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Credit Risk Associate Jobs in Dallas, TX (NOW HIRING)

GM Financial

Risk Credit Policy Analyst II

Irving, TX · On-site

Risk Credit Policy Analyst II is responsible for analyzing credit risk exposure related to consumer ... High School Diploma * Associate Degree * Bachelor's Degree Finance, Economics, Mathematics ...

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Credit Risk Associate information

See Dallas, TX salary details

$49.5K

$108.2K

$181.1K

How much do credit risk associate jobs pay per year?

As of Jul 5, 2026, the average yearly pay for credit risk associate in Dallas, TX is $108,183.00, according to ZipRecruiter salary data. Most workers in this role earn between $74,200.00 and $140,500.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Credit Risk Associate, and why are they important?

To thrive as a Credit Risk Associate, you need strong analytical skills, attention to detail, and a solid understanding of financial statements, typically backed by a degree in finance, economics, or a related field. Familiarity with risk assessment software, credit modeling tools, and proficiency in Excel or similar data analysis programs are essential technical requirements. Strong communication, problem-solving abilities, and sound judgment help you effectively collaborate with stakeholders and make informed recommendations. These skills and qualities are crucial for accurately assessing creditworthiness and minimizing financial risk for the organization.

What does a Credit Risk Associate do?

A Credit Risk Associate is responsible for assessing and managing the risk that a borrower may default on a loan or credit obligation. They analyze financial statements, credit reports, and market data to evaluate the creditworthiness of individuals or companies. Their work helps financial institutions make informed lending decisions, set appropriate credit limits, and comply with regulatory requirements. Credit Risk Associates also monitor existing credit exposures and may recommend strategies to mitigate potential losses.

What is the difference between Credit Risk Associate vs Credit Analyst?

AspectCredit Risk AssociateCredit Analyst
Required CredentialsBachelor's degree, relevant certifications often preferredBachelor's degree, certifications like CFA or credit-specific courses beneficial
Work EnvironmentFinancial institutions, banks, credit agenciesBanks, investment firms, credit rating agencies
Employer & Industry UsageCommonly used in risk management teamsUsed in credit assessment and lending decisions
Comparison Search IntentUnderstanding risk roles in creditAnalyzing creditworthiness of clients

Both roles involve assessing credit-related information, but Credit Risk Associates focus on managing overall risk exposure, while Credit Analysts evaluate individual creditworthiness. The roles often overlap in skills and industry settings, making them closely related but distinct in scope.

How does a Credit Risk Associate typically collaborate with other teams within a financial institution?

Credit Risk Associates work closely with various departments, including front-office lending teams, compliance, and portfolio management. They regularly communicate with relationship managers to gather client information, and partner with data analysts to assess credit models and risk metrics. This collaborative environment ensures that credit decisions are well-informed and compliant with internal policies. Being proactive and communicative is key, as the role often requires balancing risk assessment with business growth objectives.
What are the most commonly searched types of Credit Risk jobs in Dallas, TX? The most popular types of Credit Risk jobs in Dallas, TX are:
What are popular job titles related to Credit Risk Associate jobs in Dallas, TX? For Credit Risk Associate jobs in Dallas, TX, the most frequently searched job titles are:
What job categories do people searching Credit Risk Associate jobs in Dallas, TX look for? The top searched job categories for Credit Risk Associate jobs in Dallas, TX are:
What cities near Dallas, TX are hiring for Credit Risk Associate jobs? Cities near Dallas, TX with the most Credit Risk Associate job openings:
Credit Risk Associate jobs near you
Infographic showing various Credit Risk Associate job openings in Dallas, TX as of June 2026, with employment types broken down into 86% Full Time, 11% Part Time, 1% Temporary, and 2% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $108,183 per year, or $52 per hour.
Credit Risk, Senior Associate - Real Estate Banking

Credit Risk, Senior Associate - Real Estate Banking

JP Morgan Chase

Plano, TX • On-site

Full-time

Medical, Retirement

Posted 28 days ago

JPMorgan Chase & Co. rating

8.0

Company rating: 8.0 out of 10

Based on 486 frontline employees who took The Breakroom Quiz

54th of 144 rated banks

Job description

As a Portfolio Manager you are a member of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You support the firm's growth in a responsible way by anticipating new and emerging risks. Further, using expert judgement you work to solve real-world challenges that impact our company, customers, and communities.  Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo, and striving to be best-in-class.

As a Portfolio Manager in Real Estate Banking, you will be responsible for managing a portfolio of commercial real estate credits and relationships. The Portfolio Manager team partners with Real Estate Banking Coverage to ensure robust and accurate portfolio reporting by performing and overseeing a variety of enhanced data management and portfolio management functions.
Job Responsibilities:

  • Provide enhanced and in-depth portfolio monitoring, coordinating with the Commercial Real Estate Market Surveillance team and interacting with Real Estate Banking Risk Coverage, Client Executives, and internal partners.
  • Prepare and submit annual review packages by established deadlines, ensuring thorough analysis of guarantors/sponsors and related commercial real estate loans or credit products. Drive consistency, quality, and timeliness.
  • Continuously monitor portfolio for risk rating appropriateness and perform off-cycle risk rating changes as needed.
  • Maintain system data ownership, ensuring quality and timely updates for internal reporting, portfolio reviews, and criticized loan management.
  • Monitor loans for covenant, reporting, and regulatory compliance.
  • Support special ad hoc projects as necessary.

Required Qualifications, Capabilities, and Skills:

  • Bachelor's degree in accounting, finance, economics, or real estate.
  • 3+ years of experience in commercial real estate, commercial loan management, or debt financing.
  • In-depth knowledge of underwriting methodology and experience evaluating risk across office, retail, industrial, and multifamily product types.
  • Highly motivated, detail-oriented self-starter with the ability to work independently and as part of a team.
  • Strong analytical skills with the ability to interpret and detect issues impacting risk ratings.
  • Effective communicator, able to present information clearly and propose solutions.
  • Ability to manage multiple deadlines under time constraints.

Preferred Qualifications, Capabilities, and Skills:

  • Completion of a formal credit training program.
  • Experience with ground-up construction, value-add, and stabilized asset types.
  • Passion for commercial real estate.
  • Advanced Excel skills.
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process. 

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world. 

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