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Credit Risk Manager Jobs in Morgantown, WV (NOW HIRING)

Bachelor's degree in Finance, Accounting, or other related business field. * 1-2 years of related experience in Financial Analysis and/or Credit Risk Management, preferred but not required. * Formal ...

MINIMUM REQUIREMENTSBachelor 's degree in Finance, Accounting, or other related business field.1-2 years of related experience in Financial Analysis and/or Credit Risk Management, preferred but not ...

Bachelor's degree in Finance, Accounting, or other related business field. * 1-2 years of related experience in Financial Analysis and/or Credit Risk Management, preferred but not required. * Formal ...

Regulation B, the Equal Credit Opportunity Act; Regulation C, the Home Mortgage Disclosure Act ... Oversight and completion of annual risk assessments associated with the various lending regulations.

New

Regulation B, the Equal Credit Opportunity Act; Regulation C, the Home Mortgage Disclosure Act ... Oversight and completion of annual risk assessments associated with the various lending regulations.

... safety and risk management; regular integration with Special Operations, fleet units, and ... recommended college credit for Navy training, Navy COOL-funded certifications, USMAP ...

... safety and risk management; regular integration with Special Operations, fleet units, and ... recommended college credit for Navy training, Navy COOL-funded certifications, USMAP ...

... safety and risk management; regular integration with Special Operations, fleet units, and ... recommended college credit for Navy training, Navy COOL-funded certifications, USMAP ...

... safety and risk management; regular integration with Special Operations, fleet units, and ... recommended college credit for Navy training, Navy COOL-funded certifications, USMAP ...

... safety and risk management; regular integration with Special Operations, fleet units, and ... recommended college credit for Navy training, Navy COOL-funded certifications, USMAP ...

... safety and risk management; regular integration with Special Operations, fleet units, and ... recommended college credit for Navy training, Navy COOL-funded certifications, USMAP ...

... safety and risk management; regular integration with Special Operations, fleet units, and ... recommended college credit for Navy training, Navy COOL-funded certifications, USMAP ...

... safety and risk management; regular integration with Special Operations, fleet units, and ... recommended college credit for Navy training, Navy COOL-funded certifications, USMAP ...

... risk management policies. Stays informed of all changes in policies and procedures to ensure ... credit fitness and criminal background standards. Successful candidates must also meet ongoing ...

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Credit Risk Manager information

See Morgantown, WV salary details

$89K

$162.9K

$246.4K

How much do credit risk manager jobs pay per year?

As of Aug 22, 2026, the average yearly pay for credit risk manager in Morgantown, WV is $162,887.00, according to ZipRecruiter salary data. Most workers in this role earn between $137,400.00 and $182,600.00 per year, depending on experience, location, and employer.

What is a credit risk manager?

Credit Risk Managers are professionals responsible for assessing and managing the risk of financial losses that may arise from borrowers failing to repay loans or meet contractual obligations. They analyze financial data, credit reports, and market trends to determine the creditworthiness of individuals or businesses. Credit Risk Managers also develop policies and strategies to minimize potential losses and ensure compliance with regulatory standards. Their role is critical in maintaining the financial health and stability of banks, lending institutions, and other organizations involved in credit.

What does a credit risk manager do?

A credit risk manager analyzes credit risk for banks and similar financial institutions. In this role, it’s your job to develop better credit risk policies and procedures to alleviate losses and maintain capital. Additional duties involve examining data, building financial models, creating performance reports, ensuring regulatory compliance, and formulating credit policy. This career requires at least a bachelor’s degree in business administration or a related field. Other important qualifications include excellent analytical, communication, and research skills. Most employers typically prefer candidates who have previous risk management experience.

What are the key skills and qualifications needed to thrive as a credit risk manager, and why are they important?

To thrive as a Credit Risk Manager, you need strong analytical abilities, deep knowledge of financial principles, and typically a degree in finance, accounting, or a related field. Familiarity with risk modeling software, credit scoring systems, and regulatory frameworks such as Basel III is essential. Strong communication, decision-making, and stakeholder management skills set outstanding professionals apart in this field. These skills are crucial for accurately assessing creditworthiness, minimizing financial losses, and ensuring regulatory compliance within financial institutions.

How does a credit risk manager typically collaborate with other departments to assess and mitigate risk?

A Credit Risk Manager frequently works with teams across the organization, such as underwriting, finance, and compliance, to assess borrower creditworthiness and ensure adherence to risk policies. Collaboration often involves developing risk models, reviewing loan portfolios, and communicating risk exposures to senior management. Working closely with these departments enables comprehensive risk assessments and the implementation of effective mitigation strategies. This cross-functional approach fosters a proactive risk culture and ensures that credit decisions align with both regulatory requirements and business objectives.

What is the difference between Credit Risk Manager vs Credit Analyst?

AspectCredit Risk ManagerCredit Analyst
CredentialsBachelor's degree, often certifications like CFA or credit risk certificationsBachelor's degree, finance or related field, sometimes certifications like CFA
Work EnvironmentOversees risk policies, manages teams, strategic planningAnalyzes credit data, assesses borrower risk, prepares reports
Industry UsageUsed in banking, financial services, lending institutionsCommon in banks, credit agencies, financial firms

The Credit Risk Manager focuses on overseeing and managing the overall credit risk policies and teams, while the Credit Analyst conducts detailed credit assessments of individual borrowers. Both roles require similar credentials and are integral to credit decision processes, but they differ in scope and responsibilities.

How much do credit risk managers make in the US?

Credit risk managers in the US typically earn a median annual salary of around $85,000 to $125,000, with experienced professionals and those in senior roles earning higher. Salaries can vary based on industry, location, and level of experience, and certifications like CFA or FRM can enhance earning potential.

What job categories do people searching Credit Risk Manager jobs in Morgantown, WV look for?

The top searched job categories for Credit Risk Manager jobs in Morgantown, WV are:

Infographic showing various Credit Risk Manager job openings in Morgantown, WV as of August 2026, with employment types broken down into 92% Full Time, and 8% Part Time. Highlights an 100% In-person job distribution, with an average salary of $162,887 per year, or $78.3 per hour.

Full-time

Re-posted 13 days ago


Job description

Join Clear Mountain Bank as a Full-Time Credit Analyst I* in Morgantown, WV, and be part of a dynamic team dedicated to financial innovation. This onsite role offers you a unique opportunity to analyze creditworthiness and contribute to the bank’s growth while being immersed in a vibrant, customer-focused culture. Engage with forward-thinking professionals, sharpen your analytical skills, and play a key role in helping individuals and businesses achieve their financial goals. 

*Please note: This job could be hired as a Credit Analyst II*, depending on experience.

By joining our team, you'll play a key role in shaping the future of banking while working in a fast-paced environment that values excellence. This position not only enhances your career trajectory but also allows you to be directly involved in impactful financial decisions within the community. Take the next step in your career and apply today!

Clear Mountain Bank: What drives us

We care about our team and the communities we serve. Clear Mountain Bank is more than a local community bank; we are a team of passionate and dedicated individuals driven by integrity, value, service, and community. Thanks in large part to these standards, our team averages a tenure that doubles that of the national average. As our saying goes, we have roots where others have branches. And because of that, Clear Mountain Bank is committed to volunteering and supporting the various organizations in our community, as we have done for more than 130 years.

MINIMUM REQUIREMENTS

  • Bachelor's degree in Finance, Accounting, or other related business field.
  • 1-2 years of related experience in Financial Analysis and/or Credit Risk Management, preferred but not required.
  • Formal Credit Training is preferred, but not required.
  • This job requires skills needed in a typical office environment. This includes computer skills, communications skills, as well as utilization of office equipment. Computer skills include proficient use of Microsoft Word and Excel.
  • Ability to handle multiple projects simultaneously, work independently and under minimum supervision.


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CLEAR MOUNTAIN BANK logo

About CLEAR MOUNTAIN BANK

Sourced by ZipRecruiter

At Clear Mountain Bank, our team is what makes our bank special. We are dedicated to being the best locally-owned community bank, period. That pledge is centered around having the most dedicated, talented, and committed team for your banking needs. We care deeply about our customers and the communities in which we live. We are always looking for career-minded individuals who share our same values and commitment. Apply today to start your career with Clear Mountain Bank.

Industry

Commercial banking

Company size

51 - 200 Employees

Headquarters location

Bruceton Mills, WV, US

Year founded

1891

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