Credit professionals with expertise in financial, credit and risk analysis work closely with many areas of the firm as well as clients in either an advisory or transactional capacity, offering a ...
Credit professionals with expertise in financial, credit and risk analysis work closely with many areas of the firm as well as clients in either an advisory or transactional capacity, offering a ...
Credit professionals with expertise in financial, credit and risk analysis work closely with many areas of the firm as well as clients in either an advisory or transactional capacity, offering a ...
Credit professionals with expertise in financial, credit and risk analysis work closely with many areas of the firm as well as clients in either an advisory or transactional capacity, offering a ...
Credit professionals with expertise in financial, credit and risk analysis work closely with many areas of the firm as well as clients in either an advisory or transactional capacity, offering a ...
Credit professionals with expertise in financial, credit and risk analysis work closely with many areas of the firm as well as clients in either an advisory or transactional capacity, offering a ...
Credit professionals with expertise in financial, credit and risk analysis work closely with many areas of the firm as well as clients in either an advisory or transactional capacity, offering a ...
Credit professionals with expertise in financial, credit and risk analysis work closely with many areas of the firm as well as clients in either an advisory or transactional capacity, offering a ...
Credit professionals with expertise in financial, credit and risk analysis work closely with many areas of the firm as well as clients in either an advisory or transactional capacity, offering a ...
Credit professionals with expertise in financial, credit and risk analysis work closely with many areas of the firm as well as clients in either an advisory or transactional capacity, offering a ...
Credit professionals with expertise in financial, credit and risk analysis work closely with many areas of the firm as well as clients in either an advisory or transactional capacity, offering a ...
Credit professionals with expertise in financial, credit and risk analysis work closely with many areas of the firm as well as clients in either an advisory or transactional capacity, offering a ...
Risk Analyst LOCATION: South Jordan or Spanish Fork, Utah GRADE: 11 (salary range 57,283-85,681 ... Knowledge and understanding of Farm Credit regulations and production agriculture preferred. Strong ...
Risk Analyst LOCATION: South Jordan or Spanish Fork, Utah GRADE: 11 (salary range 57,283-85,681 ... Knowledge and understanding of Farm Credit regulations and production agriculture preferred. Strong ...
Risk Analyst
South Jordan, UT · On-site
$57K - $85K/yr
Risk Analyst LOCATION: South Jordan or Spanish Fork, Utah GRADE: 11 (salary range 57,283-85,681 ... Knowledge and understanding of Farm Credit regulations and production agriculture preferred. Strong ...
Risk Analyst
South Jordan, UT · On-site
$57K - $85K/yr
Risk Analyst LOCATION: South Jordan or Spanish Fork, Utah GRADE: 11 (salary range 57,283-85,681 ... Knowledge and understanding of Farm Credit regulations and production agriculture preferred. Strong ...
Director, Credit Risk
Salt Lake City, UT · Hybrid
$198K - $247K/yr
Credit Risk at Brex Credit Risk plays a critical role in enabling Brex's growth by balancing ... In this role, you'll partner closely with Sales, Customer Success, Product, Operations, Analytics ...
Director, Credit Risk
Salt Lake City, UT · Hybrid
$198K - $247K/yr
Credit Risk at Brex Credit Risk plays a critical role in enabling Brex's growth by balancing ... In this role, you'll partner closely with Sales, Customer Success, Product, Operations, Analytics ...
Director, Credit Risk
Salt Lake City, UT · On-site
$198K - $247K/yr
Credit Risk At Brex Credit Risk plays a critical role in enabling Brex's growth by balancing ... In this role, you'll partner closely with Sales, Customer Success, Product, Operations, Analytics ...
Director, Credit Risk
Salt Lake City, UT · On-site
$198K - $247K/yr
Credit Risk At Brex Credit Risk plays a critical role in enabling Brex's growth by balancing ... In this role, you'll partner closely with Sales, Customer Success, Product, Operations, Analytics ...
Director, Credit Risk
Salt Lake City, UT · On-site
Credit Risk at Brex Credit Risk plays a critical role in enabling Brex's growth by balancing ... In this role, you'll partner closely with Sales, Customer Success, Product, Operations, Analytics ...
Director, Credit Risk
Salt Lake City, UT · On-site
Credit Risk at Brex Credit Risk plays a critical role in enabling Brex's growth by balancing ... In this role, you'll partner closely with Sales, Customer Success, Product, Operations, Analytics ...
Risk Analyst
South Jordan, UT · On-site
$57K - $85K/yr
The Risk Analyst reports to the VP-Risk Manager and is primarily responsible for supporting risk ... Knowledge and understanding of Farm Credit regulations and production agriculture preferred.Strong ...
Quick apply
Risk Analyst
South Jordan, UT · On-site
$57K - $85K/yr
The Risk Analyst reports to the VP-Risk Manager and is primarily responsible for supporting risk ... Knowledge and understanding of Farm Credit regulations and production agriculture preferred.Strong ...
Director, Credit Risk
Salt Lake City, UT · On-site
Credit Risk at Brex Credit Risk plays a critical role in enabling Brex's growth by balancing ... In this role, you'll partner closely with Sales, Customer Success, Product, Operations, Analytics ...
Director, Credit Risk
Salt Lake City, UT · On-site
Credit Risk at Brex Credit Risk plays a critical role in enabling Brex's growth by balancing ... In this role, you'll partner closely with Sales, Customer Success, Product, Operations, Analytics ...
Leveraging its extensive expertise in financial, credit and risk analysis, CR ensures that credit exposure to our counterparties is managed within the firm's risk appetite. Staffed with more than 270 ...
Leveraging its extensive expertise in financial, credit and risk analysis, CR ensures that credit exposure to our counterparties is managed within the firm's risk appetite. Staffed with more than 270 ...
Leveraging its extensive expertise in financial, credit and risk analysis, CR ensures that credit exposure to our counterparties is managed within the firm's risk appetite. Staffed with more than 270 ...
Leveraging its extensive expertise in financial, credit and risk analysis, CR ensures that credit exposure to our counterparties is managed within the firm's risk appetite. Staffed with more than 270 ...
Leveraging its extensive expertise in financial, credit and risk analysis, CR ensures that credit exposure to our counterparties is managed within the firm's risk appetite. Staffed with more than 270 ...
Leveraging its extensive expertise in financial, credit and risk analysis, CR ensures that credit exposure to our counterparties is managed within the firm's risk appetite. Staffed with more than 270 ...
... risk on loans and mitigate while identifying cross sales and pre-approvals, documenting declines ... Well-developed analytical skills; ability to assimilate large volumes of information, prioritize ...
... risk on loans and mitigate while identifying cross sales and pre-approvals, documenting declines ... Well-developed analytical skills; ability to assimilate large volumes of information, prioritize ...
... risk on loans and mitigate while identifying cross sales and pre-approvals, documenting declines ... Well-developed analytical skills; ability to assimilate large volumes of information, prioritize ...
... risk on loans and mitigate while identifying cross sales and pre-approvals, documenting declines ... Well-developed analytical skills; ability to assimilate large volumes of information, prioritize ...
Senior Credit Analyst
Pleasant Grove, UT · On-site
This role will collaborate directly with Risk, Compliance, Legal, and external program fintechs ... Sharp credit judgment and analytical rigor. Comfortable drawing conclusions from portfolio data and ...
Senior Credit Analyst
Pleasant Grove, UT · On-site
This role will collaborate directly with Risk, Compliance, Legal, and external program fintechs ... Sharp credit judgment and analytical rigor. Comfortable drawing conclusions from portfolio data and ...
Senior Credit Analyst
Pleasant Grove, UT · On-site
$70 - $90/hr
This role will collaborate directly with Risk, Compliance, Legal, and external program fintechs ... Sharp credit judgment and analytical rigor. Comfortable drawing conclusions from portfolio data and ...
Senior Credit Analyst
Pleasant Grove, UT · On-site
$70 - $90/hr
This role will collaborate directly with Risk, Compliance, Legal, and external program fintechs ... Sharp credit judgment and analytical rigor. Comfortable drawing conclusions from portfolio data and ...
Credit Risk Analyst information
See Utah salary details
$33.7K - $47K
4% of jobs
$47K - $60.3K
5% of jobs
$60.3K - $73.5K
14% of jobs
$74.5K is the 25th percentile. Wages below this are outliers.
$73.5K - $86.8K
21% of jobs
The median wage is $93.5K / yr.
$86.8K - $100.1K
11% of jobs
$100.1K - $113.4K
12% of jobs
$122.4K is the 75th percentile. Wages above this are outliers.
$113.4K - $126.7K
12% of jobs
$126.7K - $139.9K
11% of jobs
$139.9K - $153.2K
5% of jobs
$153.2K - $166.5K
4% of jobs
$166.5K - $179.8K
1% of jobs
$33.7K
$103.7K
$179.8K
How much do credit risk analyst jobs pay per year?
As of Aug 20, 2026, the average yearly pay for credit risk analyst in Utah is $103,674.00, according to ZipRecruiter salary data. Most workers in this role earn between $75,100.00 and $127,900.00 per year, depending on experience, location, and employer.
What does a credit risk analyst do?
A Credit Risk Analyst assesses the creditworthiness of individuals or organizations by analyzing financial data, credit reports, and economic conditions. Their main goal is to determine the likelihood that a borrower will default on their financial obligations. They use statistical models, risk assessment tools, and industry knowledge to evaluate risk and help lenders make informed lending decisions. Credit Risk Analysts often prepare reports, recommend risk mitigation strategies, and monitor existing credit portfolios for potential risks.
What does a credit risk analyst do?
A credit risk analyst evaluates the creditworthiness of individuals or businesses seeking loans or credit cards. As a credit risk analyst, you must be systematic and thorough in examining each applicant’s financial information to provide a recommendation of whether or not your employer should grant credit to the applicant. Essentially, you are evaluating the risk to reward ratio of each loan applicant. Your job duties include the analysis of credit scores and credit reports, payment history, bank statements, and other financial statements. Depending on the scope of your job, you may collect this information directly from clients and inform them if the institution can approve or deny their credit or loan application.
What are the key skills and qualifications needed to thrive as a credit risk analyst, and why are they important?
To thrive as a Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial principles, and typically a degree in finance, economics, or a related field. Familiarity with risk assessment tools, statistical software (such as SAS or R), and financial modeling systems is often required, along with relevant certifications like FRM or CFA being advantageous. Attention to detail, effective communication, and sound judgment are essential soft skills for presenting findings and collaborating with stakeholders. These competencies are crucial for accurately assessing creditworthiness, minimizing financial risk, and supporting informed lending decisions.
What are some common challenges faced by credit risk analysts when assessing new clients or loan applications?
Credit Risk Analysts often encounter challenges such as limited financial data, rapidly changing market conditions, and the need to balance risk with business growth objectives. They must carefully analyze incomplete or inconsistent client information while ensuring compliance with regulatory requirements. Collaborating with relationship managers and other departments is essential to gather additional insights and make informed recommendations, making strong communication and analytical skills crucial in overcoming these challenges.
What is the difference between Credit Risk Analyst vs Credit Analyst?
| Aspect | Credit Risk Analyst | Credit Analyst |
|---|---|---|
| Primary Focus | Assessing the risk of default on loans and credit products | Evaluating creditworthiness of individual or business applicants |
| Required Credentials | Typically a degree in finance, economics, or related field; certifications like CFA or credit-specific courses | Similar credentials; often the same certifications or degrees |
| Work Environment | Financial institutions, risk management departments | Banks, lending institutions, credit departments |
| Industry Usage | Commonly used in risk assessment and management | Primarily in lending and credit evaluation |
While both roles involve evaluating credit, a Credit Risk Analyst focuses on assessing the overall risk associated with credit portfolios, whereas a Credit Analyst evaluates individual credit applications. The roles often overlap in credentials and work environment, but their specific focus differs within the credit industry.
How much does a credit risk analyst earn?
The average salary for a credit risk analyst typically ranges from $60,000 to $90,000 annually, depending on experience, location, and industry. Entry-level positions may start lower, while experienced analysts with certifications can earn higher salaries and bonuses.
Is a credit risk analyst entry level?
A credit risk analyst can be an entry-level position, often requiring a bachelor's degree in finance, economics, or related fields. Some roles may require prior internship experience or familiarity with financial analysis tools, but many companies offer training for new graduates. Advancement typically depends on experience, skills, and certifications such as the CFA or credit analysis courses.
What is the average salary of a Credit Risk Analyst?
The average salary of a Credit Risk Analyst typically ranges from $60,000 to $85,000 per year, depending on experience, location, and industry. Professionals in this role often require strong analytical skills and knowledge of financial modeling tools.
More about Credit Risk Analyst jobs
What are the most commonly searched types of Credit Risk Analyst jobs in Utah?
The most popular types of Credit Risk Analyst jobs in Utah are:
What are popular job titles related to Credit Risk Analyst jobs in Utah?
For Credit Risk Analyst jobs in Utah, the most frequently searched job titles are:
What job categories do people searching Credit Risk Analyst jobs in Utah look for?
The top searched job categories for Credit Risk Analyst jobs in Utah are:
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Full-time
Posted 13 days ago
Goldman Sachs rating
8.3
Based on 27 frontline employees who took The Breakroom Quiz
47th of 171 rated banks
Job description
CRG - Associate
Global Risk
The Risk division is responsible for credit, market and operational risk, model risk, independent liquidity risk, and insurance throughout the firm.
Job Summary & Responsibilities
The Goldman Sachs Group, Inc. is a leading global financial services firm providing investment banking, securities and investment management services to a substantial and diversified client base that includes corporations, financial institutions, governments and high-net-worth individuals. Founded in 1869, the firm is headquartered in New York and maintains offices in London, Frankfurt, Tokyo, Hong Kong and other major financial centers around the world.
Credit Risk ("CR") is a central part of the Goldman Sachs risk management framework, with primary responsibility for assessing, monitoring and managing credit risk at the Firm. CR is staffed globally with offices including New York, London, Frankfurt, Salt Lake City, Hong Kong, Warsaw and Tokyo. Understanding the credit quality of corporations, financial institutions and governments worldwide is an essential aspect of the firm's ability to be an effective financial intermediary. Credit professionals with expertise in financial, credit and risk analysis work closely with many areas of the firm as well as clients in either an advisory or transactional capacity, offering a unique opportunity to gain a broad perspective on the activities of the Firm.
We partner with other divisions in the firm and externally with clients to support the firm's wide array of banking and trading business. CR professionals are part of the value proposition of the firm, and we balance our key functional responsibility of control with that of being commercial. CR has strong traditions of risk management, client service excellence and career development opportunities for our people.
Below you will find the role and responsibilities of a typical Credit Research Group approver.
Key Responsibilities
- Approve counterparty research reviews and internal credit ratings analysis conducted by analysts. Analysis is expected to include:
- Assessment of industry fundamentals, financial strengths, and qualitative factors supporting counterparties' creditworthiness
- Financial models to assess the counterparties' ability to service its debt through cash flow projections
- Analysis of performance relative to budget and/or underwriting expectations, as well as adherence to covenants
- Analyze all credit facilities of the portfolio counterparties and recommend Regulatory Risk Ratings
- Present findings and recommendations to senior leadership and answer questions relating to analysis performed; escalate issues to CR senior management
- Lead efforts to produce ongoing surveillance and prepare portfolio observations for senior management
- Update and maintain existing internal rating methodology
- Ensure compliance with Credit Risk policy and procedures, and recommend adjustments as needed
- Provide both industry specific training and review process training to new hires and juniors analysts
- Opportunity to work on an industry team such as consumer, retail, healthcare, diversified industrials, technology, media, and telecommunications
Other key responsibilities include:
- Coordinate with global colleagues in GS Risk teams as well as with other divisions, including Investment Banking, Asset Management, Controllers, and Operations
- Support key Risk governance and approval committees
- Participate in regulatory examinations
Basic Qualifications
- Bachelor's Degree (US or foreign equivalent) in Business Administration, Finance, or a related field
- 3-7 years of experience in the job offered or a related role
Preferred Qualifications
- Experience in financial models including, but not limited to, future projections, valuation methods (such as DCF, Multiple based approach)
- Experience in presenting and defending research reports and findings to colleagues, senior management and internal stakeholders
- Experience in team environment, including experience providing training to junior colleagues and peers
- Highly motivated with strong academic background
- Strong analytical and communication skills, both oral and written
- Team player with an ability to work effectively with colleagues in other regional offices
- Flexibility, ability to learn quickly
- Strong organizational skills and the ability to manage multiple assignments concurrently
What Goldman Sachs employees say
Pay
Benefits
Hours and flexibility
Workplace
Get the full story on Breakroom
About Goldman Sachs
Sourced by ZipRecruiter
At Goldman Sachs, we commit our people, capital and ideas to help our clients, shareholders and the communities we serve to grow. Founded in 1869, we are a leading global investment banking, securities and investment management firm. Headquartered in New York, we maintain offices around the world. We believe who you are makes you better at what you do. We're committed to fostering and advancing diversity and inclusion in our own workplace and beyond by ensuring every individual within our firm has a number of opportunities to grow professionally and personally, from our training and development opportunities and firmwide networks to benefits, wellness and personal finance offerings and mindfulness programs.
Industry
Finance and insurance
Company size
10,000+ Employees
Headquarters location
New York, NY, US
Year founded
1869