Assists assigned Relationship Managers with monitoring and managing credit risk for existing client ... analytics. * Conducting joint customer calls with Bankers as needed. KNOWLEDGE, SKILLS AND ...
Assists assigned Relationship Managers with monitoring and managing credit risk for existing client ... analytics. * Conducting joint customer calls with Bankers as needed. KNOWLEDGE, SKILLS AND ...
Risk Credit Policy Analyst II
Irving, TX · On-site
Risk Credit Policy Analyst II is responsible for analyzing credit risk exposure related to consumer ... Summarize findings, develop recommendations and present analyses to management in a clear, concise ...
Risk Credit Policy Analyst II
Irving, TX · On-site
Risk Credit Policy Analyst II is responsible for analyzing credit risk exposure related to consumer ... Summarize findings, develop recommendations and present analyses to management in a clear, concise ...
The Lead Credit Risk Officer (P4) is a senior individual contributor on the Transaction Risk team ... This role leverages data, analytics, and quantitative techniques to manage risk across millions of ...
The Lead Credit Risk Officer (P4) is a senior individual contributor on the Transaction Risk team ... This role leverages data, analytics, and quantitative techniques to manage risk across millions of ...
Risk, Credit Risk (Global Banking & Markets: Private Equity and Fund Finance), Associate / Vice P...
Credit Risk (CR) is responsible for managing the firm's credit exposure to its trading and lending counterparties. Leveraging its extensive expertise in financial, credit and risk analysis, CR ...
Risk, Credit Risk (Global Banking & Markets: Private Equity and Fund Finance), Associate / Vice P...
Credit Risk (CR) is responsible for managing the firm's credit exposure to its trading and lending counterparties. Leveraging its extensive expertise in financial, credit and risk analysis, CR ...
Risk, Credit Risk (Global Banking & Markets: Private Equity and Fund Finance), Associate / Vice Pres
Dallas, TX · On-site
Credit Risk (CR) is responsible for managing the firm's credit exposure to its trading and lending counterparties. Leveraging its extensive expertise in financial, credit and risk analysis, CR ...
Risk, Credit Risk (Global Banking & Markets: Private Equity and Fund Finance), Associate / Vice Pres
Dallas, TX · On-site
Credit Risk (CR) is responsible for managing the firm's credit exposure to its trading and lending counterparties. Leveraging its extensive expertise in financial, credit and risk analysis, CR ...
Risk, Credit Risk (Global Banking & Markets: Private Equity and Fund Finance), Associate / Vice P...
Credit Risk (CR) is responsible for managing the firm's credit exposure to its trading and lending counterparties. Leveraging its extensive expertise in financial, credit and risk analysis, CR ...
Risk, Credit Risk (Global Banking & Markets: Private Equity and Fund Finance), Associate / Vice P...
Credit Risk (CR) is responsible for managing the firm's credit exposure to its trading and lending counterparties. Leveraging its extensive expertise in financial, credit and risk analysis, CR ...
As a part of Wells Fargo's second line of defense, Independent Risk Management team covers jobs ... advanced analytical and inductive thinking, and coordination of highly complex activities and ...
As a part of Wells Fargo's second line of defense, Independent Risk Management team covers jobs ... advanced analytical and inductive thinking, and coordination of highly complex activities and ...
... management and compliance workflows. The ideal candidate brings substantial banking and risk ... Design and develop production-grade AI agents to support credit risk, portfolio monitoring ...
... management and compliance workflows. The ideal candidate brings substantial banking and risk ... Design and develop production-grade AI agents to support credit risk, portfolio monitoring ...
... credit risk management practices across the company. This oversight extends to all phases of a loan's life cycle, including origination, underwriting, risk analysis, approval, documentation ...
... credit risk management practices across the company. This oversight extends to all phases of a loan's life cycle, including origination, underwriting, risk analysis, approval, documentation ...
Reporting Relationships Primary Manager: MD, Head of Non-Investment Grade Credit Risk / Global Risk Management Direct Reports: Specialty Finance credit analysts Education / Experience / Other ...
Reporting Relationships Primary Manager: MD, Head of Non-Investment Grade Credit Risk / Global Risk Management Direct Reports: Specialty Finance credit analysts Education / Experience / Other ...
Sr Analyst, Credit Risk Mgmt
Frisco, TX · On-site
$84K - $152K/yr
Join our dynamic Credit Risk Management team as a Senior Analyst, and together, we'll conquer new challenges! At our core, we believe in a collaborative approach, and as a key player in our team, you ...
Sr Analyst, Credit Risk Mgmt
Frisco, TX · On-site
$84K - $152K/yr
Join our dynamic Credit Risk Management team as a Senior Analyst, and together, we'll conquer new challenges! At our core, we believe in a collaborative approach, and as a key player in our team, you ...
Reporting Relationships Primary Manager: MD, Head of Non-Investment Grade Credit Risk / Global Risk Management Direct Reports: Specialty Finance credit analysts Education / Experience / Other ...
Reporting Relationships Primary Manager: MD, Head of Non-Investment Grade Credit Risk / Global Risk Management Direct Reports: Specialty Finance credit analysts Education / Experience / Other ...
Hands-on experience in developing and managing credit underwriting policies and origination ... Bachelor's Degree Finance, Economics, Mathematics, Business, Business Analytics, MIS, or other ...
Hands-on experience in developing and managing credit underwriting policies and origination ... Bachelor's Degree Finance, Economics, Mathematics, Business, Business Analytics, MIS, or other ...
Manages a pipeline of loans that are generally the most complex and technical loan transactions ... Strong analytical and technical competencies. * Ability to utilize discretion and sound judgment in ...
Manages a pipeline of loans that are generally the most complex and technical loan transactions ... Strong analytical and technical competencies. * Ability to utilize discretion and sound judgment in ...
Senior Credit Analyst
Dallas, TX · On-site
The Senior Credit Analyst is accountable for managing risk by openly exchanging ideas and viewpoints, elevating concerns with clear analysis and recommendations, and adhering toestablishedpolicies ...
Senior Credit Analyst
Dallas, TX · On-site
The Senior Credit Analyst is accountable for managing risk by openly exchanging ideas and viewpoints, elevating concerns with clear analysis and recommendations, and adhering toestablishedpolicies ...
Senior Credit Analyst
Frisco, TX · On-site
The Senior Credit Analyst is accountable for managing risk by openly exchanging ideas and viewpoints, elevating concerns with clear analysis and recommendations, and adhering toestablishedpolicies ...
Senior Credit Analyst
Frisco, TX · On-site
The Senior Credit Analyst is accountable for managing risk by openly exchanging ideas and viewpoints, elevating concerns with clear analysis and recommendations, and adhering toestablishedpolicies ...
... Management, Legal, and Compliance, etc.), including senior staff of those departments. * Analyze ... risk types including credit, market, liquidity, systemic, operational and technology in all ...
New
... Management, Legal, and Compliance, etc.), including senior staff of those departments. * Analyze ... risk types including credit, market, liquidity, systemic, operational and technology in all ...
New
... Management, Legal, and Compliance, etc.), including senior staff of those departments. * Analyze ... risk types including credit, market, liquidity, systemic, operational and technology in all ...
... Management, Legal, and Compliance, etc.), including senior staff of those departments. * Analyze ... risk types including credit, market, liquidity, systemic, operational and technology in all ...
Apply strong financial analysis and product knowledge, incorporating relevant macro- and ... Monitor industry trends and credit risk management best practices to strengthen decision-making and ...
Apply strong financial analysis and product knowledge, incorporating relevant macro- and ... Monitor industry trends and credit risk management best practices to strengthen decision-making and ...
Apply strong financial analysis and product knowledge, incorporating relevant macro- and ... Monitor industry trends and credit risk management best practices to strengthen decision-making and ...
Apply strong financial analysis and product knowledge, incorporating relevant macro- and ... Monitor industry trends and credit risk management best practices to strengthen decision-making and ...
Credit Risk Analytics Manager information
See Dallas, TX salary details
$34.8K - $47.4K
9% of jobs
$47.4K - $60.1K
0% of jobs
$60.1K - $72.8K
0% of jobs
$72.8K - $85.5K
4% of jobs
$85.5K - $98.2K
6% of jobs
$110.2K is the 25th percentile. Wages below this are outliers.
$98.2K - $110.9K
5% of jobs
$110.9K - $123.5K
4% of jobs
$123.5K - $136.2K
14% of jobs
The median wage is $140.6K / yr.
$136.2K - $148.9K
20% of jobs
$156.8K is the 75th percentile. Wages above this are outliers.
$148.9K - $161.6K
19% of jobs
$161.6K - $174.3K
18% of jobs
$34.8K
$131K
$174.3K
How much do credit risk analytics manager jobs pay per year?
How does a Credit Risk Analytics Manager typically collaborate with other departments to manage risk effectively?
What are the key skills and qualifications needed to thrive as a Credit Risk Analytics Manager, and why are they important?
What does a Credit Risk Analytics Manager do?
Full-time
Posted 13 days ago
Job description
Established in 1964 in Omaha, Nebraska, our family-owned financial institution's vision is to be the best in class in meeting the evolving financial needs of our customers. Our extensive history and family-owned legacy give us a deep and genuine understanding of how to serve and treat our customers. We offer a holistic financial approach with solutions for personal, business and wealth in three markets: Iowa, Nebraska and Texas.
As a community bank, we value long-term partnerships built on trust and integrity. As an employer, we take pride in building meaningful relationships and celebrating the unique differences that define each team member; it's what makes us a stronger unit. It's one of the many reasons why creating a strong culture of empowerment, support, and opportunity is an ongoing focus.
JOB SUMMARY
This position is responsible for exercising discretion and independent judgment in an analytical capacity by underwriting loans using the bank’s lending software - completing written analyses of the applicant’s ability to repay the loan and assess the strengths and weaknesses of the Bank’s repayment sources considering industry and other environmental trends. Assists assigned Relationship Managers with monitoring and managing credit risk for existing client relationships. Interprets and carries out policies relating to all phases of credit administration department functions.
ESSENTIAL FUNCTIONS
Financial Analysis & Credit Underwriting (60%)
- For Commercial & Industrial (C&I) businesses, commercial real estate investors, and private banking clients:
- New Business: For new or existing relationships with proposed credit exposure generally over Loan Committee thresholds, prepare a Credit Memo with the Relationship Manager including: analysis of the business and industry, financial statement changes and trends, cash flow adequacy, collateral coverage, and Guarantor support (including a global cash flow analysis, as needed). Address causes (how/why) for material changes. Cite mitigants and provide remediation for weaknesses and potential problems. Identify and discuss strengths, weaknesses, opportunities, and threats.
- Renewals: For relationships with credit exposure generally over Loan Committee thresholds, approximately 60 days prior to maturity of loans, review the Renewal Checklist prepared by the Relationship Coordinators. If not prepared, check the loan system (or credit file) and inform the Relationship Coordinator and Relationship Manager of financial statements, collateral reports, personal financial statements, tax returns, and other customary documentation needed to underwrite the renewal. Underwrite the Borrower and obtain approval for renewal ideally 30 days, but not less than 10 days, prior to maturity.
Reviews (20%)
- As part of the ongoing portfolio management for Commercial & Industrial (C&I) businesses, commercial real estate investors, and private banking clients:
- Annual Credit Reviews: For Borrowers generally over Loan Committee thresholds, determine on-going credit quality and appropriateness of the assigned risk rating by reviewing the Borrower’s payment history, financial statement trends & cash flow, and/or operating statements and rent rolls for the Bank’s commercial real estate collateral.
- Loan Reviews: As requested, assist with the independent Loan Review process by completing Loan Reviews in conjunction with the Annual Credit Review.
- Problem Asset Reports: Coordinate and assist the Relationship Manager with the completion of individual monthly reports for loans risk rated Special Mention or worse to ensure completeness and accuracy including: Risk rating rationale, nonaccrual & TDR determination, reserve & impairment discussion, cash flow analysis, collateral analysis, guarantor analysis, strategy statement, and current action plans with S.M.A.R.T. goals.
- Complete reviews of the Bank’s investments, as assigned.
- Complete financial analyses of the Bank’s vendors, as assigned.
Financial Statement Spreading (10%)
- Create/update spreads of financial statements or tax returns using software and test for compliance with financial covenants, when applicable.
- Verify that the tracking items are accurate and update them if they are not, in addition to the normal spreading done in conjunction with underwriting and reviews.
Consumer Underwriting (5%)
- Assists in the underwriting of consumer loans.
Other Duties as Assigned (5%)
- Minutes: Record and distribute minutes for Loan Committee meetings.
- Meetings: Assist with conducting the Past Due Meeting by presenting various reports on the projector and advise Loan Committee members of liens and garnishments since the last meeting.
- Prepare real estate evaluations and complete appraisal reviews.
- Assist with portfolio management by completing floor plan inspections, borrowing base reviews, or collateral exams.
- Assist with the preparation of monthly monitoring reports and credit analytics.
- Conducting joint customer calls with Bankers as needed.
KNOWLEDGE, SKILLS AND ABILITIES
- Ability to demonstrate strong analytical skills with a thorough knowledge and understanding of financial statements and tax returns including an understanding of Generally Accepted Accounting Principles (GAAP)
- Ability to communicate effectively both verbally and in writing using good business writing skills
- Excellent time management, and attention to detail skills, along with an ability to prioritize multiple tasks to meet deadlines
- Strong critical thinking skills using logic and reasoning to identify the strengths and weaknesses of alternative solutions, conclusions or approaches to problems
- Advanced skills with Word, Excel, Outlook, and bank loan systems
- Ability to maintain predictable and reliable attendance
- Ability to complete required training by assigned due date
EDUCATION*
- Minimum of a bachelor’s degree in finance, accounting or related business field, or equivalent banking experience required
EXPERIENCE*
- Minimum of 3-4 years of commercial credit analysis experience required; banking industry experience strongly preferred
- Previous experience using Baker Hill software preferred
*Equivalent education and experience will be considered
PHYSICAL REQUIREMENTS
While performing the duties of this job, the employee is regularly required to stand; use hands to handle or feel; reach with hands and arms; and talk or hear. The employee frequently is required to walk. The employee is occasionally required to stoop or kneel. Specific vision abilities required by this job include close vision, distance vision, color vision, peripheral vision, and depth perception.
WORKING CONDITIONS
This job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines.
AFFIRMATIVE ACTION
Security National Bank provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, gender, sexual orientation, gender identity or expression, national origin, age, disability, genetic information, marital status, amnesty, or status as a covered veteran in accordance with applicable federal, state and local laws.
**NOTE: Relocation is not provided for this position.