Portfolio Manager
Augusta, ME · On-site
$77K/yr
Tax Credit Specialist Training (TCS)* * Federal HOME, HTF and HOME-ARP Program Training* * General Asset Management Training (Risk Assessments, Real Estate, etc.) * * Fair Housing/Section 504/ADA ...
Augusta, ME · On-site
$77K/yr
Tax Credit Specialist Training (TCS)* * Federal HOME, HTF and HOME-ARP Program Training* * General Asset Management Training (Risk Assessments, Real Estate, etc.) * * Fair Housing/Section 504/ADA ...
Augusta, ME · On-site
$77K/yr
Tax Credit Specialist Training (TCS)* * Federal HOME, HTF and HOME-ARP Program Training* * General Asset Management Training (Risk Assessments, Real Estate, etc.) * * Fair Housing/Section 504/ADA ...
$66K - $118K/yr
Commercial Portfolio Manager Department: Commercial Lending Reports to: VP ~ Senior Commercial ... with risk rating evaluation, credit memos, review memos, loan covenant testing, insurance and ...
Quick apply
$66K - $118K/yr
Commercial Portfolio Manager Department: Commercial Lending Reports to: VP ~ Senior Commercial ... with risk rating evaluation, credit memos, review memos, loan covenant testing, insurance and ...
Sanford, ME · On-site
$66K - $118K/yr
Commercial Portfolio Manager Department: Commercial Lending Reports to: VP ~ Senior Commercial ... with risk rating evaluation, credit memos, review memos, loan covenant testing, insurance and ...
Quick apply
Sanford, ME · On-site
$66K - $118K/yr
Commercial Portfolio Manager Department: Commercial Lending Reports to: VP ~ Senior Commercial ... with risk rating evaluation, credit memos, review memos, loan covenant testing, insurance and ...
Commercial Portfolio Manager Department: Commercial Lending Reports to: VP ~ Senior Commercial ... with risk rating evaluation, credit memos, review memos, loan covenant testing, insurance and ...
Commercial Portfolio Manager Department: Commercial Lending Reports to: VP ~ Senior Commercial ... with risk rating evaluation, credit memos, review memos, loan covenant testing, insurance and ...
South Paris, ME · On-site
... credit and collections, information technology, financial analysis, project management, people development, procurement, human resources, contract management, risk management, internal controls ...
South Paris, ME · On-site
... credit and collections, information technology, financial analysis, project management, people development, procurement, human resources, contract management, risk management, internal controls ...
South Portland, ME · On-site
$90K - $95K/yr
Drive loan growth while maintaining strong credit quality and a consistent member experience ... Understands consumer lending and how to balance growth with risk * Pays attention to detail but can ...
South Portland, ME · On-site
$90K - $95K/yr
Drive loan growth while maintaining strong credit quality and a consistent member experience ... Understands consumer lending and how to balance growth with risk * Pays attention to detail but can ...
Harborside, ME · On-site
$91K - $202K/yr
Handles the origination, financial analysis, negotiation and documentation of non-credit products and services. * Manages risk/return and drives quality for new and/or existing clients. Actively ...
Harborside, ME · On-site
$91K - $202K/yr
Handles the origination, financial analysis, negotiation and documentation of non-credit products and services. * Manages risk/return and drives quality for new and/or existing clients. Actively ...
Rockland, ME · On-site
... credit loans and commercial loans. * Responsible for risk and compliance within the banking center including but not limited to formal audit results. * Responsible for day-to-day management of ...
Rockland, ME · On-site
... credit loans and commercial loans. * Responsible for risk and compliance within the banking center including but not limited to formal audit results. * Responsible for day-to-day management of ...
... credit loans and commercial loans. * Responsible for risk and compliance within the banking center including but not limited to formal audit results. * Responsible for day-to-day management of ...
... credit loans and commercial loans. * Responsible for risk and compliance within the banking center including but not limited to formal audit results. * Responsible for day-to-day management of ...
We're embedded throughout the credit card ecosystem as a lender, servicer, and merchant acquirer ... Serve as a senior IAM risk partner to compliance, audit, and risk management teams, proactively ...
We're embedded throughout the credit card ecosystem as a lender, servicer, and merchant acquirer ... Serve as a senior IAM risk partner to compliance, audit, and risk management teams, proactively ...
... credit loans and commercial loans. * Responsible for risk and compliance within the banking center including but not limited to formal audit results. * Responsible for day-to-day management of ...
... credit loans and commercial loans. * Responsible for risk and compliance within the banking center including but not limited to formal audit results. * Responsible for day-to-day management of ...
... credit loans and commercial loans. * Responsible for risk and compliance within the banking center including but not limited to formal audit results. * Responsible for day-to-day management of ...
... credit loans and commercial loans. * Responsible for risk and compliance within the banking center including but not limited to formal audit results. * Responsible for day-to-day management of ...
Portland, ME · On-site
This role reports to the Director, Tax Planning, Audits and Risk Management. Responsibilities ... credits, and cash flow timing. * Contribute to the growth and development of team members.
Portland, ME · On-site
This role reports to the Director, Tax Planning, Audits and Risk Management. Responsibilities ... credits, and cash flow timing. * Contribute to the growth and development of team members.
Portland, ME · Hybrid
This role reports to the Director, Tax Planning, Audits and Risk Management. Responsibilities ... credits, and cash flow timing. * Contribute to the growth and development of team members.
Portland, ME · Hybrid
This role reports to the Director, Tax Planning, Audits and Risk Management. Responsibilities ... credits, and cash flow timing. * Contribute to the growth and development of team members.
... credit union, treating physician, etc.) to gather pertinent data to analyze the claim * Adjudicates ... Utilizes appropriate medical and risk resources, adhering to referral polices, and transferring ...
... credit union, treating physician, etc.) to gather pertinent data to analyze the claim * Adjudicates ... Utilizes appropriate medical and risk resources, adhering to referral polices, and transferring ...
Portland, ME · On-site
... credit union, treating physician, etc.) to gather pertinent data to analyze the claim * Adjudicates ... Utilizes appropriate medical and risk resources, adhering to referral polices, and transferring ...
Portland, ME · On-site
... credit union, treating physician, etc.) to gather pertinent data to analyze the claim * Adjudicates ... Utilizes appropriate medical and risk resources, adhering to referral polices, and transferring ...
... credit union, treating physician, etc.) to gather pertinent data to analyze the claim * Adjudicates ... Utilizes appropriate medical and risk resources, adhering to referral polices, and transferring ...
... credit union, treating physician, etc.) to gather pertinent data to analyze the claim * Adjudicates ... Utilizes appropriate medical and risk resources, adhering to referral polices, and transferring ...
Portland, ME · On-site
$80K - $95K/yr
... LIHTC Risk Management team to ensure seamless customer service and responsiveness during project construction, lease up, and first year credit delivery. * Work with staff within and across ...
Quick apply
Portland, ME · On-site
$80K - $95K/yr
... LIHTC Risk Management team to ensure seamless customer service and responsiveness during project construction, lease up, and first year credit delivery. * Work with staff within and across ...
Portland, ME · On-site
$80K - $95K/yr
... LIHTC Risk Management team to ensure seamless customer service and responsiveness during project construction, lease up, and first year credit delivery. * Work with staff within and across ...
Quick apply
Portland, ME · On-site
$80K - $95K/yr
... LIHTC Risk Management team to ensure seamless customer service and responsiveness during project construction, lease up, and first year credit delivery. * Work with staff within and across ...
Portland, ME · On-site
$80K - $95K/yr
... LIHTC Risk Management team to ensure seamless customer service and responsiveness during project construction, lease up, and first year credit delivery. * Work with staff within and across ...
Quick apply
Portland, ME · On-site
$80K - $95K/yr
... LIHTC Risk Management team to ensure seamless customer service and responsiveness during project construction, lease up, and first year credit delivery. * Work with staff within and across ...
$83.7K - $97.2K
8% of jobs
$97.2K - $110.7K
6% of jobs
$110.7K - $124.1K
7% of jobs
$127.8K is the 25th percentile. Wages below this are outliers.
$124.1K - $137.6K
11% of jobs
The median wage is $145.9K / yr.
$137.6K - $151.1K
27% of jobs
$151.1K - $164.5K
13% of jobs
$166.5K is the 75th percentile. Wages above this are outliers.
$164.5K - $178K
15% of jobs
$178K - $191.5K
4% of jobs
$191.5K - $205K
4% of jobs
$205K - $218.4K
0% of jobs
$218.4K - $231.9K
4% of jobs
$83.7K
$153.3K
$231.9K
A credit risk manager analyzes credit risk for banks and similar financial institutions. In this role, it’s your job to develop better credit risk policies and procedures to alleviate losses and maintain capital. Additional duties involve examining data, building financial models, creating performance reports, ensuring regulatory compliance, and formulating credit policy. This career requires at least a bachelor’s degree in business administration or a related field. Other important qualifications include excellent analytical, communication, and research skills. Most employers typically prefer candidates who have previous risk management experience.
| Aspect | Credit Risk Manager | Credit Analyst |
|---|---|---|
| Credentials | Bachelor's degree, often certifications like CFA or credit risk certifications | Bachelor's degree, finance or related field, sometimes certifications like CFA |
| Work Environment | Oversees risk policies, manages teams, strategic planning | Analyzes credit data, assesses borrower risk, prepares reports |
| Industry Usage | Used in banking, financial services, lending institutions | Common in banks, credit agencies, financial firms |
The Credit Risk Manager focuses on overseeing and managing the overall credit risk policies and teams, while the Credit Analyst conducts detailed credit assessments of individual borrowers. Both roles require similar credentials and are integral to credit decision processes, but they differ in scope and responsibilities.

$77K/yr
Full-time
Medical, Dental, Vision, Life, Retirement
Posted 13 days ago
Description
Primary Purpose of Position: The Portfolio Manager oversees the day-to-day program administration of all projects in MaineHousing's multifamily portfolio for compliance with all federal, state, and program regulations; and the Agency's Asset Management functions regarding performance, reporting and risk evaluation of its multi-family loan portfolio; and supervises assigned staff.
Core Functions:
Supervise, coach, and develop staff
-Provide guidance to staff in performance of their job responsibilities and resolving problem situations
-Conduct regular coaching sessions with staff
-Work with staff to develop department and individual goals
-Determine and realize training needs of staff
Coordinate and streamline department workflow
o Assign new projects to staff, and adjust portfolios as needed
o Ensure completion and accuracy of work performed by staff
o Draft, review, revise, and monitor policies and procedures for consistency
o Implement new policies to address changes in Federal or State regulations
Coordinate interagency workflow
o Coordinate all requests for information
o Work with the Development Department in new loan reviews
o Work with the Legal Department to review and provide suggestions for legal documents regarding management issues for pending closings
o Work with the Finance Department on supplying information on mortgage delinquencies, mortgage discharge process, and the multiple lists of projects with assigned staff
o Represent the Asset Management Department on internal inter-Departmental Committees
Program and policy planning and design
o Provide technical assistance, verbally and in writing, of existing programs
o Participate in the development of new programs
Develop, coordinate, and facilitate training programs for staff and external partners
o Identify training needs of staff and partners, and provide guidance to staff conducting trainings
o Prepare, coordinate, and train staff on multifamily programs including regulations, monitoring requirements, submission requirements, audited financial statements, and budgets
o Prepare, coordinate, and train staff on occupancy, loan document, and financial reviews
o Prepare, coordinate, and train external partners on occupancy, Fair Housing, and 504 issues
Oversee the resolution of troubled assets and risk evaluation
o Coordinate meetings of the Risk Assessment Committee
o Work with staff on developing strategies to improve the performance of troubled assets.
o Regularly report the status of troubled assets to the Director of Asset Management, Legal Department and Finance Departments
o Participate in risk rating activities of the Department
o Oversee the multifamily REO portfolio
o Property Insurance evaluation and compliance
o Manage the administration of project escrows held by MaineHousing in the Federated accounts
Manage customer and partner relations
o Provide technical assistance, verbally and in writing, to partners, customers, and other MaineHousing employees
o Interpret and communicate MaineHousing guidelines
o Meet and communicate with partners to assist in the resolution of troubled projects
o Provide assistance through phone calls, written communication, face-to-face visits, and formal presentations
Direct and implement special projects assigned by the Director of Asset Management
Oversee compliance reporting to the IRS and Treasury on the LIHTC and 1602 Programs
Oversee compliance reporting to HUD for the various HUD programs affecting the portfolio to include the PBCA contract, Fed HOME, Housing Trust Fund (HTF), HOME-ARP
Other duties as assigned
Requirements
Education and Experience: Education and six years of relevant work experience or a combination of education and training preferred. Experience of comprehending and interpreting legal documents and regulatory guidelines, and experience with the affordable housing industry highly desired and two years of management or coaching experience preferred.
Certifications and Licenses:
*Training and certifications to be obtained within the first year of employment or as the courses become available
Skills and Knowledge:
Demonstrated ability to effectively manage people and lead teams
Experience working with multifamily real estate
Ability to understand and interpret regulatory documents and State and Federal statutes and regulations
Experience working with multifamily real estate
Ability to understand and interpret regulatory documents and State and Federal statutes and regulations
Strong project management, time management, and organizational skills
Strong PC skills using various software including Microsoft 365 (especially Word and Excel), ShareFile/SharePoint, Windows, internet browsers
Ability to establish and maintain good working relationships with business partners
Excellent communication skills - speaking, writing, and listening via phone, email, and in-person meetings
Ability to communicate effectively in front of groups
Ability to take initiative, work independently, and use creativity and analytical skills to resolve complex issues among multiple parties
Working Conditions:
Fast paced environment with multiple priorities, interruptions & deadlines. MaineHousing office hours are Monday - Friday from 8:00am to 5:00pm.
Reports to: Director of Asset Management Supervises: 13 staff members
The salary range for this position is $77,979 - $116,970. All new employees will start at $77,979, unless otherwise agreed to by MaineHousing. MaineHousing also offers a comprehensive benefits package, including, but not limited to, health, dental and vision, retirement options with employer match, life insurance, short and long-term disability, employee assistance, generous earned time and all major federal holidays. Employment is eligible for the Public Service Loan Forgiveness Program.