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Credit Risk Manager Jobs in Mississippi (NOW HIRING)

Hope Credit Union

Head Teller

Jackson, MS · On-site

$10K/mo

HOPE Overview HOPE (Hope Enterprise Corporation, Hope Credit Union and Hope Policy Institute ... Risk Management and Compliance: * Monitor branch for compliance with policies and procedures

Hope Credit Union

Head Teller

Jackson, MS · On-site

$10K/mo

HOPE Overview HOPE (Hope Enterprise Corporation, Hope Credit Union and Hope Policy Institute ... Risk Management and Compliance: * Monitor branch for compliance with policies and procedures

Wells Fargo

Branch Manager - Jackson, MS

Jackson, MS · On-site

As a Branch Manager, you will serve as the sales leader of the branch, accountable for acquiring ... They are accountable for execution of all applicable risk programs (Credit, Market, Financial ...

defi AUTO LLC

Contracts Manager

Jackson, MS · On-site

$80K - $95K/yr

Our customers include the highest-volume captive auto lenders, banks, credit unions, and finance ... Independently perform risk mitigation in both new and legacy agreements without significant ...

Renasant Bank

Branch Manager

Olive Branch, MS · On-site

Maintain a culture of risk management, including but not limited to managing operational losses ... in a credit related function and; * Demonstrated ability to read, analyze and interpret balance ...

Renasant Bank

Branch Manager

Durant, MS · On-site

Maintain a culture of risk management, including but not limited to managing operational losses ... in a credit related function and; * Demonstrated ability to read, analyze and interpret balance ...

King's Daughters

Manager, Medical Practice

Jackson, MS

$51K - $69K/yr

Manages recruitment, orientation, retention, and performance of staff while ensuring compliance ... Volunteer work and internships for academic credit are not counted. Certifications & Licensures N/A ...

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All JobsCredit Risk JobsCredit Risk Manager JobsCredit Risk Manager Jobs in Mississippi

Credit Risk Manager information

See Mississippi salary details

$81.9K

$149.9K

$226.8K

How much do credit risk manager jobs pay per year?

As of Jul 17, 2026, the average yearly pay for credit risk manager in Mississippi is $149,933.00, according to ZipRecruiter salary data. Most workers in this role earn between $126,400.00 and $168,100.00 per year, depending on experience, location, and employer.

What are the 5 C's of credit risk management?

The 5 C's of credit risk management are Character, Capacity, Capital, Collateral, and Conditions. These factors help credit risk managers evaluate a borrower's ability and willingness to repay a loan, guiding credit decisions and risk assessments. Understanding these principles is essential for effective credit analysis and maintaining financial stability.

How does a Credit Risk Manager typically collaborate with other departments to assess and mitigate risk?

A Credit Risk Manager frequently works with teams across the organization, such as underwriting, finance, and compliance, to assess borrower creditworthiness and ensure adherence to risk policies. Collaboration often involves developing risk models, reviewing loan portfolios, and communicating risk exposures to senior management. Working closely with these departments enables comprehensive risk assessments and the implementation of effective mitigation strategies. This cross-functional approach fosters a proactive risk culture and ensures that credit decisions align with both regulatory requirements and business objectives.

What Does a Credit Risk Manager Do?

A credit risk manager analyzes credit risk for banks and similar financial institutions. In this role, it’s your job to develop better credit risk policies and procedures to alleviate losses and maintain capital. Additional duties involve examining data, building financial models, creating performance reports, ensuring regulatory compliance, and formulating credit policy. This career requires at least a bachelor’s degree in business administration or a related field. Other important qualifications include excellent analytical, communication, and research skills. Most employers typically prefer candidates who have previous risk management experience.

What is the highest salary for a risk manager?

The highest salary for a Credit Risk Manager can exceed $150,000 annually, especially in large financial institutions or with extensive experience and advanced certifications. Senior risk managers in major markets or with specialized skills may earn even higher compensation, including bonuses and incentives.

What are Credit Risk Managers?

Credit Risk Managers are professionals responsible for assessing and managing the risk of financial losses that may arise from borrowers failing to repay loans or meet contractual obligations. They analyze financial data, credit reports, and market trends to determine the creditworthiness of individuals or businesses. Credit Risk Managers also develop policies and strategies to minimize potential losses and ensure compliance with regulatory standards. Their role is critical in maintaining the financial health and stability of banks, lending institutions, and other organizations involved in credit.

What is the role of a credit risk manager?

A credit risk manager is responsible for assessing and monitoring the creditworthiness of clients and borrowers to minimize financial losses. They analyze financial data, develop risk mitigation strategies, and ensure compliance with lending policies, often using tools like credit scoring models and financial analysis software.

What are the key skills and qualifications needed to thrive as a Credit Risk Manager, and why are they important?

To thrive as a Credit Risk Manager, you need strong analytical abilities, deep knowledge of financial principles, and typically a degree in finance, accounting, or a related field. Familiarity with risk modeling software, credit scoring systems, and regulatory frameworks such as Basel III is essential. Strong communication, decision-making, and stakeholder management skills set outstanding professionals apart in this field. These skills are crucial for accurately assessing creditworthiness, minimizing financial losses, and ensuring regulatory compliance within financial institutions.

What is the difference between Credit Risk Manager vs Credit Analyst?

AspectCredit Risk ManagerCredit Analyst
CredentialsBachelor's degree, often certifications like CFA or credit risk certificationsBachelor's degree, finance or related field, sometimes certifications like CFA
Work EnvironmentOversees risk policies, manages teams, strategic planningAnalyzes credit data, assesses borrower risk, prepares reports
Industry UsageUsed in banking, financial services, lending institutionsCommon in banks, credit agencies, financial firms

The Credit Risk Manager focuses on overseeing and managing the overall credit risk policies and teams, while the Credit Analyst conducts detailed credit assessments of individual borrowers. Both roles require similar credentials and are integral to credit decision processes, but they differ in scope and responsibilities.

Does credit risk pay well?

Credit Risk Managers typically earn competitive salaries that vary by industry, experience, and location. They often receive additional benefits and may need certifications such as CFA or FRM, which can influence compensation levels.
More about Credit Risk Manager jobs
What are the most commonly searched types of Credit Risk jobs in Mississippi? The most popular types of Credit Risk jobs in Mississippi are:
What are popular job titles related to Credit Risk Manager jobs in Mississippi? For Credit Risk Manager jobs in Mississippi, the most frequently searched job titles are:
What job categories do people searching Credit Risk Manager jobs in Mississippi look for? The top searched job categories for Credit Risk Manager jobs in Mississippi are:
What cities in Mississippi are hiring for Credit Risk Manager jobs? Cities in Mississippi with the most Credit Risk Manager job openings:
Credit Risk Manager jobs near you

Mortgage Loan Originator/Processor

Sunbelt Federal Credit Union

Hattiesburg, MS • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 14 days ago

Job description

Mortgage Loan Originator/ProcessorREPORTS TO: Mortgage Loan Manager
FLSA Classification: Non-Exempt
Compensation: Base Salary Plus Commission Incentives
POSITION SUMMARY
The Mortgage Loan Originator/Processor is a sales-driven position responsible for originating, marketing, processing, and closing residential real estate loan products while delivering exceptional member service. This role actively develops referral relationships and generates new mortgage business through community outreach, networking, and promotion of credit union mortgage products and services.
The ideal candidate will combine strong sales and relationship-building abilities with mortgage processing expertise to guide members through the loan process from application through closing. This position requires maintaining thorough knowledge of mortgage products, lending regulations, underwriting guidelines, and internal lending procedures while meeting production and service goals.
ESSENTIAL FUNCTIONSReasonable accommodations may be made to enable individuals with disabilities to perform essential functions.
Sales & Business Development
  •  Proactively market mortgage loan products and services to current and prospective members. 
  •  Develop and maintain referral business through relationships with real estate agents, builders, attorneys, financial professionals, and community organizations. 
  •  Generate new loan opportunities through outbound calling, networking events, member follow-up, and community involvement. 
  •  Cross-sell credit union products and services to deepen member relationships. 
  •  Meet or exceed established loan production, referral, and sales goals. 
  •  Promote the credit union within the community to increase mortgage lending growth and brand awareness. 
  •  Maintain a pipeline of prospective and active mortgage loans through consistent follow-up and relationship management. 
Mortgage Origination & Processing
  •  Answer member questions regarding mortgage products, rates, terms, and loan programs. 
  •  Interview applicants and gather financial information to determine mortgage qualification eligibility. 
  •  Process applications and verify accuracy for mortgage and second mortgage open-end and closed-end loans. 
  •  Follow up with members to obtain documentation necessary for loan approval and closing. 
  •  Return calls and voicemails within a 24-hour business period. 
  •  Provide all required disclosures for fixed-rate and variable-rate loan products. 
  •  Calculate closing costs and provide Loan Estimates and related disclosures. 
  •  Verify employment, assets, liabilities, income, and other supporting documentation. 
  •  Order and review credit reports to evaluate applicant creditworthiness according to lending guidelines. 
  •  Approve or deny loans within delegated lending authority. 
  •  Request and evaluate appraisals to ensure collateral requirements and valuation standards are met. 
  •  Request flood certifications to determine flood zone status. 
  •  Order title work and coordinate with attorneys, title companies, and closing agents. 
  •  Obtain and verify homeowner’s and flood insurance coverage when applicable. 
  •  Establish repayment terms, interest schedules, and loan conditions. 
  •  Prepare complete and accurate closing packages while ensuring timely loan closings. 
  •  Research and resolve documentation or processing issues to ensure compliance and member satisfaction. 
Compliance & Risk Management
  •  Maintain thorough knowledge of mortgage lending regulations, compliance requirements, and credit union policies. 
  •  Ensure all job functions are performed in accordance with Federal and State regulations, BSA, OFAC, SAFE Act, TRID, RESPA, and the USA Patriot Act/Customer Identification Program (CIP). 
  •  Maintain accurate records and documentation throughout the lending process. 
  •  Protect member confidentiality and sensitive financial information. 
COMPETENCIESTo perform this job successfully, an individual must be able to perform each essential duty satisfactorily.
  •  Strong sales, networking, and relationship-building skills 
  •  Ability to generate referral business and self-source loan opportunities 
  •  Excellent communication skills (oral, written, and listening) 
  •  Strong member service orientation with professional appearance and positive attitude 
  •  Ability to solve problems within established policies and procedures 
  •  Ability to adapt to changing policies, procedures, and regulations 
  •  Strong organizational skills and attention to detail 
  •  Working knowledge of mortgage lending compliance and regulations 
  •  Knowledge of credit analysis, lending guidelines, and credit scoring 
  •  Basic math skills including calculations involving interest, percentages, commissions, and loan figures 
EDUCATION & QUALIFICATIONS
  •  High school diploma or equivalent required 
  •  Minimum of two years of related mortgage lending, loan origination, loan processing, or financial institution experience preferred 
  •  Prior sales, mortgage production, or business development experience strongly preferred 
EXPERIENCE, SKILLS & OTHER REQUIREMENTS
  •  Proven ability to develop business and build referral relationships 
  •  Strong understanding of mortgage products, underwriting, and loan documentation 
  •  Exceptional interpersonal and customer service skills 
  •  Ability to manage multiple loans and deadlines simultaneously 
  •  Strong accuracy and attention to detail 
  •  Proficient in Microsoft Word, Excel, Outlook, and PowerPoint 
  •  Ability to communicate effectively with members, realtors, attorneys, title companies, and internal staff 
CERTIFICATES, LICENSES & REGISTRATIONS
  •  Must successfully complete BSA training as required 
  •  Employee must be bondable (insurable) 
  •  Mortgage licensing may be required depending on regulatory requirements and job duties 
WORK ENVIRONMENTReasonable accommodations may be made to enable individuals with disabilities to perform essential functions.
  •  Primarily indoor office environment with quiet to moderate noise level 
  •  Occasional work outside the office for business development and community events 
  •  Occasional travel for training, networking, and business-related functions 
  •  Occasional evening and weekend schedules required 
POSITION TYPE / EXPECTED HOURS OF WORKThis is a full-time position. Days and hours of work are Monday through Thursday 8:00 a.m. to 5:00 p.m., Friday 8:00 a.m. to 5:30 p.m., and occasional Saturdays from 9:00 a.m. until 1:00 p.m. Saturday rotation required. Hours may change without notice.
PHYSICAL DEMANDSWhile performing the duties of this job, the employee is regularly required to sit, stand, and walk; use hands to finger, handle, feel or grasp; reach with hands and arms; and talk or hear. The employee is frequently required to kneel, crouch, or stoop. The employee is occasionally required to lift and/or move 25-30 pounds.
EMPLOYMENT REQUIREMENTSAll applicants must meet the following conditions of employment to be eligible for employment at Sunbelt Federal Credit Union:
  •  U.S. Citizenship 
  •  Successfully passing a background investigation 
BENEFITS OFFERED
  •  401(k) with employee match and profit sharing 
  •  Medical, Dental, Vision, Life, STD, LTD 
  •  Paid Holidays 
  •  Employee Education Assistance Program (Tuition Reimbursement) 
  •  16 Days PTO beginning accrual on day one (usable after 90 days) 
  •  Employee Assistance Program (EAP) 
DECLARATIONThis job description is intended to describe the general nature and level of work being performed by employees assigned to this position. Duties, responsibilities, and activities may change at any time with or without notice.
Sunbelt Federal Credit Union is an Equal Opportunity Employer.