The Credit Examiner will evaluate credit structures, underwriting analysis, cash flow sources and repayment capacity, financial statements, risk management practices, collateral, risk grading ...
The Credit Examiner will evaluate credit structures, underwriting analysis, cash flow sources and repayment capacity, financial statements, risk management practices, collateral, risk grading ...
The Credit Examiner will evaluate credit structures, underwriting analysis, cash flow sources and repayment capacity, financial statements, risk management practices, collateral, risk grading ...
The Credit Examiner will evaluate credit structures, underwriting analysis, cash flow sources and repayment capacity, financial statements, risk management practices, collateral, risk grading ...
The Credit Examiner will evaluate credit structures, underwriting analysis, cash flow sources and repayment capacity, financial statements, risk management practices, collateral, risk grading ...
The Credit Examiner will evaluate credit structures, underwriting analysis, cash flow sources and repayment capacity, financial statements, risk management practices, collateral, risk grading ...
Own and evolve enterprise credit risk strategy, including risk appetite framework and credit policy across origination, portfolio management, and loss mitigation * Lead and develop the Credit Risk ...
Own and evolve enterprise credit risk strategy, including risk appetite framework and credit policy across origination, portfolio management, and loss mitigation * Lead and develop the Credit Risk ...
The Credit Manager drives accountability for underwriting quality, portfolio monitoring, and ... The role also has direct responsibility for maintaining asset quality through proactive risk ...
The Credit Manager drives accountability for underwriting quality, portfolio monitoring, and ... The role also has direct responsibility for maintaining asset quality through proactive risk ...
The Credit Manager drives accountability for underwriting quality, portfolio monitoring, and ... The role also has direct responsibility for maintaining asset quality through proactive risk ...
The Credit Manager drives accountability for underwriting quality, portfolio monitoring, and ... The role also has direct responsibility for maintaining asset quality through proactive risk ...
The Credit Manager drives accountability for underwriting quality, portfolio monitoring, and ... The role also has direct responsibility for maintaining asset quality through proactive risk ...
The Credit Manager drives accountability for underwriting quality, portfolio monitoring, and ... The role also has direct responsibility for maintaining asset quality through proactive risk ...
The Credit Manager drives accountability for underwriting quality, portfolio monitoring, and ... The role also has direct responsibility for maintaining asset quality through proactive risk ...
Quick apply
The Credit Manager drives accountability for underwriting quality, portfolio monitoring, and ... The role also has direct responsibility for maintaining asset quality through proactive risk ...
Risk Analyst
$57K - $85K/yr
Knowledge and understanding of Farm Credit regulations and production agriculture preferred. Strong computer skills required, with knowledge and experience with risk management software and/or ...
Quick apply
Risk Analyst
$57K - $85K/yr
Knowledge and understanding of Farm Credit regulations and production agriculture preferred. Strong computer skills required, with knowledge and experience with risk management software and/or ...
Risk Analyst
South Jordan, UT · On-site
$57K - $85K/yr
Knowledge and understanding of Farm Credit regulations and production agriculture preferred. Strong computer skills required, with knowledge and experience with risk management software and/or ...
Risk Analyst
South Jordan, UT · On-site
$57K - $85K/yr
Knowledge and understanding of Farm Credit regulations and production agriculture preferred. Strong computer skills required, with knowledge and experience with risk management software and/or ...
Risk Analyst
Spanish Fork, UT · On-site
$57K - $85K/yr
Knowledge and understanding of Farm Credit regulations and production agriculture preferred. Strong computer skills required, with knowledge and experience with risk management software and/or ...
Risk Analyst
Spanish Fork, UT · On-site
$57K - $85K/yr
Knowledge and understanding of Farm Credit regulations and production agriculture preferred. Strong computer skills required, with knowledge and experience with risk management software and/or ...
Risk Analyst
$57K - $85K/yr
Knowledge and understanding of Farm Credit regulations and production agriculture preferred. Strong computer skills required, with knowledge and experience with risk management software and/or ...
Quick apply
Risk Analyst
$57K - $85K/yr
Knowledge and understanding of Farm Credit regulations and production agriculture preferred. Strong computer skills required, with knowledge and experience with risk management software and/or ...
Risk Analyst
Draper, UT · Hybrid
$60K - $107K/yr
Supporting 2nd Line of Defense Credit Risk Management The Risk Management function is dedicated to safeguarding the bank's assets and ensuring operational stability. The department develops and ...
Risk Analyst
Draper, UT · Hybrid
$60K - $107K/yr
Supporting 2nd Line of Defense Credit Risk Management The Risk Management function is dedicated to safeguarding the bank's assets and ensuring operational stability. The department develops and ...
Portfolio Manager I
Pleasant Grove, UT · On-site
Responsibilities: * Assist Loan Officers and Credit Risk Management with analyzing credit data and financial information of persons or companies. This includes gathering current and prospective ...
Portfolio Manager I
Pleasant Grove, UT · On-site
Responsibilities: * Assist Loan Officers and Credit Risk Management with analyzing credit data and financial information of persons or companies. This includes gathering current and prospective ...
Portfolio Manager I
Pleasant Grove, UT · On-site
Responsibilities: * Assist Loan Officers and Credit Risk Management with analyzing credit data and financial information of persons or companies. This includes gathering current and prospective ...
Portfolio Manager I
Pleasant Grove, UT · On-site
Responsibilities: * Assist Loan Officers and Credit Risk Management with analyzing credit data and financial information of persons or companies. This includes gathering current and prospective ...
Auditor Manager
Salt Lake City, UT · On-site
$100K - $132K/yr
An objective will be driving compliance with interagency guidance and best credit risk management ... practices, while working closely with senior management. Presentational aptitudes are also ...
Auditor Manager
Salt Lake City, UT · On-site
$100K - $132K/yr
An objective will be driving compliance with interagency guidance and best credit risk management ... practices, while working closely with senior management. Presentational aptitudes are also ...
Auditor Manager
Salt Lake City, UT · On-site +1
$100K - $132K/yr
An objective will be driving compliance with interagency guidance and best credit risk management ... practices, while working closely with senior management. Presentational aptitudes are also ...
Auditor Manager
Salt Lake City, UT · On-site +1
$100K - $132K/yr
An objective will be driving compliance with interagency guidance and best credit risk management ... practices, while working closely with senior management. Presentational aptitudes are also ...
... line of defense risk management expert that advises on business and/or product decisions ... Credit Products, Commercial, etc. Primary Responsibilities * Directs compliance reviews and ...
... line of defense risk management expert that advises on business and/or product decisions ... Credit Products, Commercial, etc. Primary Responsibilities * Directs compliance reviews and ...
... credit risk management; examining risk factors impacting credit exposure; analyzing and explaining market trends to senior risk managers and financial regulators; and working with data management ...
New
... credit risk management; examining risk factors impacting credit exposure; analyzing and explaining market trends to senior risk managers and financial regulators; and working with data management ...
New
The AVP will build deep expertise in credit risk management concepts and leverage one or more data visualization platforms to create compelling dashboards and analyses. As a trusted subject matter ...
The AVP will build deep expertise in credit risk management concepts and leverage one or more data visualization platforms to create compelling dashboards and analyses. As a trusted subject matter ...
Credit Risk Manager information
See Utah salary details
$78.7K - $91.4K
8% of jobs
$91.4K - $104.1K
6% of jobs
$104.1K - $116.7K
7% of jobs
$120.2K is the 25th percentile. Wages below this are outliers.
$116.7K - $129.4K
11% of jobs
The median wage is $137.2K / yr.
$129.4K - $142.1K
27% of jobs
$142.1K - $154.7K
13% of jobs
$156.5K is the 75th percentile. Wages above this are outliers.
$154.7K - $167.4K
15% of jobs
$167.4K - $180K
4% of jobs
$180K - $192.7K
4% of jobs
$192.7K - $205.4K
0% of jobs
$205.4K - $218K
4% of jobs
$78.7K
$144.1K
$218K
How much do credit risk manager jobs pay per year?
How does a Credit Risk Manager typically collaborate with other departments to assess and mitigate risk?
What Does a Credit Risk Manager Do?
A credit risk manager analyzes credit risk for banks and similar financial institutions. In this role, it’s your job to develop better credit risk policies and procedures to alleviate losses and maintain capital. Additional duties involve examining data, building financial models, creating performance reports, ensuring regulatory compliance, and formulating credit policy. This career requires at least a bachelor’s degree in business administration or a related field. Other important qualifications include excellent analytical, communication, and research skills. Most employers typically prefer candidates who have previous risk management experience.
What are Credit Risk Managers?
What are the key skills and qualifications needed to thrive as a Credit Risk Manager, and why are they important?
What is the difference between Credit Risk Manager vs Credit Analyst?
| Aspect | Credit Risk Manager | Credit Analyst |
|---|---|---|
| Credentials | Bachelor's degree, often certifications like CFA or credit risk certifications | Bachelor's degree, finance or related field, sometimes certifications like CFA |
| Work Environment | Oversees risk policies, manages teams, strategic planning | Analyzes credit data, assesses borrower risk, prepares reports |
| Industry Usage | Used in banking, financial services, lending institutions | Common in banks, credit agencies, financial firms |
The Credit Risk Manager focuses on overseeing and managing the overall credit risk policies and teams, while the Credit Analyst conducts detailed credit assessments of individual borrowers. Both roles require similar credentials and are integral to credit decision processes, but they differ in scope and responsibilities.
Full-time
Medical, Dental, Vision, Life, Retirement, PTO
Posted 8 days ago
Job description
With benefits starting on day one, 12 bank holidays, profit sharing and company-matched 401(k) contributions, Zions is dedicated to being an employer of choice in our communities. At Zions, the possibilities are endless. You bring the talent; we bring the opportunity.
The Credit Examination Department is responsible for protecting the interest of shareholders of Zions Bancorporation by identifying credit activities that present significant business risks. We are seeking a detail-oriented Commercial Credit Examiner who will participate in commercial loan examination and desk review activities to evaluate credit-related products across all segments of the bank. The Credit Examiner will evaluate credit structures, underwriting analysis, cash flow sources and repayment capacity, financial statements, risk management practices, collateral, risk grading accuracy, and loan documentation.
If you want to increase your knowledge and expertise in all aspects of credit, you will find this position very appealing. In addition to traditional commercial and commercial real estate lending, you will be exposed to specialty industries and lending areas such as Agriculture, Automobile Flooring, Gaming, Oil & Gas, Vacation Ownership, Enterprise Value Lending, Large Corporate Syndications, Project Finance, etc. We offer extensive training to further build your credit skills.
If you want to work on a team where your input matters, you get to collaborate with a team of 15 - 20 other examiners with whom you will grow, where your work is truly valued and you make a real difference, then you will be in good company.
The Credit Examiner will:
- Lead and assist in examinations reviewing commercial, commercial real estate, and specialty lending products to identify potential credit risk problems, minimize loan losses, and ensure conformity with corporate credit policy.
- Analyze detailed financial data and spreads to quickly determine repayment capacity and ability to repay debt.
- Assess underwriting and monitoring processes, as well as accuracy of risk grades.
- Test compliance with company policies, procedures, and banking regulations.
- Review collateral and legal documentation to evaluate lien perfection and borrower compliance with loan covenants.
- Communicate conclusions to bank management through oral and written reports with recommendations for corrective actions, when necessary.
- Perform validation testing to assess whether recommendations have been successfully implemented.
- Minimal travel required, up to 5 days annually.
Requirements / Qualifications
- In-depth knowledge of credit risk, accounting, audit procedures, and legal and regulatory requirements.
- Extensive knowledge of commercial and commercial real estate loan products, including owner occupied real estate, investor real estate, construction, and commercial and industrial loans.
- Ability to identify credit risk issues and provide accurate conclusions and recommendations in a timely manner.
- Exhibit strong verbal and written communication skills.
- Experience working with Microsoft Office, Excel, Word, and PowerPoint.
- Bachelor's in Business, Finance or a related field.
- 8+ years of experience performing credit analysis or conducting audit assessments on commercial and commercial real estate lending products.
- Portfolio management experience with a large bank is beneficial.
- Combination of education and experience may meet requirements.
Location:
Zions Technology Center in Midvale, UT ... Amegy Tower in Houston, TX ... or, Biltmore Corporate Office in Phoenix, AZ.
Benefits:
- Medical, Dental and Vision Insurance - START DAY ONE!
- Life and Disability Insurance, Paid Parental Leave and Adoption Assistance
- Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts
- Paid Training, Paid Time Off (PTO) and 12 Paid Federal Holidays
- 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
- Mental health benefits including coaching and therapy sessions.
- Tuition Reimbursement for qualifying employees
- Employee Ambassador preferred banking products
Apply now if you have a passion for evaluating credit risk, enjoy collaborating with co-workers, and want to make a difference for the bank and communities we serve.
About Zions Bank
Sourced by ZipRecruiter
Zions Bank recognizes that its success comes from the dedication, experience and talents of its diverse employee base. As we usher in the next generation of banking, we're committed to being the premier employer of choice. We're proud to have ranked among American Banker magazine's "Best Banks to Work For" almost every year since 2013, as Best Employer from Utah's Best of State, among the Best Places to Work in Idaho, and "among the Salt Lake Tribune's Top Workplaces. Make the leap into a new era of banking. Let us transform your career.
Industry
Commercial banking
Company size
1,001 - 5,000 Employees
Headquarters location
Salt Lake City, UT, US
Year founded
1873