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Credit Risk Jobs in West Virginia (NOW HIRING)

Clear Mountain Bank

Credit Analyst I

Morgantown, WV · On-site

Bachelor's degree in Finance, Accounting, or other related business field. * 1-2 years of related experience in Financial Analysis and/or Credit Risk Management, preferred but not required. * Formal ...

Clear Mountain Bank

Credit Analyst I

Morgantown, WV

Bachelor's degree in Finance, Accounting, or other related business field. * 1-2 years of related experience in Financial Analysis and/or Credit Risk Management, preferred but not required. * Formal ...

Clear Mountain Bank

Credit Analyst I

Morgantown, WV · On-site

Bachelor's degree in Finance, Accounting, or other related business field. * 1-2 years of related experience in Financial Analysis and/or Credit Risk Management, preferred but not required. * Formal ...

Experian

Develop industry perspectives on credit lifecycle optimization, alternative data, machine learning adoption, portfolio risk, fraud, and regulatory trends. * Support large strategic sales ...

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All JobsCredit Risk JobsCredit Risk Jobs in West Virginia

Credit Risk information

See West Virginia salary details

$38.7K

$84.6K

$141.7K

How much do credit risk jobs pay per year?

As of Jul 15, 2026, the average yearly pay for credit risk in West Virginia is $84,628.00, according to ZipRecruiter salary data. Most workers in this role earn between $58,100.00 and $109,900.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Credit Risk Analyst, and why are they important?

To thrive as a Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial statements, and a background in finance, economics, or a related field, often supported by a relevant degree or certification (such as FRM or CFA). Familiarity with risk assessment tools, financial modeling software, and credit rating systems is typically required. Attention to detail, critical thinking, and effective communication are essential soft skills for interpreting data and presenting risk assessments to stakeholders. These skills and qualities are crucial for making informed decisions that minimize financial losses and ensure sound lending practices.

What is the difference between Credit Risk vs Credit Analyst?

AspectCredit RiskCredit Analyst
Primary FocusAssessing the likelihood of borrower default to manage overall credit riskAnalyzing credit data to determine creditworthiness of individual applicants
Work EnvironmentRisk management teams, financial institutions, credit departmentsBanking, lending institutions, financial services
Required CredentialsOften requires risk management certifications, finance degreesFinance or accounting degrees, certifications like CFA or credit-specific courses

While both roles involve understanding credit, Credit Risk focuses on managing the overall risk exposure of an organization, whereas a Credit Analyst evaluates individual credit applications to determine approval. Both roles are essential in the lending process but differ in scope and responsibilities.

What is credit risk and what does a credit risk professional do?

Credit risk refers to the possibility that a borrower or counterparty will fail to meet their financial obligations, such as repaying a loan or making payments on time. Credit risk professionals analyze financial data, assess the creditworthiness of individuals or companies, and help set lending policies to minimize potential losses for banks or financial institutions. They use various models and tools to evaluate risk, monitor existing loans, and recommend strategies to mitigate exposure. Their work is essential for maintaining the financial health and stability of lending organizations.

What are some typical challenges faced by professionals in credit risk roles, and how can they be addressed?

Credit risk professionals often encounter challenges such as assessing the creditworthiness of new and existing clients, keeping up with rapidly changing market conditions, and managing large volumes of data to make informed decisions. To address these, it's important to stay updated on industry trends, develop strong analytical and communication skills, and leverage advanced risk assessment tools. Collaborating closely with colleagues in underwriting, sales, and compliance teams also helps ensure well-rounded risk evaluations and consistent application of policies.
What are the most commonly searched types of Credit Risk jobs in West Virginia? The most popular types of Credit Risk jobs in West Virginia are:
What are popular job titles related to Credit Risk jobs in West Virginia? For Credit Risk jobs in West Virginia, the most frequently searched job titles are:
What job categories do people searching Credit Risk jobs in West Virginia look for? The top searched job categories for Credit Risk jobs in West Virginia are:
Credit Risk jobs near you
Infographic showing various Credit Risk job openings in West Virginia as of July 2026, with employment types broken down into 80% Full Time, 18% Part Time, 1% Temporary, and 1% Contract. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $84,628 per year, or $40.7 per hour.
Credit Analyst I

Credit Analyst I

Clear Mountain Bank

Morgantown, WV • On-site

Full-time

Re-posted 5 days ago

Job description

Join Clear Mountain Bank as a Full-Time Credit Analyst I* in Morgantown, WV, and be part of a dynamic team dedicated to financial innovation. This onsite role offers you a unique opportunity to analyze creditworthiness and contribute to the bank’s growth while being immersed in a vibrant, customer-focused culture. Engage with forward-thinking professionals, sharpen your analytical skills, and play a key role in helping individuals and businesses achieve their financial goals.

*Please note: This job could be hired as a Credit Analyst II*, depending on experience.

By joining our team, you'll play a key role in shaping the future of banking while working in a fast-paced environment that values excellence. This position not only enhances your career trajectory but also allows you to be directly involved in impactful financial decisions within the community. Take the next step in your career and apply today!

Clear Mountain Bank: What drives us

We care about our team and the communities we serve. Clear Mountain Bank is more than a local community bank; we are a team of passionate and dedicated individuals driven by integrity, value, service, and community. Thanks in large part to these standards, our team averages a tenure that doubles that of the national average. As our saying goes, we have roots where others have branches. And because of that, Clear Mountain Bank is committed to volunteering and supporting the various organizations in our community, as we have done for more than 130 years.

MINIMUM REQUIREMENTS

  • Bachelor's degree in Finance, Accounting, or other related business field.
  • 1-2 years of related experience in Financial Analysis and/or Credit Risk Management, preferred but not required.
  • Formal Credit Training is preferred, but not required.
  • This job requires skills needed in a typical office environment. This includes computer skills, communications skills, as well as utilization of office equipment. Computer skills include proficient use of Microsoft Word and Excel.
  • Ability to handle multiple projects simultaneously, work independently and under minimum supervision.


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CLEAR MOUNTAIN BANK logo

About CLEAR MOUNTAIN BANK

Sourced by ZipRecruiter

At Clear Mountain Bank, our team is what makes our bank special. We are dedicated to being the best locally-owned community bank, period. That pledge is centered around having the most dedicated, talented, and committed team for your banking needs. We care deeply about our customers and the communities in which we live. We are always looking for career-minded individuals who share our same values and commitment. Apply today to start your career with Clear Mountain Bank.

Industry

Commercial banking

Company size

51 - 200 Employees

Headquarters location

Bruceton Mills, WV, US

Year founded

1891

Social media

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