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Credit Risk Manager Jobs in Columbus, MS (NOW HIRING)

First South

Senior Loan Officer

Starkville, MS · On-site

... credit risk and makes timely and accurate decisions. - Establishes and reneg otiates credit terms ... evaluate management, inspect collateral and detect signs of potential financial problems ...

US Navy

Bomb Technician (EOD)

Aberdeen, MS

... safety and risk management; regular integration with Special Operations, fleet units, and ... recommended college credit for Navy training, Navy COOL-funded certifications, USMAP ...

US Navy

Bomb Technician (EOD)

Columbus, MS

... safety and risk management; regular integration with Special Operations, fleet units, and ... recommended college credit for Navy training, Navy COOL-funded certifications, USMAP ...

US Navy

Bomb Technician (EOD)

Caledonia, MS

... safety and risk management; regular integration with Special Operations, fleet units, and ... recommended college credit for Navy training, Navy COOL-funded certifications, USMAP ...

US Navy

Bomb Technician (EOD)

Macon, MS

... safety and risk management; regular integration with Special Operations, fleet units, and ... recommended college credit for Navy training, Navy COOL-funded certifications, USMAP ...

US Navy

Bomb Technician (EOD)

Pickensville, AL

... safety and risk management; regular integration with Special Operations, fleet units, and ... recommended college credit for Navy training, Navy COOL-funded certifications, USMAP ...

US Navy

Bomb Technician (EOD)

Brooksville, MS

... safety and risk management; regular integration with Special Operations, fleet units, and ... recommended college credit for Navy training, Navy COOL-funded certifications, USMAP ...

Vancity (2.0)

Branch Manager - Lynn Creek

Lynn Creek, MS · On-site

$109 - $134/hr

We're Vancity, a member‑owned credit union built on the principles of inclusion and social ... A Decisive Problem‑Solver - You confidently assess risk and identify solutions that balance ...

All JobsCredit Risk JobsCredit Risk Manager JobsCredit Risk Manager Jobs in Columbus, MS

Credit Risk Manager information

See Columbus, MS salary details

$84.5K

$154.7K

$234K

How much do credit risk manager jobs pay per year?

As of Aug 27, 2026, the average yearly pay for credit risk manager in Columbus, MS is $154,703.00, according to ZipRecruiter salary data. Most workers in this role earn between $130,500.00 and $173,500.00 per year, depending on experience, location, and employer.

What is a credit risk manager?

Credit Risk Managers are professionals responsible for assessing and managing the risk of financial losses that may arise from borrowers failing to repay loans or meet contractual obligations. They analyze financial data, credit reports, and market trends to determine the creditworthiness of individuals or businesses. Credit Risk Managers also develop policies and strategies to minimize potential losses and ensure compliance with regulatory standards. Their role is critical in maintaining the financial health and stability of banks, lending institutions, and other organizations involved in credit.

What does a credit risk manager do?

A credit risk manager analyzes credit risk for banks and similar financial institutions. In this role, it’s your job to develop better credit risk policies and procedures to alleviate losses and maintain capital. Additional duties involve examining data, building financial models, creating performance reports, ensuring regulatory compliance, and formulating credit policy. This career requires at least a bachelor’s degree in business administration or a related field. Other important qualifications include excellent analytical, communication, and research skills. Most employers typically prefer candidates who have previous risk management experience.

What are the key skills and qualifications needed to thrive as a credit risk manager, and why are they important?

To thrive as a Credit Risk Manager, you need strong analytical abilities, deep knowledge of financial principles, and typically a degree in finance, accounting, or a related field. Familiarity with risk modeling software, credit scoring systems, and regulatory frameworks such as Basel III is essential. Strong communication, decision-making, and stakeholder management skills set outstanding professionals apart in this field. These skills are crucial for accurately assessing creditworthiness, minimizing financial losses, and ensuring regulatory compliance within financial institutions.

How does a credit risk manager typically collaborate with other departments to assess and mitigate risk?

A Credit Risk Manager frequently works with teams across the organization, such as underwriting, finance, and compliance, to assess borrower creditworthiness and ensure adherence to risk policies. Collaboration often involves developing risk models, reviewing loan portfolios, and communicating risk exposures to senior management. Working closely with these departments enables comprehensive risk assessments and the implementation of effective mitigation strategies. This cross-functional approach fosters a proactive risk culture and ensures that credit decisions align with both regulatory requirements and business objectives.

What is the difference between Credit Risk Manager vs Credit Analyst?

AspectCredit Risk ManagerCredit Analyst
CredentialsBachelor's degree, often certifications like CFA or credit risk certificationsBachelor's degree, finance or related field, sometimes certifications like CFA
Work EnvironmentOversees risk policies, manages teams, strategic planningAnalyzes credit data, assesses borrower risk, prepares reports
Industry UsageUsed in banking, financial services, lending institutionsCommon in banks, credit agencies, financial firms

The Credit Risk Manager focuses on overseeing and managing the overall credit risk policies and teams, while the Credit Analyst conducts detailed credit assessments of individual borrowers. Both roles require similar credentials and are integral to credit decision processes, but they differ in scope and responsibilities.

How much do credit risk managers make in the US?

Credit risk managers in the US typically earn a median annual salary of around $85,000 to $125,000, with experienced professionals and those in senior roles earning higher. Salaries can vary based on industry, location, and level of experience, and certifications like CFA or FRM can enhance earning potential.
More about Credit Risk Manager jobs

What cities near Columbus, MS are hiring for Credit Risk Manager jobs?

Cities near Columbus, MS with the most Credit Risk Manager job openings:

Credit Risk Manager jobs near you
Infographic showing various Credit Risk Manager job openings in Columbus, MS as of August 2026, with employment types broken down into 85% Full Time, 13% Part Time, 1% Contract, and 1% Nights. Highlights an 78% Physical, 2% Hybrid, and 20% Remote job distribution, with an average salary of $154,703 per year, or $74.4 per hour.

Senior Loan Officer

First South Farm Credit

Starkville, MS • On-site

Full-time

Posted 18 days ago

Job description


Summary
Serves present and prospective members/customers with sound, productive short, intermediate and long term agricultural credit according to district policies, standards and procedures. Promotes related services to all current and prospective members. Services all assigned existing loans within delegated authorities. May train and direct less experienced loan officers.
Responsibilities/Duties
  • Develops new business by actively pursuing new individual and business customers and by becoming a visible and involved member of the community.
  • Expands existing relationships by proactively researching customer needs and matching bank products and services to those needs.
  • Interviews applicants, gathers, analyzes and reconciles complete, accurate credit and financial data using the five credit factors under the guidelines of differential analysis.
  • Determines credit risk and makes timely and accurate decisions.
  • Establishes and renegotiates credit terms, when necessary.
  • Inspects or appraises collateral as needed or applicable.
  • Communicates credit decision to loan applicants.
  • Services loans in portfolio to retain high loan level quality.
  • Reviews progress of loans on a periodic basis.
  • Makes periodic calls on loan customers to evaluate management, inspect collateral and detect signs of potential financial problems.
  • Monitors delinquent reports and counsels with customers to bring accounts current.
  • Provides guidance to customers seeking solutions to financial problems.
  • Follows market trends and developments to increase association's business in established and developing markets.
  • Keeps in formed of competition and their markets, primary products and services, major strengths and limitations, and their basic pricing arrangements.
  • Provides information to existing and potential members/borrowers as to available financially related services and properly handles financial service accounts.

Knowledge/Skills/Abilities
  • Education and/or experience equivalent to a Bachelor's degree in Business Administration, Agriculture, Economics or Finance.
  • Three+ years or related agricultural lending experience.
  • Demonstrated computer proficiency and familiarity with financial databases and spreadsheet applications.
  • Excellent computer proficiency and familiarity with financial databases and spreadsheet applications.
  • Excellent written and verbal communication skills with ability to employ diplomacy and tact with customers and prospects while articulating the benefits of Farm Credit.
  • Ability to be assertive and decisive in arriving at sound business decisions which serve the best interest of the ACA and the borrower.
  • Current awareness of economic developments and production technology affecting agriculture in the region.
  • Travel to/from other branch offices, associations, AgFirst or other facilities.
  • PROBLEM SOLVING AND DECISION-MAKING:
    • Deals with new applicants and repeat borrowers to include moderately complex loans and treatments.

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