Sr. Credit Analyst
Portland, ME · On-site
The Senior Credit Analyst is responsible for evaluating and managing customer credit risk to ensure sound decision-making and protection of Sappi North America's financial position. This role ...
Sr. Credit Analyst
Portland, ME · On-site
The Senior Credit Analyst is responsible for evaluating and managing customer credit risk to ensure sound decision-making and protection of Sappi North America's financial position. This role ...
The Senior Credit Analyst is responsible for evaluating and managing customer credit risk to ensure sound decision-making and protection of Sappi North America's financial position. This role ...
The Senior Credit Analyst is responsible for evaluating and managing customer credit risk to ensure sound decision-making and protection of Sappi North America's financial position. This role ...
Loan Review Commercial Examiner II (US)
$100K - $150K/yr
Risk Management As an experienced credit professional and individual contributor on the team, the Loan Review Commercial Examiner II independently conducts borrower file reviews within the scope of ...
Loan Review Commercial Examiner II (US)
$100K - $150K/yr
Risk Management As an experienced credit professional and individual contributor on the team, the Loan Review Commercial Examiner II independently conducts borrower file reviews within the scope of ...
Credit Analyst I
Lewiston, ME · Hybrid
... the Managed Assets Officer. 4. Develop skill of recognizing the appropriateness of assigned risk ... Credit Committee meetings and become comfortable discussing their analysis of the proposed ...
Credit Analyst I
Lewiston, ME · Hybrid
... the Managed Assets Officer. 4. Develop skill of recognizing the appropriateness of assigned risk ... Credit Committee meetings and become comfortable discussing their analysis of the proposed ...
Credit Analyst I
Lewiston, ME · On-site
... the Managed Assets Officer. 4. Develop skill of recognizing the appropriateness of assigned risk ... Credit Committee meetings and become comfortable discussing their analysis of the proposed ...
Credit Analyst I
Lewiston, ME · On-site
... the Managed Assets Officer. 4. Develop skill of recognizing the appropriateness of assigned risk ... Credit Committee meetings and become comfortable discussing their analysis of the proposed ...
Credit Analyst II
Lewiston, ME · On-site
Quantifies credit risk by recommending an appropriate risk rating. Responsible for deals that have ... Attend weekly Management Credit Committee meetings and confidently discuss their analysis of the ...
Credit Analyst II
Lewiston, ME · On-site
Quantifies credit risk by recommending an appropriate risk rating. Responsible for deals that have ... Attend weekly Management Credit Committee meetings and confidently discuss their analysis of the ...
Credit Analyst II
Lewiston, ME · On-site
Quantifies credit risk by recommending an appropriate risk rating. Responsible for deals that have ... Attend weekly Management Credit Committee meetings and confidently discuss their analysis of the ...
Credit Analyst II
Lewiston, ME · On-site
Quantifies credit risk by recommending an appropriate risk rating. Responsible for deals that have ... Attend weekly Management Credit Committee meetings and confidently discuss their analysis of the ...
The Credit & Debit Card Product Manager will oversee the strategy and performance of the bank ... and risk management. • Strong grasp of regulatory and compliance requirements in consumer ...
The Credit & Debit Card Product Manager will oversee the strategy and performance of the bank ... and risk management. • Strong grasp of regulatory and compliance requirements in consumer ...
Collection Specialist
Orono, ME · On-site
$22 - $25/hr
The Collections Specialist works in a team environment who are collectively responsible for minimizing credit risk to the credit union. The Collections Specialist manages delinquent (past due ...
Collection Specialist
Orono, ME · On-site
$22 - $25/hr
The Collections Specialist works in a team environment who are collectively responsible for minimizing credit risk to the credit union. The Collections Specialist manages delinquent (past due ...
Collection Specialist
Orono, ME · Hybrid
$19.25 - $26.25/hr
The Collections Specialist works in a team environment who are collectively responsible for minimizing credit risk to the credit union. The Collections Specialist manages delinquent (past due ...
Collection Specialist
Orono, ME · Hybrid
$19.25 - $26.25/hr
The Collections Specialist works in a team environment who are collectively responsible for minimizing credit risk to the credit union. The Collections Specialist manages delinquent (past due ...
As the Credit & Debit Card Product Manager, you'll own the strategy, performance, and vendor ... acquiring, and risk management. * Strong grasp of regulatory and compliance requirements in ...
As the Credit & Debit Card Product Manager, you'll own the strategy, performance, and vendor ... acquiring, and risk management. * Strong grasp of regulatory and compliance requirements in ...
Credit Portfolio Manager II - Metro CRE
Portland, ME · On-site
$115.44K - $186.16K/yr
The job oversees the overall risk profile of a designated portfolio, identifying potential macro and micro risk issues (both positive and negative) early on. Depth & Scope: * Manages complex credit ...
Credit Portfolio Manager II - Metro CRE
Portland, ME · On-site
$115.44K - $186.16K/yr
The job oversees the overall risk profile of a designated portfolio, identifying potential macro and micro risk issues (both positive and negative) early on. Depth & Scope: * Manages complex credit ...
Aid in completion of management reports including commercial portfolio concentration reports and risk summaries. * Provide assistance and training to lower-level Commercial Credit Analysts. * Field ...
Aid in completion of management reports including commercial portfolio concentration reports and risk summaries. * Provide assistance and training to lower-level Commercial Credit Analysts. * Field ...
Aid in completion of management reports including commercial portfolio concentration reports and risk summaries. * Provide assistance and training to lower-level Commercial Credit Analysts. * Field ...
Aid in completion of management reports including commercial portfolio concentration reports and risk summaries. * Provide assistance and training to lower-level Commercial Credit Analysts. * Field ...
Crop Growers is the leading provider of crop insurance risk management solutions to growers in the northeast. Crop Growers is the crop insurance business unit of Farm Credit East, a longstanding ...
Crop Growers is the leading provider of crop insurance risk management solutions to growers in the northeast. Crop Growers is the crop insurance business unit of Farm Credit East, a longstanding ...
Crop Growers is the leading provider of crop insurance risk management solutions to growers in the northeast. Crop Growers is the crop insurance business unit of Farm Credit East, a longstanding ...
Crop Growers is the leading provider of crop insurance risk management solutions to growers in the northeast. Crop Growers is the crop insurance business unit of Farm Credit East, a longstanding ...
... and ongoing risk rating; follow-up with the Senior Commercial Credit Officer, Senior Commercial ... Management committees: Participate in the Bank's loan meetings and officers' meetings (if ...
... and ongoing risk rating; follow-up with the Senior Commercial Credit Officer, Senior Commercial ... Management committees: Participate in the Bank's loan meetings and officers' meetings (if ...
Commercial Credit Analyst
Portland, ME · On-site
... and ongoing risk rating; follow-up with the Senior Commercial Credit Officer, Senior Commercial ... Management committees: Participate in the Bank's loan meetings and officers' meetings (if ...
Commercial Credit Analyst
Portland, ME · On-site
... and ongoing risk rating; follow-up with the Senior Commercial Credit Officer, Senior Commercial ... Management committees: Participate in the Bank's loan meetings and officers' meetings (if ...
Crop Insurance Associate
Auburn, ME · On-site
$58K - $75K/yr
Assists other team members with risk management education * Assures all product processing is ... Farm Credit East is an Equal Opportunity Employer. As an Equal Opportunity Employer, we do not ...
Crop Insurance Associate
Auburn, ME · On-site
$58K - $75K/yr
Assists other team members with risk management education * Assures all product processing is ... Farm Credit East is an Equal Opportunity Employer. As an Equal Opportunity Employer, we do not ...
Crop Insurance Associate
$58K - $75K/yr
Assists other team members with risk management education * Assures all product processing is ... Farm Credit East is an Equal Opportunity Employer. As an Equal Opportunity Employer, we do not ...
Crop Insurance Associate
$58K - $75K/yr
Assists other team members with risk management education * Assures all product processing is ... Farm Credit East is an Equal Opportunity Employer. As an Equal Opportunity Employer, we do not ...
Credit Risk Management information
See Maine salary details
$83.7K - $97.2K
8% of jobs
$97.2K - $110.7K
6% of jobs
$110.7K - $124.1K
7% of jobs
$127.8K is the 25th percentile. Wages below this are outliers.
$124.1K - $137.6K
11% of jobs
The median wage is $145.9K / yr.
$137.6K - $151.1K
27% of jobs
$151.1K - $164.5K
13% of jobs
$166.5K is the 75th percentile. Wages above this are outliers.
$164.5K - $178K
15% of jobs
$178K - $191.5K
4% of jobs
$191.5K - $205K
4% of jobs
$205K - $218.4K
0% of jobs
$218.4K - $231.9K
4% of jobs
$83.7K
$153.3K
$231.9K
How much do credit risk management jobs pay per year?
As of May 30, 2026, the average yearly pay for credit risk management in Maine is $153,278.00, according to ZipRecruiter salary data. Most workers in this role earn between $129,300.00 and $171,900.00 per year, depending on experience, location, and employer.
What are the key skills and qualifications needed to thrive in Credit Risk Management, and why are they important?
To thrive in Credit Risk Management, you need strong analytical skills, financial modeling expertise, and a solid background in finance or economics, often supported by a relevant degree. Familiarity with risk assessment software, credit scoring systems, and regulatory compliance tools such as Basel III is highly valued. Attention to detail, effective communication, and sound judgment are crucial soft skills for evaluating creditworthiness and collaborating with stakeholders. These skills ensure accurate risk assessments, regulatory compliance, and informed decision-making to protect the organization's financial health.
What are some common challenges faced by professionals in Credit Risk Management, and how can they be addressed?
Professionals in Credit Risk Management often encounter challenges such as assessing complex borrower profiles, keeping up with changing regulatory requirements, and managing large volumes of data. To address these, it's important to develop strong analytical skills, stay updated on industry regulations, and leverage technology for more efficient data analysis. Collaborating closely with other departments, such as sales and compliance, also helps ensure well-rounded risk assessments and effective risk mitigation strategies.
What is Credit Risk Management?
Credit Risk Management is the process of identifying, assessing, and mitigating the risk that a borrower or counterparty will fail to meet their financial obligations. Professionals in this field analyze creditworthiness, set lending policies, and monitor existing loans to minimize potential losses for banks or financial institutions. Effective credit risk management helps ensure the stability of financial systems and protects organizations from significant financial loss.
What is the difference between Credit Risk Management vs Credit Analysis?
| Aspect | Credit Risk Management | Credit Analysis |
|---|---|---|
| Primary Focus | Assessing and mitigating overall credit risk for an organization | Evaluating individual creditworthiness of borrowers |
| Certifications | Typically requires certifications like CFA, Credit Risk certifications | Often requires financial analysis certifications or degrees |
| Work Environment | Strategic, risk-focused, often in risk departments | Analytical, detail-oriented, in credit or lending departments |
| Industry Usage | Common in banking, financial services, and lending institutions | Used across banks, credit agencies, and lending firms |
While both roles involve assessing financial information, Credit Risk Management focuses on the broader risk exposure of the organization, whereas Credit Analysis concentrates on evaluating individual borrowers' creditworthiness. Understanding these differences helps professionals and employers align roles with skills and organizational needs.
What are popular job titles related to Credit Risk Management jobs in Maine? For Credit Risk Management jobs in Maine, the most frequently searched job titles are:
What job categories do people searching Credit Risk Management jobs in Maine look for? The top searched job categories for Credit Risk Management jobs in Maine are:
Full-time
Posted 19 days ago
Sappi rating
8.8
Based on 17 frontline employees who took The Breakroom Quiz
8th of 109 rated packaging manufacturers
Job description
The Senior Credit Analyst is responsible for evaluating and managing customer credit risk to ensure sound decision-making and protection of Sappi North America's financial position. This role supports the Director of Shared Financial Services in assessing creditworthiness, monitoring customer exposure, managing credit limits, and contributing to process improvements within the Order-to-Cash function.
The Senior Credit Analyst serves as a subject matter expert in credit evaluation, collaborating with internal stakeholders to balance risk mitigation with commercial opportunity. The role influences decisions through detailed analysis, recommendations, and cross-functional communication but does not carry direct policy or managerial authority.
Main Responsibilities
Required Qualifications, Experience, and Certifications
The Senior Credit Analyst is responsible for evaluating and managing customer credit risk to ensure sound decision-making and protection of Sappi North America's financial position. This role supports the Director of Shared Financial Services in assessing creditworthiness, monitoring customer exposure, managing credit limits, and contributing to process improvements within the Order-to-Cash function.
The Senior Credit Analyst serves as a subject matter expert in credit evaluation, collaborating with internal stakeholders to balance risk mitigation with commercial opportunity. The role influences decisions through detailed analysis, recommendations, and cross-functional communication but does not carry direct policy or managerial authority.
Main Responsibilities
Required Qualifications, Experience, and Certifications
Salary is determined by a number of factors including the value of the job to the organization, market forces, internal equity and skills brought to the job.
Sappi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, disability or genetics. In addition to federal law requirements, Sappi complies with applicable state and local laws governing nondiscrimination in employment in every location in which the company has facilities. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training.
Salary is determined by a number of factors including the value of the job to the organization, market forces, internal equity and skills brought to the job.
Sappi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, disability or genetics. In addition to federal law requirements, Sappi complies with applicable state and local laws governing nondiscrimination in employment in every location in which the company has facilities. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training.
ABOUT SAPPI
Sappi is a leading global provider of everyday materials made from woodfibre-based renewable resources. As a diversified, innovative and trusted leader focused on sustainable processes and products, we are building a more circular economy by making what we should, not just what we can.
HR Contact for Questions:
Name: Bethany Kurlanska
Email: Bethany.Kurlanska@sappi.com
Telephone number: 207-857-1008
The Senior Credit Analyst serves as a subject matter expert in credit evaluation, collaborating with internal stakeholders to balance risk mitigation with commercial opportunity. The role influences decisions through detailed analysis, recommendations, and cross-functional communication but does not carry direct policy or managerial authority.
Main Responsibilities
- Evaluate and analyze customer credit applications, financial statements, and payment history to determine credit limits and terms.
- Recommend credit decisions and risk mitigation strategies to management within defined authority levels.
- Support the administration of the company's credit insurance program, including reporting, claim documentation, and coordination with providers.
- Monitor customer account status and payment behaviors to identify early warning indicators of potential risk.
- Assist in preparing credit risk reports, exposure summaries, and portfolio analyses for management review.
- Support internal stakeholders (Sales, Finance, and Accounts Receivable) in resolving credit-related disputes and inquiries.
- Participate in process improvement initiatives aimed at streamlining credit review workflows and enhancing data quality.
- Contribute to global Order-to-Cash alignment efforts by providing analytical input and regional insights.
- Maintain accurate credit master data, documentation, and reporting in SAP and related systems.
- Provide analytical and functional guidance to less-experienced analysts as needed.
- Provide support as required for other financial and accounting functions to support the Shared Financial Services group, including period-end financial closings, and periodic reporting.
Required Qualifications, Experience, and Certifications
- Bachelor's degree required, preferably in Finance, Accounting, or Business.
- 5-7 years of experience in credit analysis or a related financial role.
- Proven ability to interpret and assess financial data for risk assessment.
- Experience working cross-functionally with sales, finance, and operations teams.
- Familiarity with credit insurance programs and global business processes preferred.
The Senior Credit Analyst is responsible for evaluating and managing customer credit risk to ensure sound decision-making and protection of Sappi North America's financial position. This role supports the Director of Shared Financial Services in assessing creditworthiness, monitoring customer exposure, managing credit limits, and contributing to process improvements within the Order-to-Cash function.
The Senior Credit Analyst serves as a subject matter expert in credit evaluation, collaborating with internal stakeholders to balance risk mitigation with commercial opportunity. The role influences decisions through detailed analysis, recommendations, and cross-functional communication but does not carry direct policy or managerial authority.
Main Responsibilities
- Evaluate and analyze customer credit applications, financial statements, and payment history to determine credit limits and terms.
- Recommend credit decisions and risk mitigation strategies to management within defined authority levels.
- Support the administration of the company's credit insurance program, including reporting, claim documentation, and coordination with providers.
- Monitor customer account status and payment behaviors to identify early warning indicators of potential risk.
- Assist in preparing credit risk reports, exposure summaries, and portfolio analyses for management review.
- Support internal stakeholders (Sales, Finance, and Accounts Receivable) in resolving credit-related disputes and inquiries.
- Participate in process improvement initiatives aimed at streamlining credit review workflows and enhancing data quality.
- Contribute to global Order-to-Cash alignment efforts by providing analytical input and regional insights.
- Maintain accurate credit master data, documentation, and reporting in SAP and related systems.
- Provide analytical and functional guidance to less-experienced analysts as needed.
- Provide support as required for other financial and accounting functions to support the Shared Financial Services group, including period-end financial closings, and periodic reporting.
Required Qualifications, Experience, and Certifications
- Bachelor's degree required, preferably in Finance, Accounting, or Business.
- 5-7 years of experience in credit analysis or a related financial role.
- Proven ability to interpret and assess financial data for risk assessment.
- Experience working cross-functionally with sales, finance, and operations teams.
- Familiarity with credit insurance programs and global business processes preferred.
Salary is determined by a number of factors including the value of the job to the organization, market forces, internal equity and skills brought to the job.
Sappi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, disability or genetics. In addition to federal law requirements, Sappi complies with applicable state and local laws governing nondiscrimination in employment in every location in which the company has facilities. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training.
Salary is determined by a number of factors including the value of the job to the organization, market forces, internal equity and skills brought to the job.
Sappi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, disability or genetics. In addition to federal law requirements, Sappi complies with applicable state and local laws governing nondiscrimination in employment in every location in which the company has facilities. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training.
ABOUT SAPPI
Sappi is a leading global provider of everyday materials made from woodfibre-based renewable resources. As a diversified, innovative and trusted leader focused on sustainable processes and products, we are building a more circular economy by making what we should, not just what we can.
HR Contact for Questions:
Name: Bethany Kurlanska
Email: Bethany.Kurlanska@sappi.com
Telephone number: 207-857-1008
About Sappi
Sourced by ZipRecruiter