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Credit Risk Manager Jobs in Fontana, CA (NOW HIRING)

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Credit Risk Manager information

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$87.9K

$160.9K

$243.5K

How much do credit risk manager jobs pay per year?

As of Sep 7, 2026, the average yearly pay for credit risk manager in Fontana, CA is $160,947.00, according to ZipRecruiter salary data. Most workers in this role earn between $135,700.00 and $180,500.00 per year, depending on experience, location, and employer.

What is a credit risk manager?

Credit Risk Managers are professionals responsible for assessing and managing the risk of financial losses that may arise from borrowers failing to repay loans or meet contractual obligations. They analyze financial data, credit reports, and market trends to determine the creditworthiness of individuals or businesses. Credit Risk Managers also develop policies and strategies to minimize potential losses and ensure compliance with regulatory standards. Their role is critical in maintaining the financial health and stability of banks, lending institutions, and other organizations involved in credit.

What does a credit risk manager do?

A credit risk manager analyzes credit risk for banks and similar financial institutions. In this role, it’s your job to develop better credit risk policies and procedures to alleviate losses and maintain capital. Additional duties involve examining data, building financial models, creating performance reports, ensuring regulatory compliance, and formulating credit policy. This career requires at least a bachelor’s degree in business administration or a related field. Other important qualifications include excellent analytical, communication, and research skills. Most employers typically prefer candidates who have previous risk management experience.

What are the key skills and qualifications needed to thrive as a credit risk manager, and why are they important?

To thrive as a Credit Risk Manager, you need strong analytical abilities, deep knowledge of financial principles, and typically a degree in finance, accounting, or a related field. Familiarity with risk modeling software, credit scoring systems, and regulatory frameworks such as Basel III is essential. Strong communication, decision-making, and stakeholder management skills set outstanding professionals apart in this field. These skills are crucial for accurately assessing creditworthiness, minimizing financial losses, and ensuring regulatory compliance within financial institutions.

How does a credit risk manager typically collaborate with other departments to assess and mitigate risk?

A Credit Risk Manager frequently works with teams across the organization, such as underwriting, finance, and compliance, to assess borrower creditworthiness and ensure adherence to risk policies. Collaboration often involves developing risk models, reviewing loan portfolios, and communicating risk exposures to senior management. Working closely with these departments enables comprehensive risk assessments and the implementation of effective mitigation strategies. This cross-functional approach fosters a proactive risk culture and ensures that credit decisions align with both regulatory requirements and business objectives.

What is the difference between Credit Risk Manager vs Credit Analyst?

AspectCredit Risk ManagerCredit Analyst
CredentialsBachelor's degree, often certifications like CFA or credit risk certificationsBachelor's degree, finance or related field, sometimes certifications like CFA
Work EnvironmentOversees risk policies, manages teams, strategic planningAnalyzes credit data, assesses borrower risk, prepares reports
Industry UsageUsed in banking, financial services, lending institutionsCommon in banks, credit agencies, financial firms

The Credit Risk Manager focuses on overseeing and managing the overall credit risk policies and teams, while the Credit Analyst conducts detailed credit assessments of individual borrowers. Both roles require similar credentials and are integral to credit decision processes, but they differ in scope and responsibilities.

How much do credit risk managers make in the US?

Credit risk managers in the US typically earn a median annual salary of around $85,000 to $125,000, with experienced professionals and those in senior roles earning higher. Salaries can vary based on industry, location, and level of experience, and certifications like CFA or FRM can enhance earning potential.

What are popular job titles related to Credit Risk Manager jobs in Fontana, CA?

For Credit Risk Manager jobs in Fontana, CA, the most frequently searched job titles are:

What cities near Fontana, CA are hiring for Credit Risk Manager jobs?

Cities near Fontana, CA with the most Credit Risk Manager job openings:

Infographic showing various Credit Risk Manager job openings in Fontana, CA as of August 2026, with employment types broken down into 84% Full Time, 15% Part Time, and 1% Contract. Highlights an 78% Physical, 2% Hybrid, and 20% Remote job distribution, with an average salary of $160,947 per year, or $77.4 per hour.

Commercial Credit Analyst

Chino Commercial Bank, N.A.

Chino, CA • On-site

$22 - $27/hr

Full-time

Re-posted 3 days ago


Job description

Description

INTRODUCTION

We welcome you to join our Chino Commercial Bank Team!


We are currently looking to fill several Commercial Credit Analyst positions.  We are looking for individuals who are passionate, driven, collaborative, and solutions oriented.


We are dedicated in creating a championing environment where you can grow and thrive. 


Our Mission is to provide exceptional customer service to make a difference in the lives of our customers and communities.


SUMMARY

The position of Commercial Credit Analyst is responsible for gathering and analyzing credit information on current and potential borrowers; determines the advisability of granting credit for diversified types of loans; assists loan officers in writing loan requests; promotes business for the Bank by maintaining good customer relations and referring customers to appropriate staff for new services. This employee must maintain compliance within audit, internal controls, security, BSA, CTR standards 

ESSENTIAL DUTIES

1. Assists loan officers in performing pre-qualification assessment and analysis of financial condition and risk of financing requests within framework of Bank credit culture and current economic and industry trends.

2. Assists loan officers in gathering data from customers, internal and outside sources; prepares spreadsheets and analyzes financial information including financial statements and tax returns; contacts customers for additional information and clarification of data.

3. Compiles data from credit bureaus, conducts industry peer comparisons, performs cash flow analyses and other such tasks and comparisons.

4. Writes financial reviews and reports; makes recommendation on loan structures and terms to loan officers.

5. Assists loan officers in coordinating processing of approved loans; ensures loans are processed according to agreement, customer needs and conform to Bank lending policies; obtains sufficient information and/or documentation from customers; solves problems relative to processing and servicing of loans.

6. Informs loan officers when up-to-date financial statements are needed; ensures credit inquires and UCC filings are researched to determine credit worthiness and appropriate collateral positioning are achieved

7. Assist loan officers in the review and renewal of credit facilities; provides back-up support.

8. Checks pledged assets as requested by loan officers.

9. Assists with on-going computerization of the loan review function.

10. Assists loan officers in verification of funds with mortgage companies and contractors.

11. Develops knowledge of financial industry, economy, market conditions, rates, vendors and competition.

12. May represent the Bank in various community, civic, and community reinvestment functions to further enhance the Bank's image and develop additional business.

13. Reinforces the application of superior customer service through his or her own example along with appropriate follow through with involved customers and employees.

14. Assists in providing deposit and loan account ratings for loan officers.

15. Updates and corresponds with legal counsel and collectors on workouts, bankruptcies, and charge-offs to ensure all possible precautionary actions or measures are taken.

16. Operates computer terminal or personal computer to obtain and process data.

17. Answers telephones, answers questions and directs callers to proper Bank personnel.

Requirements

  • Associate's degree (AA) or equivalent from a two year college or technical school; or four years related experience  and/or training; or the equivalent combination of education and experience. 
  • Work related experience should consist  of a financial analyzing or lending background. Educational experience, through in-house training sessions, formal  school or financial industry related curriculum, should be business or financial industry related.
  • Experience, knowledge and training in financial statement and tax return analysis typically resulting from a  combination of education in accounting, financial and/or credit analysis or related areas. 
  • Knowledge of commercial, construction, real estate and consumer loan processing.
  • Ability to read, analyze and interpret general business periodicals, professional journals, and technical procedures.
  • Knowledge of related state and federal loan regulations and other Bank lending policies.
  • Ability to effectively present information and respond to questions from groups of managers, customers, and  members of the general public.
  • Skills in computer terminal and personal computer operation; mainframe computer system; and word processing and  spreadsheet software.
  • Typing skills to meet production needs of the position.
  • Math skills; calculate interest, commissions, proportions, and percentages; balance accounts; add, subtract, multiply  and divide in all units of measure, using whole numbers, common fractions and decimals; locate routine mathematical  errors; compute rate, ratio and percent, including the drafting and interpretation of bar graphs.
  • Effective oral, written and interpersonal communication skills with the ability to apply common sense to carry out  instructions and instruct others, interpret documents, understand procedures, write reports and correspondence,  speak clearly to customers and employees.
  • Ability to deal with normal problems involving multiple facets and variables in non-standardized situations.
  • Excellent organizational and time management skills.
  • Ability to work with minimal supervision while performing duties.
  • Current California driver's license and a vehicle with appropriate insurance coverage if required to drive in the course  of performing assigned duties and responsibilities.
  • The incumbent must be able to perform this position safely, without endangering the health or safety to himself or herself  or others