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Credit Risk Manager Jobs in Utah (NOW HIRING)

Own and evolve enterprise credit risk strategy, including risk appetite framework and credit policy across origination, portfolio management, and loss mitigation * Lead and develop the Credit Risk ...

Knowledge and understanding of Farm Credit regulations and production agriculture preferred. Strong computer skills required, with knowledge and experience with risk management software and/or ...

Risk Analyst

South Jordan, UT · On-site

$57K - $85K/yr

Knowledge and understanding of Farm Credit regulations and production agriculture preferred. Strong computer skills required, with knowledge and experience with risk management software and/or ...

Risk Analyst

Spanish Fork, UT · On-site

$57K - $85K/yr

Knowledge and understanding of Farm Credit regulations and production agriculture preferred. Strong computer skills required, with knowledge and experience with risk management software and/or ...

Knowledge and understanding of Farm Credit regulations and production agriculture preferred. Strong computer skills required, with knowledge and experience with risk management software and/or ...

Risk Analyst

Draper, UT · Hybrid

$60K - $107K/yr

Supporting 2nd Line of Defense Credit Risk Management The Risk Management function is dedicated to safeguarding the bank's assets and ensuring operational stability. The department develops and ...

Responsibilities: * Assist Loan Officers and Credit Risk Management with analyzing credit data and financial information of persons or companies. This includes gathering current and prospective ...

Responsibilities: * Assist Loan Officers and Credit Risk Management with analyzing credit data and financial information of persons or companies. This includes gathering current and prospective ...

Auditor Manager

Salt Lake City, UT · On-site

$100K - $132K/yr

An objective will be driving compliance with interagency guidance and best credit risk management ... practices, while working closely with senior management. Presentational aptitudes are also ...

Auditor Manager

Salt Lake City, UT · On-site +1

$100K - $132K/yr

An objective will be driving compliance with interagency guidance and best credit risk management ... practices, while working closely with senior management. Presentational aptitudes are also ...

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Credit Risk Manager information

See Utah salary details

$78.7K

$144.1K

$218K

How much do credit risk manager jobs pay per year?

As of Jun 18, 2026, the average yearly pay for credit risk manager in Utah is $144,123.00, according to ZipRecruiter salary data. Most workers in this role earn between $121,500.00 and $161,600.00 per year, depending on experience, location, and employer.

How does a Credit Risk Manager typically collaborate with other departments to assess and mitigate risk?

A Credit Risk Manager frequently works with teams across the organization, such as underwriting, finance, and compliance, to assess borrower creditworthiness and ensure adherence to risk policies. Collaboration often involves developing risk models, reviewing loan portfolios, and communicating risk exposures to senior management. Working closely with these departments enables comprehensive risk assessments and the implementation of effective mitigation strategies. This cross-functional approach fosters a proactive risk culture and ensures that credit decisions align with both regulatory requirements and business objectives.

What Does a Credit Risk Manager Do?

A credit risk manager analyzes credit risk for banks and similar financial institutions. In this role, it’s your job to develop better credit risk policies and procedures to alleviate losses and maintain capital. Additional duties involve examining data, building financial models, creating performance reports, ensuring regulatory compliance, and formulating credit policy. This career requires at least a bachelor’s degree in business administration or a related field. Other important qualifications include excellent analytical, communication, and research skills. Most employers typically prefer candidates who have previous risk management experience.

What are Credit Risk Managers?

Credit Risk Managers are professionals responsible for assessing and managing the risk of financial losses that may arise from borrowers failing to repay loans or meet contractual obligations. They analyze financial data, credit reports, and market trends to determine the creditworthiness of individuals or businesses. Credit Risk Managers also develop policies and strategies to minimize potential losses and ensure compliance with regulatory standards. Their role is critical in maintaining the financial health and stability of banks, lending institutions, and other organizations involved in credit.

What are the key skills and qualifications needed to thrive as a Credit Risk Manager, and why are they important?

To thrive as a Credit Risk Manager, you need strong analytical abilities, deep knowledge of financial principles, and typically a degree in finance, accounting, or a related field. Familiarity with risk modeling software, credit scoring systems, and regulatory frameworks such as Basel III is essential. Strong communication, decision-making, and stakeholder management skills set outstanding professionals apart in this field. These skills are crucial for accurately assessing creditworthiness, minimizing financial losses, and ensuring regulatory compliance within financial institutions.

What is the difference between Credit Risk Manager vs Credit Analyst?

AspectCredit Risk ManagerCredit Analyst
CredentialsBachelor's degree, often certifications like CFA or credit risk certificationsBachelor's degree, finance or related field, sometimes certifications like CFA
Work EnvironmentOversees risk policies, manages teams, strategic planningAnalyzes credit data, assesses borrower risk, prepares reports
Industry UsageUsed in banking, financial services, lending institutionsCommon in banks, credit agencies, financial firms

The Credit Risk Manager focuses on overseeing and managing the overall credit risk policies and teams, while the Credit Analyst conducts detailed credit assessments of individual borrowers. Both roles require similar credentials and are integral to credit decision processes, but they differ in scope and responsibilities.

What are the most commonly searched types of Credit Risk jobs in Utah? The most popular types of Credit Risk jobs in Utah are:
What are popular job titles related to Credit Risk Manager jobs in Utah? For Credit Risk Manager jobs in Utah, the most frequently searched job titles are:
What cities in Utah are hiring for Credit Risk Manager jobs? Cities in Utah with the most Credit Risk Manager job openings:
Senior Credit Examiner - Midvale, Phoenix, Houston

Senior Credit Examiner - Midvale, Phoenix, Houston

Zions Bank

Midvale, UT • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 8 days ago


Job description

Zions Bancorporation is one of the nation's premier financial services companies operating as a collection of great banks under local brands and management teams in high-growth western markets. Zions is regularly recognized by American Banker magazine as having a top banking team in its list of "The Most Powerful Women in Banking." Our customers consistently vote us as the best bank in our local markets. We value our employees, and we are committed to search out, recognize and create fulfilling opportunities for outstanding people within our organization, rewarding them for their contributions to our success. We recognize that banking is a "local" business, and that to be successful, we must have very strong ties to the communities we serve and strong relationships with our customers.
With benefits starting on day one, 12 bank holidays, profit sharing and company-matched 401(k) contributions, Zions is dedicated to being an employer of choice in our communities. At Zions, the possibilities are endless. You bring the talent; we bring the opportunity.
The Credit Examination Department is responsible for protecting the interest of shareholders of Zions Bancorporation by identifying credit activities that present significant business risks. We are seeking a detail-oriented Commercial Credit Examiner who will participate in commercial loan examination and desk review activities to evaluate credit-related products across all segments of the bank. The Credit Examiner will evaluate credit structures, underwriting analysis, cash flow sources and repayment capacity, financial statements, risk management practices, collateral, risk grading accuracy, and loan documentation.
If you want to increase your knowledge and expertise in all aspects of credit, you will find this position very appealing. In addition to traditional commercial and commercial real estate lending, you will be exposed to specialty industries and lending areas such as Agriculture, Automobile Flooring, Gaming, Oil & Gas, Vacation Ownership, Enterprise Value Lending, Large Corporate Syndications, Project Finance, etc. We offer extensive training to further build your credit skills.
If you want to work on a team where your input matters, you get to collaborate with a team of 15 - 20 other examiners with whom you will grow, where your work is truly valued and you make a real difference, then you will be in good company.
The Credit Examiner will:
  • Lead and assist in examinations reviewing commercial, commercial real estate, and specialty lending products to identify potential credit risk problems, minimize loan losses, and ensure conformity with corporate credit policy.
  • Analyze detailed financial data and spreads to quickly determine repayment capacity and ability to repay debt.
  • Assess underwriting and monitoring processes, as well as accuracy of risk grades.
  • Test compliance with company policies, procedures, and banking regulations.
  • Review collateral and legal documentation to evaluate lien perfection and borrower compliance with loan covenants.
  • Communicate conclusions to bank management through oral and written reports with recommendations for corrective actions, when necessary.
  • Perform validation testing to assess whether recommendations have been successfully implemented.
  • Minimal travel required, up to 5 days annually.

Requirements / Qualifications
  • In-depth knowledge of credit risk, accounting, audit procedures, and legal and regulatory requirements.
  • Extensive knowledge of commercial and commercial real estate loan products, including owner occupied real estate, investor real estate, construction, and commercial and industrial loans.
  • Ability to identify credit risk issues and provide accurate conclusions and recommendations in a timely manner.
  • Exhibit strong verbal and written communication skills.
  • Experience working with Microsoft Office, Excel, Word, and PowerPoint.
  • Bachelor's in Business, Finance or a related field.
  • 8+ years of experience performing credit analysis or conducting audit assessments on commercial and commercial real estate lending products.
  • Portfolio management experience with a large bank is beneficial.
  • Combination of education and experience may meet requirements.

Location:
Zions Technology Center in Midvale, UT ... Amegy Tower in Houston, TX ... or, Biltmore Corporate Office in Phoenix, AZ.
Benefits:
  • Medical, Dental and Vision Insurance - START DAY ONE!
  • Life and Disability Insurance, Paid Parental Leave and Adoption Assistance
  • Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts
  • Paid Training, Paid Time Off (PTO) and 12 Paid Federal Holidays
  • 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
  • Mental health benefits including coaching and therapy sessions.
  • Tuition Reimbursement for qualifying employees
  • Employee Ambassador preferred banking products

Apply now if you have a passion for evaluating credit risk, enjoy collaborating with co-workers, and want to make a difference for the bank and communities we serve.

Zions Bank logo

About Zions Bank

Sourced by ZipRecruiter

Zions Bank recognizes that its success comes from the dedication, experience and talents of its diverse employee base. As we usher in the next generation of banking, we're committed to being the premier employer of choice. We're proud to have ranked among American Banker magazine's "Best Banks to Work For" almost every year since 2013, as Best Employer from Utah's Best of State, among the Best Places to Work in Idaho, and "among the Salt Lake Tribune's Top Workplaces. Make the leap into a new era of banking. Let us transform your career.

Industry

Commercial banking

Company size

1,001 - 5,000 Employees

Headquarters location

Salt Lake City, UT, US

Year founded

1873

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