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Credit Risk Manager Jobs in West Virginia (NOW HIRING)

Clear Mountain Bank

Credit Analyst I

Morgantown, WV · On-site

Bachelor's degree in Finance, Accounting, or other related business field. * 1-2 years of related experience in Financial Analysis and/or Credit Risk Management, preferred but not required. * Formal ...

Clear Mountain Bank

Credit Analyst I

Morgantown, WV · On-site

Bachelor's degree in Finance, Accounting, or other related business field. * 1-2 years of related experience in Financial Analysis and/or Credit Risk Management, preferred but not required. * Formal ...

Clear Mountain Bank

Credit Analyst I

Morgantown, WV · On-site

Bachelor's degree in Finance, Accounting, or other related business field. * 1-2 years of related experience in Financial Analysis and/or Credit Risk Management, preferred but not required. * Formal ...

Experian

We are looking for a credible Senior Manager to lead our team. You will transform advanced ... Qualifications * 8+ years of experience in data science, analytics, credit risk, product strategy ...

Experian

$70K - $96K/yr

Experience with risk management challenges and growth demands within the credit union or banking industry * Understanding of customer priorities and the plans designed to deliver revenue and profit ...

Altisource

$100K/yr

... risk management, inspections, fund control, or construction services * Familiarity with multi-state lending regulations and compliance requirements * Experience selling into banks, credit unions ...

Experian

Credit risk decisioning (originations, underwriting, line management) * Fraud and identity decisioning systems * Bureau data (credit attributes, tradelines, scores) * Decision strategies (rules and ...

Altisource

$100K/yr

Our platform includes credit, verification, fulfillment, title, valuation, quality control, due diligence, and risk management solutions that support clients across the mortgage, lending, and ...

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All JobsCredit Risk JobsCredit Risk Manager JobsCredit Risk Manager Jobs in West Virginia

Credit Risk Manager information

See West Virginia salary details

$67K

$122.6K

$185.4K

How much do credit risk manager jobs pay per year?

As of Jul 15, 2026, the average yearly pay for credit risk manager in West Virginia is $122,560.00, according to ZipRecruiter salary data. Most workers in this role earn between $103,400.00 and $137,400.00 per year, depending on experience, location, and employer.

What are the 5 C's of credit risk management?

The 5 C's of credit risk management are Character, Capacity, Capital, Collateral, and Conditions. These factors help credit risk managers evaluate a borrower's ability and willingness to repay a loan, guiding credit decisions and risk assessments. Understanding these principles is essential for effective credit analysis and maintaining financial stability.

How does a Credit Risk Manager typically collaborate with other departments to assess and mitigate risk?

A Credit Risk Manager frequently works with teams across the organization, such as underwriting, finance, and compliance, to assess borrower creditworthiness and ensure adherence to risk policies. Collaboration often involves developing risk models, reviewing loan portfolios, and communicating risk exposures to senior management. Working closely with these departments enables comprehensive risk assessments and the implementation of effective mitigation strategies. This cross-functional approach fosters a proactive risk culture and ensures that credit decisions align with both regulatory requirements and business objectives.

What Does a Credit Risk Manager Do?

A credit risk manager analyzes credit risk for banks and similar financial institutions. In this role, it’s your job to develop better credit risk policies and procedures to alleviate losses and maintain capital. Additional duties involve examining data, building financial models, creating performance reports, ensuring regulatory compliance, and formulating credit policy. This career requires at least a bachelor’s degree in business administration or a related field. Other important qualifications include excellent analytical, communication, and research skills. Most employers typically prefer candidates who have previous risk management experience.

What is the highest salary for a risk manager?

The highest salary for a Credit Risk Manager can exceed $150,000 annually, especially in large financial institutions or with extensive experience and advanced certifications. Senior risk managers in major markets or with specialized skills may earn even higher compensation, including bonuses and incentives.

What are Credit Risk Managers?

Credit Risk Managers are professionals responsible for assessing and managing the risk of financial losses that may arise from borrowers failing to repay loans or meet contractual obligations. They analyze financial data, credit reports, and market trends to determine the creditworthiness of individuals or businesses. Credit Risk Managers also develop policies and strategies to minimize potential losses and ensure compliance with regulatory standards. Their role is critical in maintaining the financial health and stability of banks, lending institutions, and other organizations involved in credit.

What is the role of a credit risk manager?

A credit risk manager is responsible for assessing and monitoring the creditworthiness of clients and borrowers to minimize financial losses. They analyze financial data, develop risk mitigation strategies, and ensure compliance with lending policies, often using tools like credit scoring models and financial analysis software.

What are the key skills and qualifications needed to thrive as a Credit Risk Manager, and why are they important?

To thrive as a Credit Risk Manager, you need strong analytical abilities, deep knowledge of financial principles, and typically a degree in finance, accounting, or a related field. Familiarity with risk modeling software, credit scoring systems, and regulatory frameworks such as Basel III is essential. Strong communication, decision-making, and stakeholder management skills set outstanding professionals apart in this field. These skills are crucial for accurately assessing creditworthiness, minimizing financial losses, and ensuring regulatory compliance within financial institutions.

What is the difference between Credit Risk Manager vs Credit Analyst?

AspectCredit Risk ManagerCredit Analyst
CredentialsBachelor's degree, often certifications like CFA or credit risk certificationsBachelor's degree, finance or related field, sometimes certifications like CFA
Work EnvironmentOversees risk policies, manages teams, strategic planningAnalyzes credit data, assesses borrower risk, prepares reports
Industry UsageUsed in banking, financial services, lending institutionsCommon in banks, credit agencies, financial firms

The Credit Risk Manager focuses on overseeing and managing the overall credit risk policies and teams, while the Credit Analyst conducts detailed credit assessments of individual borrowers. Both roles require similar credentials and are integral to credit decision processes, but they differ in scope and responsibilities.

Does credit risk pay well?

Credit Risk Managers typically earn competitive salaries that vary by industry, experience, and location. They often receive additional benefits and may need certifications such as CFA or FRM, which can influence compensation levels.
More about Credit Risk Manager jobs
What are popular job titles related to Credit Risk Manager jobs in West Virginia? For Credit Risk Manager jobs in West Virginia, the most frequently searched job titles are:
What job categories do people searching Credit Risk Manager jobs in West Virginia look for? The top searched job categories for Credit Risk Manager jobs in West Virginia are:
What cities in West Virginia are hiring for Credit Risk Manager jobs? Cities in West Virginia with the most Credit Risk Manager job openings:
Credit Risk Manager jobs near you
Credit Analyst I

Credit Analyst I

Clear Mountain Bank

Morgantown, WV • On-site

Full-time

Re-posted 6 days ago

Job description

Join Clear Mountain Bank as a Full-Time Credit Analyst I* in Morgantown, WV, and be part of a dynamic team dedicated to financial innovation. This onsite role offers you a unique opportunity to analyze creditworthiness and contribute to the bank’s growth while being immersed in a vibrant, customer-focused culture. Engage with forward-thinking professionals, sharpen your analytical skills, and play a key role in helping individuals and businesses achieve their financial goals.

*Please note: This job could be hired as a Credit Analyst II*, depending on experience.

By joining our team, you'll play a key role in shaping the future of banking while working in a fast-paced environment that values excellence. This position not only enhances your career trajectory but also allows you to be directly involved in impactful financial decisions within the community. Take the next step in your career and apply today!

Clear Mountain Bank: What drives us

We care about our team and the communities we serve. Clear Mountain Bank is more than a local community bank; we are a team of passionate and dedicated individuals driven by integrity, value, service, and community. Thanks in large part to these standards, our team averages a tenure that doubles that of the national average. As our saying goes, we have roots where others have branches. And because of that, Clear Mountain Bank is committed to volunteering and supporting the various organizations in our community, as we have done for more than 130 years.

MINIMUM REQUIREMENTS

  • Bachelor's degree in Finance, Accounting, or other related business field.
  • 1-2 years of related experience in Financial Analysis and/or Credit Risk Management, preferred but not required.
  • Formal Credit Training is preferred, but not required.
  • This job requires skills needed in a typical office environment. This includes computer skills, communications skills, as well as utilization of office equipment. Computer skills include proficient use of Microsoft Word and Excel.
  • Ability to handle multiple projects simultaneously, work independently and under minimum supervision.


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CLEAR MOUNTAIN BANK logo

About CLEAR MOUNTAIN BANK

Sourced by ZipRecruiter

At Clear Mountain Bank, our team is what makes our bank special. We are dedicated to being the best locally-owned community bank, period. That pledge is centered around having the most dedicated, talented, and committed team for your banking needs. We care deeply about our customers and the communities in which we live. We are always looking for career-minded individuals who share our same values and commitment. Apply today to start your career with Clear Mountain Bank.

Industry

Commercial banking

Company size

51 - 200 Employees

Headquarters location

Bruceton Mills, WV, US

Year founded

1891

Social media

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