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Credit Risk Modeling Jobs in Dallas, TX (NOW HIRING)

Risk Credit Policy Analyst II is responsible for analyzing credit risk exposure related to consumer ... Experience with respect to data analysis and spreadsheet modeling and/or reporting * Experience ...

Experience with respect to data analysis and spreadsheet modeling and/or reporting * Experience ... Risk Credit Policy Analyst II is responsible for analyzing credit risk exposure related to consumer ...

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Credit Risk Modeling information

See Dallas, TX salary details

$123.6K

$144.1K

$186.2K

How much do credit risk modeling jobs pay per year?

As of Jun 8, 2026, the average yearly pay for credit risk modeling in Dallas, TX is $144,078.00, according to ZipRecruiter salary data. Most workers in this role earn between $131,600.00 and $147,500.00 per year, depending on experience, location, and employer.

What is a Credit Risk Modeling job?

A Credit Risk Modeling job involves developing statistical models and analytical techniques to assess the credit risk of individuals or businesses. Professionals in this role analyze financial data, borrower behavior, and economic trends to predict the likelihood of default and assist in making informed lending decisions. They use techniques such as logistic regression, machine learning, and Monte Carlo simulations to quantify risk. Credit risk modelers work closely with risk management teams, regulators, and financial institutions to ensure compliance with industry standards. Their insights help optimize loan approvals, set credit limits, and manage overall portfolio risk.

What are the key skills and qualifications needed to thrive in the Credit Risk Modeling position, and why are they important?

To thrive in Credit Risk Modeling, you need strong analytical skills, proficiency in statistics and finance, and typically a degree in mathematics, statistics, economics, or a related field. Familiarity with programming languages like Python, R, or SAS, as well as experience using statistical modeling software and risk management platforms, are highly valued. Excellent communication, critical thinking, and collaborative abilities help translate complex data insights for stakeholders and work effectively within cross-functional teams. These skills are crucial for designing accurate risk models that inform sound lending decisions and maintain financial stability for organizations.

What are typical daily responsibilities for someone working in Credit Risk Modeling?

Professionals in Credit Risk Modeling spend their days developing and validating statistical models to assess the likelihood of credit defaults, analyzing large data sets to identify risk factors, and compiling detailed reports on their findings. They collaborate closely with data scientists, underwriters, credit analysts, and sometimes regulatory teams to ensure models meet business and compliance standards. Additionally, they often participate in meetings to discuss portfolio performance or proposed policy changes. This role involves a balance of technical analysis, documentation, and cross-functional communication, making it dynamic and integral to financial decision-making.

What are the most commonly searched types of Credit Risk Modeling jobs in Dallas, TX? The most popular types of Credit Risk Modeling jobs in Dallas, TX are:
What are popular job titles related to Credit Risk Modeling jobs in Dallas, TX? For Credit Risk Modeling jobs in Dallas, TX, the most frequently searched job titles are:
What job categories do people searching Credit Risk Modeling jobs in Dallas, TX look for? The top searched job categories for Credit Risk Modeling jobs in Dallas, TX are:
What cities near Dallas, TX are hiring for Credit Risk Modeling jobs? Cities near Dallas, TX with the most Credit Risk Modeling job openings:
Infographic showing various Credit Risk Modeling job openings in Dallas, TX as of May 2026, with employment types broken down into 2% As Needed, 73% Full Time, 22% Part Time, and 3% Contract. Highlights an 83% Physical, 4% Hybrid, and 13% Remote job distribution, with an average salary of $144,078 per year, or $69.3 per hour.

Associate, Credit Risk & Underwriting

trezcapital

Addison, TX โ€ข On-site

Other

Posted 25 days ago


Job description

Job Purpose:

The Associate, Credit Risk & Underwriting is responsible for evaluating and underwriting commercial real estate loan opportunities. This role requires strong analytical capability, sound credit judgment, and the ability to synthesize financial, market, and borrower information into clear recommendations. The Associate will manage underwriting tasks with increasing autonomy while collaborating closely with senior team members on more complex transactions.

Primary Accountabilities:

1. Underwriting & Credit Analysis

  • Conduct comprehensive credit assessments for commercial real estate loan opportunities.
  • Identify key risks and propose appropriate mitigants.
  • Evaluate borrower and sponsor financial strength, highlighting areas requiring further investigation.
  • Support loan renewals and modifications through additional underwriting as required.

2. Due Diligence & Market Research

  • Collect and analyze due diligence materials, including appraisals, budgets, environmental reports, and engineering assessments.
  • Assess collateral strength and property condition.
  • Analyze market trends, comparable sales, rents, absorption, and demographic data.
  • Conduct site inspections and property reviews as needed.

3. Financial Modelling

  • Build and maintain financial models using propertylevel data.
  • Calculate key credit and risk metrics.
  • Perform sensitivity analyses on major underwriting assumptions.

4. Stakeholder Coordination

  • Coordinate with borrowers, brokers, lawyers, appraisers, engineers, and other thirdparty professionals.
  • Collaborate with internal teams including Origination, Credit Committee, Commercial Mortgage Funding, Asset Management, and Loan Accounting.

5. Process & Team Support

  • Recommend improvements to underwriting processes and workflows.
  • Stay current on industry trends, lending practices, and market developments.
  • Contribute to a collaborative, highperformance team environment.

Core Competencies

  • Strong analytical and problemsolving skills with exceptional attention to detail.
  • Excellent written and verbal communication skills.
  • Ability to manage multiple priorities in a fastpaced environment.
  • High emotional intelligence and strong interpersonal skills.
  • Customerfocused with a resultsdriven mindset.
  • Ability to work independently and collaboratively.
  • Proficiency in Microsoft Office, particularly Excel and Word.
  • Solid understanding of real estate and finance principles.

Education & Experience

  • Bachelorโ€™s degree in Economics, Business Administration, Finance, or a related field preferred.
  • Experience in real estate finance, underwriting, or credit analysis is an asset.

Working Conditions

  • Standard office environment with occasional travel for site inspections or meetings.

Trez Core Values

Demonstrates Trezโ€™s core values of Trust, Respect, Excellence, and Zest in all interactions and decisions.