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Credit Risk Manager Jobs in Everett, WA (NOW HIRING)

Brex

Director, Credit Risk

Seattle, WA · On-site

By combining global corporate cards and banking with intuitive spend management, bill pay, and ... Credit Risk at Brex Credit Risk plays a critical role in enabling Brex's growth by balancing ...

Brex

Director, Credit Risk

Seattle, WA · Hybrid

$231K - $289K/yr

You'll oversee a multi-layered team of managers and credit professionals responsible for managing portfolio performance, credit decisions, and customer risk across a rapidly growing commercial ...

PNC Bank

Underwriter IV- LIHTC/Tax Credit

Seattle, WA

$91K - $202K/yr

If relevant, performs ongoing credit risk management for assigned portfolio. Coaches and/or reviews the work of other underwriters and fills in for manager as required. * Contacts internal/external ...

GM Financial

ACF Sr Credit Analyst I

Lynnwood, WA · Hybrid

$61K - $116K/yr

Proven ability to analyze credit risk, identify issues, and develop effective solutions. * Demonstrated skills in customer relations, negotiation, and dealer relationship management. * Ability to ...

GM Financial

ACF Sr Credit Analyst I

Lynnwood, WA · On-site

$61K - $116K/yr

Proven ability to analyze credit risk, identify issues, and develop effective solutions. * Demonstrated skills in customer relations, negotiation, and dealer relationship management. * Ability to ...

PACCAR

Data Analyst

Bellevue, WA

Experience in credit risk modeling, scorecards, or financial services (lending, leasing, or related areas). * Familiarity with model governance/model risk management and regulatory expectations.

Breville

Credit & Collection Supervisor

Seattle, WA

This role supports the Credit & Collections Manager in executingcredit review, risk reduction, and collections processes across the NorthAmerican region, which currently includes a customer base in ...

Breville

Credit & Collection Supervisor

Seattle, WA

This role supports the Credit & Collections Manager in executingcredit review, risk reduction, and collections processes across the NorthAmerican region, which currently includes a customer base in ...

Morgan Stanley

Risk Officer

Kirkland, WA

$120K - $1M/yr

Responsible for proactive client contact in determining suitability and managing risk * Active involvement with the region regarding matters presented to the Credit Committee * Primary source for ...

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All JobsCredit Risk JobsCredit Risk Manager JobsCredit Risk Manager Jobs in Everett, WA

Credit Risk Manager information

See Everett, WA salary details

$95.6K

$174.9K

$264.6K

How much do credit risk manager jobs pay per year?

As of Jul 24, 2026, the average yearly pay for credit risk manager in Everett, WA is $174,883.00, according to ZipRecruiter salary data. Most workers in this role earn between $147,500.00 and $196,100.00 per year, depending on experience, location, and employer.

What are the 5 C's of credit risk management?

The 5 C's of credit risk management are Character, Capacity, Capital, Collateral, and Conditions. These factors help credit risk managers evaluate a borrower's ability and willingness to repay a loan, guiding credit decisions and risk assessments. Understanding these principles is essential for effective credit analysis and maintaining financial stability.

How does a Credit Risk Manager typically collaborate with other departments to assess and mitigate risk?

A Credit Risk Manager frequently works with teams across the organization, such as underwriting, finance, and compliance, to assess borrower creditworthiness and ensure adherence to risk policies. Collaboration often involves developing risk models, reviewing loan portfolios, and communicating risk exposures to senior management. Working closely with these departments enables comprehensive risk assessments and the implementation of effective mitigation strategies. This cross-functional approach fosters a proactive risk culture and ensures that credit decisions align with both regulatory requirements and business objectives.

What Does a Credit Risk Manager Do?

A credit risk manager analyzes credit risk for banks and similar financial institutions. In this role, it’s your job to develop better credit risk policies and procedures to alleviate losses and maintain capital. Additional duties involve examining data, building financial models, creating performance reports, ensuring regulatory compliance, and formulating credit policy. This career requires at least a bachelor’s degree in business administration or a related field. Other important qualifications include excellent analytical, communication, and research skills. Most employers typically prefer candidates who have previous risk management experience.

What is the highest salary for a risk manager?

The highest salary for a Credit Risk Manager can exceed $150,000 annually, especially in large financial institutions or with extensive experience and advanced certifications. Senior risk managers in major markets or with specialized skills may earn even higher compensation, including bonuses and incentives.

What are Credit Risk Managers?

Credit Risk Managers are professionals responsible for assessing and managing the risk of financial losses that may arise from borrowers failing to repay loans or meet contractual obligations. They analyze financial data, credit reports, and market trends to determine the creditworthiness of individuals or businesses. Credit Risk Managers also develop policies and strategies to minimize potential losses and ensure compliance with regulatory standards. Their role is critical in maintaining the financial health and stability of banks, lending institutions, and other organizations involved in credit.

What is the role of a credit risk manager?

A credit risk manager is responsible for assessing and monitoring the creditworthiness of clients and borrowers to minimize financial losses. They analyze financial data, develop risk mitigation strategies, and ensure compliance with lending policies, often using tools like credit scoring models and financial analysis software.

What are the key skills and qualifications needed to thrive as a Credit Risk Manager, and why are they important?

To thrive as a Credit Risk Manager, you need strong analytical abilities, deep knowledge of financial principles, and typically a degree in finance, accounting, or a related field. Familiarity with risk modeling software, credit scoring systems, and regulatory frameworks such as Basel III is essential. Strong communication, decision-making, and stakeholder management skills set outstanding professionals apart in this field. These skills are crucial for accurately assessing creditworthiness, minimizing financial losses, and ensuring regulatory compliance within financial institutions.

What is the difference between Credit Risk Manager vs Credit Analyst?

AspectCredit Risk ManagerCredit Analyst
CredentialsBachelor's degree, often certifications like CFA or credit risk certificationsBachelor's degree, finance or related field, sometimes certifications like CFA
Work EnvironmentOversees risk policies, manages teams, strategic planningAnalyzes credit data, assesses borrower risk, prepares reports
Industry UsageUsed in banking, financial services, lending institutionsCommon in banks, credit agencies, financial firms

The Credit Risk Manager focuses on overseeing and managing the overall credit risk policies and teams, while the Credit Analyst conducts detailed credit assessments of individual borrowers. Both roles require similar credentials and are integral to credit decision processes, but they differ in scope and responsibilities.

Does credit risk pay well?

Credit Risk Managers typically earn competitive salaries that vary by industry, experience, and location. They often receive additional benefits and may need certifications such as CFA or FRM, which can influence compensation levels.
More about Credit Risk Manager jobs
What cities near Everett, WA are hiring for Credit Risk Manager jobs? Cities near Everett, WA with the most Credit Risk Manager job openings:
Credit Risk Manager jobs near you
Director, Credit Risk

Director, Credit Risk

Brex

Seattle, WA • On-site

Full-time

Posted 15 days ago

Job description

Why join us
Brex is the intelligent finance platform that enables companies to spend smarter and move faster in more than 200 markets. By combining global corporate cards and banking with intuitive spend management, bill pay, and travel software, Brex enables founders and finance teams to accelerate operations, gain real-time visibility, and control spend effortlessly. Brex's AI-native automation and world-class service eliminate manual expense and accounting tasks for customers so they can focus on what matters most. Tens of thousands of the world's best companies run on Brex, including DoorDash, Coinbase, Robinhood, Zoom, Plaid, Reddit, and SeatGeek.
Working at Brex allows you to push your limits, challenge the status quo, and collaborate with some of the brightest minds in the industry. We're committed to building a diverse team and inclusive culture and believe your potential should only be limited by how big you can dream. We make this a reality by empowering you with the tools, resources, and support you need to grow your career.
Credit Risk at Brex
Credit Risk plays a critical role in enabling Brex's growth by balancing responsible risk management with exceptional customer experiences. As our customer base continues to grow across startups, commercial businesses, middle-market companies, and enterprises, we're investing in leaders who can help scale our portfolio, strengthen our commercial credit capabilities, and modernize how we make decisions.
This is an opportunity to lead one of Brex's largest and most strategic credit organizations during an exciting stage of growth. You'll help shape the future of commercial credit by combining deep financial expertise, operational excellence, and technology-enabled innovation to build a world-class portfolio management function.
What you'll do
As the Director of Credit Risk, reporting to the Chief Credit Officer, you'll lead the organization responsible for the ongoing underwriting and portfolio management of Brex's existing customers. You'll oversee a multi-layered team of managers and credit professionals responsible for managing portfolio performance, credit decisions, and customer risk across a rapidly growing commercial customer base.
In this role, you'll partner closely with Sales, Customer Success, Product, Operations, Analytics, Legal and Credit Policy to deliver thoughtful credit decisions that enable customer growth while maintaining a healthy portfolio. You'll also lead the transformation of Brex's credit organization by building AI-native underwriting and portfolio management capabilities that automate routine work, elevate human judgment, and enable the business to scale without proportionally increasing operational complexity.
Where you'll work
This role will be based in our San Francisco, New York, Salt Lake City, or Seattle office. We are a hybrid environment that combines the energy and connections of being in the office with the benefits and flexibility of working from home. We currently require a minimum of three coordinated days in the office per week, Monday, Wednesday and Thursday. As a perk, we also have up to four weeks per year of fully remote work!
Responsibilities
  • Lead the team responsible for ongoing underwriting, portfolio management, and credit risk across Brex's existing customer portfolio
  • Develop and execute portfolio strategies that balance responsible growth, customer experience, and portfolio performance while optimizing credit exposure across diverse customer segments
  • Partner cross-functionally with Sales, Customer Success, Product, Operations, Analytics, and Credit Policy to deliver scalable, customer-centric credit decisions
  • Lead, coach, and develop a high-performing organization of managers and credit professionals, fostering a culture of accountability, collaboration, and continuous improvement
  • Build trusted relationships with customer finance leaders, including CFOs, to evaluate complex credit situations and support long-term customer success
  • Drive operational excellence by continuously improving underwriting workflows, portfolio monitoring, and decision-making processes
  • Champion the adoption of AI and automation to improve efficiency, enhance decision quality, and enable teams to focus on higher-value judgment, customer partnership, and strategic risk management
  • Help shape the evolution of Brex's commercial credit capabilities as the company continues to expand into new customer segments and scale its portfolio
  • Lead high stakes conversations with client (CFO teams), partners, regulators and auditors

Requirements
  • 10+ years of experience in commercial credit risk, commercial underwriting, portfolio management, commercial banking, or a related field
  • Deep expertise evaluating business financial statements, cash flow, balance sheets, and commercial credit exposure
  • Experience managing existing commercial customer portfolios, including ongoing underwriting, portfolio monitoring, credit line management, and exposure management
  • Strong understanding of commercial credit products, corporate liability underwriting, and business credit decision-making
  • Proven experience leading and developing high-performing teams in a fast-paced financial services or fintech environment
  • Excellent communication and executive presence, with the ability to influence senior stakeholders and engage directly with CFOs and finance leaders
  • Demonstrated success building strong cross-functional partnerships across commercial, operations, product, analytics, and risk organizations
  • Passion for improving operational efficiency through technology, automation, and AI-enabled workflows
  • Experience supporting commercial cards, B2B payments, banking, commercial lending, or fintech products is preferred
  • Experience serving commercial, middle-market, or enterprise customers at a leading financial institution or high-growth fintech is strongly preferred

Compensation
The expected salary range for this role is $231,660 - $289,575. However, the starting base pay will depend on a number of factors, including the candidate's location, skills, experience, market demands, and internal pay parity. Depending on the position offered, equity and other forms of compensation may be provided as part of a total compensation package.
Brex LLC is a wholly owned subsidiary of Capital One, N.A.
Please be aware, job-seekers may be at risk of targeting by malicious actors looking for personal data. Brex recruiters will only reach out via LinkedIn or email with a brex.com domain. Any outreach claiming to be from Brex via other sources should be ignored.

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