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Credit Risk Modeling Jobs in Minnesota (NOW HIRING)

Review, approve, and structure complex and higher-risk credit relationships * Serve as a trusted ... Well-capitalized community bank with a relationship-driven lending model * High visibility with ...

Review, approve, and structure complex and higher-risk credit relationships * Serve as a trusted ... Well-capitalized community bank with a relationship-driven lending model * High visibility with ...

Sr Product Mgr II

Minneapolis, MN · On-site +1

$132K - $174K/yr

... Credit Risk mitigation and Customer Data Management. You can learn more about LexisNexis Risk at ... Is fluent in modeling and analytics concepts, including model performance, productization, and how ...

Showing results 21-40

Credit Risk Modeling information

What is credit risk modeling?

A Credit Risk Modeling job involves developing statistical models and analytical techniques to assess the credit risk of individuals or businesses. Professionals in this role analyze financial data, borrower behavior, and economic trends to predict the likelihood of default and assist in making informed lending decisions. They use techniques such as logistic regression, machine learning, and Monte Carlo simulations to quantify risk. Credit risk modelers work closely with risk management teams, regulators, and financial institutions to ensure compliance with industry standards. Their insights help optimize loan approvals, set credit limits, and manage overall portfolio risk.

What are the typical daily responsibilities in credit risk modeling?

Professionals in Credit Risk Modeling spend their days developing and validating statistical models to assess the likelihood of credit defaults, analyzing large data sets to identify risk factors, and compiling detailed reports on their findings. They collaborate closely with data scientists, underwriters, credit analysts, and sometimes regulatory teams to ensure models meet business and compliance standards. Additionally, they often participate in meetings to discuss portfolio performance or proposed policy changes. This role involves a balance of technical analysis, documentation, and cross-functional communication, making it dynamic and integral to financial decision-making.

What are the key skills and qualifications needed to thrive in credit risk modeling?

To thrive in Credit Risk Modeling, you need strong analytical skills, proficiency in statistics and finance, and typically a degree in mathematics, statistics, economics, or a related field. Familiarity with programming languages like Python, R, or SAS, as well as experience using statistical modeling software and risk management platforms, are highly valued. Excellent communication, critical thinking, and collaborative abilities help translate complex data insights for stakeholders and work effectively within cross-functional teams. These skills are crucial for designing accurate risk models that inform sound lending decisions and maintain financial stability for organizations.

What are popular job titles related to Credit Risk Modeling jobs in Minnesota?

For Credit Risk Modeling jobs in Minnesota, the most frequently searched job titles are:

What job categories do people searching Credit Risk Modeling jobs in Minnesota look for?

The top searched job categories for Credit Risk Modeling jobs in Minnesota are:

Infographic showing various Credit Risk Modeling job openings in Minnesota as of September 2026, with employment types broken down into 90% Full Time, and 10% Part Time. Highlights an 85% In-person, 7% Hybrid, and 8% Remote job distribution.

Senior Credit Officer

Albert Lea, MN • On-site

gpac
Recruiting and Staffing Services • 51 - 200 employees

Other

Posted 4 days ago


Job description

Senior Credit Officer

A well-capitalized, relationship-driven community bank is seeking a Senior Credit Officer to provide hands-on leadership over credit risk management, underwriting standards, and portfolio quality. This executive will partner closely with the Chief Credit Officer, Chief Lending Officer, and senior management to ensure strong credit culture, regulatory compliance, and sustainable loan growth.

The ideal candidate brings deep experience in commercial credit underwriting, portfolio management, and regulatory interaction within a community or regional banking environment.

Key responsibilities include:

  • Provide senior-level oversight of commercial credit underwriting across C&I, CRE, owner-occupied, and specialized lending portfolios
  • Review, approve, and structure complex and higher-risk credit relationships
  • Serve as a trusted advisor to lenders on deal structure, risk mitigation, and policy interpretation
  • Ensure compliance with internal credit policy, regulatory guidance, and safety-and-soundness standards
  • Lead or support loan review, criticized asset management, and credit administration functions
  • Participate in ALLL/CECL methodology, stress testing, and portfolio analytics
  • Partner with lending leadership to balance growth objectives with disciplined risk management
  • Prepare and present credit-related reporting to senior management, loan committee, and the Board
  • Support regulatory exams and act as a key point of contact with auditors and examiners
  • Mentor and develop credit analysts and junior credit staff, reinforcing strong underwriting discipline

Qualifications include:

  • 10+ years of progressive commercial credit experience within a community or regional bank
  • Strong background in C&I and CRE underwriting, including complex credit structures
  • Prior experience in a Senior Credit Officer, Credit Manager, or Deputy CCO role preferred
  • Deep understanding of regulatory expectations (FDIC, OCC, Federal Reserve, or state regulators)
  • Proven ability to identify, measure, and mitigate credit risk across diverse loan portfolios
  • Strong communication skills with the ability to influence lenders, executives, and the Board
  • Bachelor's degree in Finance, Accounting, Economics, or related field (MBA or CPA a plus)

Why this opportunity:

  • Key leadership role with direct influence on the bank's credit culture and long-term stability
  • Well-capitalized community bank with a relationship-driven lending model
  • High visibility with executive leadership and the Board
  • Opportunity to help shape credit policy, underwriting standards, and portfolio strategy
  • Competitive compensation, bonus potential, and comprehensive benefits

This search is being conducted confidentially. Additional details will be shared with qualified candidates during the interview process.


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About GPAC

Sourced by ZipRecruiter

GPAC (Growing People and Companies) is an award-winning search firm specializing in placing quality professionals within multiple industries across the United States since 1990. We are extremely competitive, client-focused and realize that our value is in our ability to deliver the right solutions at the right time.

Industry

Recruiting and staffing services

Company size

51 - 200 Employees

Headquarters location

Sioux Falls, SD, US

Year founded

1990