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Credit Risk Reviewer Jobs in Texas (NOW HIRING)

Credit Risk Admin

Midland, TX · On-site

$55 - $90/hr

Review loan requests and input into Dynamic Application to prepare for underwriting and assign a ... Assign each request to a credit analyst. * Regularly monitor accounts receivable loan covenants and ...

Review loan requests and input into Dynamic Application to prepare for underwriting and assign a ... Assign each request to a credit analyst. * Regularly monitor accounts receivable loan covenants and ...

Review loan requests and input into Dynamic Application to prepare for underwriting and assign a ... Assign each request to a credit analyst. * Regularly monitor accounts receivable loan covenants and ...

Showing results 41-60

Credit Risk Reviewer information

What does a credit risk reviewer do?

A Credit Risk Reviewer is responsible for assessing and evaluating the credit risk associated with lending decisions at financial institutions. They analyze loan portfolios, review credit policies, and ensure compliance with internal and regulatory standards. By identifying potential risks and weaknesses in lending practices, they help organizations minimize losses and maintain healthy credit quality. Their work often involves preparing detailed reports and recommending improvements to credit processes and controls.

What are the key skills and qualifications needed to thrive as a credit risk reviewer, and why are they important?

To thrive as a Credit Risk Reviewer, you need a strong background in finance, accounting, and risk assessment, typically supported by a bachelor’s degree in a related field. Familiarity with credit analysis tools, risk rating systems, and regulatory compliance frameworks such as Basel II/III is important, as well as proficiency in Excel and financial modeling software. Attention to detail, analytical thinking, and effective communication are crucial soft skills for evaluating creditworthiness and presenting findings. These skills ensure accurate risk assessments, regulatory adherence, and sound decision-making to protect an organization’s financial health.

How does a credit risk reviewer typically collaborate with other departments to ensure accurate risk assessments?

Credit Risk Reviewers work closely with teams such as loan origination, underwriting, and compliance to gather comprehensive information about borrowers and lending practices. They often participate in cross-departmental meetings to discuss findings, identify trends in credit quality, and recommend improvements to credit policies. Effective collaboration ensures that risk assessments are thorough and align with regulatory standards, ultimately helping the organization make informed lending decisions. This collaborative environment also provides opportunities to learn from other specialties and expand one's expertise within the financial institution.

What is the difference between Credit Risk Reviewer vs Credit Analyst?

AspectCredit Risk ReviewerCredit Analyst
Required CredentialsBachelor's degree, certifications like CFA or credit-specific trainingBachelor's degree, often similar certifications or coursework in finance or economics
Work EnvironmentReviewing credit files, assessing risk, and ensuring complianceAnalyzing financial data, preparing credit reports, and making lending recommendations
Employer & Industry UsageFinancial institutions, banks, credit agenciesBanks, lending institutions, corporate finance departments

Both roles involve assessing creditworthiness, but Credit Risk Reviewers focus on evaluating existing credit files for risk and compliance, while Credit Analysts analyze financial data to recommend new credit approvals. They often work together within financial institutions to manage credit portfolios effectively.

What are popular job titles related to Credit Risk Reviewer jobs in Texas?

For Credit Risk Reviewer jobs in Texas, the most frequently searched job titles are:

What cities in Texas are hiring for Credit Risk Reviewer jobs?

Cities in Texas with the most Credit Risk Reviewer job openings:

Infographic showing various Credit Risk Reviewer job openings in Texas as of August 2026, with employment types broken down into 86% Full Time, and 14% Part Time. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution.

Director, U.S. Specialty Finance Credit Risk / Global Risk Management

Scotiabank

Dallas, TX • On-site

Full-time

Re-posted 19 days ago


Key responsibilities

  • Assess proposed specialty finance company transactions and monitor the overall underwriting portfolio and the portfolio of held loans.

  • Review and approve or recommend credit decisions for individual deals, including analysis of cash flow, capital structure, and risk/reward tradeoffs.

  • Participate in refining and maintaining the U.S. non-bank credit risk frameworks and risk appetite statements.


Job description

Requisition ID: 268086
Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture.
Global Banking and Markets
Global Banking and Markets (GBM) is a leading Canadian Capital Markets and Investment Banking business with a growing platform in the US and Latin America, operating globally for over 100 years. Scotiabank's strong U.S. presence provides our clients an important bridge to this key global market for trade and investment flows across the Americas and the world.
Global Banking & Markets provides a full range of investment banking, credit and risk management products and services relevant to the financing and strategic development needs of our clients. Our products include debt and equity financing, mergers & acquisitions, corporate banking, institutional equity sales, trading and research, fixed income products, derivatives, energy, foreign exchange and precious & metals. We also cross-sell the full range of wholesale products and services offered by the Scotiabank Group.
Be part of an innovative, Global Capital Markets and Investment Banking business with a unique geographic footprint that puts capital to work for our clients across industries! We work together to drive ambition for every future!
Position: Director, U.S. Specialty Finance Credit Risk / Global Risk Management
Purpose
The position is responsible for managing U.S. Specialty Finance Credit Risk, which may include, but is not limited to, the following sectors: financial technology, non-bank lending, asset management and market structure
The candidate will:
  • Provide risk leadership for the bank's U.S. Specialty Finance business that effectively balances the time-sensitive, urgent needs of individual deals and broader business considerations;
  • Help refine and implement a U.S. Specialty Finance credit risk management framework, including the bank's risk appetite, to ensure that Scotiabank's expansion of financial institution lending into non-investment grade is conducted in a safe and sound manner;
  • Assess proposed specialty finance company transactions and monitor the overall underwriting portfolio and the portfolio of held loans;
  • The candidate will report to MD, Head of Non-Investment Grade Credit Risk and will work closely with the U.S. Head of Credit Risk, and the U.S. Chief Risk Officer, to present specialty finance credit risk management considerations to senior management; and
  • Participate in specialty finance credit risk related discussions with Scotiabank's U.S. regulators.

Accountabilities
  • Participating in the refinement and maintenance of U.S. non-bank credit risk frameworks and risk appetite statements that are aligned with industry standards and local regulatory expectations;
  • Critically reviewing individual deals and independently leading the deal process from inception through approval. This includes review and diligence of the forecast cash flow / EBITDA and adjustments, capital structure, syndication issues, and risk / reward tradeoffs and making credit decisions within delegated authority or recommendations to senior management regarding credit approvals and declines;
  • Critically review and produce reports on the specialty finance loan book to ensure the bank's portfolio is aligned with its risk appetite and / or identify issues for escalation to senior management and the Board of Directors;
  • Partnering with the business to ensure day-to-day business activities are conducted within the bank's risk appetite and to manage the alignment of the bank's U.S. strategy, risk appetite and risk culture.
  • Driving a customer focused culture that deepens client relationships and leverages broader Bank relationships, systems and knowledge;
  • Building a high-performance environment and implementing a people strategy that attracts, retains, develops, and motivates their team by (1) fostering an inclusive work environment and using a coaching mindset and behaviors, (2) communicating vison/values/business strategy, and (3) managing succession and development planning for the team; and
  • Creating an environment in which the candidate's team pursues effective and efficient operations of their respective areas in accordance with Scotiabank's Values, its Code of Conduct and other policies.
  • Assist in the training and development of junior members of team, which includes putting direct reports in situations where they can present transactions and gain visibility within the organization.
  • Effectively communicate with senior management, head office and the relevant Risk Committees to ensure proper risk management and sound corporate governance across the SBUS operations.
  • Represent U.S. CRM at Senior Credit Committee including presentation of credit transactions and reviews from assigned portfolio.
  • Participate in, and assist with, internal audits, regulatory reviews, and projects.

Reporting Relationships
Primary Manager: MD, Head of Non-Investment Grade Credit Risk / Global Risk Management
Direct Reports: Specialty Finance credit analysts
Education / Experience / Other Information:
  • In depth specialty finance and non-bank financials credit risk expertise;
  • Expert knowledge and understanding of U.S. bank regulator lending considerations and issues;
  • Experience making timely, sound risk judgements, and succinctly communicating with senior management;
  • Experience preparing and presenting non-bank financial company credit risk management issues to senior management; and
  • At least 8-10 years of progressively higher levels of credit risk related responsibility
  • The successful candidate will also be an excellent communicator and relationship builder who:
            • Understands how to bring the best out of the Director's team by complementing their existing skills
            • Has an expert ability to balance competing or conflicting goals of various departments / countries / stakeholders via adopting a mature, diplomatic approach and using highly developed negotiation and influencing skills;
            • Effectively liaises with key internal stakeholders, industry participants, and regulatory bodies.
  • The candidate must have a Bachelor's degree in a related discipline. A Master's degree, a recognized professional designation in a specialized area of finance or business, or equivalent, is an asset

Working Conditions
  • Work in a standard office-based environment; non-standard hours are a common occurrence.
  • Fast paced, quickly changing environment.
  • Extended hours as needed to meet transaction deadlines.

Interested?
If your experience is closely related but doesn't align perfectly with every qualification, we do encourage you to apply - you might be the right candidate for this or other roles at Scotiabank!
At Scotiabank, every employee is empowered to reach their fullest potential, respected for who they are and, embraced for their differences. That's why we work to grow and diversify talent and engage employees in a performance-oriented culture.
What's in it for you?
Scotiabank wants you to be able to bring your best self to work - and life, every day. With a focus on holistic well-being, our many flexible benefit programs are designed to help support your unique family, financial, physical, mental, and social health needs.
#GBM
Location(s): United States : Texas : Dallas
Scotiabank is a leading bank in the Americas. Guided by our purpose: "for every future", we help our customers, their families and their communities achieve success through a broad range of advice, products and services, including personal and commercial banking, wealth management and private banking, corporate and investment banking, and capital markets.
At Scotiabank, we value the unique skills and experiences each individual brings to the Bank, and are committed to creating and maintaining an inclusive and accessible environment for everyone. If you require accommodation (including, but not limited to, an accessible interview site, alternate format documents, ASL Interpreter, or Assistive Technology) during the recruitment and selection process, please let our Recruitment team know. If you require technical assistance, please click here. Candidates must apply directly online to be considered for this role. We thank all applicants for their interest in a career at Scotiabank; however, only those candidates who are selected for an interview will be contacted.
Scotiabank is an equal opportunity employer. We evaluate qualified applicants without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status, or any other characteristic protected by federal, state, or local law.