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Credit Risk Monitor Jobs in Seattle, WA (NOW HIRING)

Senior Credit Analyst - CRE

Seattle, WA · On-site

$82K - $123K/yr

... monitoring. Additionally, the Senior Credit Analyst will promote business for the Bank by ... and risk of financing requests within the framework of the Bank's credit culture and current ...

Senior Credit Analyst - CRE

Seattle, WA · On-site

$82K - $123K/yr

... monitoring. Additionally, the Senior Credit Analyst will promote business for the Bank by ... and risk of financing requests within the framework of the Bank's credit culture and current ...

Showing results 41-60

Credit Risk Monitor information

See Seattle, WA salary details

$98.4K

$180.2K

$272.6K

How much do credit risk monitor jobs pay per year?

As of Sep 7, 2026, the average yearly pay for credit risk monitor in Seattle, WA is $180,164.00, according to ZipRecruiter salary data. Most workers in this role earn between $151,900.00 and $202,000.00 per year, depending on experience, location, and employer.

What is a credit risk monitor?

A Credit Risk Monitor is a professional responsible for analyzing and assessing the credit risk associated with lending or extending credit to individuals or organizations. They monitor financial statements, payment histories, and market trends to evaluate the likelihood of default. Credit Risk Monitors help financial institutions and businesses minimize losses by providing recommendations on credit limits, terms, and risk mitigation strategies. Their work is essential for maintaining the financial health and stability of organizations that rely on credit transactions.

What are the key skills and qualifications needed to thrive as a credit risk monitor?

To thrive as a Credit Risk Monitor, you need strong analytical skills, financial acumen, and a background in finance, accounting, or economics, often supported by a relevant degree. Familiarity with risk assessment tools, credit scoring models, and platforms such as Moody’s Analytics or S&P Global Market Intelligence is typically required. Attention to detail, effective communication, and sound judgment help in interpreting data and conveying risk findings to stakeholders. These skills are essential to accurately evaluate creditworthiness and support informed decision-making that protects organizational assets.

What are some common challenges faced by credit risk monitors in their day-to-day work?

Credit Risk Monitors often contend with the challenge of evaluating complex financial data from multiple sources to assess a borrower's creditworthiness. They must stay updated on changing market conditions and regulatory requirements, which can impact risk assessments. Another frequent challenge is balancing the need for thorough analysis with tight reporting deadlines. Collaboration with other departments, such as loan officers and compliance teams, is essential for obtaining accurate information and ensuring company policies are followed.

What is the difference between Credit Risk Monitor vs Credit Analyst?

AspectCredit Risk MonitorCredit Analyst
Required credentialsTypically requires finance, economics, or related degrees; certifications like CFA are a plusSimilar educational background; certifications like CFA or CPA can be advantageous
Work environmentFinancial services, credit risk assessment, often in corporate or agency settingsBanking, lending institutions, or corporate finance departments
Employer and industry usageUsed by credit rating agencies, financial institutions, and risk management firmsCommon in banks, investment firms, and credit departments

While both roles involve financial analysis and risk assessment, Credit Risk Monitors focus on monitoring and analyzing credit risks at a broader level, often involving data aggregation and industry trend analysis. Credit Analysts typically evaluate individual creditworthiness of clients or companies to inform lending decisions. Understanding these distinctions helps in choosing the right career path or job search focus.

What are popular job titles related to Credit Risk Monitor jobs in Seattle, WA?

For Credit Risk Monitor jobs in Seattle, WA, the most frequently searched job titles are:

What job categories do people searching Credit Risk Monitor jobs in Seattle, WA look for?

The top searched job categories for Credit Risk Monitor jobs in Seattle, WA are:

Senior Credit Analyst - CRE

WaFd Bank

Seattle, WA • On-site

$82K - $123K/yr

Full-time

Medical, Life, Retirement, PTO

Re-posted 17 days ago


WaFd Bank rating

9.0

Company rating: 9.0 out of 10

Based on 10 frontline employees who took The Breakroom Quiz

7th of 175 rated banks


Job description

Min
USD $82,400.00/Yr.
Max
USD $123,600.00/Yr.
Job Summary
The Senior Credit Analyst is responsible for providing due diligence, analytical, and underwriting support to the division's Relationship and Portfolio Managers as assigned. The Senior Credit Analyst is responsible for gathering and analyzing credit information on current and potential borrowers; determines the advisability of granting credit for diversified types of asset classes; assists Relationship and Managers as well as Regional Directors in writing loan request narratives and ongoing portfolio maintenance to include, but not limited to, covenant compliance monitoring. Additionally, the Senior Credit Analyst will promote business for the Bank by maintaining good client relations and referring clients to appropriate staff for new services. The Senior Credit Analyst will independently interact with clients and prospects to perform all due diligence necessary to extend credit, write up a credit submission, communicate with regional credit authorities and is equipped to present the merits of a credit request in presentation format for the purposes of obtaining credit approval. Additionally, the Senior Credit Analyst will serve as a mentor and training partner for more junior credit analysts throughout the Division.
WaFd Bank is proud of the high value that we all place on simply being kind when serving our co-workers and clients.
  • Assists the Commercial Real Estate Teams in performing pre-qualification assessment, financial spreads and analysis of financial condition and risk of financing requests within the framework of the Bank's credit culture and current economic and industry trends.
  • Assists the Commercial Real Estate Teams in gathering data from clients and internal and outside sources; prepares spreadsheets and analyzes financial information, including financial statements and tax returns; contacts clients for additional information and clarification of data.
  • Compiles data from credit bureaus, conducts industry peer comparisons and performs cash flow analyses and other such tasks and comparisons.
  • Informs appropriate lending officers when up-to-date financial statements are needed for commercial accounts; ensures credit inquiries and UCC filings are researched to determine credit worthiness and appropriate collateral positioning are achieved.
  • Works with Commercial Real Estate Teams to ensure that all portfolio management responsibilities are well documented and maintained in accordance with management expectations.
  • Assists Commercial Real Estate Teams in the review and renewal of credit facilities and provides back-up support. May take primary responsibility for certain credit actions (approvals, renewals) per the guidance of the applicable submitting officer.
  • Develops knowledge of relevant industries, as well as economic conditions (i.e. interest rates, asset values, competition, market conditions, etc.) that impose risk to the client base.
  • Represents the Bank in various community, civic, and community reinvestment functions to further enhance the Bank's image and develop additional business.
  • Reinforces the application of superior client service through his or her own example, along with appropriate follow-through with involved clients and employees.
  • Treats people with respect, keeps commitments, inspires the trust of others, works ethically and with integrity, upholds organizational values and accepts responsibility for his or her own actions.
  • Ensures compliance with all Bank policies, procedures and processes and all applicable state and federal banking laws, rules and regulations; adheres to Bank Secrecy Act (BSA) responsibilities specific to the position.
  • Adherence to bank policies and procedures designed to comply with Federal regulations, including but not limited to the Bank Secrecy Act, USA Patriot Act and OFAC regulations.
  • Completes administrative tasks correctly and on time; supports the Bank's goals and values.

Qualifications
  • Strong experience, knowledge and training in fully underwriting complex and sophisticated commercial real estate projects, both at stabilization and especially for ground-up construction. Underwriting land development projects and having a keen understanding of homebuilder finance construction projects is also desired.
  • Strong experience, knowledge and training in both corporate and personal financial statement / tax return analysis, typically resulting from a combination of education in accounting, financial and/or credit analysis or related areas.
  • Bachelor's Degree or approved equivalent combination of education and experience. Work-related experience should consist of commercial financial analysis, homebuilder finance, or a commercial lending background. Educational experience, through in-house training sessions, formal business school or financial industry related curriculum.
  • A minimum of five years of experience in both commercial credit analysis and full project underwriting, or related areas. Current responsibilities in a senior-scoped role are desired.
  • Ability to analyze and interpret general business periodicals, professional journals and technical procedures.
  • Ability to effectively present information and respond to questions from diverse groups, including managers, customers and members of the general public.
  • Experience in utilization of nCino Commercial Loan Origination System is desired.
  • Proficient in Microsoft Office suite (Word, Excel and PowerPoint).
  • Strong typing skills to meet production needs of the position.
  • Strong math skills.
  • Effective verbal, written and interpersonal communication skills, ability to write reports and correspondence and speak clearly to customers and employees.
  • Ability to deal with normal problems involving multiple facets and variables in non-standardized situations and apply common sense in carrying out instructions and solving problems.
  • Excellent organizational and time management skills.
  • Ability to work with minimal supervision while performing duties.

Benefits
At WaFd Bank you get all of these great benefits!
  • Paid time off for vacation, sick days and holidays
  • Health insurance
  • Stock options
  • Bonus programs
  • 401(k) plan
  • Paid Parental Leave
  • Life and AD&D insurance
  • Long-term disability
  • Tuition Reimbursement
  • Employee assistance programs
  • Pre-tax health and dependent-care spending plans

WaFd Bank Benefits Summary - Click here for more information
EEO Statement
We are committed to Equal Employment Opportunity and Affirmative Action. We recruit, hire, train and promote persons in all job titles and ensure that all other personnel actions are administered without regard to race, color, religion, sex, sexual orientation, gender identity, military and/or veteran status, or disability in accordance with Executive Order 11246, Section 503 of the Rehabilitation Act of 1973, as amended, and the Vietnam Era Veterans Readjustment Assistance Act of 1974, which require affirmative action to ensure equal opportunity in all aspects of employment. WaFd Bank does not discriminate on the basis of national origin or citizenship status as provided under the Immigration Reform and Control Act of 1986, or any other Federal or State legally-protected classes. WaFd Bank is committed to providing reasonable accommodations to employees and applicants with disabilities to the full extent required by the Americans with Disabilities Act (ADA). If you feel you need a reasonable accommodation pursuant to the ADA, you are encouraged to contact us at 800.324.9375
EEO Policy Statement - WaFd Bank
Know Your Rights: Workplace Discrimination is Illegal - click here for more information
California Consumer Privacy Act 2026
Requisition Post Information* : Posted Date
7/8/2026

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