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Credit Risk Analyst Intern Jobs in California (NOW HIRING)

The Credit Strategy Lead will work in the Credit team and have responsibilities to analyze and evaluate data to develop and propose value-added credit risk strategies and models for SoFi's lending ...

The role assists senior analysts and management in identifying early warning indicators and ... Understand the credit culture and risk tolerance as outlined by senior management and the Board ...

Model Risk Analyst

Irvine, CA · On-site

$85K - $95K/yr

The Analyst will be responsible for supporting the bank-wide Model Risk Management (MRM) program ... This role ensures that models-used for credit risk, liquidity risk, market risk, capital planning ...

Model Risk Analyst

Irvine, CA · Hybrid

$85K - $95K/yr

The Analyst will be responsible for supporting the bank-wide Model Risk Management (MRM) program ... This role ensures that models-used for credit risk, liquidity risk, market risk, capital planning ...

Model Risk Analyst

Irvine, CA · On-site

$85K - $95K/yr

The Analyst will be responsible for supporting the bank-wide Model Risk Management (MRM) program ... This role ensures that models--used for credit risk, liquidity risk, market risk, capital planning ...

As a B2B Credit Risk Manager, you will lead initiatives across Credit Risk Management, Process ... analysis for customers Financial statements (P&L, Balance sheet, Cash flow)- Monitor Customers ...

Sr. Credit Policy Analyst

Vacaville, CA · On-site

$105K - $130K/yr

... risk. The ideal candidate brings sound judgment, strong quantitative skills, and the ability to ... analyzing their effect on credit risk, loss exposure, and overall business results. • Review ...

... credit card customers that fall within our risk framework and target them for various lending ... Follow a disciplined analysis approach to ensure recommendations taken to Senior Management result ...

The Credit Strategy Lead will work in the Credit team and have responsibilities to analyze and evaluate data to develop and propose value-added credit risk strategies and models for SoFi's lending ...

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Credit Risk Analyst Intern information

What are some typical projects or tasks a Credit Risk Analyst Intern might work on during their internship?

As a Credit Risk Analyst Intern, you can expect to assist with data gathering and analysis to evaluate the creditworthiness of clients or portfolios, support the preparation of risk assessment reports, and help monitor key risk indicators. Interns often work closely with senior analysts to develop financial models, conduct industry research, and contribute to presenting findings to stakeholders. This collaborative environment provides valuable exposure to risk management processes and offers hands-on experience with analytical tools that are highly valued in the finance industry.

What are the key skills and qualifications needed to thrive as a Credit Risk Analyst Intern, and why are they important?

To thrive as a Credit Risk Analyst Intern, you need strong analytical skills, proficiency in quantitative methods, and a background in finance, economics, or statistics, often supported by relevant coursework. Familiarity with Excel, statistical software (such as SAS or R), and financial modeling tools is typically expected. Attention to detail, effective communication, and a willingness to learn help interns stand out in collaborative, data-driven environments. These skills are crucial for accurately assessing creditworthiness, managing risk, and supporting informed lending decisions.

What is the difference between Credit Risk Analyst Intern vs Credit Risk Analyst?

AspectCredit Risk Analyst InternCredit Risk Analyst
Required CredentialsTypically pursuing or recent graduate in finance, economics, or related fieldBachelor's degree often required; certifications like CFA or FRM preferred
Work EnvironmentInternship setting, learning-focused, supervisedFull-time professional role, responsible for analysis and decision-making
Employer & Industry UsageInternship programs in banks, financial institutions, or credit agenciesFull-time positions in similar organizations, with increased responsibilities

The main difference between a Credit Risk Analyst Intern and a Credit Risk Analyst lies in experience, responsibilities, and employment status. Interns are typically students or recent graduates gaining industry exposure, while analysts are full-time professionals performing detailed credit risk assessments and decision-making.

What does a Credit Risk Analyst Intern do?

A Credit Risk Analyst Intern supports the credit risk team by analyzing financial data, assessing the creditworthiness of individuals or companies, and preparing reports on potential risks. They may assist in monitoring credit portfolios, researching industry trends, and helping to develop models that predict credit risk. Interns typically work under the supervision of senior analysts and gain hands-on experience with the tools and methodologies used in risk assessment. This role is an excellent opportunity for students to learn about financial analysis, risk management, and decision-making in a professional environment.
What are the most commonly searched types of Credit Risk Analyst jobs in California? The most popular types of Credit Risk Analyst jobs in California are:
What are popular job titles related to Credit Risk Analyst Intern jobs in California? For Credit Risk Analyst Intern jobs in California, the most frequently searched job titles are:
What job categories do people searching Credit Risk Analyst Intern jobs in California look for? The top searched job categories for Credit Risk Analyst Intern jobs in California are:
What cities in California are hiring for Credit Risk Analyst Intern jobs? Cities in California with the most Credit Risk Analyst Intern job openings:
Infographic showing various Credit Risk Analyst Intern job openings in California as of June 2026, with employment types broken down into 30% Internship, 50% Full Time, and 20% Part Time. Highlights an 100% In-person job distribution.
Credit Strategy - Risk Lead

Credit Strategy - Risk Lead

SoFi

San Francisco, CA

Other

Posted yesterday


Job description

SoFi's Credit team manages credit risk activities for our lending products (Student Loan Refinance, Private Student Loan, Personal Loan, Credit Card, and Mortgage) - including credit strategies/policies for new account origination and portfolio management, collections/recovery strategies and operations, and risk and operational data science and analytics. The team designs data-driven strategies to ensure the growth in lending is consistent with the company's risk appetite and helps create the products and experiences that put our members' interests first.

The Credit Strategy Lead will work in the Credit team and have responsibilities to analyze and evaluate data to develop and propose value-added credit risk strategies and models for SoFi's lending products, including Personal Loan, Student Loan Refinance, Private Student Loan, and Credit Card.

The Credit Strategy Lead will collaborate with cross-functional teams such as Business Units, Capital Markets, Product and Engineering, and use business knowledge and quantitative and analytical skills to drive revenue, control risk, and provide value to the company and consumers.

The ideal candidate will possess a data-driven analytics background and the strategic acumen to direct a function that draws strategic insights from data using database and statistical analysis tools to inform decisions and support SoFi's overarching strategic goals relative to loss prevention and profit optimization. They bring new ways of thinking, data sources, technologies, and capabilities to SoFi.

What you'll do:

  • Innovate... Bring your brightest ideas to building risk strategies. This means you will architect the pre-screen and underwriting strategies.
  • Data Driven... Your deep analysis will power the future of lending with an optimal real-time data ecosystem - including multi-product internal, bureau, third-party, and alternative data sources and uses.
  • Iterate, learn, innovate... We are all responsible for innovation and must embrace data-driven decisions.
  • Control the Risk and Drive Performance Outcomes ... Understand credit risk and develop approaches to mitigate loss and responsibly grow revenue. Monitor the performance of strategies and portfolios. Document and communicate results and escalate issues as necessary. Identify gaps/opportunities and drive actions.
  • Grow, Grow, Grow!... Be inspired by dynamic leaders and our rapidly growing business. We want YOU to be an inspired leader of tomorrow, so we are recruiting the best, brightest, and passionately quantitative team members.

What you'll need:

  • 4+ years of related experience
  • Business acumen and work experience in the consumer lending business (loans or credit cards)
  • Direct experience in the credit strategy analytical life cycle, including strategy and decision tree development, presentation, implementation validation, and post-implementation monitoring
  • Proven analytical skills in conducting sophisticated analysis using customer performance data, bureau attributes, and other 3rd party variables to solve business problems
  • Proficient skills in Excel, SQL and Python
  • A demonstrated ability to synthesize and communicate analysis to business partners and senior management
  • High motivation to drive results, eager to learn, and able to work collaboratively in a fluid environment
  • Knowledge/skills in analytical and modeling techniques such as Decision Trees, regression, logistic regression, A/B Testing, and Tableau
  • Preferred: 4+ years of consumer lending credit strategy work experience
  • Preferred: Experience in analyzing and testing credit strategies or models to meet the fair lending requirements
  • Preferred: Advanced degree (Master's or PhD) with a quantitative major such as Statistics, Mathematics, Engineering, or Computer Science