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Credit Manager Jobs in Springfield, VA (NOW HIRING)

John Marshall Bank

Credit Analyst

Reston, VA · On-site

$85K - $115K/yr

Participate in credit approval process; monitors adherence to loan policy, ensures accuracy of risk rating system, ensures effective evaluation and administration of collateral. * Be responsible for ...

Capital Bank

C&I Portfolio Manager II

Reston, VA · On-site

$120K - $150K/yr

The Portfolio Manager also works closely with the Credit Manager to manage the Bank's high-risk loans including remediation, collection or liquidation of these non-performing loans. Position ...

JOHN MARSHALL BANCORP INC

Credit Analyst

Reston, VA · On-site

$85K - $115K/yr

John Marshall Bank is looking for an experienced Credit Analyst to join our Credit Underwriting team in our Reston Headquarters. In this role you will: * Oversee the review of financial, collateral ...

John Marshall Bank

Credit Analyst

Reston, VA · On-site

$85K - $115K/yr

John Marshall Bank is looking for an experienced Credit Analyst to join our Credit Underwriting team in our Reston Headquarters. In this role you will: * Oversee the review of financial, collateral ...

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All JobsCredit JobsCredit Manager JobsCredit Manager Jobs in Springfield, VA

Credit Manager information

See Springfield, VA salary details

$26.6K

$70.7K

$134.7K

How much do credit manager jobs pay per year?

As of Sep 5, 2026, the average yearly pay for credit manager in Springfield, VA is $70,671.00, according to ZipRecruiter salary data. Most workers in this role earn between $37,600.00 and $96,600.00 per year, depending on experience, location, and employer.

What does a credit manager do?

A credit manager works in the banking industry or for a lending organization. Their job responsibilities include underwriting or evaluating requests for credit using credit scores, projected profits and losses, and risk factors. People in credit management are responsible for accepting or rejecting loan applications based on these criteria and have the authority to oversee the company’s lending process. The job duties of a credit manager also include creating models to assess creditworthiness, as their ultimate goal is to reduce loss and increase profits from lending. Alternatively, a credit manager can work for a seller, typically a business-to-business or B2B organization, granting trade credit to buyers. Credit managers are responsible for creating models or criteria to assess the creditworthiness of buyers, creating discount or incentive programs for early payment, and managing the credit department of the company. They may also be responsible for credit accounting and collections. Career qualifications include a bachelor’s degree in accounting, business, or a related field.

What does a credit manager do?

A Credit Manager is responsible for overseeing a company's credit policies, assessing the creditworthiness of potential customers, and managing the process of granting credit and collecting payments. They analyze financial data, set credit limits, and help minimize financial risk to the organization. Credit Managers also work closely with sales and accounting teams to ensure that credit terms are followed and that outstanding debts are collected efficiently.

What are some typical challenges credit managers face when assessing credit risk, and how can these be addressed?

Credit Managers often face the challenge of gathering sufficient and reliable financial data to accurately assess the creditworthiness of clients, especially with new or small businesses. Balancing the need for thorough risk analysis with maintaining positive customer relationships is also crucial. To address these challenges, Credit Managers use robust credit scoring systems, maintain clear communication with clients, and stay updated on industry trends to refine their risk assessment strategies. Collaboration with sales and finance teams is essential to align credit policies with organizational goals while minimizing exposure to bad debt.

What is the difference between Credit Manager vs Credit Analyst?

AspectCredit ManagerCredit Analyst
CredentialsBachelor's degree; often certifications like CAM, CCRABachelor's degree; often certifications like CAM, CCRA
Work EnvironmentOversees credit policies, manages teams, interacts with senior managementAnalyzes credit data, assesses risk, prepares reports
Employer & IndustryFinancial institutions, corporations, credit agenciesFinancial institutions, credit bureaus, lending companies

The Credit Manager focuses on overseeing credit policies, managing credit teams, and making high-level credit decisions. In contrast, the Credit Analyst primarily analyzes credit data, assesses risk, and prepares reports to support credit decisions. Both roles require similar credentials and often work within the same industries, but their responsibilities differ in scope and focus.

Is credit management a good career?

Credit management is a stable career that involves assessing creditworthiness, managing credit risk, and ensuring timely collections. It often requires strong analytical skills, knowledge of financial regulations, and proficiency with credit management software. The role can offer advancement opportunities and a steady income in various industries such as banking, finance, and retail.

What is the work of a credit manager?

A credit manager oversees a company's credit policies, evaluates the creditworthiness of clients, and approves or denies credit applications. They analyze financial data, manage credit risk, and ensure timely collection of payments, often using credit management software. Strong analytical skills and knowledge of financial regulations are essential for this role.
More about Credit Manager jobs

What are the most commonly searched types of Credit jobs in Springfield, VA?

The most popular types of Credit jobs in Springfield, VA are:

What job categories do people searching Credit Manager jobs in Springfield, VA look for?

The top searched job categories for Credit Manager jobs in Springfield, VA are:

What cities near Springfield, VA are hiring for Credit Manager jobs?

Cities near Springfield, VA with the most Credit Manager job openings:

Credit Manager jobs near you
Infographic showing various Credit Manager job openings in Springfield, VA as of August 2026, with employment types broken down into 84% Full Time, 12% Part Time, 1% Temporary, and 3% Contract. Highlights an 80% Physical, 2% Hybrid, and 18% Remote job distribution, with an average salary of $70,671 per year, or $34 per hour.

Senior Manager, Commercial Credit Review

Capital One

Mclean, VA • On-site

Full-time

Re-posted 15 days ago

Key responsibilities

  • Participate in and/or lead continuous testing and targeted review activities within assigned portfolios.

  • Assess the appropriateness of client selection, underwriting quality, borrower monitoring, and risk ratings through transactional testing.

  • Analyze portfolio composition to identify trends and risks, and communicate results to management and stakeholders.

Capital One rating

7.8

Company rating: 7.8 out of 10

Based on 148 frontline employees who took The Breakroom Quiz

89th of 175 rated banks

Job description

Senior Manager, Commercial Credit Review

Capital One's Credit Review organization is a third line of defense function that is responsible for providing an independent assessment of the Company's credit quality, key and emerging risks, and credit process execution to the Risk Committee of the Board of Directors and other stakeholders. Commercial Credit Review is seeking a Senior Manager who will participate in and/or lead continuous testing and targeted review activities within assigned portfolios.

The Senior Manager will contribute towards the execution of the annual Credit Review plan and work cross-functionally across Credit Review teams in the process. In particular, the Senior Manager will be vital in driving the independent oversight of Capital One's recent acquisition, Brex. This role involves contributing to the design and implementation of Credit Review's assurance framework tailored for Brex. Additionally, the associate will focus on establishing and maintaining strong collaborative relationships with Brex management and key stakeholders within Risk Management.

Primary responsibilities include:

  • Completing transactional testing to assess the appropriateness of client selection, quality of underwriting, effectiveness of borrower monitoring and accuracy of risk ratings

  • Analyzing portfolio composition to identify trends and risks and provide an opinion on portfolio quality

  • Participating in or leading Targeted Reviews to assess key risks in a given portfolio or across portfolios

  • Identifying gaps in credit policy, credit processes, and credit risk rating models

  • Identifying key and emerging risks

  • Effectively communicating results to executive level management, regulators and other key stakeholders

  • Building and maintaining effective working relationships across all three lines of defense

  • Acting as an approachable advisor to business heads and key lenders by developing continuous and effective communication channels for all stakeholders.

  • Ability to provide business leadership and partnering skills to help drive the organization towards critical decisions and deliverable results.

  • May be asked to develop and execute against monitoring plans

  • May be asked to assist in or lead the completion of quarterly Business Assessment Reports

  • May be asked to lead special projects

Basic Qualifications:

  • Bachelor's degree or military experience

  • At least 8 years of direct transactional credit experience (underwriting, workout, risk management, credit review or regulatory)

Preferred Qualifications:

  • At least 5 years of experience with traditional cash flow and leveraged lending

  • Master's degree

  • Certified Financial Analyst (CFA) OR Certified Public Accountant (CPA)

  • Ability to support conclusions through fact-based analysis and ability to influence senior leaders

  • Strong written and verbal communication skills

  • Excellent credit analysis and financial analysis skills

  • Strong organizational skills

  • Ability to manage multiple complex tasks while delivering high quality results

  • Leadership experience and strong leadership skills

  • Demonstrated experience in identifying, assessing and reporting on existing and emerging risks

  • Experience with direction applicability to Credit Review responsibility

  • Ability to navigate across a large organization and work with cross-functional teams

At this time, Capital One will not sponsor a new candidate for employment authorization for this position.

The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.

Charlotte, NC: $182,500 - $208,300 for Sr. Credit Review Manager


Chicago, IL: $182,500 - $208,300 for Sr. Credit Review Manager


McLean, VA: $200,700 - $229,100 for Sr. Credit Review Manager


New York, NY: $219,000 - $249,900 for Sr. Credit Review Manager


Plano, TX: $182,500 - $208,300 for Sr. Credit Review Manager


Richmond, VA: $182,500 - $208,300 for Sr. Credit Review Manager






Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate's offer letter.

This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.

Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at theCapital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.

This role is expected to accept applications for a minimum of 5 business days.No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City's Fair Chance Act; Philadelphia's Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.

If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.com

Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.

Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).

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