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Credit Risk Analyst Jobs in Utah (NOW HIRING)

Western AgCredit

Risk Analyst

South Jordan, UT · On-site

Risk Analyst LOCATION: South Jordan or Spanish Fork, Utah GRADE: 11 (salary range 57,283-85,681 ... Knowledge and understanding of Farm Credit regulations and production agriculture preferred. Strong ...

Western AgCredit

Risk Analyst

South Jordan, UT · On-site

$57K - $85K/yr

Risk Analyst LOCATION: South Jordan or Spanish Fork, Utah GRADE: 11 (salary range 57,283-85,681 ... Knowledge and understanding of Farm Credit regulations and production agriculture preferred. Strong ...

Brex

Director, Credit Risk

Salt Lake City, UT · On-site

Credit Risk at Brex Credit Risk plays a critical role in enabling Brex's growth by balancing ... In this role, you'll partner closely with Sales, Customer Success, Product, Operations, Analytics ...

Brex

Director, Credit Risk

Salt Lake City, UT · On-site

Credit Risk at Brex Credit Risk plays a critical role in enabling Brex's growth by balancing ... In this role, you'll partner closely with Sales, Customer Success, Product, Operations, Analytics ...

Western AgCredit

Risk Analyst

South Jordan, UT · On-site

$57K - $85K/yr

The Risk Analyst reports to the VP-Risk Manager and is primarily responsible for supporting risk ... Knowledge and understanding of Farm Credit regulations and production agriculture preferred.Strong ...

Protingent

Business Analyst, SAP - Credit

Lehi, UT · On-site

$50 - $57/hr

Support the team with new credit assessments; financial statement and credit risk analysis, verify bank and trade references, help with credit checks * Make recommendations to improve the quality of ...

Protingent

Business Analyst, SAP - Credit

Lehi, UT · On-site

$50 - $57/hr

Support the team with new credit assessments; financial statement and credit risk analysis, verify bank and trade references, help with credit checks * Make recommendations to improve the quality of ...

ASK Consulting

Business Analyst, SAP - Credit

Lehi, UT · On-site

$50 - $57/hr

Business Analyst, SAP - Credit Reason Detail: SAP Implementation for OTC department Location: Fully ... credit risk, credit limit, and order-block process design, testing, and deployment. * You'll ...

New

CCBank

Senior Credit Analyst

Pleasant Grove, UT · On-site

This role will collaborate directly with Risk, Compliance, Legal, and external program fintechs ... Sharp credit judgment and analytical rigor. Comfortable drawing conclusions from portfolio data and ...

CCBank

Senior Credit Analyst

Pleasant Grove, UT · On-site

This role will collaborate directly with Risk, Compliance, Legal, and external program fintechs ... Sharp credit judgment and analytical rigor. Comfortable drawing conclusions from portfolio data and ...

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All JobsCredit Risk Analyst JobsCredit Risk Analyst Jobs in Utah

Credit Risk Analyst information

See Utah salary details

$33.7K

$103.7K

$179.8K

How much do credit risk analyst jobs pay per year?

As of Sep 13, 2026, the average yearly pay for credit risk analyst in Utah is $103,674.00, according to ZipRecruiter salary data. Most workers in this role earn between $75,100.00 and $127,900.00 per year, depending on experience, location, and employer.

What does a credit risk analyst do?

A Credit Risk Analyst assesses the creditworthiness of individuals or organizations by analyzing financial data, credit reports, and economic conditions. Their main goal is to determine the likelihood that a borrower will default on their financial obligations. They use statistical models, risk assessment tools, and industry knowledge to evaluate risk and help lenders make informed lending decisions. Credit Risk Analysts often prepare reports, recommend risk mitigation strategies, and monitor existing credit portfolios for potential risks.

What does a credit risk analyst do?

A credit risk analyst evaluates the creditworthiness of individuals or businesses seeking loans or credit cards. As a credit risk analyst, you must be systematic and thorough in examining each applicant’s financial information to provide a recommendation of whether or not your employer should grant credit to the applicant. Essentially, you are evaluating the risk to reward ratio of each loan applicant. Your job duties include the analysis of credit scores and credit reports, payment history, bank statements, and other financial statements. Depending on the scope of your job, you may collect this information directly from clients and inform them if the institution can approve or deny their credit or loan application.

What are the key skills and qualifications needed to thrive as a credit risk analyst, and why are they important?

To thrive as a Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial principles, and typically a degree in finance, economics, or a related field. Familiarity with risk assessment tools, statistical software (such as SAS or R), and financial modeling systems is often required, along with relevant certifications like FRM or CFA being advantageous. Attention to detail, effective communication, and sound judgment are essential soft skills for presenting findings and collaborating with stakeholders. These competencies are crucial for accurately assessing creditworthiness, minimizing financial risk, and supporting informed lending decisions.

What are some common challenges faced by credit risk analysts when assessing new clients or loan applications?

Credit Risk Analysts often encounter challenges such as limited financial data, rapidly changing market conditions, and the need to balance risk with business growth objectives. They must carefully analyze incomplete or inconsistent client information while ensuring compliance with regulatory requirements. Collaborating with relationship managers and other departments is essential to gather additional insights and make informed recommendations, making strong communication and analytical skills crucial in overcoming these challenges.

What is the difference between Credit Risk Analyst vs Credit Analyst?

AspectCredit Risk AnalystCredit Analyst
Primary FocusAssessing the risk of default on loans and credit productsEvaluating creditworthiness of individual or business applicants
Required CredentialsTypically a degree in finance, economics, or related field; certifications like CFA or credit-specific coursesSimilar credentials; often the same certifications or degrees
Work EnvironmentFinancial institutions, risk management departmentsBanks, lending institutions, credit departments
Industry UsageCommonly used in risk assessment and managementPrimarily in lending and credit evaluation

While both roles involve evaluating credit, a Credit Risk Analyst focuses on assessing the overall risk associated with credit portfolios, whereas a Credit Analyst evaluates individual credit applications. The roles often overlap in credentials and work environment, but their specific focus differs within the credit industry.

How much does a credit risk analyst earn?

The average salary for a credit risk analyst typically ranges from $60,000 to $90,000 annually, depending on experience, location, and industry. Entry-level positions may start lower, while experienced analysts with certifications can earn higher salaries and bonuses.

Is a credit risk analyst entry level?

A credit risk analyst can be an entry-level position, often requiring a bachelor's degree in finance, economics, or related fields. Some roles may require prior internship experience or familiarity with financial analysis tools, but many companies offer training for new graduates. Advancement typically depends on experience, skills, and certifications such as the CFA or credit analysis courses.

What is the average salary of a Credit Risk Analyst?

The average salary of a Credit Risk Analyst typically ranges from $60,000 to $85,000 per year, depending on experience, location, and industry. Professionals in this role often require strong analytical skills and knowledge of financial modeling tools.
More about Credit Risk Analyst jobs

What are the most commonly searched types of Credit Risk Analyst jobs in Utah?

The most popular types of Credit Risk Analyst jobs in Utah are:

What are popular job titles related to Credit Risk Analyst jobs in Utah?

For Credit Risk Analyst jobs in Utah, the most frequently searched job titles are:

What job categories do people searching Credit Risk Analyst jobs in Utah look for?

The top searched job categories for Credit Risk Analyst jobs in Utah are:

What cities in Utah are hiring for Credit Risk Analyst jobs?

Cities in Utah with the most Credit Risk Analyst job openings:

What are popular job titles related to Credit Risk Analyst jobs in UT?

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Credit Risk Analyst jobs near you
Infographic showing various Credit Risk Analyst job openings in Utah as of August 2026, with employment types broken down into 84% Full Time, and 16% Part Time. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution, with an average salary of $103,674 per year, or $49.8 per hour.

Risk Analyst

South Jordan, UT • On-site

Western AgCredit
Finance and Insurance • 51 - 200 employees
Learn more about Western AgCreditexternal

Full-time

Medical, Dental, Vision, Life, Retirement

Re-posted 9 days ago

Job description

POSITION: Risk Analyst
LOCATION: South Jordan or Spanish Fork, Utah
GRADE: 11 (salary range 57,283-85,681) depending on education and experience.

RESPONSIBILITY:
Comprehensive benefits package provided (including medical, dental, vision, life insurance, defined contribution
retirement program, and potential for incentive compensation). The Risk Analyst reports to the VP-Risk Manager and is primarily
responsible for supporting risk-related functions within the Association, including but not limited to the following:

  • Assist with developing appropriate risk management policies, plans, and procedures to achieve Association risk management objectives.
  • Conduct risk analysis and modeling to inform corporate business planning and management decision making.
  • Contribute to the development, implementation, and/or maintenance of appropriate reporting for the risk management function.
  • Assist in developing and maintaining a strong internal control environment to protect corporate assets. 
  • Assist with insurance, purchasing, and investment activities related to Association-owned assets.
  • Aid in formulating risk appetite statements and recommend policy to support such.
  • Assist with formulating policies and procedures to determine hold limits for various segments of the loan portfolio, IRR requirements for capital markets and/or participation purchases, and pricing guidelines for various lending programs.
  • Assist with administering and maintaining a robust Enterprise Risk Management (ERM) program.
  • Review compliance with Association Policies and FCA Regulations within areas of responsibility.
  • Assist with administering and maintaining a robust stress testing program on various business segments and the entirety of the loan portfolio.
  • Assist in developing, maintaining, and executing (when required) the Association Incident Response Plan.
  • Assist with implementing, administering, and maintaining a robust Vendor Risk Management program, including vendor due diligence, risk assessments, ongoing monitoring, documentation, and reporting.
  • Assist with implementing, administering, and maintaining Model Risk Management program responsibilities, including model inventory maintenance, risk assessments, validation coordination, documentation, monitoring, and reporting.
  • Other responsibilities as assigned by supervisor.

EDUCATION AND EXPERIENCE:

Bachelor's degree in finance/accounting or business-related field.
Equivalent experience required for bachelor's degree in another field of study.
Knowledge and experience in the areas of Enterprise Risk Management and/or Stress Testing and/or Vendor Risk Management and/or Model Risk Management preferred.
Knowledge and experience in all aspects of the audit function and planning preferred.
Knowledge and understanding of Farm Credit regulations and production agriculture preferred.
Strong computer skills required, with knowledge and experience with risk management software and/or platforms preferred.
Strong communication and collaboration skills required. Must be able to work cooperatively with individuals across all functional areas of the business.
Sound understanding of organizing, planning, critical thinking, analysis, presentation, documentation, and decision making.
Some understanding of accounting practices, financial reporting, fiscal management, and internal controls strongly preferred.
Working knowledge of the sound extension of credit and credit administration preferred.
Strong skills in verbal and written communication, and use of Microsoft Office suite of software products (including Word, Excel, PowerPoint, and Outlook) required. Perform daily responsibilities with accuracy, professionalism, and attention to detail.

GENERAL DATA: 
For over 100 years, the Association has been providing agricultural lending services to commercial and mortgage borrowers in Utah and portions of Wyoming, Nevada, and Arizona.


Applications will be accepted until the position is filled

If you have any questions or need additional information, please call (801) 571-9200.
EEO/AA Employer M/F

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