Credit Risk Consultant Jobs in California (NOW HIRING)

Your Journey at Crowe Starts Here:

At Crowe, you can build a meaningful and rewarding career. With real flexibility to balance work with life moments, you’re trusted to deliver results and make an impact. We embrace you for who you are, care for your well-being, and nurture your career. Everyone has equitable access to opportunities for career growth and leadership. Over our 80-year history, delivering excellent service through innovation has been a core part of our DNA across our audit, tax, and consulting groups. That’s why we continuously invest in innovative ideas, such as AI-enabled insights and technology-powered solutions, to enhance our services. Join us at Crowe and embark on a career where you can help shape the future of our industry.

Job Description:

What It Means to Be a Consultant at Crowe

Consulting is a dynamic business focused on solving problems for our clients and serving our core markets through innovative solutions. As technology and AI continue to reshape the consulting landscape, we are looking for individuals who are curious, adaptable, and eager to learn. At Crowe, consultants are expected to build both technical and transferable skills, think critically, and use technology to solve real business problems. In this role, you will continuously learn, collaborate across teams, and explore how tools, including emerging AI capabilities, can improve efficiency, insights, and client outcomes.

As you grow, you’ll also begin to take ownership of client relationships, contribute to account strategy, and support the delivery of high-impact work. Developing a sense of account leadership, including understanding client needs, ensuring delivery excellence, and building trusted partnerships, is part of what sets successful consultants apart.

Success in this role comes from a growth mindset, strong communication skills, advanced critical thinking, and the ability to navigate new challenges with confidence.

Responsibilities:

• Analyze business processes to identify risks, control gaps, process inefficiencies, and opportunities for improvement.
• Support internal audit, compliance, control testing, risk assessment, and regulatory review activities.
• Gather, review, and organize financial, operational, compliance, policy, procedure, and control documentation.
• Prepare accurate workpapers that document testing procedures, samples, results, observations, and findings.
• Evaluate client control environments and support recommendations to improve governance, risk management, compliance, and operational effectiveness.
• Assist with enterprise and operational risk management activities, including risk assessments, framework design, issue tracking, reporting, and program maturity efforts.
• Support finance and compliance projects, including financial analysis, reconciliations, compliance testing, and internal audit support.
• Support model and credit risk engagements by helping assess model governance, model inputs, data, documentation, testing results, and risk management practices.
• Support regulatory compliance and financial crime engagements focused on areas such as BSA/AML, sanctions, fraud, consumer protection, fair lending, and broader compliance program effectiveness.
• Use data, analytics, and visualization tools to identify trends, anomalies, exceptions, and emerging risks.
• Participate in client meetings, walkthroughs, interviews, status updates, and presentations.
• Prepare high-quality reports, presentations, and deliverables that communicate observations, risks, recommendations, and practical next steps.
• Collaborate with teammates across Risk Consulting to deliver high-quality client service in a fast-paced, deadline-driven environment.

Expectations:

• Strong problem-solving, analytical, and critical thinking skills to develop effective, technology-enabled solutions to address client challenges, including thoughtfully evaluating outputs from new tools and technologies.
• Curiosity and adaptability by learning new tools and technologies, including AI-enabled capabilities, and applying them to help solve problems.
• Interest in business, risk management, internal controls, compliance, finance, accounting, data analytics, regulatory requirements, and financial services.
• Strong written and verbal communication skills, including the ability to prepare clear, client-ready deliverables.
• Ability to take initiative to work both independently and collaboratively in team-based environments.
• Intellectual curiosity and a desire to continuously learn new industries, regulations, tools, frameworks, systems, and consulting approaches.
• Strong attention to detail and commitment to producing accurate, high-quality work.
• Ability to manage multiple priorities and deadlines in a fast-paced client service environment.
• Professional confidence when interacting with clients, colleagues, senior leaders, and other stakeholders.
• Self-motivation, ownership, adaptability, and a willingness to grow through feedback and continuous learning.
• Entrepreneurial mindset and interest in bringing new ideas to client service and practice improvement.
• Ability to build an understanding of how your work contributes to client outcomes and overall business value.
• Willingness to travel based on client and project needs. Travel expectations may vary by team, client, and engagement type.
• Future certification interest to include CPA, CIA, CRCM, FRM, CFA, CAMS, or other firm-supported credentials aligned to the consultant’s area of focus.

Qualifications:

Outstanding academic performance in one of the following preferred majors or comparable fields:

• Accounting
• Business Administration
• Business Management
• Finance
• Financial Engineering
• Internal Audit
• Management Information Systems
• Risk Management

We expect the candidate to uphold Crowe’s values of Care, Trust, Courage, and Stewardship. These values define who we are. We expect all of our people to act ethically and with integrity at all times.

In compliance with federal law, all persons hired will be required to verify identity and eligibility to work in the United States and to complete the required employment eligibility verification form upon hire. Crowe is not sponsoring for work authorization at this time.

The wage range for this role takes into account the wide range of factors that are considered in making compensation decisions including but not limited to skill sets; experience and training; licensure and certifications; and other business and organizational needs. The disclosed range estimate has not been adjusted for the applicable geographic differential associated with the location at which the position may be filled. At Crowe, it is not typical for an individual to be hired at or near the top of the range for their role and compensation decisions are dependent on the facts and circumstances of each case. A reasonable estimate of the current range is $27.00 - $42.00 per hour.

Our Benefits:

Your exceptional people experience starts here. At Crowe, we know that great people are what makes a great firm. We care about our people and offer employees a comprehensive total rewards package. Learn more about what working at Crowe can mean for you!

How You Can Grow:

We will nurture your talent in an inclusive culture that values diversity. You will have the chance to meet on a consistent basis with your Career Coach that will guide you in your career goals and aspirations. Learn more about where talent can prosper!

More about Crowe:

Crowe (www.crowe.com) is one of the largest public accounting, consulting and technology firms in the United States. Crowe uses its deep industry expertise to provide audit services to public and private entities while also helping clients reach their goals with tax, advisory, risk and performance services. Crowe is recognized by many organizations as one of the country’s best places to work. Crowe serves clients worldwide as an independent member of Crowe Global, one of the largest global accounting networks in the world. The network consists of more than 200 independent accounting and advisory services firms in more than 130 countries around the world.

Crowe LLP and Crowe Advisory LLC (and their respective subsidiary entities) provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, sexual orientation, gender identity or expression, genetics, national origin, disability or protected veteran status, or any other characteristic protected by federal, state or local laws.

Crowe LLP and Crowe Advisory LLC (and their respective subsidiary entities) does not accept unsolicited candidates, referrals or resumes from any staffing agency, recruiting service, sourcing entity or any other third-party paid service at any time. Any referrals, resumes or candidates submitted to Crowe, or any employee or owner of Crowe without a pre-existing agreement signed by both parties covering the submission will be considered the property of Crowe, and free of charge.

Crowe will consider for employment all qualified applicants, including those with criminal histories, in a manner consistent with the requirements of applicable state and local laws, including the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance, Los Angeles County Fair Chance Ordinance, San Francisco Fair Chance Ordinance, and the California Fair Chance Act.

Please visit our webpage to see notices of the various state and local Ban-the-Box laws and Fair Chance Ordinances, where applicable.

We are committed to a merit-based hiring process, evaluating all candidates consistently using objective, job-related criteria such as relevant experience, demonstrated skills, measurable impact, and alignment with the role’s responsibilities, and making employment decisions in a fair and inclusive manner free from discrimination.

If you are interested in applying for employment with Crowe and are in need of an accommodation or require special assistance to navigate our website or to complete your application, please visit our Applicant Assistance and Accommodations page for more information: https://careers.crowe.com/crowe-applicant-assistance-and-accommodation