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Credit Manager Jobs in Triangle, VA (NOW HIRING)

The Credit Manager manages daily credit and collection activities in alignment with company policy and assigned authority, balancing risk management with customer support to drive profitable growth ...

New

The Credit Manager manages daily credit and collection activities in alignment with company policy and assigned authority, balancing risk management with customer support to drive profitable growth ...

New

The Credit Manager manages daily credit and collection activities in alignment with company policy and assigned authority, balancing risk management with customer support to drive profitable growth ...

New

Summary / Objective At Bestway our Credit Managers play a pivotal role in ourvision to enhance the customers rent to own experience. We expect our CreditManagers to be customer centric individuals ...

Summary / Objective At Bestway our Credit Managers play a pivotal role in ourvision to enhance the customers rent to own experience. We expect our CreditManagers to be customer centric individuals ...

Credit Manager II

Herndon, VA · On-site

$55 - $75/hr

Assess and manage credit risk * Extend credit to customers in accordance with company policies * Monitor and update credit information to existing customer base * Manage AR portfolio through direct ...

C&I Portfolio Manager II

Reston, VA · On-site

$120K - $150K/yr

Capital Bank Home Loans and OpenSky, a credit card division that offers and services credit cards ... The Portfolio Manager also works closely with the Credit Manager to manage the Bank's high-risk ...

The Credit Specialist II - ICRE position is responsible for managing a commercial real estate loan portfolio of secured loans. The secured loans are collateralized by various property types (multi ...

Credit Analyst

Reston, VA · On-site

$85K - $115K/yr

Participate in credit approval process; monitors adherence to loan policy, ensures accuracy of risk rating system, ensures effective evaluation and administration of collateral. * Be responsible for ...

Credit Analyst

Reston, VA · On-site

$85K - $115K/yr

John Marshall Bank is looking for an experienced Credit Analyst to join our Credit Underwriting team in our Reston Headquarters. In this role you will: * Oversee the review of financial, collateral ...

Credit Analyst

Reston, VA · On-site

$85K - $115K/yr

John Marshall Bank is looking for an experienced Credit Analyst to join our Credit Underwriting team in our Reston Headquarters. In this role you will: * Oversee the review of financial, collateral ...

Branch Manager

Fredericksburg, VA · On-site

$87K - $130K/yr

Collaborate closely with the Branch Credit Manager to establish an appropriate account base and ensure financial stability * Maintain strong vendor relationships, leveraging manufacturer information ...

C&I Portfolio Manager II

Reston, VA · On-site

$120K - $150K/yr

The Portfolio Manager also works closely with the Credit Manager to manage the Bank's high-risk loans including remediation, collection or liquidation of these non-performing loans. Position ...

Branch Manager

Fredericksburg, VA · On-site

$87K - $130K/yr

Collaborate closely with the Branch Credit Manager to establish an appropriate account base and ensure financial stability * Maintain strong vendor relationships, leveraging manufacturer information ...

You'll manage spread assignments, conduct financial analyses, and maintain related records and files. One of your key responsibilities is the preparation of a variety of credit department reports.

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Credit Manager information

See Triangle, VA salary details

$26.8K

$71.2K

$135.8K

How much do credit manager jobs pay per year?

As of Sep 5, 2026, the average yearly pay for credit manager in Triangle, VA is $71,236.00, according to ZipRecruiter salary data. Most workers in this role earn between $37,900.00 and $97,400.00 per year, depending on experience, location, and employer.

What does a credit manager do?

A credit manager works in the banking industry or for a lending organization. Their job responsibilities include underwriting or evaluating requests for credit using credit scores, projected profits and losses, and risk factors. People in credit management are responsible for accepting or rejecting loan applications based on these criteria and have the authority to oversee the company’s lending process. The job duties of a credit manager also include creating models to assess creditworthiness, as their ultimate goal is to reduce loss and increase profits from lending. Alternatively, a credit manager can work for a seller, typically a business-to-business or B2B organization, granting trade credit to buyers. Credit managers are responsible for creating models or criteria to assess the creditworthiness of buyers, creating discount or incentive programs for early payment, and managing the credit department of the company. They may also be responsible for credit accounting and collections. Career qualifications include a bachelor’s degree in accounting, business, or a related field.

What does a credit manager do?

A Credit Manager is responsible for overseeing a company's credit policies, assessing the creditworthiness of potential customers, and managing the process of granting credit and collecting payments. They analyze financial data, set credit limits, and help minimize financial risk to the organization. Credit Managers also work closely with sales and accounting teams to ensure that credit terms are followed and that outstanding debts are collected efficiently.

What are some typical challenges credit managers face when assessing credit risk, and how can these be addressed?

Credit Managers often face the challenge of gathering sufficient and reliable financial data to accurately assess the creditworthiness of clients, especially with new or small businesses. Balancing the need for thorough risk analysis with maintaining positive customer relationships is also crucial. To address these challenges, Credit Managers use robust credit scoring systems, maintain clear communication with clients, and stay updated on industry trends to refine their risk assessment strategies. Collaboration with sales and finance teams is essential to align credit policies with organizational goals while minimizing exposure to bad debt.

What is the difference between Credit Manager vs Credit Analyst?

AspectCredit ManagerCredit Analyst
CredentialsBachelor's degree; often certifications like CAM, CCRABachelor's degree; often certifications like CAM, CCRA
Work EnvironmentOversees credit policies, manages teams, interacts with senior managementAnalyzes credit data, assesses risk, prepares reports
Employer & IndustryFinancial institutions, corporations, credit agenciesFinancial institutions, credit bureaus, lending companies

The Credit Manager focuses on overseeing credit policies, managing credit teams, and making high-level credit decisions. In contrast, the Credit Analyst primarily analyzes credit data, assesses risk, and prepares reports to support credit decisions. Both roles require similar credentials and often work within the same industries, but their responsibilities differ in scope and focus.

Is credit management a good career?

Credit management is a stable career that involves assessing creditworthiness, managing credit risk, and ensuring timely collections. It often requires strong analytical skills, knowledge of financial regulations, and proficiency with credit management software. The role can offer advancement opportunities and a steady income in various industries such as banking, finance, and retail.

What is the work of a credit manager?

A credit manager oversees a company's credit policies, evaluates the creditworthiness of clients, and approves or denies credit applications. They analyze financial data, manage credit risk, and ensure timely collection of payments, often using credit management software. Strong analytical skills and knowledge of financial regulations are essential for this role.

What cities near Triangle, VA are hiring for Credit Manager jobs?

Cities near Triangle, VA with the most Credit Manager job openings:

Infographic showing various Credit Manager job openings in Triangle, VA as of August 2026, with employment types broken down into 86% Full Time, 13% Part Time, and 1% Contract. Highlights an 81% Physical, 2% Hybrid, and 17% Remote job distribution, with an average salary of $71,236 per year, or $34.2 per hour.

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 3 days ago

New


Job description

Job Posting:

Since 1953, Ferguson has been a source of quality supplies for a variety of industries. Together We Build Better infrastructure, better homes, and better businesses. We exist to make our customers' complex projects simple, successful, and sustainable. We proactively solve problems, adapt and grow to continuously serve our customers, communities, and each other. Ferguson is proud to provide best-in-class products, service, and capabilities across the following industries: Commercial/Mechanical, Facilities Supply, Fire and Fabrication, HVAC, Industrial, Residential Trade, Residential Building and Remodel, Waterworks and Residential Digital Commerce. Ferguson has approximately 36,000 associates across 1,700 locations. Ferguson is a community of proud associates who operate with the shared purpose of building something meaningful. You will build a career that you are proud of, at a company you can believe in.

We are currently seeking the right individual to fill an immediate need for a Credit Managerfull time and on-site for our F001 Chantilly VA location. If you have familiarity and experience with credit, collections and accounts receivable coupled with an interest in contributing directly to the bottom line of a multi-billion-dollar organization, this is the position for you!

Ferguson is seeking a skilled Credit Manager to oversee credit, collections, and accounts receivable operations. This role is critical in protecting company assets while supporting sales growth and optimizing return on receivables.

The Credit Manager manages daily credit and collection activities in alignment with company policy and assigned authority, balancing risk management with customer support to drive profitable growth and minimize exposure.

This position is responsible for managing a portfolio of accounts receivable of up to$30 million/monthrequiring strong financial judgment and business partnership.

Responsibilities

  • Monitor customer balances and aging, act on delinquent accounts
  • Develop and execute effective collection strategies
  • Review and manage credit limits and lien rights to protect company interests
  • Resolve disputes in partnership with sales and customers
  • Manage bad debt exposure, including recovery efforts and legal escalation when necessary
  • Ensure compliance with applicable laws and regulations (e.g., UCC, FDCPA, ECOA, liens, bonds, Sarbanes-Oxley)
  • Partner with sales teams through regular branch interaction and customer visits
  • Structure credit solutions (e.g., joint check agreements) for project-based accounts
  • Handle complex, high-risk, or exception accounts beyond standard authority
  • Review obtained credit information, evaluate credit risk, and approve or decline credit accounts and credit limits, in accordance with established company policies and terms, in a timely manner.
  • Conduct or supervise credit investigations on existing and potential customers to extend or raise credit limit and monitor exposure.
  • Contact credit customers through phone, e-mail, or on-site visits regarding their balance due, contributing to prompt payments. Ensure regular follow-up with customers.
  • Build relationships with customers and sales team through routine communication and visitation. Regular discussion of A/R strategy in cooperation with Market Credit Manager.
  • Focus on improving customer payment schedules, increasing Ferguson's collection percentage, and reducing Days Sales Outstanding (DSO), past due balances, write-offs, and disputes.
  • Understand and maintain lien and bond rights, through creation and monitoring of customer job accounts.
  • Keep management informed concerning the status of customers and receivables.
  • Adhere to Company compliance and Health Safety and Environment (HSE) policies, procedures, and requirements

Qualifications

  • Bachelor's degree in finance or related field preferred
  • 2+ yrs Credit Management Experience preferred
  • Credit, Collections, or Accounts Receivable experience (construction industry preferred)
  • Self-confident, strong communication skills and inquisitive
  • Strong analytical and decision-making skills with sound business judgment (macro decision making)
  • Excellent communication and relationship-building abilities
  • Ability to manage priorities and perform effectively in a fast-paced environment
  • Ability to react swiftly to new information and handle conflict professionally
  • Leadership or team development experience preferred
  • Sales process understanding
  • Credit evaluation and portfolio management
  • Financial Statement Analysis
  • Collections strategy and execution
  • Customer and branch relationship management
  • Secondary security concepts
  • Uniform Commercial Code (UCC) and credit fundamentals (ex: financial statement analysis, secondary securities, contract/bankruptcy law, etc.).
  • Enterprise and vendor systems proficiency Microsoft office (Word, Excel, Outlook, OneNote, Teams, A.I.) preferred

At Ferguson, we care for each other. We value our well-being just as much as our hard work. We are committed to a holistic approach towards benefits plans and programs that support the mental, physical, and financial well-being of our associates. Our competitive offering not only includes benefits like health, dental, vision, paid time off, life insurance and a 401(k) with a company match, but our associates also enjoy additional meaningful and inclusive enhancements that are adaptable to their diverse situations and needs, including mental health coverage, gender affirming and family building benefits, paid parental leave, associate discounts, community involvement opportunities and more!

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Pay Range:

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$5,525.00 - $8,825.00

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Estimated Ranges displayed are Monthly for Salaried roles OR Hourly for all other roles.

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This role is Bonus or Incentive Plan eligible.

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Ferguson complies with all wage regulations. The starting wage may be higher in certain locations based on local or state wage requirements.

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The Company is an equal opportunity employer as well as a government contractor that shall abide by the requirements of 41 CFR 60-300.5(a), which prohibits discrimination against qualified protected Veterans and the requirements of 41 CFR 60-741.5(A), which prohibits discrimination against qualified individuals on the basis of disability.

Ferguson Enterprises, LLC. is an equal employment employerF/M/Disability/Vet/SexualOrientation/Gender Identity.

Equal Employment Opportunity and Reasonable Accommodation Information