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Credit Risk Modeling Jobs in Minnesota (NOW HIRING)

RELX

Data Scientist III

Minneapolis, MN

$78.80K - $131.30K/yr

... models for a variety of performance outcomes such as fraud and credit risk for one or more industries including (but not limited to) consumer and small business lending, telecommunication, retail ...

LexisNexis

Data Scientist III

Minneapolis, MN · On-site

$78.80K - $131.30K/yr

... models for a variety of performance outcomes such as fraud and credit risk for one or more industries including (but not limited to) consumer and small business lending, telecommunication, retail ...

RELX Group plc

Data Scientist III

Minneapolis, MN · On-site

$78.80K - $131.30K/yr

... models for a variety of performance outcomes such as fraud and credit risk for one or more industries including (but not limited to) consumer and small business lending, telecommunication, retail ...

Sezzle

Chief Risk Officer

Minneapolis, MN · On-site

Chief Risk Officer (CRO) Organization: Sezzle Bank ILC Location: Utah, USA Employment Type ... manage credit, market, liquidity, operational, compliance, technology, and model-related risks ...

Sezzle

Chief Risk Officer

Minneapolis, MN

Chief Risk Officer (CRO) Organization: Sezzle Bank ILC Location: Utah, USA Employment Type ... manage credit, market, liquidity, operational, compliance, technology, and model-related risks ...

C. H. Robinson

Credit Manager

Eden Prairie, MN · Hybrid

... to risk and growth. You will utilize your strong credit analysis skills to oversee credit ... By setting strategic priorities based on the operating model, you will establish clear objectives ...

Bridgewater Bank

Credit Analyst Lead

Minneapolis, MN · Hybrid

$94.50K - $114.35K/yr

... risk in the loan portfolio * Promote positive, professional relationships with and among the Credit ... At the end of the day, we believe competitive salaries, top-tier benefits, a hybrid work model, and ...

Bridgewater Bank

Credit Analyst Lead

Saint Louis Park, MN · On-site

$94.50K - $114.35K/yr

... risk in the loan portfolio * Promote positive, professional relationships with and among the Credit ... At the end of the day, we believe competitive salaries, top-tier benefits, a hybrid work model, and ...

Bridgewater Bank

Credit Analyst Lead

Greenwood, MN · On-site

$94.50K - $114.35K/yr

... risk in the loan portfolio * Promote positive, professional relationships with and among the Credit ... At the end of the day, we believe competitive salaries, top-tier benefits, a hybrid work model, and ...

Bridgewater Bank

Credit Analyst Lead

Greenwood, MN · Hybrid

$94.50K - $114.35K/yr

... risk in the loan portfolio * Promote positive, professional relationships with and among the Credit ... At the end of the day, we believe competitive salaries, top-tier benefits, a hybrid work model, and ...

Bridgewater Bank

Credit Analyst Lead

Saint Louis Park, MN · Hybrid

$94.50K - $114.35K/yr

... risk in the loan portfolio * Promote positive, professional relationships with and among the Credit ... At the end of the day, we believe competitive salaries, top-tier benefits, a hybrid work model, and ...

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Credit Risk Modeling information

What is a Credit Risk Modeling job?

A Credit Risk Modeling job involves developing statistical models and analytical techniques to assess the credit risk of individuals or businesses. Professionals in this role analyze financial data, borrower behavior, and economic trends to predict the likelihood of default and assist in making informed lending decisions. They use techniques such as logistic regression, machine learning, and Monte Carlo simulations to quantify risk. Credit risk modelers work closely with risk management teams, regulators, and financial institutions to ensure compliance with industry standards. Their insights help optimize loan approvals, set credit limits, and manage overall portfolio risk.

What are the key skills and qualifications needed to thrive in the Credit Risk Modeling position, and why are they important?

To thrive in Credit Risk Modeling, you need strong analytical skills, proficiency in statistics and finance, and typically a degree in mathematics, statistics, economics, or a related field. Familiarity with programming languages like Python, R, or SAS, as well as experience using statistical modeling software and risk management platforms, are highly valued. Excellent communication, critical thinking, and collaborative abilities help translate complex data insights for stakeholders and work effectively within cross-functional teams. These skills are crucial for designing accurate risk models that inform sound lending decisions and maintain financial stability for organizations.

What are typical daily responsibilities for someone working in Credit Risk Modeling?

Professionals in Credit Risk Modeling spend their days developing and validating statistical models to assess the likelihood of credit defaults, analyzing large data sets to identify risk factors, and compiling detailed reports on their findings. They collaborate closely with data scientists, underwriters, credit analysts, and sometimes regulatory teams to ensure models meet business and compliance standards. Additionally, they often participate in meetings to discuss portfolio performance or proposed policy changes. This role involves a balance of technical analysis, documentation, and cross-functional communication, making it dynamic and integral to financial decision-making.
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Credit Risk Modeling jobs near you
Infographic showing various Credit Risk Modeling job openings in Minnesota as of May 2026, with employment types broken down into 80% Full Time, 18% Part Time, and 2% Temporary. Highlights an 89% Physical, 4% Hybrid, and 7% Remote job distribution.

Sr Commercial Credit Analyst

Blaze Credit Union

Saint Paul, MN • On-site

$78.50K - $115K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 18 days ago

Job description

Job Type
Full-time
Description
Role: The Sr Commercial Credit Analyst is responsible for underwriting and analyzing commercial real estate and business credit requests to support sound lending decisions. This role prepares comprehensive financial and credit analyses, evaluates collateral and market conditions, evaluates third party reports, and works closely with relationship managers and credit officers to assess risk and structure transactions in accordance with bank policy and regulatory standards.
Job Type: Full-time, on-site at our administrative office in St Paul, MN
Key Responsibilities
  • Analyze commercial real estate and business loan requests, including acquisition, refinance, construction, development transactions, etc.
  • Prepare detailed credit presentation assessing borrower financial strength, global cash flow, guarantor support, and repayment sources
  • Review and spread borrower, guarantor, and property-level financial statements and tax returns
  • Evaluate property cash flow performance, rent rolls, operating statements, and lease terms
  • Perform financial modeling including DSCR, LTV, sensitivity, and stress analysis
  • Review third-party reports such as appraisals, environmental reports, and market studies
  • Assess market conditions, property type trends, and geographic risks
  • Ensure compliance with credit policy and regulatory guidelines
  • Support portfolio monitoring, annual reviews, covenant tracking, and risk ratings

Other Duties
  • Comply with applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control
  • Exhibit Blaze's Core Value's: Better Lives, Thoughtfully Compassionate, Minnesota's Best, and Give Back
  • Regular and predictable attendance
  • Perform other duties as assigned to support effective department operation.

Requirements
Experience/Education/Certifications/Licenses
  • Minimum bachelor's degree in finance, Accounting, Real Estate, Economics, or related field or equivalent experience
  • Minimum five years of credit analysis or underwriting experience
  • Strong financial analysis and accounting skills
  • Proficiency in Microsoft Excel and Word
  • Strong written communication and attention to detail

Preferred Qualifications
  • Commercial real estate underwriting experience
  • Knowledge of banking regulations and credit policy

Demonstrated Knowledge
  • Credit judgment and risk assessment
  • Financial modeling and analysis
  • Time management and prioritization
  • Collaboration and communication

Communication Skills
  • Ability to develop and implement responses to members/staff to document and develop new and ongoing techniques to improve processes; written communications draw from expert information from the field as an individual contributor.
  • Interaction with relationship managers, borrowers, and third-party vendors may be required.

Physical Requirements
Ability to sit and stand; answer calls; operate computer; interact with internal associates and members on the phone; travel to designated offices; lift up to 20 lbs.
Diversity creates a healthier atmosphere, and we encourage diverse applicant depth and breadth. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, protected veteran status, disability status, sexual orientation, gender identity or expression, marital status, genetic information, or any other characteristic protected by law.
We are committed to providing salary ranges for all open positions. Please note that the specific compensation for this role will be determined based on your experience, qualifications, location, and internal equity considerations.
The salary range for this position is: $78,500 to $115,000/annually. This range reflects the base salary for this position. We have other benefits associated with this position which include: low-cost medical (as low as $20 a paycheck), dental insurance, vision insurance, quarterly bonuses, generous vacation and sick time hours, paid leave options, up to 6% 401k contribution, and tuition reimbursement.
Salary Description
$78,500 to $115,000/annually

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