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Credit Risk Consultant Jobs (NOW HIRING)

MQ Referrals Only

Credit Risk Senior Manager

$180K - $225K/yr

Serve as a risk consultant to bank partners and customers - recommending improvements to credit strategies * Collaborate across Banking, Product, Finance, and Capital Markets as an internal strategic ...

Marqeta

Credit Risk Manager

Serve as a risk consultant to bank partners and customers - recommending improvements to credit strategies * Collaborate across Banking, Product, Finance, and Capital Markets as an internal strategic ...

MQ Referrals Only

Credit Risk Manager

Serve as a risk consultant to bank partners and customers - recommending improvements to credit strategies * Collaborate across Banking, Product, Finance, and Capital Markets as an internal strategic ...

CBIZ

Credit Risk Senior Consultant

Philadelphia, PA · Hybrid

... consulting, tax and financial services. In certain jurisdictions, CBIZ CPAs operates under its ... Must be able to travel based on client and business needs The Credit Risk Services Group serves the ...

Treliant LLC

Credit Risk SME

$75 - $150/hr

Overview Treliant is an essential consulting firm serving banks, mortgage originators and servicers ... Treliant is looking for commercial credit professionals to help address our clients' credit risk ...

Treliant LLC

Credit Risk SME

$75 - $150/hr

Overview Treliant is an essential consulting firm serving banks, mortgage originators and servicers ... Treliant is looking for commercial credit professionals to help address our clients' credit risk ...

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How much do credit risk consultant jobs pay per hour?

As of Jun 19, 2026, the average hourly pay for credit risk consultant in the United States is $44.40, according to ZipRecruiter salary data. Most workers in this role earn between $29.57 and $65.14 per hour, depending on experience, location, and employer.

What does a credit risk consultant do?

A credit risk consultant analyzes the creditworthiness of individuals or organizations to assess the likelihood of default on loans or credit agreements. They review financial statements, credit reports, and market data, often using risk assessment tools and models to advise clients or financial institutions on risk management strategies.

What is the salary of credit risk officer?

The salary of a credit risk officer varies depending on experience, location, and the employer, but typically ranges from $70,000 to $130,000 annually. At firms like JP Morgan, entry-level positions may start around $80,000, with experienced professionals earning over $120,000, often supplemented by bonuses and benefits.

What are some common challenges faced by Credit Risk Consultants when analyzing client portfolios?

Credit Risk Consultants often encounter challenges such as incomplete or inconsistent client financial data, rapidly changing market conditions, and evolving regulatory requirements. Effectively assessing the risk profile of diverse portfolios requires strong analytical skills and the ability to adapt risk models to new information. Collaboration with relationship managers and compliance teams is essential to ensure accurate risk assessments and to develop actionable recommendations for clients. Navigating these complexities is key to providing valuable insights and helping organizations make sound credit decisions.

What is the difference between Credit Risk Consultant vs Credit Analyst?

AspectCredit Risk ConsultantCredit Analyst
Required CredentialsBachelor's degree, certifications like CFA or credit risk certifications often preferredBachelor's degree, certifications like CFA or credit-specific certifications common
Work EnvironmentConsulting firms, financial institutions, project-based workBanking, lending departments, financial institutions
Employer & Industry UsageUsed by consulting firms and financial institutions for risk assessmentPrimarily in banks and lending companies for credit evaluation

Both roles involve assessing financial data, but Credit Risk Consultants focus on advising clients on risk management strategies, while Credit Analysts evaluate creditworthiness for lending decisions. The roles often overlap in skills and certifications, but differ mainly in scope and work setting.

What are the key skills and qualifications needed to thrive as a Credit Risk Consultant, and why are they important?

To thrive as a Credit Risk Consultant, you need strong analytical skills, a background in finance or economics, and experience with credit risk assessment methodologies. Familiarity with risk modeling tools, credit scoring systems, and certifications such as FRM or CFA are typically required. Excellent communication, problem-solving abilities, and attention to detail help you stand out in this role. These skills are crucial for accurately evaluating creditworthiness, advising clients, and ensuring sound risk management practices.

What degree do you need to be a risk consultant?

A credit risk consultant typically needs at least a bachelor's degree in finance, economics, accounting, or a related field. Advanced roles may require a master's degree or professional certifications such as CFA or FRM to demonstrate expertise in risk management and financial analysis.

What are the 5 C's of credit risk?

The 5 C's of credit risk—character, capacity, collateral, capital, and conditions—are criteria used by credit risk consultants to evaluate a borrower's creditworthiness. These factors help assess the likelihood of repayment and inform lending decisions, often supported by financial analysis and credit reports.
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Credit Risk Consultant jobs near you
Infographic showing various Credit Risk Consultant job openings in the United States as of June 2026, with employment types broken down into 81% Full Time, 17% Part Time, 1% Temporary, and 1% Contract. Highlights an 93% Physical, 1% Hybrid, and 6% Remote job distribution, with an average salary of $92,357 per year, or $44.4 per hour.
Credit Risk Strategy Manager

Credit Risk Strategy Manager

Promantis Inc

Manhattan, NY

Other

Posted 3 days ago

Job description

Key Responsibilities

·         Design, implement, and validate credit risk strategies across the lifecycle

·         (Acquisition, underwriting, account management, exposure management, and collections).

·         Perform detailed portfolio analysis using internal data, bureau attributes, and alternative data to identify opportunities for growth, loss mitigation, and risk optimization.

·         Develop and enhance credit risk models and decision frameworks using advanced statistical and analytical techniques.

·         Deliver MIS reports, dashboards, and performance reviews to monitor portfolio trends, assess strategy effectiveness, and inform business decisions.

·         Collaborate with client stakeholders and cross-functional teams (Product, Finance,

·         Operations, Compliance, Technology) to align credit strategies with business objectives.

·         Monitor regulatory and governance requirements, ensuring all strategies adhere to compliance and audit standards.

·         Drive innovation by leveraging new data sources, advanced analytics, and automation to strengthen credit risk capabilities.

·         Provide insights and recommendations to senior leadership on portfolio  performance, emerging risks, and forward-looking strategies.

·         Build and nurture long-term client relationships by understanding business needs and positioning credit risk solutions effectively.

·         Identify opportunities to expand engagements through cross-sell/up-sell of analytics, modeling, and risk consulting services.

·         Partner with business development teams to support proposal creation, client pitches, and delivery of value-driven outcomes. 

Qualifications

·         Bachelor’s degree in Business, Finance, Statistics, Mathematics, Engineering, or related field; Master’s preferred.

·         7+ years of experience in credit risk strategy, credit analytics, or risk management within consulting, banking, or financial services.

·         Strong expertise in Small and Medium Business lending products (credit cards, business loans, working capital, merchant cash advance) and credit lifecycle strategies.

·         Strong experience on working on bureau data such as D&B and SBFE.

·         Proficiency in SAS, SQL, Python (Tableau is a plus).

·         Solid background in data modeling, segmentation, regression, and statistical techniques for risk decisioning.

·         Ability to synthesize complex analysis into clear recommendations for senior management.

·         Strong communication, presentation, and stakeholder collaboration skills.

·         Knowledge of credit risk regulatory requirements, governance frameworks, and emerging trends in digital lending.

·         Preferred: Experience leveraging alternative data and innovative analytical approaches in credit strategy development.

·         Proven experience in managing client accounts with a track record of delivering measurable impact.

·         Business development mindset with experience in proposal writing, solutioning, or contributing to revenue growth initiatives.

Apply