercial Banking • 10K+ employees

Full-time

Re-posted 25 days ago


PSECU rating

6.7

Company rating: 6.7 out of 10

Based on 5 frontline employees who took The Breakroom Quiz


Job description

Members Achieve More isn't just a tagline for us, it's part of everything we do! We're looking for passionate individuals to join our team to help us maintain that focus every day. Want to work somewhere that's remained strong for 90 years, that encourages you to learn, grow, and pursue your dreams? If yes, then read on...

The Risk Analyst initiates and supports Credit Risk Management analysis and decisions using queries, reports, and visual tools. Produces and analyzes ongoing risk management reports and analyses. Performs ad hoc analysis of Credit Risk trends and portfolio performance, as well as forward-looking analysis. Analyzes effectiveness of credit risk models and strategies and provides insights and recommendations to leadership. Participates in projects impacting Credit Risk Management. Identifies and implements process improvements to enhance the efficiency of the Credit Risk Management unit. Collaborates with others to drive Credit Risk Management initiatives. Reports to the Director of Credit Risk & Data Analytics. Work is performed with a high degree of independence.
Schedule: Monday - Friday, 8am -4 or 9am -5pm. This position will be a hybrid model both in person and remote with minimum of onsite expectation of 40% or as needed.

In this position, you will

  • Assist with first-line monitoring of the credit union loan portfolio. Prepare and analyze reports and analyses, and make recommendations related to loan performance, risk-based pricing, decisioning models, underwriting, and portfolio management.
  • Monitor and trend changes to the loan portfolio and application quality with regard to business process changes and Credit Risk initiatives. Analyze the impact of changes to assess success and effectiveness and evaluate & recommend adjustments with the goal of mitigating risk while promoting growth.
  • Drive the ongoing development of Credit Risk Management Dashboards and Reports to support Credit Risk initiatives and the ongoing analysis of Credit Risk Models, Loan Performance, Application Quality, Risk-Based Pricing, and other Credit Risk strategies and initiatives. Identify opportunities to convert ad-hoc and
  • Represent Credit Risk Management within departmental and organizational projects & initiatives. Support requirements development, analysis, and implementation in relation to Credit Risk.
  • Perform ad-hoc analysis of prospective changes related to Credit Risk and present findings and recommendations to management. Work collaboratively with key stakeholders to ensure changes are approved, documented, and implemented.
  • Other duties as assigned.

Qualifications:

BS (Required)Any equivalent combination of experience and education.| Required Two years' experience in Consumer Lending or Credit Risk function.| Required

What PSECU employees say

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