ZipRecruiter

Log In

1

Credit Risk Fraud Analyst Jobs in Texas (NOW HIRING)

Q2

Senior Fraud Response Data Analyst

Austin, TX

Q2 is a leading provider of digital banking and lending solutions to banks, credit unions ... Experience in fraud analytics, fraud risk management, fraud strategy, fraud operations, or ...

FIRST SERVICE CREDIT UNION

Fraud Manager

Houston, TX · On-site

... credit accuracy). Continuously improve fraud detection and prevention: analyze emerging trends, recommend and implement rule changes in Verafin, Bioctach, digital banking platforms, and core fraud ...

Q2

Senior Fraud Response Analyst

Austin, TX

Q2 is a leading provider of digital banking and lending solutions to banks, credit unions ... Track fraud-related issues, remediation plans, risk mitigation activities, and action items through ...

FIRST SERVICE CREDIT UNION

Fraud Manager

Houston, TX

... credit accuracy). Continuously improve fraud detection and prevention: analyze emerging trends, recommend and implement rule changes in Verafin, Bioctach, digital banking platforms, and core fraud ...

FIRST SERVICE CREDIT UNION

Fraud Manager

Houston, TX

... credit accuracy). Continuously improve fraud detection and prevention: analyze emerging trends, recommend and implement rule changes in Verafin, Bioctach, digital banking platforms, and core fraud ...

T-Mobile

Sr Analyst, Credit Risk Mgmt

Frisco, TX · On-site

$84K - $152K/yr

Join our dynamic Credit Risk Management team as a Senior Analyst, and together, we'll conquer new ... Fuel enhancements in our credit decision processes, policies, collections strategies, and fraud ...

RealPage, Inc.

Fraud Strategy Analyst

Richardson, TX

Support development and maintenance of fraud risk policies, strategies, rules, thresholds, decision ... Apply analytical and data science methods to support feature exploration, segmentation, model ...

previous page

Showing results 41-60

All JobsCredit Risk Fraud Analyst JobsCredit Risk Fraud Analyst Jobs in Texas

Credit Risk Fraud Analyst information

How does a credit risk fraud analyst typically collaborate with other departments to minimize fraud losses?

Credit Risk Fraud Analysts work closely with teams such as IT, compliance, customer service, and operations to identify, investigate, and mitigate fraudulent activities. They regularly communicate findings from data analysis to these departments, ensuring that suspicious patterns are addressed promptly. Collaboration often includes participating in cross-functional meetings, sharing insights on emerging fraud trends, and helping to develop new prevention strategies. This teamwork is essential for creating a holistic approach to managing risk and protecting both the organization and its customers.

What are the key skills and qualifications needed to thrive as a credit risk fraud analyst?

To thrive as a Credit Risk Fraud Analyst, you need strong analytical skills, a background in finance or statistics, and a solid understanding of risk management principles. Familiarity with fraud detection software, data analysis tools like SQL or Python, and relevant certifications such as Certified Fraud Examiner (CFE) are typically required. Strong attention to detail, problem-solving abilities, and effective communication make candidates stand out in this role. These skills are crucial for accurately identifying fraudulent activities, minimizing losses, and maintaining the integrity of financial institutions.

What is the difference between Credit Risk Fraud Analyst vs Credit Analyst?

AspectCredit Risk Fraud AnalystCredit Analyst
Primary FocusDetecting and preventing fraud related to credit riskAssessing creditworthiness of borrowers
Skills & CertificationsFraud detection, risk assessment, certifications like CFECredit analysis, financial statement evaluation, certifications like CFA or CCFA
Work EnvironmentFinancial institutions, fraud prevention teamsBanks, lending companies, credit departments
Industry UsageHigh in fraud prevention and risk managementHigh in lending and credit approval processes

While both roles involve credit assessment, the Credit Risk Fraud Analyst specializes in identifying and preventing fraudulent activities related to credit, whereas the Credit Analyst focuses on evaluating a borrower's creditworthiness to approve loans. Understanding these differences helps in choosing the right career path or job search focus.

What does a credit risk fraud analyst do?

A Credit Risk Fraud Analyst is responsible for identifying, assessing, and mitigating risks related to credit fraud within financial institutions. They analyze transaction patterns, customer profiles, and credit data to detect suspicious activities or potential fraud. Their work involves using analytical tools and data models to monitor accounts, investigate anomalies, and recommend controls to prevent losses. By staying updated on emerging fraud trends, they help protect the company and its customers from financial crimes.
What are popular job titles related to Credit Risk Fraud Analyst jobs in Texas? For Credit Risk Fraud Analyst jobs in Texas, the most frequently searched job titles are:
What job categories do people searching Credit Risk Fraud Analyst jobs in Texas look for? The top searched job categories for Credit Risk Fraud Analyst jobs in Texas are:
What cities in Texas are hiring for Credit Risk Fraud Analyst jobs? Cities in Texas with the most Credit Risk Fraud Analyst job openings:
Credit Risk Fraud Analyst jobs near you
Infographic showing various Credit Risk Fraud Analyst job openings in Texas as of August 2026, with employment types broken down into 1% As Needed, 89% Full Time, 8% Part Time, and 2% Contract. Highlights an 87% Physical, 5% Hybrid, and 8% Remote job distribution.

Payments Risk Analyst

Certegy Payment Solutions, LLC

Westlake, TX • On-site

Full-time

Re-posted 21 days ago

Job description

Role Overview
At Certegy, we enable secure, efficient payment acceptance by combining traditional and real-time risk controls across check, ACH, and emerging payment rails. Our clients range in size from locally owned small businesses to the largest retailers in America, many of which have relied on us for over fifty years to provide check verification and warranty services.
We are seeking a Payments Risk Analyst to help maintain our expertise in the industry. This role will be responsible for the fraud and risk monitoring of multiple clients, balancing loss mitigation strategies while meeting customer SLAs in a high-volume real-time payments environment. This role requires close collaboration with finance, data science, and product teams, along with the ability to clearly communicate risk insights and performance metrics to both technical and non-technical stakeholders.
Key Responsibilities
  • Analyze transactional data for fraud, returns, and loss trends using exploratory data analysis techniques to identify emerging risks and systemic vulnerabilities.
  • Forecast client risk performance and proactively recommend control adjustments based on transactional trends.
  • Collaborate with data science teams to translate data, trends, and other investigative findings, into model enhancements for real-time decisioning strategies.
  • Design, implement, and maintain risk controls to balance loss reduction with transactional acceptance rates and customer experience.
  • Support incident response and escalation for significant fraud events by performing root cause analysis and coordinating with internal teams to mitigate impact.
  • Evaluate strategy performance by tracking key metrics such as fraud loss rates, acceptance rates, and client-specific risk thresholds.
  • Document risk strategies, findings, and outcomes to support operational consistency, audit readiness, and continuous improvement.
  • Partner directly with clients to review fraud trends, explain risk tradeoffs, and recommend best practices tailored to their business models.
  • Develop and maintain executive-level dashboards to communicate performance, trends, and risk exposure to internal leadership and external partners.

Skills & Qualifications
  • Strong analytical and problem-solving skills with the ability to identify patterns in large-scale transactional data.
  • Advanced proficiency in Microsoft Excel and working knowledge of data visualization tools (Oracle Analytics Cloud, Power BI, Tableau, or similar).
  • Experience applying statistical analysis techniques to fraud detection, loss analysis, and risk optimization.
  • Excellent written and verbal communication skills, with demonstrated ability to present complex risk concepts to clients, senior leadership, and cross-functional partners.
  • Ability to work independently while managing multiple client risk portfolios in a fast-paced, real-time environment.
  • Payments industry experience in ACH, real-time payments (RTP/FedNow), BNPL, checks, or alternative payment methods strongly preferred.
  • Bachelor's degree in Mathematics, Statistics, Finance, Economics, or a related quantitative field.
  • 2-3+ years of experience in payments risk, fraud analytics, or financial analysis.

Work Environment
Onsite - Westlake, Texas or Clearwater, Florida
U.S. work authorization required (no visa sponsorship available)

Apply