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Credit Risk Analyst Intern Jobs in California (NOW HIRING)

Credit Risk Manager

Los Angeles, CA ยท Hybrid

$170K - $223K/yr

Prepare detailed credit analyses and required credit applications in accordance with internal ... In-depth knowledge of credit and risk principles. * Demonstrated capability to independently handle ...

Credit Risk Manager

Los Angeles, CA ยท On-site

$170K - $223K/yr

Prepare detailed credit analyses and required credit applications in accordance with internal ... In-depth knowledge of credit and risk principles. * Demonstrated capability to independently handle ...

Sr. Credit Analyst

San Jose, CA ยท On-site

$98K - $109K/yr

The Senior Credit Analyst will be involved with the daily credit risk optimization requirements and monitor credit exposure. A successful individual for this role must have strong written and verbal ...

The role assists senior analysts and management in identifying early warning indicators and ... Understand the credit culture and risk tolerance as outlined by senior management and the Board ...

The role assists senior analysts and management in identifying early warning indicators and ... Understand the credit culture and risk tolerance as outlined by senior management and the Board ...

Staff Fraud & Risk Analyst

Mountain View, CA ยท On-site

$168K - $228K/yr

This role is the analytical backbone for decisions involving loss tolerance, revenue trade-offs ... or credit risk policy - Background working within or alongside a CRO or CFO organization ...

Construction Risk Analyst

San Diego, CA ยท On-site

$25 - $30/hr

The role assists senior analysts and management in identifying early warning indicators and ... Understand the credit culture and risk tolerance as outlined by senior management and the Board ...

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Credit Risk Analyst Intern information

What does a credit risk intern do?

A credit risk intern assists in analyzing the creditworthiness of clients and potential borrowers by reviewing financial statements, credit reports, and other relevant data. They support risk assessment processes, help prepare reports, and may use tools like Excel or credit scoring software under supervision to identify potential risks and contribute to decision-making. The role provides exposure to credit analysis and risk management practices within financial institutions.

What are some typical projects or tasks a Credit Risk Analyst Intern might work on during their internship?

As a Credit Risk Analyst Intern, you can expect to assist with data gathering and analysis to evaluate the creditworthiness of clients or portfolios, support the preparation of risk assessment reports, and help monitor key risk indicators. Interns often work closely with senior analysts to develop financial models, conduct industry research, and contribute to presenting findings to stakeholders. This collaborative environment provides valuable exposure to risk management processes and offers hands-on experience with analytical tools that are highly valued in the finance industry.

How much does a Credit Risk Analyst make at JP Morgan?

A Credit Risk Analyst at JP Morgan typically earns an average salary ranging from $70,000 to $90,000 annually, depending on experience and location. Interns in this role may earn between $20 and $30 per hour or a prorated annual equivalent. Compensation may also include bonuses and benefits aligned with industry standards.

What are the key skills and qualifications needed to thrive as a Credit Risk Analyst Intern, and why are they important?

To thrive as a Credit Risk Analyst Intern, you need strong analytical skills, proficiency in quantitative methods, and a background in finance, economics, or statistics, often supported by relevant coursework. Familiarity with Excel, statistical software (such as SAS or R), and financial modeling tools is typically expected. Attention to detail, effective communication, and a willingness to learn help interns stand out in collaborative, data-driven environments. These skills are crucial for accurately assessing creditworthiness, managing risk, and supporting informed lending decisions.

What does a risk analyst intern do?

A risk analyst intern supports the assessment of financial risks by analyzing data, preparing reports, and assisting in the development of risk mitigation strategies. They often use tools like Excel and may review credit reports or financial statements under supervision to help identify potential risks for the organization.

What does a credit analyst intern do?

A credit analyst intern assists in evaluating the creditworthiness of individuals or companies by analyzing financial statements, credit reports, and other relevant data. They support senior analysts in preparing risk assessments, monitoring credit portfolios, and using tools like Excel or credit scoring software. The internship provides hands-on experience in credit analysis and risk management processes.

What is the difference between Credit Risk Analyst Intern vs Credit Risk Analyst?

AspectCredit Risk Analyst InternCredit Risk Analyst
Required CredentialsTypically pursuing or recent graduate in finance, economics, or related fieldBachelor's degree often required; certifications like CFA or FRM preferred
Work EnvironmentInternship setting, learning-focused, supervisedFull-time professional role, responsible for analysis and decision-making
Employer & Industry UsageInternship programs in banks, financial institutions, or credit agenciesFull-time positions in similar organizations, with increased responsibilities

The main difference between a Credit Risk Analyst Intern and a Credit Risk Analyst lies in experience, responsibilities, and employment status. Interns are typically students or recent graduates gaining industry exposure, while analysts are full-time professionals performing detailed credit risk assessments and decision-making.

What does a Credit Risk Analyst Intern do?

A Credit Risk Analyst Intern supports the credit risk team by analyzing financial data, assessing the creditworthiness of individuals or companies, and preparing reports on potential risks. They may assist in monitoring credit portfolios, researching industry trends, and helping to develop models that predict credit risk. Interns typically work under the supervision of senior analysts and gain hands-on experience with the tools and methodologies used in risk assessment. This role is an excellent opportunity for students to learn about financial analysis, risk management, and decision-making in a professional environment.
What are the most commonly searched types of Credit Risk Analyst jobs in California? The most popular types of Credit Risk Analyst jobs in California are:
What job categories do people searching Credit Risk Analyst Intern jobs in California look for? The top searched job categories for Credit Risk Analyst Intern jobs in California are:
What cities in California are hiring for Credit Risk Analyst Intern jobs? Cities in California with the most Credit Risk Analyst Intern job openings:
Infographic showing various Credit Risk Analyst Intern job openings in California as of June 2026, with employment types broken down into 71% Full Time, 22% Part Time, and 7% Temporary. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution.
Credit Policy Analyst - RETURNSHIP ELIGIBLE

Credit Policy Analyst - RETURNSHIP ELIGIBLE

Travis Credit Union

Vacaville, CA โ€ข On-site

$107K - $132K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 28 days ago


Job description

Description
This role is RETURNSHIP ELIGIBLE. Click here for more information: Returnship Program Careers Travis Credit Union
Schedule: Monday -Friday 40 hours/week
Hybrid: 2 days per week (Tuesday/Thursdays) in office.
Candidates must live within a reasonable commuting distance of the communities served by Travis Credit Union, which include the following counties: Alameda, Colusa, Contra Costa, Merced, Napa, Placer, Sacramento, San Joaquin, Solano, Sonoma, Stanislaus, and Yolo. For hybrid and remote roles, candidates are still required to reside within a commutable distance of our corporate headquarters in Vacaville, California.
We are unable to sponsor or assume sponsorship of employment visas for this position. Candidates must have current authorization to work in the U.S. (no sponsorship available).
Summary: Travis Credit Union's (TCU) Credit Policy Analyst focuses on developing, implementing, and monitoring credit policies to ensure effective risk management, profitability, and compliance. This position is responsible for conducting in-depth analysis of credit data, evaluating existing policies, and ensuring robust compliance with internal standards and external regulatory requirements. The analyst will provide actionable insights to help the organization balance growth with sound credit practices, fostering a stable lending environment.
Profile:
  • Creates and evaluates credit policies that guide lending practices, ensuring they align with regulatory requirements while maintaining profitability.
  • Conducts risk analysis to assess the impact of existing and proposed credit policies on an organization's risk exposure.
  • Ensures lending practices align with internal policies and external regulations.
  • Assesses the effectiveness of credit policies and recommends adjustments to improve outcomes.
  • Conducts industry and economic analysis to identify trends and/or opportunities that may impact credit policies.
  • Collaborates with teams across finance, risk management, and operations to implement and enforce credit policies.
    • Examples: Credit Risk assessment models, Policy updates, Portfolio Analysis, Compliance Audits.

Skills:
  • Quantitative & Analytical Proficiency - Strong ability to analyze financial data, credit models, and market trends to recommend sound policy and guidelines.
  • Credit Risk Assessment and Policy Development - Evaluating borrower creditworthiness using financial metrics and credit scoring models. An understanding of policy frameworks and risk appetite alignment.
  • Regulatory Compliance - Familiarity with FCRA, ECOA, Basel III, and other relevant regulations.
  • Market Research & Competitive Analysis - Ability to assess market conditions and competitor credit strategy to make informed decisions.
  • Problem-Solving - Identifying root causes of credit performance issues and proposing solutions.
  • Data Visualization & Reporting - Proficiency in tools like Excel, Tableau, Power BI, and SQL to present credit risk insights.
  • Communication - Ability to collaborate with stakeholders, clearly articulate analysis and policy rationale, and present lending recommendations.

Reporting & Experience:
Credit Policy Analyst:
  • Reports directly to assigned department leadership.
  • Bachelor's degree in finance, economics, business administration, mathematics, statistics, analytics or a related field; or equivalent related work experience.
  • Minimum of 3 years professional experience in credit policy analysis or policy development.
  • Minimum of 2 years utilizing analytic tools, key performance indicators, and solutions to inform business decisions and policy strategy.
  • Data Visualization certification (i.e. Tableau, Power BI) or SQL certification desired.

Sr. Credit Policy Analyst
  • Reports directly to assigned department leadership.
  • Bachelor's degree in finance, economics, business administration, mathematics, statistics, analytics or a related field; or a master's degree with a minimum of 2 years of equivalent related work experience; or equivalent related work experience.
  • Minimum of 5 years professional experience in credit policy analysis or policy development.
  • Minimum of 4 years utilizing analytic tools, key performance indicators, and solutions to inform business decisions and policy strategy.
  • Data Visualization certification (i.e. Tableau, Power BI) or SQL Certification desired.

Compensation: Base salary starting range is commensurate with experience.
  • Credit Policy Analyst: Grade 16 Non-Exempt: $43.31/hour - $53.50/hour
  • Sr. Credit Policy Analyst: Grade 18 Exempt: $107,016.00/annually - $132,204.80/annually

Our compensation philosophy considers various factors, including the scope and responsibilities of the position, as well as a candidate's experience, education/training, and key skills.
Benefits:
At Travis Credit Union, we prioritize the well-being of our employees and their families by providing a comprehensive Total Rewards program that supports their health, welfare, and financial security. In turn, this enables our employees to focus on delivering exceptional service to our members and meeting the goals of the credit union.
Eligible employees enjoy a robust benefits package, which includes:
  • Competitive medical, dental, and vision insurance
  • Mental health and wellness programs
  • Employee performance incentive plan
  • Merit-based salary increases
  • 401(k) program with immediately vested employer match
  • Generous holiday and vacation policies
  • Exclusive TCU perks such as employee loan and credit card discounts

Travis Credit Union is an Affirmative Action Employer.
EOE / Individuals with Disabilities / Veteran Status