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Vice President Credit Risk Jobs in Mississippi (NOW HIRING)

Amteck, LLC

Senior Project Manager

Kosciusko, MS

This position reports to the VP of Service Operationsand takes direction from and provides support ... Responsible for completing Risk Analysis of assigned contracts, reviewing and negotiating contracts ...

Amteck, LLC

Senior Project Manager

Ridgeland, MS

This position reports to the VP of Service Operationsand takes direction from and provides support ... Responsible for completing Risk Analysis of assigned contracts, reviewing and negotiating contracts ...

Amteck, LLC

Senior Project Manager

Grenada, MS · On-site

This position reports to the VP of Service Operationsand takes direction from and provides support ... Responsible for completing Risk Analysis of assigned contracts, reviewing and negotiating contracts ...

Amteck, LLC

Senior Project Manager

Madison, MS · On-site

This position reports to the VP of Service Operationsand takes direction from and provides support ... Responsible for completing Risk Analysis of assigned contracts, reviewing and negotiating contracts ...

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All JobsVice President Credit Risk JobsVice President Credit Risk Jobs in Mississippi

Vice President Credit Risk information

See Mississippi salary details

$41.2K

$149.2K

$262.8K

How much do vice president credit risk jobs pay per year?

As of Aug 29, 2026, the average yearly pay for vice president credit risk in Mississippi is $149,194.00, according to ZipRecruiter salary data. Most workers in this role earn between $108,900.00 and $179,900.00 per year, depending on experience, location, and employer.

What is a vice president credit risk?

A Vice President Credit Risk is a senior leader responsible for assessing, managing, and mitigating credit risk within a financial institution. They develop risk policies, oversee credit analysis, and ensure compliance with regulatory requirements. This role involves working closely with lending teams, risk analysts, and senior executives to establish risk appetite and optimize portfolio performance. Strong analytical skills, financial acumen, and industry knowledge are essential for success in this position.

What are the typical daily responsibilities of a vice president credit risk?

A Vice President Credit Risk typically reviews and approves large lending proposals, monitors the organization’s credit risk exposure, and leads the development of risk assessment frameworks. They collaborate closely with teams in underwriting, portfolio management, and regulatory compliance to ensure policies align with business objectives and industry standards. The role also involves mentoring junior risk professionals, presenting risk findings to executive leadership, and staying up-to-date with changes in market conditions and regulations. This dynamic environment requires both strategic oversight and hands-on analysis, balancing risk and opportunity to support the organization’s growth.

What are the key skills and qualifications needed to thrive in the vice president credit risk position?

To thrive as a Vice President Credit Risk, you need extensive experience in credit risk management, strong analytical abilities, and a solid understanding of financial regulations, typically supported by a relevant degree (such as finance or economics). Familiarity with credit risk modeling tools, risk assessment software, and industry certifications like FRM or CFA is highly valued. Exceptional leadership, strategic thinking, and communication skills help you manage teams and collaborate effectively across departments. These competencies are crucial for identifying, assessing, and mitigating credit risks to ensure the organization’s long-term financial stability.

What are the most commonly searched types of Credit Risk jobs in Mississippi?

The most popular types of Credit Risk jobs in Mississippi are:

What are popular job titles related to Vice President Credit Risk jobs in Mississippi?

For Vice President Credit Risk jobs in Mississippi, the most frequently searched job titles are:

What job categories do people searching Vice President Credit Risk jobs in Mississippi look for?

The top searched job categories for Vice President Credit Risk jobs in Mississippi are:

What cities in Mississippi are hiring for Vice President Credit Risk jobs?

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Vice President Credit Risk jobs near you

VICE PRESIDENT OF RESIDENTIAL MORTGAGE LENDING

Sunbelt Federal Credit Union

Gulfport, MS • On-site

$125K - $168K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 13 days ago

Job description

Responsive recruiter
Benefits:
  • Health insurance
  • Paid time off
  • Profit sharing
  • Training & development
  • Vision insurance
  • 401(k)
  • 401(k) matching
  • Competitive salary
  • Dental insurance
  • Tuition assistance

Vice President of Residential Mortgage Lending
SUMMARY/OBJECTIVE:
The Vice President of Residential Mortgage Lending provides strategic leadership and operational oversight for the Credit Union's residential mortgage and home equity origination functions. This role is responsible for driving sustainable loan growth, streamlining the lending workflow, and delivering exceptional member experience, all while maintaining strict adherence to regulatory compliance and risk management standards.
DUTIES & RESPONSIBILITIES:
Requirements:
Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions.
1. Strategic Leadership & Team Development
  • Team Leadership: Lead the mortgage lending team and oversee all functional areas (origination, underwriting, processing, and servicing) to optimize operational efficiency, profitability, and loan turnaround times.
  • Talent Management: Lead and develop mortgage staff by managing recruitment, scheduling, and performance evaluations.
  • Culture & Coaching: Foster a culture of accountability through continuous coaching and performance management to deliver exceptional member service.
  • Alignment & Communication: Lead structured team meetings-including production strategies, pipeline reviews, and operational updates-to ensure cross-departmental alignment, identify and resolve loan processing bottlenecks, and drive production goals.

2. Regulatory Compliance & Risk Management
  • Compliance Authority: Serve as the primary authority for mortgage regulatory compliance; safeguard the credit union against risk by maintaining strict adherence to TILA/Reg Z, RESPA, HMDA, and Fair Lending standards through routine file audits and process reviews.
  • Policy Enforcement: Maintain comprehensive expertise in mortgage lending compliance. Ensure all credit union mortgage policies, procedures, products, and documentation strictly adhere to federal and state regulations.
  • Staff Training: Ensure staff training and compliance.
  • Vendor Oversight: Oversee and maintain accurate mortgage vendor management processes; routinely evaluate third-party performance, service level agreements, and regulatory compliance to mitigate risk and ensure seamless service delivery.

3. Operational Excellence & Technology Innovation
  • Process Improvement: Identify and implement continuous process improvements and technology enhancements to maximize departmental efficiency.
  • Documentation Management: Formulate and maintain a loan procedure manual for the Mortgage Loan department, keeping it up-to-date with all regulations and requirements.
  • Policy Reviews: Conduct routine reviews of all pertinent loan policies and standard operating procedures (SOPs) throughout the year, ensuring continuous accuracy, internal consistency, and seamless integration across all lending functions

4. Secondary Market & Portfolio Management
  • Secondary Market Strategy: Manage and execute the strategic sale of residential mortgage loans on the secondary market to maximize profitability, optimize liquidity, and mitigate portfolio risk in accordance with Credit Union goals.
  • Credit Decisions: Possess deep, specialized knowledge of residential mortgage and home equity underwriting guidelines; exercise delegated loan approval authority to review complex files and make sound, risk-balanced credit decisions.
  • Loss Mitigation: Provide oversight and direction for all mortgage and home equity collections and forbearance activities, ensuring loss mitigation workflows are executed accurately, timely, and in strict compliance with investor and regulatory guidelines.

QUALIFICATIONS:
  • A minimum of five (5) years of progressive experience in mortgage lending, with at least 3 years in a dedicated supervisory or leadership role within a bank or credit union environment.
  • Requires expert-level knowledge of both residential mortgage and home equity (HELOC/Second Mortgage) underwriting guidelines, with a proven track record of exercising delegated loan approval authority.
  • Advanced knowledge of secondary market operations, including investor guidelines (Fannie Mae/Freddie Mac), loan pricing strategies, rate locks, commitment tracking, and liquidity optimization.
  • Active NMLS (Nationwide Mortgage Licensing System) registration is required, or the ability to become immediately registered upon hire.
  • Direct experience with Encompass is highly preferred but not required, along with the ability to leverage all platforms to maximize departmental efficiency.
  • Exceptional interpersonal, leadership, and communication skills required for conducting productive team pipeline meetings, coaching staff, and effectively presenting strategic lending data to senior leadership and executive management.
  • Professional, well-developed interpersonal and communication skills are essential for projecting a positive image of Sunbelt FCU with management, employees, members, vendors, visitors, etc.
  • The position requires the ability to read, analyze, and interpret financial reports, procedures, legal documents and external regulations; ability to respond professionally to varied inquiries or complaints from members; ability to influence subordinates; and ability to effectively communicate and present information to a wide range of audiences including senior management.
  • Outstanding communication, public speaking, and interpersonal skills.
  • Working knowledge of artificial intelligence tools and a demonstrated willingness to evaluate and apply emerging technologies to improve efficiency, reporting, and operational effectiveness.

Employment Requirements:
All applicants must meet the certain conditions of employment to be eligible for employment at Sunbelt Federal Credit Union:
  • U.S. Citizenship
  • Successfully passing a background investigation

Benefits Offered:
  • 401K, with employer match and profit shares
  • Medical Dental & Vision insurance
  • Life, STD, LTD, Accidental D&D
  • Aflac Insurance products
  • Paid Holidays
  • Education Assistance Program
  • PTO (Paid time off) that begins accruing day one. (usable after 90 days)
  • Employee Assistance Program (EAP)

DECLARATION
This job description is designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice. Sunbelt FCU is an Equal Opportunity Employer.

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