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Credit Officer Jobs in Raleigh, NC (NOW HIRING)

US Navy

Surface Warfare Officer

Rolesville, NC

Officer • Both Overview Surface Warfare Officers lead at sea by managing ship operations, combat ... recommended college credit for Navy training, Navy COOL-funded certifications, USMAP ...

U.S. Navy

Surface Warfare Officer

Carrboro, NC

Officer • Both Overview Surface Warfare Officers lead at sea by managing ship operations, combat ... recommended college credit for Navy training, Navy COOL-funded certifications, USMAP ...

US Navy

Surface Warfare Officer

Selma, NC

Officer • Both Overview Surface Warfare Officers lead at sea by managing ship operations, combat ... recommended college credit for Navy training, Navy COOL-funded certifications, USMAP ...

US Navy

Surface Warfare Officer

Oxford, NC

Officer • Both Overview Surface Warfare Officers lead at sea by managing ship operations, combat ... recommended college credit for Navy training, Navy COOL-funded certifications, USMAP ...

U.S. Navy

Surface Warfare Officer

Angier, NC

Officer • Both Overview Surface Warfare Officers lead at sea by managing ship operations, combat ... recommended college credit for Navy training, Navy COOL-funded certifications, USMAP ...

U.S. Navy

Surface Warfare Officer

Smithfield, NC

Officer • Both Overview Surface Warfare Officers lead at sea by managing ship operations, combat ... recommended college credit for Navy training, Navy COOL-funded certifications, USMAP ...

U.S. Navy

Surface Warfare Officer

Pittsboro, NC

Officer • Both Overview Surface Warfare Officers lead at sea by managing ship operations, combat ... recommended college credit for Navy training, Navy COOL-funded certifications, USMAP ...

US Navy

Surface Warfare Officer

Middlesex, NC

Officer • Both Overview Surface Warfare Officers lead at sea by managing ship operations, combat ... recommended college credit for Navy training, Navy COOL-funded certifications, USMAP ...

U.S. Navy

Surface Warfare Officer

Garner, NC

Officer • Both Overview Surface Warfare Officers lead at sea by managing ship operations, combat ... recommended college credit for Navy training, Navy COOL-funded certifications, USMAP ...

U.S. Navy

Surface Warfare Officer

Youngsville, NC

Officer • Both Overview Surface Warfare Officers lead at sea by managing ship operations, combat ... recommended college credit for Navy training, Navy COOL-funded certifications, USMAP ...

US Navy

Surface Warfare Officer

Smithfield, NC

Officer • Both Overview Surface Warfare Officers lead at sea by managing ship operations, combat ... recommended college credit for Navy training, Navy COOL-funded certifications, USMAP ...

U.S. Navy

Surface Warfare Officer

Kenly, NC

Officer • Both Overview Surface Warfare Officers lead at sea by managing ship operations, combat ... recommended college credit for Navy training, Navy COOL-funded certifications, USMAP ...

U.S. Navy

Surface Warfare Officer

Selma, NC

Officer • Both Overview Surface Warfare Officers lead at sea by managing ship operations, combat ... recommended college credit for Navy training, Navy COOL-funded certifications, USMAP ...

U.S. Navy

Surface Warfare Officer

Creedmoor, NC

Officer • Both Overview Surface Warfare Officers lead at sea by managing ship operations, combat ... recommended college credit for Navy training, Navy COOL-funded certifications, USMAP ...

U.S. Navy

Surface Warfare Officer

Lillington, NC

Officer • Both Overview Surface Warfare Officers lead at sea by managing ship operations, combat ... recommended college credit for Navy training, Navy COOL-funded certifications, USMAP ...

U.S. Navy

Surface Warfare Officer

Knightdale, NC

Officer • Both Overview Surface Warfare Officers lead at sea by managing ship operations, combat ... recommended college credit for Navy training, Navy COOL-funded certifications, USMAP ...

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Showing results 41-60

All JobsCredit Officer JobsCredit Officer Jobs in Raleigh, NC

Credit Officer information

See Raleigh, NC salary details

$34K

$95.3K

$143.4K

How much do credit officer jobs pay per year?

As of Aug 16, 2026, the average yearly pay for credit officer in Raleigh, NC is $95,272.00, according to ZipRecruiter salary data. Most workers in this role earn between $75,800.00 and $117,100.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a credit officer, and why are they important?

To succeed as a Credit Officer, you need a strong background in finance, risk assessment, and credit analysis, often supported by a degree in finance, accounting, or a related field. Familiarity with credit scoring software, loan management systems, and financial modeling tools is essential. Excellent analytical thinking, attention to detail, and clear communication skills help set top performers apart. These abilities are crucial for making informed lending decisions, minimizing risk, and fostering positive client relationships.

What are some common challenges credit officers face when assessing loan applications, and how can these be overcome?

Credit Officers often encounter challenges such as incomplete financial documentation, complex client financial histories, and tight deadlines for decision-making. Overcoming these requires strong analytical skills, attention to detail, and effective communication with applicants to clarify missing or ambiguous information. Building collaborative relationships with underwriting teams and staying updated on regulatory changes can also streamline the evaluation process and improve decision accuracy.

What is a credit officer?

A credit officer processes financial loan applications for clients on behalf of banks. Their job responsibilities include helping clients choose the best loan options for their car, mortgage, or personal credit. Other duties include evaluating credit, entering financial data, and performing risk assessments. To become a credit officer, you need a bachelor’s degree in finance, accounting, or economics. Additional qualifications, such as the certified lender business banker (CLBB) credential, can help you advance in this career.

What do you need to be a credit officer?

To become a credit officer, candidates typically need a bachelor's degree in finance, accounting, or a related field, along with strong analytical and communication skills. Relevant experience in credit analysis or banking is often required, and certifications such as the Certified Credit Analyst (CCA) can be advantageous.

What does a credit officer do?

A Credit Officer is responsible for evaluating and approving loan applications by assessing the creditworthiness of individuals or businesses. They analyze financial information, credit reports, and other relevant data to determine the risk involved in lending money. Credit Officers also ensure that all loans comply with the institution's lending policies and government regulations, and they may work with clients to explain loan terms and answer questions. Their role is crucial in minimizing financial risk for banks and other lending institutions.

What is the difference between Credit Officer vs Loan Officer?

AspectCredit OfficerLoan Officer
CredentialsTypically requires a bachelor's degree in finance, accounting, or related field; certifications like CAMS or CPA are a plusSimilar educational background; often holds licenses or certifications depending on loan types
Work EnvironmentWorks in banks, credit unions, or financial institutions assessing creditworthinessWorks in banks, mortgage companies, or lending firms evaluating loan applications
Primary ResponsibilitiesAnalyzes credit data, assesses risk, and approves or declines credit applicationsAssists clients in obtaining loans, evaluates financial information, and recommends loan options

While both roles involve evaluating financial information, Credit Officers focus on assessing credit risk and approving credit lines, whereas Loan Officers primarily assist clients in securing loans by guiding them through the application process.

What education is needed to become a credit officer?

A credit officer typically needs at least a bachelor's degree in finance, accounting, economics, or a related field. Relevant skills include strong analytical abilities and knowledge of financial software; some positions may prefer or require professional certifications such as the Certified Credit Executive (CCE).
More about Credit Officer jobs

What are the most commonly searched types of Credit Officer jobs in Raleigh, NC?

The most popular types of Credit Officer jobs in Raleigh, NC are:

What are popular job titles related to Credit Officer jobs in Raleigh, NC?

For Credit Officer jobs in Raleigh, NC, the most frequently searched job titles are:

What job categories do people searching Credit Officer jobs in Raleigh, NC look for?

The top searched job categories for Credit Officer jobs in Raleigh, NC are:

What cities near Raleigh, NC are hiring for Credit Officer jobs?

Cities near Raleigh, NC with the most Credit Officer job openings:

Credit Officer jobs near you
Infographic showing various Credit Officer job openings in Raleigh, NC as of August 2026, with employment types broken down into 1% Internship, 79% Full Time, 18% Part Time, and 2% Contract. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $95,272 per year, or $45.8 per hour.

Loan Officer

Paramount Residential Mortgage Group

Raleigh, NC

$250K/yr

Full-time

Re-posted 16 days ago

Job description

PRMG is Built by Originators for Originators.  There is a reason why PRMG is consistently voted one of the best places to work.  We focus on the areas that make an Originator successful and have an unmatched Culture.  We look forward to helping you succeed as an Originator.  


Essential Job Functions:

  • Organization: Develops and implements strategies, satisfying customer needs through a full array of products and services.
  • Coordination: Uses judgment and discretion to ensure uninterrupted flow of business.
  • Communication: Communicates well verbally and in writing with co-workers and customers acting as liaison between customer and Company’s internal departments to ensure cohesive business flow.
  • Equipment: Uses such office equipment as computer terminals, copiers, and FAX machines.
  • Physical: Sits and stands for extended time periods. Hearing and vision within normal ranges. Must devote substantially more than 50 percent of working hours outside of any Company office, home office, and any other fixed site, meeting with customers and potential customers seeking residential mortgage financing.

 

Responsibilities:

  • Verifies, compiles, and inputs application information for mortgage loans.
  • Discuss and advise the client of their home loan options.
  • Reviews residential loan application file to verify that application data is complete and meets establishment standards, including type and amount of mortgage applied for, including but not limited to borrower assets, liabilities, and length of employment.
  • Informs supervisor of discrepancies in title or survey.
  • Performs other related duties as assigned.
  • Current, valid NMLS license or appointment in good standing.

  • Must have applicable state licensing. 
  • Two to five years’ experience are preferred. 
  • Must also meet one of the following 3 options:
    1. Actively funding more than 2 loans/month, or
    2. Xinnix Training completion for Loan Origination required, or
    3. Origination mentor assigned to new Loan Officer by branch who funds more than 2 loans/month (see PRMG Loan Officer Mentor Agreement).

Skills:

  • Ability to make sound judgments on the resolution of service, credit decision, funding, and post-close issues.
  • Ability to problem-solve and exercise independent judgment while displaying a high degree of initiative.
  • Ability to handle detailed assignments and maintain confidentiality.
  • Excellent communication and interpersonal skills.
  • Organizational skills necessary to prioritize workload and delegate responsibility.

 

 

Travel:

  • May be required.

USD $0.00/Yr.
USD $250,000.00/Yr.

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