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Chief Credit Risk Officer Jobs in Mississippi (NOW HIRING)

Huntington

Credit Review Team Leader Sr

Tupelo, MS · On-site +1

$125K - $255K/yr

Prior Credit Review and/or risk officer experience. * Project management skills, ability to deliver high quality results while meeting deadlines, department and personal goals. * Technical accounting ...

Huntington

Credit Review Team Leader Sr

Tupelo, MS · On-site +1

$125K - $255K/yr

Prior Credit Review and/or risk officer experience. * Project management skills, ability to deliver high quality results while meeting deadlines, department and personal goals. * Technical accounting ...

First South

Senior Loan Officer

Starkville, MS · On-site

May train and direct less experienced loan officers. Responsibilities/Duties - Develops new ... credit risk and makes timely and accurate decisions. - Establishes and reneg otiates credit terms ...

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All JobsChief Credit Risk Officer JobsChief Credit Risk Officer Jobs in Mississippi

Chief Credit Risk Officer information

See Mississippi salary details

$114.6K

$173.4K

$260K

How much do chief credit risk officer jobs pay per year?

As of Aug 29, 2026, the average yearly pay for chief credit risk officer in Mississippi is $173,383.00, according to ZipRecruiter salary data. Most workers in this role earn between $142,100.00 and $198,900.00 per year, depending on experience, location, and employer.

What does a chief credit risk officer do?

A Chief Credit Risk Officer (CCRO) is responsible for overseeing and managing an organization’s credit risk exposure. They develop strategies, policies, and procedures to identify, measure, and mitigate risks related to lending and credit operations. The CCRO works closely with other executives to ensure that credit risks are aligned with the company’s overall risk appetite and regulatory requirements. Additionally, they monitor credit portfolios, assess loan quality, and implement risk management frameworks to protect the organization from potential losses.

What are the key skills and qualifications needed to thrive as a chief credit risk officer, and why are they important?

To thrive as a Chief Credit Risk Officer, you need deep expertise in credit risk assessment, portfolio management, and regulatory compliance, typically supported by a finance-related degree and significant experience in risk management. Familiarity with credit risk modeling tools, risk assessment systems, and relevant certifications such as FRM or CFA is highly valuable. Exceptional analytical thinking, strategic leadership, and strong communication skills distinguish top performers in this role. These competencies are crucial for protecting an organization's financial health, ensuring regulatory compliance, and guiding risk policy at the executive level.

How does a chief credit risk officer typically collaborate with other departments to manage and mitigate risk?

A Chief Credit Risk Officer (CCRO) works closely with teams across the organization, including lending, compliance, finance, and operations, to develop and enforce risk management strategies. They regularly consult with business unit leaders to assess emerging risks and ensure that credit policies align with the company's overall objectives. The CCRO often leads cross-functional committees, conducts risk reviews, and advises on large credit decisions to maintain a balanced risk portfolio. This collaborative approach helps promote a strong risk culture and ensures that risk considerations are integrated into business planning and decision-making processes.

What is the difference between Chief Credit Risk Officer vs Credit Analyst?

AspectChief Credit Risk OfficerCredit Analyst
CredentialsTypically requires advanced degrees (MBA, Finance) and extensive experience in credit risk managementUsually holds a bachelor's degree in finance, economics, or related fields; certifications like CFA are common
Work EnvironmentStrategic, leadership-focused role overseeing credit risk policies at the organizational levelAnalytical role focused on assessing individual credit applications and risk profiles
Employer & Industry UsageUsed in banking, financial services, and large lending institutionsCommon across banks, credit agencies, and lending firms

The Chief Credit Risk Officer and Credit Analyst roles differ mainly in scope and seniority. The Chief Credit Risk Officer oversees the entire credit risk management strategy, requiring extensive experience and leadership skills. In contrast, the Credit Analyst focuses on evaluating specific credit applications, with a more analytical and operational focus. Both roles are essential in credit risk management but serve different levels within an organization.

What are popular job titles related to Chief Credit Risk Officer jobs in Mississippi?

For Chief Credit Risk Officer jobs in Mississippi, the most frequently searched job titles are:

What job categories do people searching Chief Credit Risk Officer jobs in Mississippi look for?

The top searched job categories for Chief Credit Risk Officer jobs in Mississippi are:

What cities in Mississippi are hiring for Chief Credit Risk Officer jobs?

Cities in Mississippi with the most Chief Credit Risk Officer job openings:

Chief Credit Risk Officer jobs near you

Regional Credit Officer

Hattiesburg, MS • On-site

The Citizens Bank
See more jobs at The Citizens Bankexternal

$90 - $140/hr

Other

Posted 17 days ago

Job description

The Citizens Bank of Philadelphia is currently seeking a Regional Credit Officer, as follows:
  • Position: Regional Credit Officer
  • Reporting To: Chief Credit Officer
  • Location: Hattiesburg/Pascagoula
About the Position

An internal partner who monitors the flow of credit requests within an assigned lending territory to ensure underwriting, approvals and risk are effectively and efficiently managed.

About the Opportunity

The Citizens Bank opened in 1908 in Philadelphia, MS, and it quickly earned a reputation for safety, confidence, honesty, integrity, and hard work. Throughout its history, the bank held steadfast to its commitment to be a bedrock partner to the communities it serves. Today, still grounded in the principles on which we were founded, our bank serves the state of Mississippi through 26 branch offices and beyond with its digital and mobile banking solutions. Our high-tech, high-touch approach to full-service banking helps us provide the products and services of larger banks, but with a level of service that only a community bank committed to extraordinary service can provide. We’re different. We appreciate and respect our past, but our sights are clearly set on building an even better bank for the future, and it starts with our people. Our commitment to making the bank a great place to work is woven into the fabric of our core values - SERVE.

Essential Duties
  • Provide bank management with timely and accurate information relating to the overall credit quality of its loan portfolio.
  • Evaluate and approve complex commercial credit requests, modifications, renewals, and portfolio management actions.
  • Ensure consistent application of credit policy, underwriting standards, and risk rating methodologies.
  • Identify emerging credit risks, concentrations, and borrower‑specific concerns.
  • Assist the Special Assets officer with oversight and management of the all substandard loans in the supported regional portfolio.
  • Assist the Chief Credit Officer with oversight and management of the all past due and non‑accrual loans in the supported regional portfolio.
  • Participate in the review, development, and implementation of the bank's loan policies/practices and credit risk review policies/procedures.
  • Assist in expanding credit product offerings and creating efficiencies in the bank's credit delivery and risk monitoring process.
  • Provide guidance on loan structure, collateral, guarantor support, design, pricing and repayment sources.
  • Review and analyze customer financial statements, specifically to determine cash flow on existing and new customers.
  • Develop pertinent information for lenders and loan committees for use in the approval process of new, renewal and extension loans.
  • Evaluate quality of financial information submitted prior to performing analysis to determine if there is a need for additional information.
  • Review and decide loans as necessary within assigned lending authority and related limits.
  • Review credit relationships to determine adequacy of underwriting.
  • Participate in client meetings and prospect discussions, as appropriate.
  • Concurrently approve loan requests/relationships from $500,000 to $2,500,000 with Regional President.
  • Review and summarize all available business and/or personal financial information on relationships.
  • Prepare and submit various loan reports to the BOD, Loan Committees and SO Committee.
  • Support regulatory examinations, internal audits, loan reviews and external credit reviews.
  • Support the bank's strategic growth initiatives and market expansion efforts.

Perform all job functions in compliance with the requirements of banking laws and regulations. Perform other duties as required by supervisory personnel.

The Right Person
  • 10+ years successful experience within the credit administration function.
  • Broad knowledge of lending, credit and loan operations management.
  • Demonstrated experience in the use of outstanding judgement and initiative in making decisions for which there is little precedent.
  • Demonstrated experience in the formulation of loan and credit policies, as well as underwriting standards.
  • A skilled contributor to the strategic planning process, including loan product and service development.
  • Degree in banking & finance, accounting or related field.

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