1

Credit Risk Analyst Jobs in Delaware (NOW HIRING)

You'll collaborate across risk and operations while improving processes that protect the firm and our clients. Job summary As a Credit Support Analyst in Wholesale Lending Services , you partner with ...

New

This analysis may include recommending adding or removing conditions. * Manage the ongoing credit risk of existing loan portfolios through continuous credit monitoring (CCM) activities enabling the ...

This analysis may include recommending adding or removing conditions. * Manage the ongoing credit risk of existing loan portfolios through continuous credit monitoring (CCM) activities enabling the ...

next page

Showing results 1-20

Credit Risk Analyst information

See Delaware salary details

$37K

$114K

$197.7K

How much do credit risk analyst jobs pay per year?

As of Jul 9, 2026, the average yearly pay for credit risk analyst in Delaware is $113,979.00, according to ZipRecruiter salary data. Most workers in this role earn between $82,600.00 and $140,600.00 per year, depending on experience, location, and employer.

What are some common challenges faced by Credit Risk Analysts when assessing new clients or loan applications?

Credit Risk Analysts often encounter challenges such as limited financial data, rapidly changing market conditions, and the need to balance risk with business growth objectives. They must carefully analyze incomplete or inconsistent client information while ensuring compliance with regulatory requirements. Collaborating with relationship managers and other departments is essential to gather additional insights and make informed recommendations, making strong communication and analytical skills crucial in overcoming these challenges.

What does a Credit Risk Analyst do?

A Credit Risk Analyst assesses the creditworthiness of individuals or organizations by analyzing financial data, credit reports, and economic conditions. Their main goal is to determine the likelihood that a borrower will default on their financial obligations. They use statistical models, risk assessment tools, and industry knowledge to evaluate risk and help lenders make informed lending decisions. Credit Risk Analysts often prepare reports, recommend risk mitigation strategies, and monitor existing credit portfolios for potential risks.

What are the key skills and qualifications needed to thrive as a Credit Risk Analyst, and why are they important?

To thrive as a Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial principles, and typically a degree in finance, economics, or a related field. Familiarity with risk assessment tools, statistical software (such as SAS or R), and financial modeling systems is often required, along with relevant certifications like FRM or CFA being advantageous. Attention to detail, effective communication, and sound judgment are essential soft skills for presenting findings and collaborating with stakeholders. These competencies are crucial for accurately assessing creditworthiness, minimizing financial risk, and supporting informed lending decisions.

How much does a Credit Risk Analyst make?

The average salary for a Credit Risk Analyst is approximately $70,000 to $90,000 annually, depending on experience, location, and the company's size. Entry-level positions may start lower, while experienced analysts or those with specialized skills can earn higher compensation, often supplemented with bonuses and benefits.

What Does a Credit Risk Analyst Do?

A credit risk analyst evaluates the creditworthiness of individuals or businesses seeking loans or credit cards. As a credit risk analyst, you must be systematic and thorough in examining each applicant’s financial information to provide a recommendation of whether or not your employer should grant credit to the applicant. Essentially, you are evaluating the risk to reward ratio of each loan applicant. Your job duties include the analysis of credit scores and credit reports, payment history, bank statements, and other financial statements. Depending on the scope of your job, you may collect this information directly from clients and inform them if the institution can approve or deny their credit or loan application.

Will a credit analyst be replaced by AI?

Credit risk analysts perform tasks such as evaluating creditworthiness and analyzing financial data, which involve judgment and interpretation that AI currently cannot fully replicate. While AI tools can assist with data processing and risk modeling, human analysts are still essential for complex decision-making and nuanced assessments. The role is evolving to include managing AI outputs and maintaining oversight of automated systems.

Does credit risk pay well?

Credit risk analysts typically earn competitive salaries that vary by experience, location, and industry. Entry-level positions may start lower, but with experience and certifications like CFA or FRM, salaries can increase significantly, often reaching above the national average for financial roles.

What is the difference between Credit Risk Analyst vs Credit Analyst?

AspectCredit Risk AnalystCredit Analyst
Primary FocusAssessing the risk of default on loans and credit productsEvaluating creditworthiness of individual or business applicants
Required CredentialsTypically a degree in finance, economics, or related field; certifications like CFA or credit-specific coursesSimilar credentials; often the same certifications or degrees
Work EnvironmentFinancial institutions, risk management departmentsBanks, lending institutions, credit departments
Industry UsageCommonly used in risk assessment and managementPrimarily in lending and credit evaluation

While both roles involve evaluating credit, a Credit Risk Analyst focuses on assessing the overall risk associated with credit portfolios, whereas a Credit Analyst evaluates individual credit applications. The roles often overlap in credentials and work environment, but their specific focus differs within the credit industry.

What do credit risk analysts do?

Credit risk analysts evaluate the creditworthiness of individuals or organizations to determine the likelihood of default on loans or credit agreements. They analyze financial data, credit reports, and market conditions using tools like spreadsheets and credit scoring models to assess risk and support lending decisions.
What are the most commonly searched types of Credit Risk Analyst jobs in Delaware? The most popular types of Credit Risk Analyst jobs in Delaware are:
What are popular job titles related to Credit Risk Analyst jobs in Delaware? For Credit Risk Analyst jobs in Delaware, the most frequently searched job titles are:
What job categories do people searching Credit Risk Analyst jobs in Delaware look for? The top searched job categories for Credit Risk Analyst jobs in Delaware are:
What cities in Delaware are hiring for Credit Risk Analyst jobs? Cities in Delaware with the most Credit Risk Analyst job openings:
What are popular job titles related to Credit Risk Analyst jobs in DE? For Credit Risk Analyst jobs in DE, the most frequently searched job titles are:
Infographic showing various Credit Risk Analyst job openings in Delaware as of July 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $113,979 per year, or $54.8 per hour.
Risk Management - Credit Risk Middle Office & Reporting - Project Management Associate

Risk Management - Credit Risk Middle Office & Reporting - Project Management Associate

JP Morgan Chase

Newark, DE

Full-time

Medical, Retirement

Posted 22 days ago


JPMorgan Chase & Co. rating

8.0

Company rating: 8.0 out of 10

Based on 487 frontline employees who took The Breakroom Quiz

55th of 146 rated banks


Job description

At JPMorganChase, the decisions we make in risk management have real consequences - for our clients, our firm, and the broader financial system. This is your opportunity to join a high-impact global team where your work directly supports the integrity of credit risk reporting and data quality at one of the world's leading financial institutions. As part of the Credit Risk Middle Office and Wholesale Credit Risk Reporting organization, you will be at the center of structured delivery, governance, and continuous improvement across critical risk workstreams. You will have the opportunity to lead, own processes, and drive meaningful change across a team that supports risk management through evolving market conditions.

As an Associate within the Credit Risk Middle Office and Wholesale Credit Risk Reporting Data Improvement Project Management team at JPMorgan Chase, you will support structured execution, operational transparency, and data quality across key credit risk workstreams. You will partner with process and project leads to drive end-to-end delivery governance, maintain scope clarity, and ensure integrated planning and consistent stakeholder reporting. Your work will span initiatives including client onboarding, exposure monitoring, and reference data quality - enabling teams across the firm to manage risk effectively and with confidence. This is a role where your organizational discipline, communication skills, and delivery mindset will directly shape outcomes that matter.

Job Responsibilities

  • Partner with stakeholders across credit risk and wholesale credit risk reporting teams to translate strategic objectives into clear workplans, milestones, deliverables, and acceptance criteria.
  • Define, document, and maintain task plans, dependency mapping, and critical-path sequencing across multiple workstreams, ensuring alignment across technology, operations, risk, and business stakeholders.
  • Own day-to-day delivery governance including action-item tracking, meeting cadences, and accountability follow-through; proactively surface schedule slippage and propose recovery options.
  • Produce concise, executive-ready communications including monthly scorecards, status decks, and delivery summaries that are accurate, consistent, and decision-oriented.
  • Support integration and alignment across process change, control enhancements, and implementation activities; identify cross-workstream impacts and facilitate coordinated execution.
  • Coordinate requirements and testing support activities, including documentation hygiene, traceability of requirements to outcomes, and readiness tracking for user acceptance testing sign-offs and production cutovers.
  • Monitor, analyze, and report credit risk exposure data quality trends; track remediation progress, aging, and recurrence, and provide transparent reporting of outcomes and residual risks.
  • Track and report data-quality-driven limit breach drivers and near-misses, coordinating with owners to validate remediation actions, prevent recurrence, and improve control effectiveness.
  • Identify opportunities to improve delivery discipline and process effectiveness - including templates, controls, reporting routines, and governance hygiene - and drive adoption across the team.

Required Qualifications, Capabilities, and Skills

  • Minimum 3 years of experience in project management, program management, business management, risk or data operations, or a related delivery role within financial services.
  • Working knowledge of core project management practices including planning, dependency tracking, governance routines, and executive-ready status reporting.
  • Strong written communication skills with the ability to produce clear, structured updates for senior stakeholders and synthesize complex discussions into decisions and actions.
  • Demonstrated ability to coordinate across multiple stakeholders, maintain accountability, and manage competing priorities in a deadline-driven environment.
  • Strong attention to detail and organizational skills, with a consistent approach to documentation and control of deliverables.
  • Proficiency with standard productivity tools including presentation software, spreadsheets, and collaboration platforms, with comfort working with metrics and dashboards.

Preferred Qualifications, Capabilities, and Skills

  • Exposure to counterparty credit risk, risk reporting, risk data quality, or data governance concepts, including common root causes and remediation patterns.
  • Experience supporting technology-enabled change - including requirements gathering, testing coordination, and release readiness - in partnership with engineering and product teams.
  • Familiarity with operational risk and control concepts, including documenting process changes and tracking remediation through closure.
  • Experience building repeatable reporting packs such as scorecards and capacity metrics for leadership consumption.
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process. 

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

Our professionals in our Corporate Functions cover a diverse range of areas from finance and risk to human resources and marketing. Our corporate teams are an essential part of our company, ensuring that we're setting our businesses, clients, customers and employees up for success.

Risk Management helps the firm understand, manage and anticipate risks in a constantly changing environment. The work covers areas such as evaluating country-specific risk, understanding regulatory changes and determining credit worthiness. Risk Management provides independent oversight and maintains an effective control environment.

What JPMorgan Chase & Co. employees say

Pay

Benefits

Hours and flexibility

Workplace

Get the full story on Breakroom