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Credit Risk Manager Jobs in Everett, WA (NOW HIRING)

Senior Portfolio Manager

Seattle, WA · Remote

$120K - $140K/yr

... to assess risk, structure sound credit decisions, and support sustainable growth. You'll ... Actively manage the commercial loan portfolio, including annual reviews, risk rating changes ...

ACF Sr Credit Analyst I

Lynnwood, WA · Hybrid

$61K - $116K/yr

Proven ability to analyze credit risk, identify issues, and develop effective solutions. * Demonstrated skills in customer relations, negotiation, and dealer relationship management. * Ability to ...

What you'll do As a Software Engineer on the Credit Limit Engineering team, you will build the critical systems that power Brex's credit decisioning and risk management. You'll work across the entire ...

ACF Sr Credit Analyst I

Lynnwood, WA · On-site

$61K - $116K/yr

Proven ability to analyze credit risk, identify issues, and develop effective solutions. * Demonstrated skills in customer relations, negotiation, and dealer relationship management. * Ability to ...

What you'll do As a Software Engineer on the Credit Limit Engineering team, you will build the critical systems that power Brex's credit decisioning and risk management. You'll work across the entire ...

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Credit Risk Manager information

See Everett, WA salary details

$95.6K

$174.9K

$264.6K

How much do credit risk manager jobs pay per year?

As of Jun 29, 2026, the average yearly pay for credit risk manager in Everett, WA is $174,883.00, according to ZipRecruiter salary data. Most workers in this role earn between $147,500.00 and $196,100.00 per year, depending on experience, location, and employer.

How does a Credit Risk Manager typically collaborate with other departments to assess and mitigate risk?

A Credit Risk Manager frequently works with teams across the organization, such as underwriting, finance, and compliance, to assess borrower creditworthiness and ensure adherence to risk policies. Collaboration often involves developing risk models, reviewing loan portfolios, and communicating risk exposures to senior management. Working closely with these departments enables comprehensive risk assessments and the implementation of effective mitigation strategies. This cross-functional approach fosters a proactive risk culture and ensures that credit decisions align with both regulatory requirements and business objectives.

What Does a Credit Risk Manager Do?

A credit risk manager analyzes credit risk for banks and similar financial institutions. In this role, it’s your job to develop better credit risk policies and procedures to alleviate losses and maintain capital. Additional duties involve examining data, building financial models, creating performance reports, ensuring regulatory compliance, and formulating credit policy. This career requires at least a bachelor’s degree in business administration or a related field. Other important qualifications include excellent analytical, communication, and research skills. Most employers typically prefer candidates who have previous risk management experience.

What are Credit Risk Managers?

Credit Risk Managers are professionals responsible for assessing and managing the risk of financial losses that may arise from borrowers failing to repay loans or meet contractual obligations. They analyze financial data, credit reports, and market trends to determine the creditworthiness of individuals or businesses. Credit Risk Managers also develop policies and strategies to minimize potential losses and ensure compliance with regulatory standards. Their role is critical in maintaining the financial health and stability of banks, lending institutions, and other organizations involved in credit.

What are the key skills and qualifications needed to thrive as a Credit Risk Manager, and why are they important?

To thrive as a Credit Risk Manager, you need strong analytical abilities, deep knowledge of financial principles, and typically a degree in finance, accounting, or a related field. Familiarity with risk modeling software, credit scoring systems, and regulatory frameworks such as Basel III is essential. Strong communication, decision-making, and stakeholder management skills set outstanding professionals apart in this field. These skills are crucial for accurately assessing creditworthiness, minimizing financial losses, and ensuring regulatory compliance within financial institutions.

What is the difference between Credit Risk Manager vs Credit Analyst?

AspectCredit Risk ManagerCredit Analyst
CredentialsBachelor's degree, often certifications like CFA or credit risk certificationsBachelor's degree, finance or related field, sometimes certifications like CFA
Work EnvironmentOversees risk policies, manages teams, strategic planningAnalyzes credit data, assesses borrower risk, prepares reports
Industry UsageUsed in banking, financial services, lending institutionsCommon in banks, credit agencies, financial firms

The Credit Risk Manager focuses on overseeing and managing the overall credit risk policies and teams, while the Credit Analyst conducts detailed credit assessments of individual borrowers. Both roles require similar credentials and are integral to credit decision processes, but they differ in scope and responsibilities.

What job categories do people searching Credit Risk Manager jobs in Everett, WA look for? The top searched job categories for Credit Risk Manager jobs in Everett, WA are:
What cities near Everett, WA are hiring for Credit Risk Manager jobs? Cities near Everett, WA with the most Credit Risk Manager job openings:
Senior Finance Manager- Credit Risk

Senior Finance Manager- Credit Risk

Microsoft

Redmond, WA • On-site

Full-time

Posted 4 days ago


Microsoft rating

8.6

Company rating: 8.6 out of 10

Based on 129 frontline employees who took The Breakroom Quiz

50th of 192 rated software companies


Job description

Overview
The Treasury Credit Risk team is looking for a Senior Finance Manager, Credit Risk who will have accountability for managing Credit Risk, while supporting revenue growth and protecting the company from financial and business risks. This will be a key role that will partner with Treasury stakeholders, including Infrastructure and Applications, Deal Execution and Collections in implementation of Microsoft credit risk policies and creating avenues to maximize revenue.
Microsoft's mission is to empower every person and every organization on the planet to achieve more. As employees, we come together with a growth mindset, innovate to empower others, and collaborate to realize our shared goals. Each day we build on our values of respect, integrity, and accountability to create a culture of inclusion where everyone can thrive at work and beyond.
Responsibilities
Prioritize
  • Leverage technology in managing credit risk, performing analysis, building risk models and credit solutions for capacity restraint situations. Develop and leverage relationships with key stakeholders to enable customer focused financing solutions that mitigate Microsoft's business risk.
  • Provide business leader support and actionable insights during financial close periods. Responsible for approving transactions like Collectability Reserve, Payment plans and restructuring, non-standard payment terms, etc.
  • Overall credit risk accountability of providing support, direction, and leadership for portfolio of trade AR and financing receivables.
  • Understand customer credit capacity needs; drive and support customer satisfaction initiatives, address customer and stakeholder queries, and represent Microsoft positively.
  • Contributes to new and unconventional methods and approaches to data collection, analysis, interpretation, and financial models. Provides advice and direction in evaluating suitability and reliability of data, articulate limitations, and propose solutions on data management and operations.

Partnership
  • Partner with other Treasury teams including Payment Solution Desk, and Customer Advocacy to deliver customer focused solutions that drive deal velocity while mitigating Microsoft's credit exposure.
  • Engage in projects across Treasury to drive efficiencies, mitigate Microsoft's credit exposure, and increase automation in credit risk. Develops new approaches to leverage best-in-class technology (e.g., Machine Learning, Artificial Intelligence, Predictive Analytics etc.) to accomplish goals.
  • Manage and execute processes through engagement with internal and external stakeholders. Collaborate with business leaders to define action plans for financial and business analysis findings
  • Integrates varied data sources and assimilates the information into a comprehensive, clear narrative. Communicates results in a compelling, timely, and understandable message through storytelling. Articulates understanding and awareness of business partner situations.
  • Develops and manages strategies to proactively mitigate, or reactively address, potential adverse effects of macroeconomic and/or geopolitical risks. Assesses potential impacts of changes.

Protect
  • Supports key organizational processes; provides input for annual risk assessment; engages in cross team collaboration.
  • Provide business insights and recommendations to peers and stakeholders to support revenue growth in a compliant manner.
  • Ensures compliance with company policies, legal standards, and regulatory requirements by reviewing and monitoring the accuracy of financial documents and business processes. Drives corrective measures. Supports questions regarding documentation, policy adherence, and requirements. Remains current on all company policies and procedures and updates others.
  • Ensures collaboration between business stakeholders and internal audit team. Meets with internal and external auditors to discuss audit procedures, respond to questions, and provide information and records.
  • Manages accounting and financial compliance, including the collection of data, accurate record-keeping, and coordinating with local Finance, Regional, and Corporate teams to implement reporting processes and ensure compliance with local legislations and statutory requirements. Advises and consults with peers and stakeholders regarding documentation, policy adherence, and sharing of financial data and information to minimize risk. Understands and adheres to financial compliance standards, Microsoft privacy, security, and ethical standards.

Other
  • Embody Microsoft culture and values

Qualifications
Required Qualifications
  • Master's Degree in Business Administration, Accounting, Finance, Economics, Data Science or related field AND 2+ years experience in financial analysis, accounting, controllership or finance, or related field OR Bachelor's Degree in Business Administration, Accounting, Finance, Economics, Data Science or related field AND 4+ years experience in financial analysis, accounting, controllership or finance, or related field OR equivalent experience.

Preferred Qualifications
  • Reporting, Analytics, and/or forecasting
  • Adept usage of CoPilot, CoWork and other AI toolsets across a large corporate environment
  • Master's Degree in Business Administration, Accounting, Finance, Economics, Data Science or related field AND 2+ years experience in financial analysis, credit risk, controllership or finance, or related field
  • Demonstrated ability to collaborate across teams to achieve results

Treasury IC4 - The typical base pay range for this role across the U.S. is USD $97,600 - $188,400 per year. There is a different range applicable to specific work locations, within the San Francisco Bay area and New York City metropolitan area, and the base pay range for this role in those locations is USD $125,000 - $206,400 per year.
Certain roles may be eligible for benefits and other compensation. Find additional benefits and pay information here:
https://careers.microsoft.com/us/en/us-corporate-pay
This position will be open for a minimum of 5 days, with applications accepted on an ongoing basis until the position is filled.
Microsoft is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to age, ancestry, citizenship, color, family or medical care leave, gender identity or expression, genetic information, immigration status, marital status, medical condition, national origin, physical or mental disability, political affiliation, protected veteran or military status, race, ethnicity, religion, sex (including pregnancy), sexual orientation, or any other characteristic protected by applicable local laws, regulations and ordinances. If you need assistance with religious accommodations and/or a reasonable accommodation due to a disability during the application process, read more about requesting accommodations.

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About Microsoft

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Our infrastructure is comprised of a large global portfolio of more than 100 datacenters and 1 million servers. Our foundation is built upon and managed by a team of subject matter experts working to support services for more than 1 billion customers and 20 million businesses in over 90 countries worldwide. With environmental sustainability and optimization at the forefront of our datacenter design and operations, we continue to grow and evolve as we meet the ever-changing business demands that hold Microsoft as a world-class cloud provider.

Industry

Computer and computer peripheral equipment and software wholesalers

Company size

10,000+ Employees

Headquarters location

Redmond, WA, US

Year founded

1975

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